Minnesota’s assisted living communities allow older adults to live a comfortable, active, and worry-free lifestyle. Sharing a Lake Superior water border with Michigan and Wisconsin, Minnesota is lovingly nicknamed the “Land of 10,000 Lakes.” However, if lake life isn’t your forte, Minnesota also comprises vast plains and rolling hills scattered across the state. Boasting a moderate cost of living, Minnesota’s charming towns and lavish cities blend together to form a state rich with art, culture, sports fandom, and deep history.
The cost of assisted living in Minnesota averages approximately $4,800 per month, according to A Place for Mom’s internal data on our partner communities in the state. That’s about $300 less expensive than the national average. However, Minnesota’s assisted living monthly costs can range from about $2,400 on the lowest end to $7,700 on the higher end.[01]
Assisted living costs are different from community to community. They depend on factors like the specific location of the community, the size of their apartment floor plans, the quality of amenities they offer, and whether they provide advanced or specialized care levels. You can expect higher costs in communities offering larger apartment options, more luxurious amenities, and higher care levels.
The assisted living costs above account for all fees paid, including any extra services, amenities, and care. Our figures are reflective of the actual prices paid by families referred to one of A Place for Mom’s partner assisted living communities in Minnesota. Families can use a combination of private and public payment methods to cover these costs, which you can read about in the following section.
Average monthly costs
Minnesota
US National average
Average monthly costs
Average monthly costs
Average monthly costs
Families should start planning for how to pay for long-term care as early as possible. Whether you’re able to cover assisted living using personal savings or opt to utilize public pay options, there are a variety of methods to pay for assisted living in Minnesota. Read about the payment options below, or view our guide to paying for long-term care for a high-level overview.
Some families pay for long-term care using personal savings. However, there are a number of other private pay options. Click on the cards below to learn more about some different options.
Selling a house will generate funds to help pay for assisted living in Minnesota.
Reverse mortgage loans can convert a portion of your home equity into cash, which can be used to pay for assisted living in Minnesota.
Health savings accounts (HSAs) can help cover long-term care insurance premiums and other health care costs in Minnesota.
Life insurance policies can be sold or surrendered to pay for assisted living in Minnesota.
Long-term care insurance covers some assisted living services in Minnesota, depending on the policy.
Social Security benefits can be used to help pay for assisted living in Minnesota.
The licensure term for assisted living in Minnesota is “Assisted Living Facility.” Assisted Living Facilities are regulated by the Department of Health’s Health Regulation Division. Minnesota recognizes two levels of Assisted Living Facilities. The first offers standard services found in most assisted living communities across the U.S., such as room and board, medication management, and assistance with activities of daily living (ADLs). The second offers the same services with the addition of specialized dementia care.[05]
An Assisted Living Facility (including one with dementia care) is defined as a facility that provides sleeping arrangements and assisted living services to at least one adult. Minnesota’s assisted living services can include one or more of the following:[05]
You can find a complete list of specific regulations that Minnesota’s Assisted Living Facilities must follow in the Minnesota section of the National Center for Assisted Living (NCAL)’s Assisted Living State Regulatory Review.
We developed a system to rate each state on how easy – or difficult – it is to find important assisted living records and reports and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Minnesota is exceptional. Key findings that informed this rating include:
Follow the instructions below to look up assisted living licenses and records in Minnesota.
We developed a standard methodology for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
We were happy and overall satisfied with our choice for our mom to live at Water's Edge. The staff truly cared about our mother. When she was able to be active, there were enough activities to...
This is a fabulous facility. Staff is courteous, professional and very attentive. The food in the dining room is excellent. Medications are delivered as scheduled. I highly recommend Talamore to anyone who...
I recently admitted my mother in this facility and so far, it has been nothing but smooth sailing. My mom has been telling me how happy she was with the staff that truly care for her needs and the fun...
I love my apartment and I love the location. Never saw myself as a city dweller but I really appreciate it. The diversity in the people here is a first for me. It’s great. The neighborhood has such...
After touring and considering a variety of facilities, we found The Waters of Highland Park, in St Paul, MN. From the first impression of the welcoming Concierge staff and impressive environment, we ranked...
New flooring is going to be installed soon. EVERYONE is resident focused plus all staff knows residents names. Our loved one wants good old fashioned plain home cooking food nothing too fancy. They are very...
The Kenwood is a wonderful place where the residents and staff have made my dad feel very at home. This is saying a lot considering that my dad has very isolationisttendencies. It is brilliant that breakfast...
Small, quiet community. My dad would like to socialize a bit more with others. They do not help with set up dr appts or any other appt. But, it is listed on the "cares" They've had 5 different nurses work...
We are setting up some als carte AL services and it has taken a while to meet with people and get things started. But they are very nice. My dad doesn't participate in the activities but they have many...
The staff was very attentive to my dad who was in a wheelchair. They treated him with respect and had fun with him too. When he passed away, they all came to pay their respects and many shed tears.
New Perspectives Carlson Parkway is an outstanding senior facility in all ways. It is very warm and caring place for your loved one. The Executive Director [name removed] maintains a residence that is...
The executive director over Rose Arbor and Wildflower Lodge has retired after only a little more than a year. The sales director is no longer there - I don't know the reason. The director over Wildflower...
The staff is very friendly and the facilities are very clean. They have a lot to do for the residents including day trips off property as well as numerous activities on property every day!
Facility and staff are excellent. I would recommend Silver Creek on Main. I wish the monthly cost was a bit lower but would be happy if the rent did not go up every year. All-in-all very good place for mom!
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. QuickFacts Minnesota.
Minnesota Department of Human Services. Medical Assistance coverage.
Minnesota Department of Human Services. Medical Assistance (MA) coverage for home and community based services through a waiver program.
National Center for Assisted Living (NCAL). (2022). Assisted living state regulatory review.
Overview of assisted living in MN
Find assisted living near you
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