Once you begin researching the cost of memory care, you’ll soon discover there’s a wide range. Key factors like unit floor plans, location, amenities, and a person’s health care needs can affect the price.
While some memory care facilities charge $2,500 a month or less, others may cost over $10,000 a month, with a few communities crossing the $12,000 threshold, according to A Place for Mom’s (APFM) most recent analysis.
The first question many seniors and their caregivers ask when looking for memory care is, “What is the average cost of memory care?” However, the median cost of memory care is a better starting point. This is because the median is just the middle, not the average — it is not affected by concentrations of extremely high or low prices. The national median of all memory care facility costs in the United States is $5,430 a month, according to APFM data.
Of course, location can affect both the median and average cost for memory care facilities. A community in a large metropolitan area will likely cost more than one in rural Georgia, one of the most affordable states for memory care. Even if not located in a city, a community near a desirable destination, like a beach, or in an area with a higher cost of living, like Massachusetts, will be more expensive than one where the opposite may be true.
The average cost of memory care by state varies significantly because of factors such as the cost of living in a given area and high concentrations of high- or low-cost communities.
Median remains the best indicator of the true middle cost for an area. But, state to state, the median cost can also vary greatly. The difference in median memory care costs between the most and least expensive states — Georgia at $3,995 and New Jersey at $7,710 — is over $3,700. (For this one comparison, the District of Columbia, Vermont, and Hawaii are excluded as their datasets are small.)
Find out how your state compares to the national median cost of care. The prices in the table are from APFM’s 2022 Senior Living Price Index. For states with *, please see the notes section below.
|State||Median price||10th pct.||90th pct.|
|District of Columbia*||$11,490||$3,910||$12,090|
Housing, meals, and 24-hour care for seniors with dementia are standard in memory care facilities, which is sometimes called Alzheimer’s care. At a minimum, memory care communities should offer a safe, secure, intentionally designed environment for their residents, but most communities also provide memory-enhancing therapies and specialized opportunities for socialization.
Our free tool provides memory care options based on your unique situation and budget.
While features and amenities vary, memory care facilities typically offer:
It’s important to note that memory care can overlap with assisted living in that the goal is to help residents retain as much independence as possible. Those in need of constant medical supervision are more likely to find the care they need in a nursing home.
It depends. According to Sue Johansen, executive president of the APFM Community Network, “About 65% to 70% of memory care is a la carte.” In such arrangements, a community will charge a base rate but have the senior or their family complete an assessment to determine what support services will be required. The base rate plus the cost of the services needed, as determined by the assessment, will result in a total cost.
Though, Johansen noted that memory-care-only communities are more likely to be all-inclusive. In an all-inclusive setting, residents pay one monthly fee regardless of care needs. This is different from assisted living costs, which are often determined based on level of care. A few services in memory care may cost extra, like incontinence care, diabetic injections, beauty services such as manicures and haircuts, internet service, and special outings.
You may still be asking yourself, “How much is a memory care facility compared to other types of communities?” The answer varies, of course, but memory care costs generally exceed assisted living by $1,000 or more a month, even when communities are in the same town or area, according to APFM Senior Living Advisor Lynn Moore. This is because:
For caregivers to clearly understand costs and avoid surprises later on, Moore said to ask the following questions.
Helping your family save a little bit can go a long way. Here are three tips to cut costs.
There are facilities in your area
The good news is, even if you live in a state that is expensive for memory care, like New Jersey, low-cost options are available.
If you’re feeling tired just thinking about hunting down and assessing those low-cost options, but you’re curious about the cost of memory care in your area, consider talking to our experienced Senior Living Advisors. They are experts in senior living, and their services come at no cost to you.
A Place for Mom. (2022). A Place for Mom Senior Living Price Index.
Cohn, S. (2021, July 15). These are America’s 10 most expensive states to live in. CNBC.
Esposito, L. (2015, June 1). What nursing home ‘memory care’ means. U.S. News & World Report.
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