About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Nursing Homes in Central, NC

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Central is home to many senior care options, including nursing homes. The term “nursing home” is often used as a catchall for any type of senior care. But it can also refer to actual nursing homes, or skilled nursing facilities, which provide the highest level of medical and rehabilitative care outside of a hospital. Of the 231 nursing homes, assisted living, and memory care communities in Central, the best fit for your loved one will depend on their budget and needs. The cost of nursing home care in Central is about $4,352, but costs tend to increase as care needs increase. To learn more, browse our 1577 reviews and explore the services and amenities available in your area.

 

As you consider nursing homes near you, you may also want to expand your search to areas like You may also consider nearby communities such as Barber, Cooleemee and North Cooleemee.

Nursing Homes Facilities near Central, NC

Showing 156 communities
Last Updated: 7/28/25
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Photo of Somerset Court of Mocksville
1111 Photos available
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My mother is doing okay since her move to this community. It has been an adjustment process for her, but I do feel she is good hands. The staff is good. They are kind when I visit, and taking good care of...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Somerset Court of Mocksville, it's our goal to help each resident live their 'best life,' every day. We're conveniently located in downtown Mocksville in Davie County, close to dining, shopping, the Brock Performing Arts Center, and I-40. Our staff strives to create a pleasant environment...
Photo of Rose Glen Manor
66 Photos available
5 star
80%
4 star
0%
3 star
0%
2 star
0%
1 star
20%
See all reviews
My father was in Rose Glen Manor’s Memory Care Wing for almost a year, when he passed. He went there 4 years after the onset of Stroke Induced Dementia (severe and rapidly progressing Dementia). Memory Care...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Whether for you or a loved one, Rose Glen Manor offers a caring atmosphere, an active community, and a comfortable, secure lifestyle for our residents. At Rose Glen Manor, each member of our community enjoys the opportunity to 'live life their way'. Our valued residents enjoy assistance when...
Photo of The Haven in Highland Creek
77 Photos available
5 star
25%
4 star
75%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Haven in Highland Creek is an Alzheimer's and dementia care residence nestled in the heart of the master-planned community Highland Creek, in Charlotte, North Carolina. The Haven is designed, programmed and staffed for individuals with early, middle and late stages of Alzheimer's and...
Photo of Faith Assisted Living
11 Photo available
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
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0%
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It's a good place. We picked this community because of the price and location. I would recommend to others.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Homestead Hills
1313 Photos available
5.0
Review score
31 reviews
5.0
Review score
31 reviews
5 star
74%
4 star
3%
3 star
0%
2 star
0%
1 star
23%
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My mother fell 3 times!! Had met with staff and executive director after the first fall. The first fall should not have happened. Not enough staff to care about the patients. Meet with caretakers on why...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Brookdale Hickory Northeast
88 Photos available
33 Floor plans available
Pricing promotion
5.2
Review score
32 reviews
5.2
Review score
32 reviews
5 star
47%
4 star
22%
3 star
16%
2 star
6%
1 star
9%
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We picked this community, because it was a very clean apperance,and close to my house. I recommend it highly to other families.It's like a nice apartment. They are very quick and professional to responding...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
A Great Setting for a Great LifeYou deserve a great backdrop for living a great life, and that’s what we offer our residents. We are a premiere assisted living community in Hickory, North Carolina where you can trade the stress and hassles of life at home for a life lived well. You’ll be...
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Photo of Clemmons Village II
11 Photo available
7.0
Review score
7 reviews
7.0
Review score
7 reviews
5 star
29%
4 star
43%
3 star
14%
2 star
0%
1 star
14%
See all reviews
With health care things could always be a little better. Prefer our names to not be disclosed. Overall a good experience for mom but like I said there is always room for improvement. That would be for any...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Clemmons Village II is a senior living community located at Holder Road, Clemmons, NC, providing a variety of living options including assisted living, independent living, and memory care. The community features various floor plans including companion suites, couple suites, and small, and large...
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Photo of Springs of Catawba
1212 Photos available
5 star
0%
4 star
75%
3 star
25%
2 star
0%
1 star
0%
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I visited several facilities, some closer to my home, some newer, but the turning point for me was the people I met at Springs of Catawba. After talking to [Removed], I knew Springs of Catawba was the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Rose Glen Village, we emulate the Meridian Senior Living mission: 'We enrich the lives of our residents, families and employees through extraordinary experiences... because everyone deserves a great life!' We are located in beautiful Wilkesboro, NC in a desirable location. We take care of the...
Photo of Rose Tara Senior Living
44 Photos available
5 star
49%
4 star
17%
3 star
0%
2 star
17%
1 star
17%
See all reviews
We had to place my mother-in-law and this really seems to be a good fit. My husband is the only child and she had lived with us for 4 years. We could no longer handle it here. They have made it and easy...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Just 15 minutes north of Winston-Salem, Rose Tara Senior Living is a secure memory care community in beautiful King, NC. Step outside and enjoy the wooded surroundings, including picturesque views of nearby Pilot and Sauratown Mountains. Rose Tara specializes in the care of residents with...
Photo of Lakewood Care Center
11 Photo available
5 star
29%
4 star
21%
3 star
14%
2 star
7%
1 star
29%
See all reviews
As the person responsible for my brother living at Lakewood Care Center I have been very impressed with the staff. They sincerely care about each and every person there, they are friendly, helpful and go...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Lakewood Care Center is an assisted living community in the quiet Charlotte suburb of Denver, NC. The peaceful, wooded setting provides a serene, welcoming and secure environment for seniors with a variety of care needs. The town of Denver is adjacent to Lake Norman and home to several state...
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Photo of Summit Place of Mooresville
11 Video available
1010 Photos available
22 Floor plans available
6.9
Review score
21 reviews
6.9
Review score
21 reviews
5 star
29%
4 star
19%
3 star
14%
2 star
10%
1 star
28%
See all reviews
I feel staff is kind and attentive to my cousin. we feel as though he is safe and well cared for at Summit Disappointing that it took several months to procure a replacement van when the present one was...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Summit Place we have only 40 residents in our Assisted Living community. Adjacent to our Assisted Living we also have Memory Care right on our campus with only 20 residents in that portion of the community. Our community is small and intimate. This allows us to have more hands on time with...
See details
Photo of Alpha Concord Plantation
11 Photo available
5 star
0%
4 star
33%
3 star
33%
2 star
34%
1 star
0%
See all reviews
The food could have been better, it was plain and there were not many options, but this was over a year ago they could have improved. There was a nurse there that was really good. We chose this facility due...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Jurney's of Statesville
2525 Photos available
6.8
Review score
6 reviews
6.8
Review score
6 reviews
5 star
33%
4 star
17%
3 star
0%
2 star
0%
1 star
50%
See all reviews
Based on [name removed] statement, she advised me [name removed] ( daughter from Florida) that she was treated well. She was treated with respect. She liked the food. The staff are amazing. [name removed]...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Jurney's of StatesvilleJurney's of Statesville offers a discerning residential environment for those who, for whatever reason, should not live alone, but do not require skilled nursing care. Here, residents can live as independently as they wish, with the calm assurance that help is always...
See details
9.4
Review score
23 reviews
9.4
Review score
23 reviews
5 star
43%
4 star
53%
3 star
4%
2 star
0%
1 star
0%
See all reviews
Cadence was the absolute best of the care homes that we had experience with. They worked to always improve my wife's situation. They led all the others in nourishing foods. They stood above others in...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Yadkin Valley Senior Living
8.5
Review score
6 reviews
8.5
Review score
6 reviews
5 star
49%
4 star
17%
3 star
17%
2 star
0%
1 star
17%
See all reviews
It is a excellent place to stay they keep it clean and the people is real nice and they do activities and they go shopping to and they know how to cook and never late always on time never late feeding them
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Our senior living campus is located in the heart of the Yadkin Valley. We are only minutes from Hugh Chatham Hospital. Yadkin Valley Senior Living includes a 60 bed assisted living community, and has 8 independent living apartment units towards the back of the campus. Elkin, NC is home the Yadkin...
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
67%
4 star
0%
3 star
0%
2 star
0%
1 star
33%
See all reviews
My mother goes there for respite stays when my husband and I need a break. She has stayed a month at a time before. They're always very accommodating, even if I need to make arrangements at the last minute....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Catawba Valley Living at Rock Barn is Catawba County's newest Assisted Living Community opening in 2006.  We are located seven miles from Hickory off of interstate 40.  Our property is adjacent to  Rock Barn Golf and Spa, home of the Greater Hickory Classic, part of...
Photo of Crown Colony At Mooresville
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
0%
4 star
0%
3 star
0%
2 star
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0%
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So far everything has been going great. They have been answering the lights with in minutes instead of like at the other place hours. The staff is very attentive to moms needs. They are excellent about also...
Provides: Nursing Homes
Care types provided by this community
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
0%
4 star
0%
3 star
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Absolutely the best ever! Has a very homey atmosphere! Very clean, great staff. My brother loved it here.
Provides: Assisted Living, Home Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Mill Creek Center For Nursing And Rehabilitation
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
33%
4 star
0%
3 star
33%
2 star
0%
1 star
34%
See all reviews
My father in law was here for two weeks to do some therapy services after a fall at his house. He enjoyed getting to know the staff and he made a few friends to. The building could use some cosmetic updates...
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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I placed my mother in Meadowwood about a month ago. The staff that work there are fantastic. They treat my mother with the utmost respect and dignity. They go above and beyond what their job calls for. She...
Provides: Nursing Homes
Care types provided by this community
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
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My parents lived here and owned a villa. The only reason we had to leave was because they maxed out on the care that they were able to provide to them. I think that going in here, the evaluation of care...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Ivy at Clemmons
5 star
72%
4 star
14%
3 star
14%
2 star
0%
1 star
0%
See all reviews
In late April, my mother, who lived alone, was admitted to the hospital, dealing with several medical conditions. The doctors determined she could no longer live alone. Two weeks later she was transferred to...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Crest of ClemmonsThe Crest of Clemmons is an assisted living community located in Clemmons, NC. The city of Clemmons is located in Forsyth County and is home to just over 19,000 people. Clemmons is a small town where residents can visit local stores, run errands, go to group events, or relax...
Photo of St Andrews Living Center
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This community is wonderful and I would recommend it to anyone. This community is very clean. The staff are good and they have wonderful meals.My husband is doing much better since moving into this community
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
50%
4 star
50%
3 star
0%
2 star
0%
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0%
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My Mother was admitted to Autumn Care of Cornelius for rehab after a hospitalization in early April of 2016. She passed in mid June and spent all her remaining days there with the exception of about 7 days...
Provides: Nursing Homes
Care types provided by this community
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.

Cost of nursing homes in Central, NC

The average cost of senior living in Central is $4,352 per month. Cheaper nearby regions include Granite Falls, NC with an average of $3,588 per month.

Average monthly cost of Nursing Homes in Central, NC vs. nearby cities

Central, NC
$4,352/mo
$4,636/mo

Average monthly cost of Nursing Homes in Central, NC vs. the state and national average

Central, NC
$4,352/mo
U.S. national average
$4,957/mo

Average monthly cost of Nursing Homes in Central vs. other types of senior living

$5,029/mo
Nursing Homes
$4,352/mo

Median monthly costs of Nursing Homes in Central, NC by room type

Semi-Private
$4,767/mo
Studio
$5,631/mo
1 Bedroom
$5,751/mo
2 Bedroom
$5,171/mo
Detached Cottage/Bungalow
$2,756/mo

Average cost of Nursing Homes in Central over time

Central, NCNC stateNational

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about nursing homes in Central

Recent reviews for nursing homes in Central

Homestead Hills in Winston Salem, NC

5.0
I moved to Homestead Hills in July 2021 after many weeks of researching senior continuing care facilities in North Carolina. I am happy to be residing in a relatively stress-free environment and able to participate and enjoy the many daily activities available to residents. There are also a ...
Read more

Brookdale Lenoir

4.5
From the moment my mother moved in, the staff has gone above and beyond to make her feel comfortable and ease her anxiety from moving from her home after my father died. I am so grateful. Thank you so much!

Somerset Court of Mocksville

5.0
They really do an excellent job. They deal really well with both the residents and their families. They are very patient and understanding and go out of their way to help out in any way they can. I highly recommend Somerset Court of Mocksville to anyone else who needs a place for their ...
Read more

Central nursing homes services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Central nursing homes communities. They don’t represent all possible services and amenities available at assisted living communities in Central, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Central nursing homes

Nursing homes communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of nursing homes partners in Central that offer these care services compared to the percentage of partners that offer them nationally.
Central, NCNational
Full medication management
Full medication management
39.1%
2.4%
Doctor on call
Doctor on call
35.9%
9.8%
24-Hour awake staff
24-Hour awake staff
86.5%
23.1%
Diabetic care
Diabetic care
88.5%
23.4%
*Visiting health care professionals
*Visiting health care professionals
46.8%
10.1%
Home care agency on-site
Home care agency on-site
24.4%
0.8%
Non-ambulatory care
Non-ambulatory care
87.2%
19.7%
Respite or short term stays
Respite or short term stays
39.1%
7%
Hospice available on-site
Hospice available on-site
47.4%
17.7%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Central nursing homes

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Central Nursing Homes partners offer the selected dementia care services compared to the percentage of partners nationally.
Central, NCNational
Dementia behaviors care
Dementia behaviors care
38.5%
3.9%
Specialized memory care training for staff
Specialized memory care training for staff
21.8%
0.2%
Secured community and/or wander guard
Secured community and/or wander guard
28.2%
5.5%
Memory care only community
Memory care only community
10.9%
1.3%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Central nursing homes

Nursing homes communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Central partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Central, NCNational
Nutritionist / dietician
Nutritionist / dietician
16%
0.6%
Low / no sodium
Low / no sodium
31.4%
1.4%
No sugar
No sugar
28.8%
1.4%
Vegetarian
Vegetarian
26.3%
3.6%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Central nursing homes

Our nursing homes communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Central communities that offer dining options to their discerning residents compared to our partners nationally.
Central, NCNational
Professional chef
Professional chef
12.8%
0.2%
Restaurant style dining
Restaurant style dining
28.8%
0.5%
Room service
Room service
20.5%
0.4%
Anytime dining
Anytime dining
5.8%
0.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Central nursing homes

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered nursing homes communities in Central offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Central, NCNational
Activity director
Activity director
35.3%
0.4%
Pet-focused programs
Pet-focused programs
21.8%
0.2%
Community service programs
Community service programs
20.5%
0.3%
Devotional activities on-site
Devotional activities on-site
42.3%
6.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
35.9%
0.4%
Outings / off-site activities
Outings / off-site activities
42.3%
6.7%
Piano or organ
Piano or organ
30.1%
0.4%
Arts and crafts center
Arts and crafts center
21.8%
0.2%
Educational speakers / life long learning
Educational speakers / life long learning
22.4%
0.3%
Clubs / games / karaoke
Clubs / games / karaoke
32.1%
0.4%
Live performances
Live performances
34%
0.4%
Dances
Dances
24.4%
0.2%
Fitness center
Fitness center
9%
0.3%
Fitness classes
Fitness classes
34%
0.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

There are 231 nursing homes facilities near Central, North Carolina. See the full list.

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More questions?

Ask an A Place for Mom local advisor at no cost.

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