Seniors in New Jersey have many options for assisted living in a safe, supportive, and maintenance-free lifestyle post-retirement. New Jersey offers two main types of facility: assisted living residences and comprehensive personal care homes.[01] We’ll explore the ins and outs of both community types below. The average cost per month of assisted living in New Jersey is about $7,000 a month or $84,000 annually, according to A Place for Mom’s proprietary data.[02] At this price point, assisted living in New Jersey costs over $1,800 more per month than the national average, making it one of the most expensive states in the U.S.
The average monthly cost of assisted living in New Jersey is approximately $7,000, which is significantly more expensive than the national average monthly cost of assisted living, which is approximately $5,100 as of 2022. These numbers refer to the average final monthly costs paid by families living in our partner communities.
New Jersey assisted living costs at A Place for Mom’s partner communities typically range from roughly $3,900 to just over $10,000 a month.[02] Communities in large metropolitan areas like the suburbs of New York City, or in luxury locales like resort towns on the Jersey Shore, generally cost more than facilities in smaller or more rural locations. Costs can also vary by amenities provided, the level of care a resident needs, and the community’s pricing structure.
New Jersey divides their assisted living facilities into the following categories:[01]
New Jersey also offers “assisted living programs,” which are services rather than locations. They generally apply to senior tenants in subsidized housing and are licensed separately from concrete assisted living facilities.
The type of program greatly affects the cost of assisted living. Because of their smaller size and different licensing requirements, comprehensive personal care homes generally cost less than assisted living residences.
The monthly cost figures provided by A Place for Mom’s New Jersey partner communities generally cover a senior’s complete care needs, including:
In addition to facility type, factors that affect the cost of assisted living in New Jersey may include:
Medicare, Medicaid, and other public resources may help offset some of the costs of medical care expenses in an assisted living community for qualified seniors.
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US National average
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Our free tool provides options, advice, and next steps based on your unique situation.
I am always amazed that the staff is so very kind, professional and competent. The nurses and staff are taking very good care of all the residents. The meals are good There are good activities and a good...
From the first time we walked in, we knew we from the place for my Dad. After I made the decision to move my dad in it was A great experience. Not only for us but Also when we visited. The Personal was the...
My Dad has been happy there and we feel it is very homey. The staff all know him and address him by name. The support staff are excellent- very caring. We like that S/R Madison is a smaller facility. Yes,...
The facility management is very flexible about money as well as about special situations. For example, we had to move my aunt into the memory care unit, but management came up with the idea of allowing her...
I am always amazed that the staff is so very kind, professional and competent. The nurses and staff are taking very good care of all the residents. The meals are good There are good activities and a good...
My Dad has been happy there and we feel it is very homey. The staff all know him and address him by name. The support staff are excellent- very caring. We like that S/R Madison is a smaller facility. Yes,...
I would tell anyone interested in finding an assisted living for a loved one that Juniper Village, although not the newest, largest, or most modern facility out there, the staff engagement with the residents...
The “homey” layout is far better than “hotel” style facilities with long hallways. Here, everyone is close to the center of the activity. They try to keep residents there, rather than shipping them off to a...
Staff was very easy to reach and offered great personal touches. Made us feel more comfortable hearing from our loved one the care they received and knowing what they were taken care. I would highly...
It is always difficult to place a loved one in any kind of a facility. I have found that the staff here are genuinely concerned and involved with the residents. The healthcare is good, and staff try to keep...
Spring Oak of Toms River was wonderful with my husband in every way imaginable. I never worried about his care or emotional well being when I wasn't there. Sadly, my husband recently passed The staff, in...
The staff was fine and very nice at Magnolia Gardens. Communication with the family was good via phone and email. Mom was in hospice for the last 2 years and Medicaid since June and they did keep her in a...
Each family has their own unique budget and needs when it comes to assisted living, but planning ahead can help you better understand resources available to your loved one. This is especially true if your aging relative has not yet signed up for Medicare, or if they plan to apply for public assistance programs, which may have application periods or waiting lists.
You’ll find a variety of ways seniors can cover assisted living costs in New Jersey below. For a high-level review of payment resources for seniors, you can read through our complete guide to paying for long-term care.
Private pay options include financial assistance from family members, pensions, retirement accounts, and personal savings. These private funds generally cover the bulk of assisted living costs.
In New Jersey, assisted living communities are designed to be human-centric. They promote independence, individuality, privacy, dignity, and personal choice offered in homelike facilities or residential buildings.
Two types of facilities are licensed as assisted living in New Jersey. While many licensing requirements are the same between the two, there are several key differences.[01]
Assisted living residences are apartment-style housing facilities with communal dining areas and are built for four or more adults unrelated to the owners. These communities offer apartment units, which generally include at least one unfurnished room, private bathroom, and a lockable door on the unit entrance.
Comprehensive personal care homes are communities that provide room and board and ensure that assistance is available when needed. They house four or more adults unrelated to the owner.
The New Jersey Department of Health (DOH) regulates and licenses both assisted living residences and comprehensive personal care homes. Both must be licensed, then inspected by the state every 12 months.
The following considerations are made when licensing and regulating assisted living in New Jersey:
Staffing requirements may vary by the size of facility, care provided, and number of residents present, but these are the minimum requirements set by the state of New Jersey:[04]
Our free tool provides options, advice, and next steps based on your unique situation.
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports, and we compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of New Jersey is exceptional. A key finding that informed this rating is that, while New Jersey has a functional — if inelegant — website for finding assisted living records and histories, the website receives regular updates without very many lulls between updates.
We developed a standard methodology for state data collection and evaluation, and we based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
1. Are licensed assisted living communities listed online in any form? Yes
2. If Yes to #1, is the information updated frequently? Yes
3. If Yes to #1, is the list of licensed communities searchable? Yes
4. Does the state post inspections, complaints, survey results, or violations online? Yes
5. If Yes to #4, is the information updated frequently (within 90 days)? Yes
6. If Yes to #2 and #4, is the enforcement information included in the same place as licensed communities? Yes
7. If Yes to #4 and No to #6, are violations and inspections searchable at all? Yes or not applicable
8. Is information about special licensing for care shown? Yes
9. Is capacity shown? Yes
10. Are payment types shown (e.g., Medicaid, private pay)? Yes
11. Is the administrator/contact name shown? Yes
12. Can the state fine a facility? Yes
13. What is the frequency of inspections? Every 12 months
14. Does the website include pricing of facilities? No
New Jersey Department of Health and Senior Services. (2013, December 23). Standards for licensure of assisted living residences, comprehensive personal care homes, and assisted living programs.
A Place for Mom. (2023). A Place for Mom proprietary data.
State of New Jersey Department of Human Services. (2022). NJ FamilyCare Aged, Blind, Disabled Programs.
Department of Health and Human Services. (2015). Compendium of residential care and assisted living regulations and policy: 2015 edition.
Overview of assisted living in NJ
Find assisted living near you
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