About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Chicago, IL

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Chicago’s diverse and growing senior population has an array of independent living communities designed exclusively for adults age 55+ to choose from. A Place for Mom partners with 42 independent senior living communities within a 10-mile radius of Chicago’s city center. These communities offer a range of convenient amenities to foster carefree retirement living — such as on-site maintenance, social lounges, fitness centers, and even meal services and housekeeping. The downtown location also provides residents with convenient access to the bustling city life while remaining a stone’s throw from the beautiful Lake Michigan shoreline.

With the help of this guide, you can browse independent living communities in the heart of Chicago. We’ve compiled information using our 20+ years of senior living experience, proprietary data on over 14,000 senior living communities across the country, and advice from local Chicago senior living experts. In addition to individualized criteria — such as pet accommodations, amenities, and social opportunities — you’ll find payment tips, Illinois independent living health and safety regulations, and other resources for Chicago seniors.

Chicago Independent Living Facilities | 1444 Reviews
Showing 156 communities
Last Updated: 4/18/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

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Photo of Mercy Circle Senior LivingCommunity card badge
11 Video available
2222 Photos available
9.9
Review score
106 reviews
9.9
Review score
106 reviews
5 star
90%
4 star
8%
3 star
0%
2 star
0%
1 star
2%
See all reviews
I could not be more pleased with my mom's experience at Mercy Circle. The nurses and the CNS's were friendly, patient, and very attentive. The meals were always served hot, and the food was very good.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A faith-based not-for-profit communityMercy Circle’s residents and staff together create a vibrant, caring community where all people are welcome and our non-profit status is reflected in no entrance fees. Residents pay only a monthly fee, which includes meals, services, amenities and...
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Photo of Brookdale Lake ViewCommunity card badge
11 Video available
1010 Photos available
9.6
Review score
116 reviews
9.6
Review score
116 reviews
5 star
59%
4 star
33%
3 star
5%
2 star
2%
1 star
1%
See all reviews
I found friends at Brookdale lake view that have similar interests as me. I like that Brookdale gives me a sense of independence and I can come go and go as a please. But if I ever needed anything they are...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Healthier Life, Healthier YouHave you been on the hunt for an exceptional senior living experience that gives you the quality care you want without sacrificing the independence and freedom you crave? If so, look no further. Our independent and assisted living community is located within walking...
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Photo of Brookdale Lake Shore DriveCommunity card badge
11 Video available
1313 Photos available
66 Floor plans available
9.5
Review score
66 reviews
9.5
Review score
66 reviews
5 star
53%
4 star
33%
3 star
6%
2 star
6%
1 star
2%
See all reviews
I've lived happily at Brookdale Lake Shore Drive for five years, and recommend it highly. The locations and wonderful activities are two of the best assets.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Good Times, Good CompanyLocated in the active and vibrant city of Chicago, Illinois, our independent and assisted living community boasts stunning views of Lake Michigan and the city skyline, spacious common areas for relaxing and entertaining, delicious meals served in a restaurant-style dining...
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Photo of Autumn Green at Midway Village
11 Video available
1616 Photos available
33 Floor plans available
9.5
Review score
59 reviews
9.5
Review score
59 reviews
5 star
57%
4 star
31%
3 star
7%
2 star
5%
1 star
0%
See all reviews
We really can't say enough positive things about Autumn Green! We feel lucky to have found such a great spot for my brother in law. He left his house in Oak Lawn and his sister is in Burbank. We never...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Don't let our value prices fool you -- Autumn Green is a beautiful community!   Autumn Green at Midway Village offers full-service rental retirement living at a mid-range price for persons aged 62+ OR For-sale condominiums for persons aged 55+ in the adjacent Midway Village...
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Photo of The Breakers at Edgewater BeachCommunity card badge
11 Video available
1818 Photos available
99 Floor plans available
9.5
Review score
104 reviews
9.5
Review score
104 reviews
5 star
67%
4 star
23%
3 star
4%
2 star
3%
1 star
3%
See all reviews
They are very helpful if you have a problem. They are close to our children They are close to the lake The price and the large apartment
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At The Breakers, I have my choice of a quiet evening in my apartment home or spending time with my friends. There is fun and lively entertainment all in one spot. What's really special is that there is always someone to visit and talk with. It's a warm, friendly community where everyone feels...
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Photo of Artis Senior Living of Lakeview
11 Video available
1919 Photos available
99 Floor plans available
9.4
Review score
32 reviews
9.4
Review score
32 reviews
5 star
63%
4 star
28%
3 star
3%
2 star
6%
1 star
0%
See all reviews
Very pleasant and helpful facility and very family oriented. The room could be a little more spacious and the amenities are good.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Welcome to Artis—where empowerment, pride and fulfillment define memory careAt Artis Senior Living, our mission is to provide the finest level in Memory Care and assisted living through individually designed programs combined with a passionate dedication to each resident’s individualized comforts...
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Photo of Senior Suites of New City
44 Photos available
22 Floor plans available
9.2
Review score
15 reviews
9.2
Review score
15 reviews
5 star
80%
4 star
13%
3 star
7%
2 star
0%
1 star
0%
See all reviews
My experience here at Senior Suites New City have been very good and very safe for me. I have truley enjoyed my time living here.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
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Photo of Senior Suites of Bridgeport
66 Photos available
22 Floor plans available
9.2
Review score
36 reviews
9.2
Review score
36 reviews
5 star
77%
4 star
14%
3 star
6%
2 star
0%
1 star
3%
See all reviews
Bridgeport Senior home is a nice place to live. I've been here eight years. I feel safe, because they have an intercom. The maintenance people are very helpful. Including the whole Staff. Most of the...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
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Photo of Amazing Grace Senior Living
77 Photos available
9.2
Review score
6 reviews
9.2
Review score
6 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Everything was ideal. The location was good. The facility is top notch. The food is not institutional food. Meals are delicious and nutritous.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of St. Joseph Village of Chicago
99 Photos available
9.2
Review score
13 reviews
9.2
Review score
13 reviews
5 star
69%
4 star
23%
3 star
8%
2 star
0%
1 star
0%
See all reviews
All fives. The aides in particular were outstanding! Kind and compassionate day after day ( I was there almost every day) while dealing with an oftentimes difficult patient population. Their kindness was...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Have you noticed that something doesn't seem right with mom or dad these days? It could be subtle or it could be something that's pretty obvious. Regardless, you've turned to the Internet for a reason and the best choice for assisted living is also Chicago's most notable and...
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Photo of Senior Suites of Washington HeightsCommunity card badge
77 Photos available
22 Floor plans available
9.1
Review score
72 reviews
9.1
Review score
72 reviews
5 star
85%
4 star
11%
3 star
4%
2 star
0%
1 star
0%
See all reviews
I would recommend to others. The community seems to be adequate for seniors. We picked this community, because it was conveniently located.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Clarendale Six Corners
1212 Photos available
Pricing promotion expiring soon
9.0
Review score
5 reviews
9.0
Review score
5 reviews
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
What our family likes the most about the Clarendale Six Corners is their customer service, their response time, and the value for cost. It also is a new building so the cleanliness is very nice.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Clarendale Six Corners is Chicago's most anticipated senior living community now open for you to experience! On a triangular corner of Six Corners in Northwest Chicago, Illinois, you’ll discover 10 floors of casual sophistication, superb hospitality services and great amenities.You'll enjoy...
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Photo of Senior Suites of Garfield Ridge
66 Photos available
22 Floor plans available
9.0
Review score
18 reviews
9.0
Review score
18 reviews
5 star
77%
4 star
11%
3 star
6%
2 star
0%
1 star
6%
See all reviews
The residents had a great time on Wednesday back in March. The entire office staff gave us St. Patrick's Day necklaces, served us a tasty array of food and beverages and we played some games.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Rainbow Beach
66 Photos available
22 Floor plans available
9.0
Review score
20 reviews
9.0
Review score
20 reviews
5 star
65%
4 star
20%
3 star
10%
2 star
5%
1 star
0%
See all reviews
I believe that the lady that assisted us was kind and courteous and was patient to show us other units without being irritated.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
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Photo of The Admiral at the Lake, a CCRC
11 Video available
3232 Photos available
8.9
Review score
16 reviews
8.9
Review score
16 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Dinner service at the Admiral at the Lake has successfully made it through the pandemic, staff shortages, and inflation that plague us all. Meals are nutritional and appetizing, and always include meat, fish...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Step out your door to acres of beautiful parkland, the beach, and the lake’s shore. Look the other way and Chicago surrounds you – the stunning skyline, vibrant neighborhoods, and the cultural depth few other cities offer.Chicago’s oldest, nonprofit retirement living organization is introducing...
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Photo of Senior Suites of West Humboldt Park
77 Photos available
22 Floor plans available
8.7
Review score
10 reviews
8.7
Review score
10 reviews
5 star
60%
4 star
30%
3 star
10%
2 star
0%
1 star
0%
See all reviews
Happy being here. Friendly neighbor they provide entertainment/activities/the staff is a big help to us. They come and check on the senior seeing that we all are ok.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Auburn GreshamCommunity card badge
11 Video available
1010 Photos available
22 Floor plans available
8.7
Review score
34 reviews
8.7
Review score
34 reviews
5 star
64%
4 star
24%
3 star
9%
2 star
0%
1 star
3%
See all reviews
Senior Suites could Start the meals and shop at more alternative grocery stores. I would recommend this community to other families based on the experience I have had so far.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Belmont Cragin
66 Photos available
22 Floor plans available
8.6
Review score
11 reviews
8.6
Review score
11 reviews
5 star
64%
4 star
27%
3 star
0%
2 star
0%
1 star
9%
See all reviews
The admin staff at Senior Suites of Belmont Craigin was fantastic. They were very accommodating and catered to all our needs. Bus transport was so helpful too. I would recommend them to others for...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites Ravenswood Manor
55 Photos available
22 Floor plans available
8.6
Review score
27 reviews
8.6
Review score
27 reviews
5 star
59%
4 star
33%
3 star
4%
2 star
0%
1 star
4%
See all reviews
I would say it is perfect. I chose this over Senior Suites Bridgeport because it is only two miles from where I live. I am very happy with it.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Hegewisch
44 Photos available
22 Floor plans available
8.6
Review score
10 reviews
8.6
Review score
10 reviews
5 star
70%
4 star
10%
3 star
10%
2 star
0%
1 star
10%
See all reviews
My mom loves it here. She's very happy which is all that matters to me. The carpet in the hallways can be a little cleaner (needs to be replaced). The office staff is friendly and responsive, especially if...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Kelvyn Park
11 Video available
88 Photos available
22 Floor plans available
8.5
Review score
9 reviews
8.5
Review score
9 reviews
5 star
33%
4 star
45%
3 star
22%
2 star
0%
1 star
0%
See all reviews
We went with Senior Suites because we had a very close family friend whose mom had an apartment here and was here for a long time and we used to visit all the time. When my mom was ready to look, this was...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Kelvyn Park is a highly rated pet-friendly Chicago independent living community for seniors 62 and older. For retirees looking for a convenient location that allows them to maintain their lifestyle and socialize with their peers, our senior living community is here to make life...
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Photo of Victory Centre of South Chicago
77 Photos available
22 Floor plans available
8.5
Review score
3 reviews
8.5
Review score
3 reviews
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I would rate the first 1 as a 5 the second as a 4 and the last ones as a 5. I would definitely recommend them to a friend. They were very attentive and if ever I had an issue ( which wasn't too often) they...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of South Chicago community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life...
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Photo of Senior Suites of Norwood Park
77 Photos available
22 Floor plans available
8.5
Review score
51 reviews
8.5
Review score
51 reviews
5 star
84%
4 star
14%
3 star
2%
2 star
0%
1 star
0%
See all reviews
The apartments are really nice and newer than the others we looked at. The community is very clean and neat and the staff is very friendly. This is a good value compared to other communities in the area...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Norwood Park is a highly rated Chicago independent living community for seniors 62 years of age or older. We offer the comfort of a private apartment with the joys of communal life. Our convenient location allows residents to fully enjoy their retirement as they take in all the...
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Photo of Senior Suites of South Shore
33 Photos available
22 Floor plans available
8.2
Review score
25 reviews
8.2
Review score
25 reviews
5 star
44%
4 star
20%
3 star
24%
2 star
4%
1 star
8%
See all reviews
I enjoy this community and love my apartment. My only complaint is that I'm not happy with package delivery here. I don't feel that my packages are secure. I'd like the main office to receive them.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites Midway Village
11 Video available
1111 Photos available
22 Floor plans available
8.0
Review score
18 reviews
8.0
Review score
18 reviews
5 star
61%
4 star
11%
3 star
6%
2 star
22%
1 star
0%
See all reviews
It would be helpful for others to know that they have adequate handicap parking for residents, but not so much for others. There is limited parking for the guests. It is a locked facility so you have to have...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Midway Village is a welcoming, secure independent living community in Chicago for seniors ages 62 and over. We provide the opportunity for seniors to forego home maintenance chores in favor of private apartments with housekeeping in a convenient location. We want our residents to...
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What families are saying about independent living in Chicago

Recent reviews for independent living in Chicago

Cantata Adult Life Services a CCRC in Brookfield, IL

4.8
I recommend Cantata because they have a robust rehab gym staffed with professionals in physical therapy, occupational therapy, balance, speech/memory therapy. It is located on a quiet tree lined landscaped campus with onsite Assisted Living, Skilled Nursing and Independent Living. The staff ...
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The Carrington at Lincolnwood

4.0
What we really like about The Carrington will drive the residents to and doctors appointment which is very helpful. It ultimately is our Father-in-law's choice, but I do think we would recommend this community to other families.

Oak Trace a CCRC in Downers Grove, IL

4.8
They're short of help, all the way around. That's the main challenge. Sometimes it's hard to find a nurse on the nursing floor. But I really like the assisted living building. They're very good with their activities and keeping their people up to date on things. I had one relative move to ...
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Costs of independent living in the Chicago area

The cost of an independent living community within 10 miles of the Chicago city center averaged $3,203 per month in 2022, according to A Place for Mom’s proprietary data. This figure includes rent as well as any add-on fees that the community offers. Chicago independent living costs can vary based on floor plans, amenities and add-ons, and location. North of downtown Chicago tends to have a higher cost of living, whereas south of downtown often has lower costs. The following figures represent baseline Chicago area independent living rental costs, not including add-on fees.

Average monthly cost of Independent Living in Chicago, IL vs. nearby cities

Chicago, IL

$6,033/mo

McCook, IL

$4,785/mo

How people pay for independent living in Chicago

Independent living community costs are not covered by public sources like Medicare or Medicaid, though in-home care services may be covered for medically qualifying seniors. However, there are many private ways to pay for independent living. Veteran Affairs (also known as VA) pensions and benefits may also help to offset costs of independent living for eligible senior veterans and their spouses.

Private pay methods for independent living in Chicago
  • Income: Even if you are no longer bringing in a paycheck, you may still have income in the form of Social Security benefits, savings, pensions, or investments.
  • Proceeds from the sale of a house: Many seniors transitioning to independent living are looking to downsize so as not to worry about home ownership and maintenance in retirement. Selling a home can not only free up such responsibilities, but it can also provide some equity to cover the cost of rent at an independent living community.
  • Reverse mortgage: If selling your home isn’t feasible, a reverse mortgage can enable you to take a loan from the home’s current equity.
  • Life insurance: Some life insurance policies can be sold to a third party or surrendered for cash, which can then be used to cover senior living during your retirement. Talk to your insurance provider to see what your options are.
  • Long-term care insurance: Long-term care insurance does not cover the cost of rent at an independent living community. However, it can be used for in-home care services for medical conditions. Some seniors choose in-home care rather than moving to an assisted living community. Policies do vary though, so plan ahead and check with your policy provider to see what is covered in terms of future care needs.

Housing support for independent living in Chicago

Housing support for independent living in Chicago

Unlike support-focused senior living communities such as assisted living and memory care, independent living community costs are not not covered by Medicaid or Medicare.

Some independent living communities accept HUD 202 waivers, which are a form of housing assistance offered by the U.S. Department of Housing and Urban Development.

Supplemental Security Income (also commonly called Social Security or SSI) may also aid you in paying for independent living, depending on the community and your eligibility.

In-home care resources in Chicago

Chicago resident Medicaid resources

Supportive Living Program fact sheet. Illinois’ Supportive Living Program is intended as an alternative to nursing care. It is offered to lower-income individuals 65 and older or individuals age 22+ with disabilities. Take a look at Supportive Living eligibility requirements, available service options, payment methods, and more.

About Aid to the Aged, Blind or Disabled. Aid to the Aged, Blind or Disabled, or AABD Cash, is a program offered by the Illinois Department of Human Services. AABD Cash was created to grant financial support to Illinois residents who are elderly, blind, or disabled and need help paying for care services. Explore eligibility as well as how to apply.

Illinois Application for Benefits Eligibility. Illinois offers several benefit programs to help lower-income residents afford food, health care, child care, Medicare premiums, and other costs of living. Understand and manage your Illinois benefits, including Medicaid; Aid to the Aged, Blind or Disabled (AABD Cash); Supplemental Nutrition Assistance Program (SNAP); and more.

Contact the Illinois Department of Human Services. The Illinois Department of Human Services, or IDHS, offers many support services to Illinois residents who are not able to be financially independent. These resources can help you find Illinois Department of Human Services offices or get in contact with the right department for your needs.

Illinois Healthcare Portal for Seniors. This portal can help you find information on health care assistance for Illinois senior residents.

Chicago benefits check service. Here you can find out your eligibility for over 70 state and federal benefits programs.

Additional Chicago Medicaid contacts

Chicago Senior Services
Chicago Senior Services hotline: 312-744-4016
Hours: Monday through Friday, 9 a.m. – 5 p.m.
Email: Aging@CityofChicago.org
Facebook.com/ChiSeniorServices

Chicago resident Medicare resources

Social Security Administration. Find out about Medicare benefit options offered by the U.S. Social Security Administration, like medical care coverage.

Online Medicare application. From this page you can apply for Medicare through the U.S. Social Security Administration.

Illinois Long-Term Care Ombudsman Program. This program offers Illinois seniors advocacy to protect their rights and improve their quality of life, especially in long-term care facilities. If you or your loved one are being mistreated or receiving poor care in a senior living community, the ombudsman program can help you receive the proper support.

Illinois Department on Aging Long-Term Care. Explore information on long-term care insurance and other resources to assist in covering the costs of Illinois senior care.

Chicago veterans benefit resources

Veterans and their surviving spouses can use their Veterans Affairs (VA) pension toward rent in an independent living community. If the veteran or their spouse is disabled, they may also qualify for the Aid and Attendance benefit, which is an additional pension stipend that can be used to cover the cost of any service meant to improve a senior’s quality of life. To qualify for the Aid and Attendance benefit, a veteran must qualify for a VA pension and meet at least one of the following criteria:

  • Have limited eyesight
  • Require assistance from a caregiver to perform activities of daily living
  • Spend much of each day in bed due to illness
  • Live in a nursing home due to physical or mental disability

Disabled, housebound seniors in need of home care services may be eligible to receive the Housebound allowance to help cover the costs of these services. Note that you cannot receive both the Aid and Attendance benefit and the Housebound allowance at the same time.

For more information, you can visit the Illinois Department of Veterans’ Affairs Services/Benefits page, where you will find information on local programs to aid veterans and their families with education, employment, senior care, and more.

The Illinois Department of Veterans’ Affairs also provides Veteran Service Officers (VSOs) for benefits assistance. Veteran Service Officers can help you get the most out of the VA benefits available to you and your family. Explore the VSO Directory to find the local VSO office in your county. Once a senior is enrolled in their VA health care benefits and receiving support services, VA patient advocates at VA Chicago health care can help VA patients navigate their care services.

Related: Visit our complete guide to VA benefits

60159

Number of Chicago veterans

Percentage of Chicago veterans age 75+, according to the U.S. Census Bureau

Additional Chicago VA contacts

2122 W. Taylor St.
Chicago, IL 60612
Hours: 8 a.m. – 4 p.m., Monday through Friday
Phone: 800-827-1000

Community Resource & Referral Center (CRRC)
1141 S. California Ave.
Chicago, IL 60612-9998
Phone: 312-569-5750
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Phone: 312-569-7959

Chicago Vet Center
3348 W. 87th St., Suite 2
Chicago, IL 60652-3767
Phone: 773-962-3740
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Evanston Vet Center
1901 Howard St.
Evanston, IL 60202
Phone: 847-332-1019
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Understand Illinois laws and regulations for independent living communities

Illinois independent living communities are required to enforce a 55 year age minimum per the Illinois Administrative Code.[02] While families and children of seniors may be able to live in independent living depending on the community, residents will need to verify that at least one member of their household is 55 or over.

While Illinois does not have many requirements specific to independent living, these buildings must comply with the legal standards of any type of housing. While building codes vary across the state of Illinois, Chicago living spaces are required to maintain standards such as:

  • Fire retardant building materials [03]
  • Minimum square foot requirements for specific numbers of people
  • Bathrooms accessible to each bedroom without requiring passage through another bedroom
  • Proper and accessible building exits

To report a building code violation in Chicago, you can call 3-1-1 or fill out an online service request.

All living spaces are also required to be ADA compliant, which means that reasonable accommodations and modifications are made for individuals with disabilities. Under federal law, owners of housing facilities cannot deny tenancy to individuals with disabilities.

Reasonable accommodations are adjustments to rules or policies so that tenants with disabilities are not left out of the activities or benefits offered to other tenants. Property managers may provide accommodations, such as the following:

  • convenient parking
  • acceptance of rent payment on a date that corresponds to tenant’s disability payments
  • enabling tenants with disabilities to have equal access to the complex’s shared spaces or activities

Modifications involve making changes to the apartment complex and unit to make it more accessible to those with disabilities. This can mean adding a wheelchair ramp or hands-free entrance or simply installing handrails in bathrooms. The costs of these modifications are to be covered by the owner of the rental property rather than by the tenant with the disability.[04]

Find contact information and resources for tenant rights’ advocacy, housing discrimination, housing-related legal aid, eviction assistance, and more through Illinois’ Tenant Rights, Laws and Regulations website.

Additional Chicago Department of Health resources

Illinois Department of Public Health — Chicago headquarters offices

122 S. Michigan Ave., 7th and 20th Floors
Chicago, IL 60603
Phone: 312-814-2793

69 W. Washington St., 35th Floor
Chicago, IL 60602
Phone: 312-814-5278

COVID-19 regulations for Chicago independent living communities

There are currently no COVID-19 regulations in place for Chicago independent living communities.

Get to know independent living in Chicago

589Number of in-network assisted living facilities in market
4.1/5.0 average in-network rating
88% of these independent living communities are pet-friendly
59% of these independent living communities offer dining
90% of our independent living partners offer organized activities
59% of our independent living partners offer meal services
60% of the seniors we’ve referred to Chicago independent living communities are women
75
Seniors referred to independent living in Chicago by A Place for Mom average 75 years of age

Features of independent living communities in Chicago

Chicago independent senior living communities typically offer private apartments or condos. Floor plans often include living areas, fully equipped kitchens, and wheelchair-accessible bathrooms with hand rails. Check out some other features common to Chicago independent living communities:

  • Balconies or patios
  • High-speed internet access
  • Storage units
  • On-site maintenance and management staff
  • Wheelchair-accessible units and common areas

Some communities even offer the following types of on-site services for additional fees:

  • Laundry and housekeeping
  • Meal services
  • Emergency staff on call
  • Transportation services
  • Concierge services
  • Third-party care services

Resident-only clubhouses are also common to Chicago independent living communities. These clubhouses promote socialization among residents and give them access to even more shared amenities, such as the following:

  • Social lounges and game rooms
  • Movie theaters
  • Libraries and media rooms
  • Business centers
  • Fitness centers
  • Pools
  • BBQ areas
  • Social calendars

Chicago independent living communities provide the active senior with an exciting urban locale that has convenient access to entertainment, shopping, dining, and the sparkling Lake Michigan shoreline. On-site storage and maintenance foster a more relaxing environment than home ownership. Some independent living communities even offer an aging-in-place option for an even more worry-free living experience.

Aging-in-place services

Chicago’s independent living communities with aging-in-place options are typically part of a larger senior living facility that includes multiple care types and accommodations on one campus, such as assisted living and memory care. Communities that offer these add-on care services are ideal for the senior who may need more assistance down the line. If a senior’s care needs ever evolve past the care offered in the independent living community, they can just add on the care services they need without having to relocate to a new community. Aging-in-place features provide security in the event of surgery, illness, or other medical events. A Place for Mom has 17 partnered communities in Chicago that offer aging-in-place services, with access to home care agencies, memory care, and skilled nursing services on site.

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Our free touring checklist can help you choose the right community.

Unfamiliar with Chicago? Highlights for seniors

342400

Number of Chicago seniors age 65+, according to U.S. Census Bureau

12%

Percent of Chicago residents age 65+

66000

Number of veterans in Chicago

72%

Percentage of Chicago’s older adults who self-report being in overall good health, according to Center for Community Health Equity

Health care for seniors in Chicago

Chicago residents have many innovative and highly rated medical centers to choose from. Several of Chicago’s medical facilities also offer specialty geriatric care.

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Northwestern Memorial Hospital

Northwestern Memorial Hospital is the highest ranking hospital in the state of Illinois, according to U.S. News and World Report. It’s nationally ranked in 10 adult specialties, and it partners with Northwestern University Feinberg School of Medicine to foster world-class patient care and medical innovation.

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Rush University Medical Center

Rush University Medical Center is ranked No. 2 out of all Chicago hospitals, according to U.S. News and World Report. Rush is known for outstanding patient care, education, and medical research, with roots going back nearly 200 years.

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University of Chicago Medical Center

University of Chicago Medical Center is the third-highest ranked hospital in Chicago and in the state of Illinois, according to U.S. News and World Report. Known for exceptional geriatric care services, University of Chicago Medical Center is a nonprofit academic hospital established in 1927.

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NorthShore University Health System

NorthShore University Health System is the fourth-highest ranking Chicago hospital, according to U.S. News and World Report. The NorthShore system includes six hospitals and over 140 medical centers all over the Illinois area.

Transportation for seniors in Chicago

While driving in the city is an option, heavy traffic and limited parking can make it a challenge. Fourteen of A Place for Mom’s partnered independent living communities in Chicago offer transportation services at an additional cost. For those without transportation, many Chicago residents count on public transportation. The most convenient and cost effective way to get around is the Chicago Transit Authority “L” train. The Chicago Transit Authority also has over 100 bus routes.

While Chicago is relatively walkable, it’s quite big, so it can be helpful to know what other options are available. For the active individual, Chicago’s Divvy bike-share system can be a fun way to get around, and the Metra Rail train is great for commuting to the Chicago suburbs. Chicago also provides AC Med Tran transportation services specifically for seniors, veterans, and individuals who require a wheelchair or mobility assistance.

Compiled from data about Chicago’s population, public transportation, walking and bike routes, and more, the Windy City has received the following WalkScore ratings, [08] each out of 100:

Transportation card image
77

Walk Score

Transportation card image
72

Bike Score

Transportation card image
65

Transit Score

A senior couple sharing a pair of binoculars while outdoors

Senior activities in Chicago

As the most populous city in the Midwest, Chicago always has something exciting to offer. Whether you’re looking for great food, fine arts, exciting sports, or exhilarating shopping, you’ll find it in Chicago. The striking architecture of the city contrasted against the glistening Lake Michigan shoreline creates an idyllic backdrop for your golden years.

The closer to the city center, the more social opportunities seniors have with others who are in the same stage of life. The Norwood Park Senior Center sits just outside the city center’s 10-mile radius. It features a state-of-the-art fitness center, a library, and a reading room. Additionally, lunch is served Monday through Friday. Chicago seniors can make new connections as they partake in games, Zumba and yoga classes, seasonal water aerobics, music appreciation, and educational classes.

Chicago’s lovers of the arts can explore the offerings of the Belmont Theater District, Museum of Contemporary Art, and Chicago Symphony Orchestra, to name just a few local art centers.

When the family comes to visit, the Lincoln Park Zoo and Lincoln Park Bird Sanctuary offer free admission daily, or you can take advantage of the Children’s Museum senior discounts. Chicago residents can also visit the wonders of the ocean for a reduced rate at Shedd Aquarium.

When the grandkids go back home, take a trip to nearby Elgin for a scenic evening at Grand Victoria Casino on the river. Or, stay local and dine, sample locally crafted wines, and enjoy entertainment at City Winery — Riverwalk Winegarden in the spring and the City Winery — West Loop all year round.

The following are just a few Chicago attractions with senior discounts and specials:

Frequently Asked Questions

Brookdale Northbrook, Mercy Circle Senior Living and Brookdale Glen Ellyn are the top-rated Independent Living facilities near Chicago, IL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Chicago is 6033.29 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

  2. Illinois General Assembly. Health Facilities and Regulation (210 ILCS 9/) Assisted Living and Shared Housing Act.

  3. International Code Council. (2019, December 1). 2019 Chicago building code with revised April 2022 supplement.

  4. U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

  5. A Place for Mom. (2022). A Place for Mom proprietary data.

  6. U.S. Census Bureau. (2021, July 21). Chicago city, Illinois. QuickFacts.

  7. Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older adult health. Center for Community Health Equity.

  8. Walk Score. (2022). Living in Chicago.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

2.
3.

International Code Council. (2019, December 1). 2019 Chicago building code with revised April 2022 supplement.

4.

U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

5.

A Place for Mom. (2022). A Place for Mom proprietary data.

6.

U.S. Census Bureau. (2021, July 21). Chicago city, Illinois. QuickFacts.

7.

Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older adult health. Center for Community Health Equity.

8.

Walk Score. (2022). Living in Chicago.