Independent Living in Massachusetts

When it comes to senior living, Massachusetts is a great choice for you or your loved one.

The most populous state in New England, Massachusetts features a distinctive blend of natural beauty and treasures of U.S. history. The Berkshire Mountains in the western region are a convenient getaway for coastal residents around Cape Cod Bay, and the famously upscale islands of Nantucket and Martha’s Vineyard sit just off the state’s southern shores. As one of the country’s original Thirteen Colonies, Massachusetts is rich with early American historic sites like Plymouth and Salem. Within Boston there’s the timeless North End neighborhood, along with popular tourist spots like the USS Constitution and the Boston Tea Party Ships and Museum. The amount of variety within reach to those who call Massachusetts home makes the Bay State an exemplary retirement destination.

Currently, A Place for Mom partners with more than 160 independent living communities in Massachusetts.

The median monthly cost of independent living in Massachusetts is about $3,000.

Top cities in Massachusetts

Independent Living in Massachusetts

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Massachusetts Independent Living Regulations

Each state regulates senior living communities differently. Because independent living is often provided by assisted living communities, states may regulate independent living within their guidelines for assisted living. You can use APFM’s guide to assisted living regulations to learn more about access to facility records in Massachusetts.

In Massachusetts, independent living communities — also known simply as retirement communities — are geared towards seniors who are able to live on their own, without daily assistance, and prefer to live among people their age. This usually means residents are self-sufficient and do not require hands-on care. Think of independent living communities as age-restricted (typically 55+) complexes, which provide organized activities, meal services, and transportation.

Cost of Living

Overall, the cost of living in Massachusetts is considered to be less affordable than the national average. All index scores are based on a scale with the national average set at 100.

Price Indexes

  • Cost of Living: 134
  • Groceries: 114
  • Housing: 170
  • Utilities: 110
  • Transportation: 116

Demographics

About 17% of Massachusetts’s population are seniors. In the 2016 presidential election, Massachusetts leaned liberal.

2016 Presidential Election

  • 60% voted Democratic
  • 33% voted Republican
  • 7% voted third party or abstained

Population

  • Median age: 39
  • Over the age of 55: 30%
  • 2018 population: 6,902,149
  • 2020 population: 6,980,618
  • Estimated 2025 population: 7,180,715

Miscellaneous

  • 23% regularly attend a religious service
  • 60% consider themselves atheist, agnostic, or a non-believer
  • The state has a total of 4,200 congregations
  • There are 27 Masonic lodges in the state

Climate and Weather

Massachusetts’s climate is divided into three sections, with almost all of the state’s western counties classified as warm-summer humid continental. This means the region has four distinct seasons with significant differences between summer and winter, although temperatures overall tend to be less extreme compared to most of the country. To the east, the Boston area has a humid subtropical climate, and the Cape Cod coastal region has an oceanic climate, meaning winters aren’t quite as cold as the rest of the state and there’s slightly more precipitation. Massachusetts experiences severe winter storms, nor’easters, and hurricanes.

Humidity and Precipitation

  • Average humidity level: 71%
  • Average monthly precipitation: 4”
  • Average maximum monthly precipitation: 6” (May)

Air Quality

  • Average air quality index rating: 39 (Good)
  • Average maximum air quality rating: 48 in May (Good)

Seasonal Temperatures

  • Average temperature: 48°F
  • Average summer temperature: 68°F
  • Typical summer high: 85°F (July)
  • Typical summer low: 50°F (June)
  • Average winter temperature: 28°F
  • Typical winter high: 45°F (December)
  • Typical winter low: 7°F (January)

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Cities in Massachusetts
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