Independent Living in Missouri

Missouri is an appealing retirement destination for its lower-than-average cost of living and central location in the U.S., making it a convenient starting point for travel. In fact, that geographical advantage is why Missouri earned the nickname “Gateway to the West,” as the early American expeditionists Lewis and Clark began and ended their journey in St. Louis. The Missouri and Mississippi rivers, which flow through and around large portions of the state, also helped cement Missouri as a key supply hub for western settlers. Today, Missouri attracts many visitors with the natural beauty of its Ozarks region, where hills, forests, and lakes distinguish the area from other middle U.S. states. Popular spots include Branson, Table Rock Lake, Mark Twain National Forest, and Lake of the Ozarks. The state is also home to major metropolitan areas like St. Louis and Kansas City, for those who prefer the amenities of city living.

Currently, A Place for Mom partners with more than 150 independent living communities in Missouri.

The median monthly cost of independent living in Missouri is about $2,600.

Top cities in Missouri

Independent Living in Missouri

Find Independent Living in Missouri

Missouri Independent Living Regulations

Each state regulates senior living communities differently. Because independent living is often provided by assisted living communities, states may regulate independent living within their guidelines for assisted living. You can use APFM’s guide to assisted living regulations to learn more about access to facility records in Missouri.

In Missouri, independent living communities — also known simply as retirement communities — are geared towards seniors who are able to live on their own, without daily assistance, and prefer to live among people their age. This usually means residents are self-sufficient and do not require hands-on care. Think of independent living communities as age-restricted (typically 55+) complexes, which provide organized activities, meal services, and transportation.

Cost of Living

Overall, the cost of living in Missouri is considered to be more affordable than the national average. All index scores are based on a scale with the national average set at 100.

Price Indexes

  • Cost of Living: 89
  • Groceries: 97
  • Housing: 71
  • Utilities: 100
  • Transportation: 87

Demographics

About 17% of Missouri’s population are seniors. In the 2016 presidential election, Missouri leaned conservative. However, many of its counties with larger cities, like St. Louis and Kansas City, tend to be more progressive.

2016 Presidential Election

  • 38% voted Democratic
  • 57% voted Republican
  • 5% voted third party

Population

  • Median age: 39
  • Over the age of 55: 30%
  • 2018 population: 6,126,452
  • 2020 population: 6,162,288
  • Estimated 2025 population: 6,252,799

Miscellaneous

  • 37% regularly attend a religious service
  • 30% consider themselves atheist, agnostic, or a non-believer
  • The state has a total of 9,001 congregations
  • There are 414 Masonic lodges in the state

Climate and Weather

Most of Missouri has a humid subtropical climate, with the far northern region’s climate classified as hot-summer humid continental. Overall, Missouri has four distinct seasons, including hot summers and snowy winters, and its proximity to the country’s Great Plains region means temperatures are sometimes extreme. While it’s not quite part of Tornado Alley, Missouri still experiences extreme weather, particularly during spring and early summer months.

Humidity and Precipitation

  • Average humidity level: 69%
  • Average monthly precipitation: 4”
  • Average maximum monthly precipitation: 7” (June)

Air Quality

  • Average air quality index rating: 37 (Good)
  • Average maximum air quality rating: 49 in May (Good)

Seasonal Temperatures

  • Average temperature: 55°F
  • Average summer temperature: 76°F
  • Typical summer high: 92°F (July)
  • Typical summer low: 57°F (June)
  • Average winter temperature: 33°F
  • Typical winter high: 51°F (February)
  • Typical winter low: 12°F (January)

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Cities in Missouri
and surrounding area

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