About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Memphis, TN

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A music-lovers paradise, Memphis is a dream for anyone who loves pleasant climate and plenty of time outside. In this guide, you’ll learn everything you need to know about our eight independent living partner facilities, all within a 10-mile radius of downtown Memphis.

Independent living is a more relaxed way of living. Offering the logistic and social benefits of living in a long-term care facility while still being able to live as you choose, exploring your interests, connecting with friends and family, and spending time in the wider community.

This guide, broken up into sections, will highlight the costs associated with independent living, ways you can pay for independent living, regulations that guide independent living communities, healthcare options available, and activities to enjoy in Memphis.

Memphis Independent Living Facilities | 729 Reviews
Showing 50 communities
Last Updated: 3/15/24
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Types of care available in Memphis, TN
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in Memphis, TN
4.9 / 5.0

My in-laws say that the food is good, but not home. I like that it is a lovely dining room but the few times I have eaten there the food was lukewarm and you had to send back to heat more. The in-laws also say that they serve chicken "a lot". However the executive director [name removed] encourages ...

2.9 / 5.0

Our major issues has been housekeeping. I believe they are understaffed at Brookdale. The lady that comes in my loved one's room isn't really clean. We would like to have the bathroom cleaned, change the linens, and vacuum the floors. This is all within the guidelines and we aren't expecting anythin...

5 / 5.0

Shelby Gardens might not be the newest, fanciest assisted living facility, but it does have the best staff. In fact, they just won a bunch of awards! The staff really care for my mom and look out for her best interests - and she’s not always the easiest to get along with. Shelby Gardens has transfor...

Photo of The Elevation at Autumn Ridge
1919 Photos available
Pricing promotion
9.5
Review score
56 reviews
9.5
Review score
56 reviews
5 star
32%
4 star
34%
3 star
16%
2 star
4%
1 star
14%
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I love it here. It is more than perfect for me. They don't provide meals, but all else is superb. The staff is all friendly. It's just great here.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Independent Senior Apartment Community 55+We all want freedom: The freedom to live life to the fullest, to experience the joy of quality time with family and friends, the freedom of choice. A Senior Community lifestyle affords residents the freedom to live the life they dream of amongst their...
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Photo of King's Reserve Memphis
88 Photos available
9.3
Review score
69 reviews
9.3
Review score
69 reviews
5 star
48%
4 star
32%
3 star
10%
2 star
6%
1 star
4%
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The staff is really friendly. They just recently remodeled the lobby and several of the floors were updated as well. They have several different layouts for apartments and price points. We picked a 1...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Located near downtown Memphis, in the Evergreen Vollintine Historic District,adjoining the Green Line walking trail. We are just a few blocks from Overton Park, the Memphis Zoo, and the beautiful campus of Rhodes College, and less than five miles to beautiful Harbor Town. The Community is gated,...
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Photo of Heritage at Irene Woods
1111 Photos available
33 Floor plans available
Pricing promotion expiring soon
9.2
Review score
11 reviews
9.2
Review score
11 reviews
5 star
82%
4 star
18%
3 star
0%
2 star
0%
1 star
0%
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The heat got repaired at Heritage yesterday around noon. I’m so glad of that too. The employees there are very nice the food there is very good from what I understand. After 2 1/2 days of no heat I’m...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Heritage at Irene Woods was designed by nationally known real estate developer Edwards Rose & Sons and is the area’s most sought after option for a beautiful senior living choice. Heritage at Irene Woods offers independent living apartment homes, assisted living apartments and memory care...
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Photo of Royal Retreat Assisted Living
22 Photos available
9.0
Review score
12 reviews
9.0
Review score
12 reviews
5 star
59%
4 star
8%
3 star
25%
2 star
8%
1 star
0%
See all reviews
Very nice community of staff and residents. My father is very happy and is thriving.It was the right fit for my father's needs. I would recommend to others.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Royal Retreat Senior Living Community is a home like no other. We are locally owned and managed by Memphians who have an authentic understanding of the needs and culture of the community we serve. We are driven by passion to improve the quality of life for our senior residents and provide them a...
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Photo of Village at Primacy Place
1212 Photos available
9.0
Review score
41 reviews
9.0
Review score
41 reviews
5 star
51%
4 star
34%
3 star
10%
2 star
5%
1 star
0%
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The facility is always well kept. No funny smells and the director is outstanding. The negative side is the aids are sometimes not as helpful as they should be. For us the main reason we chose this place...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our community offers social, life-enriching activities every day for connecting with friends and family, sharing memories and experiencing a sense of belonging. The Village at Primacy Place is more than senior living—it's a way of life. If you’re looking for a community that understands and...
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Photo of Town Village Audubon Park
1313 Photos available
8.8
Review score
46 reviews
8.8
Review score
46 reviews
5 star
67%
4 star
24%
3 star
7%
2 star
2%
1 star
0%
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All of the categories that are listed receives 5 stars. What our family likes the most about Town Village Audubon Park is the people. Everyone there is so caring, attentive, friendly and welcoming. It truly...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Town Village is much more than senior living—it's a way of life. Here you'll find a distinctive living experience filled with friendships and life enrichment activities. Step outside and discover peaceful outdoor spaces perfect for visiting with friends, gardening, enjoying fresh air or bird...
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Photo of Foxbridge Assisted Living & Memory Care
1010 Photos available
8.7
Review score
73 reviews
8.7
Review score
73 reviews
5 star
38%
4 star
36%
3 star
21%
2 star
4%
1 star
1%
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Sometimes hard to get any answers. They won't allow to have hearing devices plugged up to charge. It helps patient anxiety if they can hear and communicate with staff. They should know that being a memory...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in the middle of Shelby County is Foxbridge Assisted Living and Memory Care community, a unique, quiet, gated, eight-acre campus featuring five residential cottages with twenty-four apartments each. Walking paths, gardens, pond, ducks and ducklings, geese and goslings, many kinds of birds...
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Photo of HarborChase of Germantown
44 Photos available
8.5
Review score
8 reviews
8.5
Review score
8 reviews
5 star
61%
4 star
13%
3 star
13%
2 star
0%
1 star
13%
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Our loved one was only there for a month and during his stay the staff were very very nice. The community was always clean, the staff were helpful, genuinely caring, compassionate and such. It was a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
HarborChase of Germantown is a place where unrivaled hospitality and classic elegance converge in a timeless setting of peaceful tranquility. Here, you’ll find much more than amazing value in the award-winning cuisine, personalized housekeeping, exhilarating activities, generous amenities and...
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Photo of Pointe At Kirby Gate
1111 Photos available
55 Floor plans available
8.4
Review score
43 reviews
8.4
Review score
43 reviews
5 star
40%
4 star
35%
3 star
23%
2 star
0%
1 star
2%
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I've been extremely satisfied.I am so pleased with our selection of the pointe at Kirby Gate. Management went above and beyond to help me get my husband moved as we were under a time crunch. He's so much...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located right outside of Germantown, our community offers you a whole new world of friendship, gracious living, comfort and convenience in an ultimate location. Put them together and you have the perfect combination for an independent, rewarding and fulfilling retirement. We invite you to call...
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Photo of Belmont Village Memphis
1717 Photos available
66 Floor plans available
8.2
Review score
69 reviews
8.2
Review score
69 reviews
5 star
39%
4 star
41%
3 star
16%
2 star
3%
1 star
1%
See all reviews
The in house therapy is a must to hopefully enable her to get stronger and more independent. Very organized with plenty of staff per resident. The stuff is friendly, communicates well, and is willing to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Belmont Village of Memphis, Tennessee is located in the attractive Germantown residential area shaded by Crape Myrtle and Dogwood trees, not too far from the Mississippi River. Situated near shopping, restaurants, places of worship and outstanding medical facilities — not to mention...
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Photo of Brookdale Germantown
1212 Photos available
9.0
Review score
52 reviews
9.0
Review score
52 reviews
5 star
29%
4 star
44%
3 star
13%
2 star
6%
1 star
8%
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I think it was a good place. The staff seemed to sincerely care about my mom. I would recommend. I picked it because it wasn't huge, it was clean and we had a very positive feeling as we spoke to people that...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
A great life. For great seniors.Take the short drive from Memphis to the upscale town of Germantown, Tennessee, and you’ll find a premiere assisted living community that helps seniors find a new kind of independence. Here, you have access to world-renowned health care while also enjoying the...
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Photo of The Pinnacle of Southaven
99 Photos available
8.6
Review score
8 reviews
8.6
Review score
8 reviews
5 star
38%
4 star
37%
3 star
25%
2 star
0%
1 star
0%
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Everything was great. The staff was always pleasant & always answered any questions right away or found out the answers to the questions that they did not know. What stood out about Pinnacle was their...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Hermitage Gardens of Southaven is a beautiful, 55-suite retirement community offering Assisted Living and Alzheimer's Care. Step inside our doors and discover charming assisted living with a distinctive grace reminiscent of Southaven's celebrated history. Personal touches create a community rich...
Photo of Pendleton House of Love
44 Photos available
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
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I like the care that my father is getting at this community from the excellent staff. The menu is very good and he seems to be happy with the variety of meals. I am happy that the community is clean and he...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Highland Terrace at Midtown
1010 Photos available
5 star
54%
4 star
31%
3 star
3%
2 star
6%
1 star
6%
See all reviews
Happy with my choice. Great location, friendly neighbors, cooperative office staff. The space is right sized for me, it has all the amenities I needed. Management is making changes to the building I wasn't...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
If you are tired of spending your retirement working around the house and ready to live a little,then the Terrace is right for you. Here you can come and go as you please enjoying all that the Terrace and Memphis have to offer,yet feel safe and secure surrounded by friends and a friendly,caring...
Photo of Luther Towers
44 Photos available
5 star
43%
4 star
14%
3 star
29%
2 star
0%
1 star
14%
See all reviews
I really need to give [Name removed] at hats off because , this is the best apartment complex in my life, I have live in and I been here going on 6 years and don't have any plans on moving period. I have...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Luther Towers offers 1 bedroom apartments for independent, seniors (50+) or the disabled. The apartments have been recently upgraded. Upgrades include hard wood flooring, new appliances, and ceiling fans. There is an on-site store, laundry facility, and newly remodeled beauty salon/barber shop....
Photo of Trezevant Episcopal Home
1010 Photos available
55 Floor plans available
5 star
50%
4 star
33%
3 star
17%
2 star
0%
1 star
0%
See all reviews
They're great. I love the staff. I love the way they take care of my mother. The nurses are just the best. My mother is on the second floor in the Terrace assisted living section. And they are so...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Trezevant is the Mid-South's only accredited continuing care retirement community providing the highest quality of life, wellness and independence for senior adults. Our new program at Trezevant Terrace introduces gracious assisted living and memory support services bringing superior care,...
Photo of The Parkview
88 Photos available
2.5
Review score
43 reviews
2.5
Review score
43 reviews
5 star
51%
4 star
26%
3 star
16%
2 star
2%
1 star
5%
See all reviews
We have been pleased with The Parkview studio apartment. Perfect size for my brother, and because he lives there a free membership to the zoo is included (within walking distance). Two daily meals and...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Parkview is located in the heart of Mid-Town Memphis with views of Overton Park. Our apartment-style community offers all of the amenities of a home without the work. Imagine a life without household chores, yard work or home maintenance. Invite guests to a meal, special event or social...
Photo of City View Towers
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
City View Towers are twin high-rise apartments overlooking downtown Memphis, TN. City View is the largest Section-8 community in Tennessee and the one of the best for seniors over the age of 55 to call home. The property has an Elderly designation with HUD and we pride ourselves on our ability to...
Photo of Embassy Apartments
44 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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My mother has settled into this community very well, she loves it here ! It is a nice clean community, they do a good job with keeping the grounds, and community well maintained. The staff is very nice, they...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Ideal Solution The Embassy is the answer for those who wish to enjoy the conveniences available in a fine home without the responsibility and expense of maintaining a house and grounds. We offer a prestigious address and friendly, secure sanctuary without the expenses and problems of home...
Photo of Serenity Apartments at Hickory Hill
55 Photos available
5 star
58%
4 star
17%
3 star
17%
2 star
8%
1 star
0%
See all reviews
I don't have a lot of hands on experience with the place, but from what I have seen and what I have heard from my loved one they do a fine job here! It's a nice looking place, and the people all seem very...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Serenity Apartments @ Hickory Hill has been voted the Best Senior Living in Memphis for 2015. We were listed in the Memphis Business journal as one of the Top Retirement Communities. It has everything to make your new place to call home more enjoyable! All of our unfurnished apartment homes...
Photo of Laurel Glen at Memphis Assisted Living & Memory Care
1010 Photos available
7.0
Review score
49 reviews
7.0
Review score
49 reviews
5 star
33%
4 star
47%
3 star
8%
2 star
4%
1 star
8%
See all reviews
Laurel Glen at Memphis was head and shoulders above other places we toured. It is very updated and nice. With any facility like this, there is a period of time where you really have to follow up and make...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
For more than 20 years, the dedicated team at Laurel Glen at Memphis has been providing the finest Assisted Living/Memory Care community services in the Memphis, Germantown, Collierville, Shelby and Desoto area.We know how difficult it can be for a loved one to make the transition from home to a...
Photo of Kirby Pines/Fireside Villa/Providence Place
33 Photos available
5 star
14%
4 star
36%
3 star
0%
2 star
7%
1 star
43%
See all reviews
No one greeted us when we moved in.They weren't even expecting us to move in.She's supposed to wear a watch but they don't check if She loves the food there. They emphasis they have a lot of activities but...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Kirby Pines Retirement Community is an award winning 50-acre life care retirement community located in Memphis, Tennessee. With the incomparable lifestyle and comprehensive life care offered, we offer you a beautiful home, whether it is an Independent Apartment or Garden Home, an Assisted Living...
Photo of Ave Maria Assisted Living
11 Photo available
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
My loved one was very ill, and they assisited with everything she needed in every way. And they made her last days as good as they could possibly be.
Provides: Assisted Living, Memory Care, Home Care, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of South Breeze Senior Living
1212 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
South Breeze Assisted Living is a 28-unit, single-story residence. The intimate 20,000 square-foot floor plan puts dining and common living space within a short walk from each resident's living quarters. South Breeze offers five floor plans ranging from a studio to 2-bedroom. Your job is living...
Photo of The Village at Germantown a CCRC
8.0
Review score
4 reviews
8.0
Review score
4 reviews
5 star
75%
4 star
0%
3 star
0%
2 star
25%
1 star
0%
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Our dear mother bought in/ moved into the Village 5+ years ago, and has enjoyed it very much. The staff, service, friends, activities, and food, etc. have been excellent and we've had no problems. She is...
Provides: Memory Care, Independent Living
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Costs of independent living in the Memphis area

Independent living communities in Memphis offer competitive pricing; according to proprietary data from A Place for Mom, the average monthly cost is $2,656, more than $500 less per month than the national average.[01] This cost includes associated fees and add-ons.

Independent living offers a relaxed lifestyle choice for people who want to live independently without worrying about the inconveniences of home ownership. In most independent living communities, dining services, recreation areas, social activities, and complimentary transportation are all par for the course. In addition, maintenance and repairs are available whenever needed.

The following costs are just average baseline costs for independent living in Memphis without any add-on fees.

Average cost comparisons near Memphis, TN

Average monthly costs

Memphis, TN

$3,635

How people pay for independent living in Memphis

Unlike assisted living, independent living is not classified as a senior care community by insurance providers, so programs like Medicaid, Medicare, or long-term care insurance won’t cover rent costs associated with independent living. These programs can, however, help with medically necessary in-home care costs.

In this section, you will learn about some of the ways people typically pay for independent living, including private pay options, housing assistance, VA benefits, and Medicaid and Medicare resources.

Private pay methods in Memphis

Private pay options are a great way to supplement independent living costs where possible. Private pay can include things like social security benefits, investment returns, pensions, and savings, as well as the following:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits for independent living in Memphis

Several VA benefits, alongside a few local resources, are available to support the medical and home costs of veterans in Memphis. And while these benefits mostly won’t cover housing costs, they can be used to improve quality of life.

One of the most common benefits is the Aid and Attendance benefit, which can be used for costs associated with home health care and is added to the VA Pension. The  VA’s disability compensation is a benefit that can be used for housing or health care costs. To be eligible, a veteran must have a service-related disability. This can encompass a lot of things, so it is worth checking into even if you’re not sure if your disability is related.

Memphis also has local organizations on hand to provide practical support through the claims process. Shelby County Veteran Services and the Veterans of Foreign Wars Post 684 both offer advocacy and support for veterans in the area. In addition, they can help determine eligibility for VA benefits.

Because the process is long and sometimes complicated, we recommend getting in touch with one of the following resources before applying for VA benefits.

28694

Number of veterans who live in Memphis

Percentage of Memphis veterans that are 65+

Resources for Memphis veterans

Veterans Resources

Shelby County Veteran Services
1060 Madison Ave.
Memphis, TN 38104
Phone: 901-222-4237
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Appointment only

VFW Post #684
3709 E. Raines Road
Memphis, TN 38118
Phone: 901-794-0696

Statewide veterans resources

Tennessee Department of Veterans Services
312 Rosa L. Parks Ave.
Nashville, TN 37243
Phone: 615-741-2345

Memphis Medicaid and Medicare for independent living

Neither Medicaid (known as TennCare in Tennessee) nor Medicare can be used to pay for independent living housing costs. Though they can be used for some in-home healthcare services if they improve quality of life.

Through TennCare, medically necessary in-home care services can be accessed via the Home and Community-Based Services (HCBS) waiver program called CHOICES. Meanwhile, Tennessee’s Commission on Aging and Disability is a valuable resource for identifying eligibility and guiding applicants through the application process.

On the Medicare side, Part A and Part B provide for short-term care needs for people over the age of 65. Medicare coverage will differ based on the extent of your coverage but typically includes services like:

  • Medical social services
  • Speech and occupational therapy
  • Part-time home health aids
  • Occasional skilled nursing

Tennessee’s State Health Insurance Program (SHIP) can provide financial counseling for support with Medicare. For financial assistance, the Medicare Savings Program can help fund Medicare deductibles, prescription drugs, and coinsurance.

Tennessee also has a Program for All-Inclusive Care for the Elderly (PACE), which provides people over the age of 55 with in-home care services, durable medical equipment, and hospital and dental care.

Support and advocacy are also on hand through the Tennessee Long-Term Care Ombudsman, which safeguards people with complaints, grievances, and appeals. Be sure to contact any of the listed resources with questions or for help.

Memphis resident Medicaid and Medicare resources

Medicaid office

TennCare
310 Great Circle Road
Nashville, TN 37243
Phone: 800-342-3145

Medicare resources

Social Security Administration
3602 Austin Peay Highway
Memphis, TN, 38128
Phone: 800-772-1213

Tennessee State Health Insurance Assistance Program (TN SHIP)
1104 England Drive
Cookeville, TN 38501
Phone: 877-801-0044

Tennessee Medicare Savings Program
Tennessee Department of Health
710 James Robertson Parkway
Nashville, TN 37243
Phone: 615-741-3111
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Medicaid and Medicare assistance

Tennessee Commission on Aging and Disability
502 Deaderick St., 9th Floor
Nashville, TN 37243
Phone: 866-836-6678

Aging Commission of the Mid-South
160 N. Main St., 3rd Floor
Memphis, TN 38103
Phone: 901-222-4111

Long-Term Care Ombudsman – Memphis Delta
Zev Samuels
Phone: 901-529-4565
Email: zsamuels@mifa.org

Carlos Royston
Phone: 901-529-4562
Email: croyston@mifa.org

Understand Tennessee laws and regulations for independent living communities

In Tennessee, independent living communities don’t need to be licensed or require regular inspections. Despite a lack of licensing, independent living communities do need to comply with federal, state, and city housing laws.

Rental properties can also be inspected. You can access those public records by requesting them here. Requirements vary across independent living communities, but the minimum age is usually 55.

Tennessee Department of Health contact information

Tennessee Department of Health
710 James Robertson Parkway
Nashville, TN 37243
Phone: 615-741-3111
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

COVID-19 regulations for Memphis independent living communities

Independent living facilities don’t have to adhere to specific COVID-19 regulations. However, around half of the independent living communities in Memphis are combined with assisted living facilities, so you may find COVID-19 guidelines in practice in communal areas.

Tennessee doesn’t have any state mandates and instead follows Centers for Disease Control (CDC) guidelines and Centers for Medicare and Medicaid (CMS) visitation guidance[04].

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Masking. When transmission rates are high, everyone must wear a mask. In addition, staff must wear a well-fitted face mask per CDC guidelines, and while not required, visitors and residents are encouraged to wear masks.

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Facility cleanliness. High-touch areas should be disinfected and cleaned regularly, while staff must clean designated visiting areas after each visit.

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Staff safety. Staff should use personal protective equipment when needed.

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Social distancing. During peak visiting times or parties, social distancing is encouraged.

Get to know independent living in Memphis

82Number of in-network assisted living facilities in market
3.8/5.0 average in-network rating
1076
Number of people we have referred in market 
77
Average age of residents we have referred in market
Gender split: 66% female

Types of independent living in Memphis

Independent living is the best of both worlds for active people who enjoy their social life and time in the community but don’t want to worry about the stressors of home ownership. Whether you love spending evenings downtown taking in one of the many bands performing, going for a stroll along the Mississippi, or shopping on your community’s main street, there’s something for everybody.

A sense of community

Residents of independent living communities in Memphis can expect to feel a sense of community through several amenities. All feature a game room, billiards room, and arts and crafts center for people who want to connect through hobbies, while many also have all the amenities you would expect to see in any neighborhood community.

All communities have a beauty salon, and 75% have main street shops, dry cleaning, and barbershops. And if you like visiting the movies or chatting with a friend over coffee, half have a cafe and a theater room.

Easy transportation

If you don’t have a car, Memphis can be a tricky place to get around. Luckily all independent communities have complimentary transport and are located close to public transportation. If you do have a car, all offer parking on-site.

If some particular services or amenities are important to you, it’s best to reach out to the communities you’re interested in through A Place for Mom, as all offer slightly different services. And if you’re thinking about a future move to assisted living or are just interested in additional on-site health care options, be sure to look out for independent living options that are part of larger long-term care communities.

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Unfamiliar with Memphis? Highlights for seniors

88789

Number of seniors over the age of 65 currently living in Memphis

14%

Percentage of seniors 65 and older within the Memphis population

Median annual income for CITY seniors 65 and older

Health care for seniors in Memphis

Memphis has several hospitals for those who need care, covering a range of needs: from specialist surgery to mental health services and palliative care.

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Baptist Memorial Hospital-Memphis

In East Memphis sits Baptist Memorial, a teaching hospital and surgical facility which is highly ranked in a dozen adult procedures and conditions. Currently, this hospital is ranked the number one regional hospital in Memphis by U.S. News and World Report and specializes in heart conditions and hip and knee replacement surgeries.

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Methodist Hospitals of Memphis

With five locations across Memphis, this network of hospitals is ranked as the second-best regional hospital in Memphis by U.S. News and World Report. It specializes in several forms of cancer care.

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Memphis VA Medical Center

For the veteran community of Memphis, the VA Medical Center provides extensive primary care and hospital services. It also offers treatment for addiction, mental health, women’s health, and palliative care.

Transportation for seniors in Memphis

Memphis is a sprawling large city with limited walk and bike lanes. For that reason, many people rely on cars to get them around. While all independent living communities in the area offer parking to residents, if you don’t have a car and want to live in a walkable neighborhood, neighborhoods like East Midtown, Idlewild-East End Historic, and Barry F. Homes could be a great fit.

For people who don’t want to drive, there are also fixed-route bus lines and trolleys operated by Memphis Area Transit Authority (MATA). The trolleys, a unique way to see the city, are only available downtown. MATA’s bus service, however, has 26 lines and operates fairly frequently.

There are also a number of organizations that offer transportation to seniors or people with disabilities who are unable to use the fixed-bus routes MATA offers.

  • Operated by MATA, MATAplus is a door-to-door service that extends three-quarters of a mile beyond the fixed route bus system. This program is available to anyone unable to use MATA buses independently. After your application to ride has been approved, all you need to do is call the reservation line to book a trip.
  • The Independent Transportation Network operates throughout Tennessee, and its Memphis service is available to anyone over the age of 60 who lives within the I-240 loop. This service is a 24/7 door-to-door service where riders can choose to share a ride or ride solo like a taxi service.
  • The Shelby County Senior Volunteer Transportation Network is a program coming soon to Memphis. This program will serve to partner volunteer drivers with seniors in need of accessible and affordable transportation.

While some walkable neighborhoods exist, Memphis’ walk score is only 35, which is relatively low. The walk score is a data point that rates the walkability of cities on a scale of 0-100 based on public density and availability of public transport, walk lanes, and bike lanes.

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35

Walk Score

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22

Transit Score

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41

Bike Score

Senior activities in Memphis

With its pleasant climate, it’s no wonder Memphians love to spend time out by the Mississippi River. Memphis River Parks offers beautiful views of the river and regularly hosts outdoor concerts, walking tours, and other activities specifically for seniors. If you want to spend time on the water, a dinner cruise on an authentic riverboat is a popular way to spend time with friends and family. Just across the river, in West Memphis, you’ll find the Southland Casino Hotel for anyone who loves to take in the excitement of a casino floor.

Most people know Memphis as the home of the king, and music is a huge part of downtown nightlife. On any given night, you’ll find soul, rhythm and blues, and rock ‘n roll playing downtown in the bars and restaurants on lively Beale Street. Of course, you can also spend the day at Elvis Presley’s Graceland. The sprawling estate gives fans of the king a peek into his home, planes, vintage cars, and music memorabilia.

Sports fans should be sure to check out a home game of the Grizzlies NBA team, who play in an accessible stadium, the FedExForum in downtown Memphis, and regularly offer senior discounts for games.

There are also plenty of ways to spend time outside. Set on 4,500 acres, Shelby Farms Park is an accessible park that offers many experiences, including hiking, bike rental, and fishing.

Memphis also has several groups designed to connect seniors in the area, socialize, and participate in activities. Some ones to consider in Memphis include:

Frequently Asked Questions

StoryPoint Collierville, The Elevation at Autumn Ridge and King's Reserve Memphis are the top-rated Independent Living facilities near Memphis, TN. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Memphis is 3678.57 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. U.S. Department of Housing and Urban Development. (n.d.). Section 202: Supportive Housing for the Elderly Program. HUD. https://www.hud.gov/program_offices/housing/mfh/progdesc/eld202

  3. Memphis Housing Authority. (2022). Public Housing. Memphis Housing Authority. https://www.memphisha.org/programs/public_housing.php

  4. Tennessee Department of Health. (2021). Letter to Long Term Care Providers. Letter to Long Term Care Providers. https://www.tn.gov/content/dam/tn/health/documents/cedep/novel-coronavirus/datasets/LTCF-Community.pdf

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

U.S. Department of Housing and Urban Development. (n.d.). Section 202: Supportive Housing for the Elderly Program. HUD. https://www.hud.gov/program_offices/housing/mfh/progdesc/eld202

3.

Memphis Housing Authority. (2022). Public Housing. Memphis Housing Authority. https://www.memphisha.org/programs/public_housing.php

4.

Tennessee Department of Health. (2021). Letter to Long Term Care Providers. Letter to Long Term Care Providers. https://www.tn.gov/content/dam/tn/health/documents/cedep/novel-coronavirus/datasets/LTCF-Community.pdf