About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Columbia, SC

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If you’re considering independent living for your retirement years, you may want to consider the charming capital city of Columbia, South Carolina. As a city with more than 100,000 residents, Columbia manages to offer an array of world-class activities and attractions — all while maintaining a laid-back and friendly feel. And when you throw in the Palmetto State’s lower-than-average housing prices and its pleasant subtropical climate, you end up with a city that seniors are thrilled to call home.

Independent living is ideal for seniors looking to remain healthy and active while leading a hassle-free lifestyle that provides opportunities to socialize. Whereas assisted living helps residents with daily activities like grooming and bathing, independent living is better suited for seniors who don’t need this type of care. Columbia’s independent living communities provide an array of attractive amenities and services including healthy dining options, housekeeping services, home maintenance, and plenty of opportunities for social activities and outings.

In Columbia, the average cost of independent living at our partner communities is $2,500 per month. In this guide, you’ll learn more about Columbia’s independent living options to find the right fit for your lifestyle. We cover the local costs of independent living, payment methods, how communities are regulated, independent living features, and fun localities.

Columbia Independent Living Facilities | 368 Reviews
Showing 34 communities
Last Updated: 3/14/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Best Meals and Dining

Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.

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Amenities
Providers
Types of care available in Columbia, SC
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in Columbia, SC
5 / 5.0

The only issue we had was with the initial intake paperwork. It was not clear what was needed from us and the timing of those items. We did a lot of unnecessary scrambling around for paperwork and medical documents on that could have been handled more efficiently. We'd never done this before so we j...

3.9 / 5.0

I would say that the residents and staff are friendly for the most part. If you live there you should definitely partake in as many activities as possible. They will help you stay active and healthy. As far as good goes - they could possibly have some better variety, make sure it comes out hot, fres...

3.5 / 5.0

The staff is friendly and the housekeeping is good and responsive. The move in process was excellent. My mother is generally displeased with the food. It is bland, overcooked and cheap. They probably need to invigorate the process by having featured meals. For example, Friday fish day, chicken Sunda...

Photo of Atria Forest Lake
1010 Photos available
99 Floor plans available
9.7
Review score
72 reviews
9.7
Review score
72 reviews
5 star
63%
4 star
21%
3 star
6%
2 star
4%
1 star
6%
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I was very pleased with the level of service, wide variety of activities, upkeep of the overall facility and the respite room, and attention to individual residents.The only drawback is that they do not...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
In a beautiful homestead with an expansive Southern-style front porch, you'll find Atria Forest Lake, a family-style senior community. Enjoy a quiet walk in the courtyard, relax with friends by the fountain, or visit with family in the dayroom. Located in the heart of Forest Acres, Atria Forest...
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Photo of Fairforest Grove Senior LivingCommunity card badge
1010 Photos available
22 Floor plans available
9.7
Review score
49 reviews
9.7
Review score
49 reviews
5 star
55%
4 star
31%
3 star
8%
2 star
0%
1 star
6%
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I do not reside in SC yet had seen the facility via a face time app. No complaints from family that live there. From what I am able to tell, here is the following. And thank you very much for assisting...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Fairforest Grove, you’ll feel the difference that regional ownership and management make in creating a warm, family-focused environment, especially suited for senior living. Fairforest Grove is owned and managed by Mainstay Senior Living, not by a corporation or senior care conglomerate. Our...
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Photo of Merrill Gardens at Columbia
1616 Photos available
33 Floor plans available
9.4
Review score
30 reviews
9.4
Review score
30 reviews
5 star
66%
4 star
27%
3 star
7%
2 star
0%
1 star
0%
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My friend is reasonably happy there. She picked this place because of ts proximity to friends, and church, and they allowed her to keep her dog with her.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Merrill Gardens at Columbia is a new senior living community offering independent living and memory care. We are located next to Segra Park, home of the Columbia Fireflies, one mile from the State House and downtown. We offer luxury senior living in the heart of revitalized BullStreet District....
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Photo of Harmony at Columbia
99 Photos available
3232 Floor plans available
Pricing promotion expiring soon
9.1
Review score
48 reviews
9.1
Review score
48 reviews
5 star
54%
4 star
29%
3 star
13%
2 star
0%
1 star
4%
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The staff is very kind and helpful. The Memory Care area could definitely use more support. Mom shares a room and it's quite spacious. Away activities are offered for those residents who are able to...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to The Harmony Collection at ColumbiaIndependent Living | Assisted Living | Memory CareIn our continued effort to meet the demand of seniors in Columbia, South Carolina, we are offering Virtual Tours, an enhanced screening procedure for new residents, along with the security, support,...
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Photo of Lakeview Retirement Community
1515 Photos available
8.9
Review score
4 reviews
8.9
Review score
4 reviews
5 star
100%
4 star
0%
3 star
0%
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The effort of all the staff to make each resident feel known, and valued, cannot be understated. Lakeview feels like a home, and the people in it a family. The variety of activities, and the fun the staff...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Lakeview, the luxurious Resort Lifestyle Community, is currently under construction on Lake Drive in Columbia. We look forward to opening brand new during the Spring of 2022! Lakeview will offer all of the comforts and conveniences of modern-day living that allow you to enjoy your...
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Photo of Brookdale Harbison
1010 Photos available
33 Floor plans available
8.0
Review score
29 reviews
8.0
Review score
29 reviews
5 star
48%
4 star
28%
3 star
10%
2 star
0%
1 star
14%
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The friendliness of the staff does vary greatly amongst the staff with some receiving's 1s and some others receiving 5s. What we like the most about the Brookdale Harbison community is the size of facility,...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Embrace The Golden YearsIf you want to embrace your golden years with enthusiasm and energy without sacrificing peace of mind that comes from having access to quality care, look no further than our assisted living community in Columbia, South Carolina. Surrounded by a warm and welcoming care team...
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Photo of Terrabella Windsor Lake
77 Photos available
9.2
Review score
38 reviews
9.2
Review score
38 reviews
5 star
63%
4 star
29%
3 star
8%
2 star
0%
1 star
0%
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Very pleased with Terrabella. My loved one is very happy there.I would highly recommend. The staff is very kind and patient. We picked because of the cost and it was clearly better than the others.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
We are continuing to admit new Residents, where possible and appropriate, and look forward to continuing to serve area seniors and their families. Ask about our lifetime veterans saving program and other special offers!
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Photo of Brookdale Columbia
88 Photos available
33 Floor plans available
Pricing promotion expiring soon
8.7
Review score
33 reviews
8.7
Review score
33 reviews
5 star
33%
4 star
49%
3 star
18%
2 star
0%
1 star
0%
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I chose the community due to close to my home and the staff was welcoming. The cost was reasonable for my Dads needs now and in the future along with the cleanness.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Greatest AdventureTucked away in a beautiful building in Columbia, South Carolina, you can experience a retirement rich in luxury amenities and spacious accommodations. With personalized care plans, an action-packed events calendar and a warm and friendly group of residents, you may think you...
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Photo of Palmettos of Parklane
44 Photos available
8.0
Review score
9 reviews
8.0
Review score
9 reviews
5 star
67%
4 star
0%
3 star
0%
2 star
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1 star
33%
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After visiting several places in the Columbia area, I made the decision to place my dear friend at The Palmettos. That was in March 2020. Two and a half years later, I am still confident that I made the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Mill Creek Manor
1717 Photos available
7.9
Review score
31 reviews
7.9
Review score
31 reviews
5 star
29%
4 star
29%
3 star
29%
2 star
0%
1 star
13%
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A PLACE FOR MOM was extremely friendly and helpful. Could not have found a place for mom without their help. I would recommend to others. We picked this community because of the cost, and it was friendly.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Mill Creek Manor Independent, Assisted Living, & Memory Care, located in beautiful Columbia, SCMill Creek Manor is conveniently located to dining, shopping, and surrounded by beautiful Sesquicentennial Park.Here at Mill Creek Manor we provide a senior living neighborhood with the...
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Photo of Holiday Columbia Pines
1010 Photos available
2121 Floor plans available
Pricing promotions expiring soon
7.8
Review score
38 reviews
7.8
Review score
38 reviews
5 star
58%
4 star
26%
3 star
5%
2 star
3%
1 star
8%
See all reviews
My loved one is currently a resident at Holiday Forest Pines and everything is going well for him at this facility so far! My loved one really likes his just enough space! He is also glad about the remodel....
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Forest Pines provides a fulfilling, independent lifestyle in a welcoming environment. Situated just outside of Columbia's downtown, you'll enjoy our beautiful grounds and facilities while enjoying all of the convenience and culture of the state's capitol. We're just minutes away from shopping,...
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Photo of Wildewood Downs Retirement Community
33 Photos available
1.0
Review score
38 reviews
1.0
Review score
38 reviews
5 star
94%
4 star
3%
3 star
0%
2 star
0%
1 star
3%
See all reviews
This is a great community and you should come and visit. They have activities like art work, work out classes, walking, dinner parties, movies, bridge and more for the residents to do. I even entered a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Personalized assisted living services are designed for individuals who are no longer safe or comfortable living alone or without medical supervision nearby. These residents may require various levels of assistance with activities of daily living (ADL) from medication management to assistance with...
Photo of Carolina Gardens at Kathwood
1212 Photos available
5 star
31%
4 star
31%
3 star
19%
2 star
13%
1 star
6%
See all reviews
My mother in law is still adjusting to living at this community. The staff have been fabulous and have helped every step of the way. The entire staff watch out for her. She likes the food and they do offer...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Carolina Gardens at Kathwood is an assisted living and memory care community in Columbia, South Carolina. Located in the capital city of Columbia, our residents enjoy unparalleled access to fine shopping, dining and medical facilities. Columbia is a historic city with a thriving downtown area,...
Photo of Avalon Place
33 Photos available
5 star
17%
4 star
66%
3 star
0%
2 star
0%
1 star
17%
See all reviews
Hello, I have been living at Avalon Place since March and I must say I am so very happy here. There is absolutely not one negative thing I can say about this establishment. Everyone is so attentive, I...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Our 1 and 2 bedroom apartment homes are filled with energy efficient appliances, such as, stove, refrigerator w/ ice maker, dishwasher, garbage disposal and microwaves! Each apartment also has their own washer/dryer connections. The homes are a spacious 700-900 sq.ft. that is beautifully designed...
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Photo of Inspire Sandhill
1414 Photos available
7.0
Review score
6 reviews
7.0
Review score
6 reviews
5 star
32%
4 star
17%
3 star
17%
2 star
17%
1 star
17%
See all reviews
Inspire at Sandhill is a great place for retirement. There are various activities such as swimming, exercise class, name-that-tune night to keep everyone entertained. There is also a small library along...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Welcome to Discovery Village At Sandhill, a state-of-the-art, world-class senior-living community located in Columbia, South Carolina. Unlike any other senior living community in the area, Discovery Village At Sandhill offers outstanding active Independent Living, providing residents with...
Photo of Harbison Hall
8.0
Review score
1 review
8.0
Review score
1 review
5 star
100%
4 star
0%
3 star
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My father really enjoyed himself here everyone was very nice and helpful treated us like family would recommend to anyone.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Palmettos of Parklane
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Highlands Senior Living Columbia
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Rice Estate
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Williams Community Care Home
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Finlay House
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Studio and one bedroom apartmentsKitchens with stove and refrigeratorUtilities includedSubsidized apartments availableScheduled transportationEqual Housing OpportunityLocated in the Five Points Community of Columbia
Photo of Watercrest Columbia
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Christopher Towers
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Haven at Congaree Pointe 55 Plus Apartments
1313 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
NOW OPEN! Call TODAY to ask about our AMAZING move-in special! *Some restrictions apply.Affordable Apartment Homes for Adults 55 Years and Older!The quest for the perfect home stops at Haven at Congaree Pointe. Brimming with attractive amenities, cozy interiors, and dazzling leisure areas, our...
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Costs of independent living in the Columbia, SC area

On average, the cost of independent living in Columbia is $2,500 per month, according to A Place for Mom’s 2023 proprietary data on what actual families paid.[01] This figure accounts for rent, services like meal plans, and access to general on-site amenities. Note that costs generally vary among seniors.

The cost of rent at an independent living facility in Columbia also gives residents access to a variety of perks. Available amenities and services will vary depending on the individual independent living community, but some examples covered by rent include:

  • Chef-prepared meal plans
  • Housekeeping and maintenance
  • Accessible accommodations
  • On-site amenities (fitness centers, game rooms, gardens, etc.)
  • On-site activities (interest clubs, fitness classes, faith-based gatherings, etc.)

The following chart illustrates average baseline costs for independent living communities in Columbia and surrounding areas without factoring in fees and any extras residents choose.

Average cost comparisons near Columbia, SC

Average monthly costs

Columbia, SC

$3,316

How people pay for independent living in Columbia, SC

Many seniors pay for their independent living costs out of pocket, but seniors do have some options to save on living costs. For instance, veterans can utilize funds from the U.S. Department of Veterans Affairs to cover independent living or turn to Medicaid or Medicare to save on some health care costs.

Please note that if you’re a Medicaid or Medicare recipient or have long-term care insurance, these programs won’t cover independent living costs given that these facilities don’t provide senior care. However, Medicaid, Medicare, and long-term care insurance do cover qualifying in-home health care services for seniors in independent living communities. You’ll learn more about private and public payment options for independent living below.

Private pay methods in Columbia, SC

For the most part, seniors will rely on their own or a loved one’s financial resources to cover their independent living expenses. Seniors and their families should also note that long-term care insurance policies do not cover independent living costs, as they’re not care-providing facilities and don’t include these kinds of fees in their monthly costs.

Private income sources used to cover payment generally include personal savings, Social Security benefits, pensions, returns from investment portfolios, or any of the following:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits for independent living in Columbia, SC
0

Approximate number of veterans living in Columbia as of 2022

About 37% of Columbia, SC veterans are 65+.

If you’re a veteran looking to settle down in an independent living facility in Columbia, you’ll be glad to know that there are a variety of benefits provided by the U.S. Department of Veterans Affairs (VA), as well as local resources and individuals that can help you thrive in Columbia.

Furthermore, A Place for Mom has joined forces with USAA to help veterans find and fund their senior living. Our advisors have also helped families secure more than $8 million annually in VA benefits.

How does Columbia support its veterans?

South Carolina is home to nearly 400,000 veterans and has the eighth highest number of military retirees in the nation due to Fort Jackson. This military base is known to train a significant percentage of soldiers entering the army each year. To honor this large population, the state of South Carolina exempts military retirement pay from state income taxes.[03]

Veterans can also utilize Fort Jackson’s military resources — like the Fort Jackson Main Exchange and the Commissary — to save money on necessities such as food, clothing, and more.

Furthermore, Columbia is home to a VA hospital, allowing veterans to save money and receive specialized health care for their unique needs at Wm. Jennings Bryan Dorn Department of Veterans Affairs Medical Center.

What veterans benefits can be used to pay for independent living in Columbia?

A veteran or their spouse may qualify for many benefits. The VA’s Aid and Attendance benefit is especially important for seniors as it’s a very generous benefit offered to qualifying veterans and it can be added to any existing VA Pension. These extra funds can be used to pay for independent living or anything that improves the veteran’s quality of life.

Who qualifies for veterans benefits?

If you’re not sure if you qualify for any VA benefits, we recommend that you connect with an expert to learn more. The South Carolina Department of Veterans Affairs can connect you to many local veterans service organizations (VSOs), which can help you apply for benefits, file a claim, or appeal a denied blame.

Some of the VSOs available in Columbia include the Veterans of Foreign Wars (VFW) and Disabled American Veterans (DAV). At these VSOs, vetted and trained representatives can help you navigate the different types of VA benefits and help you maximize your funds.

Resources for Columbia veterans

Columbia veterans service organizations (VSOs)

South Carolina Department of Veterans Affairs
1800 St. Julian Place, Suite 305
Columbia, SC 29204

Phone: 803-734-0200
Email: va@scdva.sc.gov
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Veterans of Foreign Wars (VFW) in Columbia
5821 N. Main St.
Columbia, SC 29203

Phone: 803-754-1614
Contact via email
Hours: Wednesday through Friday, 5 p.m. – 12 a.m. and Saturday, 4 p.m. – 2 a.m.

National Association for Black Veterans Chapter 0123
6437 Garners Ferry Road
Columbia, SC 29201

Phone: 706-691-2538

Disabled American Veterans (DAV)
6437 Garners Ferry Road, Suite 1129
Columbia, SC 29209

Phone: 803-647-2422

Richland County American Legion Post 6
200 Pickens St.
Columbia, SC 29205

Phone: 803-799-2736
Hours: Monday through Friday, 10 a.m. – 2 p.m.

Columbia Medicaid for independent living

Columbia residents get their Medicaid coverage through Healthy Connections. It offers a specific program for seniors and individuals with disabilities called the Aged, Blind or Disabled (ABD). Healthy Connections’ ABD program doesn’t cover rent at a Columbia independent living community, but it can cover some health care expenses, including in-home health care services provided within an independent living facility.

To qualify for Healthy Connections, a senior must meet the following requirements:[04]

  • Be at least 65 years of age or have a disability
  • Not exceed an annual income of $14,580 as an individual or $19,720 as a couple
How does Medicaid cover home care costs in independent living?

For Medicaid to cover in-home care costs within an independent living community in Columbia, seniors must qualify for a Community Choices (CC) waiver. This waiver enables seniors who require a nursing home level of care to receive care services wherever they call home.

Where can one go for Medicaid assistance in Columbia?

Columbia residents can reach out to their local Medicaid eligibility office to ask Medicaid counselors any questions they have about their application process or eligibility. Seniors can also contact their regional long-term care ombudsman at the Central Midlands Council of Governments (CMCOG), which services the greater Columbia area. Your regional ombudsman can help you learn more about your Medicaid benefits.

Columbia resident Medicaid resources

Help with Medicaid in South Carolina

Healthy Connections assistance
Richland County local eligibility office
3220 Two Notch Road
Columbia, SC 29204

Central Midlands Council of Governments (CMCOG)
LaToya Buggs-Williams, Ombudsman Program Manager

Phone: 803-376-5389
Email: lbuggs@centralmidlands.org

Medicare independent living coverage in Columbia

Medicare, a health insurance program provided by the federal government, to fund many medical expenses. Medicare doesn’t pay for room and board in Columbia independent living communities, but it does provide coverage for short-term, medically-necessary care for seniors wherever they live.

Medicare-covered health care costs include the following:[05]

  • Original Medicare Parts A and B cover inpatient and outpatient services like hospital stays, skilled nursing, lab tests, doctors’ visits, and some home health care services — including medical equipment and supplies.
  • Medicare Advantage (Part C) plans are provided through private insurance companies. Only a few providers accept Part C, but the benefits are substantial. It covers prescription drugs in addition to everything covered by Part A and B.
  • Medicare Part D offers prescription drug coverage and is often added to Part A and B.
  • Medigap is a supplemental insurance plan offering extra coverage after Original Medicare. Medigap plans help with copays and overseas medical coverage.

State and local resources that can help with Medicare

Seniors can further save on Medicare costs by applying for South Carolina’s Medicare Savings Program through SC Thrive. At SC Thrive, knowledgeable counselors can offer you free advice on your Medicare benefits and help you save on Medicare premiums and prescription costs.

Seniors can also reach out to their regional long-term care ombudsman at the Central Midlands Council of Governments (CMCOG), which services the greater Columbia area. Your regional ombudsman can help you learn more about long-term care options and resources in your area.

Below, you’ll find more information on where and how to apply for Medicare, along with local resources for benefits assistance.

Columbia resident Medicare resources

Social Security Administration (SSA)

Find an SSA office in Columbia
Thurmond Federal Building, Floor 11
1835 Assembly St.
Columbia, SC 29201

Phone: 866-964-7594
Hours: Monday through Friday, 9 a.m. – 4 p.m.

Medicare counseling and information

SC Thrive for Medicare Savings Program Counseling
120 Research Dr.
Columbia, SC 29203

Phone: 800-727-8774
Email: contact@scthrive.org
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Central Midlands Council of Governments (CMCOG)
LaToya Buggs-Williams, Ombudsman Program Manager

Phone: 803-376-5389
Email: lbuggs@centralmidlands.org

Joint Medicaid and Medicare coverage for independent living in Columbia

In 2022, South Carolina announced Healthy Connections Prime as a statewide Medicare-Medicaid health plan (MMP). It enables seniors who qualify for both Medicaid and Medicare to easily receive and pay for the health care services they need.

With this enhanced program, South Carolina strives to provide better care from a single health plan, better value, and better health. To qualify for Health Connections Prime, an individual must meet the following requirements:[06]

  • Be at least 65 years of age
  • Receive Medicare benefits
  • Be enrolled in Healthy Connections Medicaid
  • Not reside in a nursing facility

If you’d like help accessing your Medicare and Medicaid benefits through this joint plan, you can reach out to a Healthy Connections Prime Ombudsman. They can help with the enrollment process, appeals, recertification, billing issues, disenrollment, and more.

Understand South Carolina laws and regulations for independent living communities

Independent living communities are not regulated at the state level in South Carolina unless they’re part of an assisted living or memory care facility. In that case, the South Carolina Department of Health and Environmental Control (DHEC) is the responsible body for regulating and licensing. If a senior in an independent living facility is getting care from a home health agency or an independent in-home care provider, those providers have to be licensed by the state.

Independent living communities are subject to federal, state, and local laws pertaining to building code requirements, accessibility standards, safety, and zoning. They may also be required to undergo occasional inspections by local authorities or organizations providing accreditation to safeguard compliance and ensure safety.

Rental laws and regulations for independent living in Columbia, SC

Because independent living facilities aren’t considered care facilities, they’re regulated the same as any ordinary apartment complex. Therefore, Columbia independent living communities must comply with the following laws and regulations:

  • Fair Housing Act. A landlord cannot refuse rental or financing due to discrimination. This law protects residents from discrimination against their race, color, national origin, sex, familial status, or disability.
  • South Carolina Landlord-Tenant Act. This act enforces requirements from landlords, protects residents’ rights, and highlights responsibilities surrounding elements such as rent, security deposits, maintenance and repairs, and evictions.
  • Adult Protection Laws. These laws protect vulnerable aging adults from neglect, abuse, and exploitation.

The state of South Carolina also enforces more rental-specific regulations to protect tenants:[07]

  • Rent. Landlords must provide a rental agreement outlining the cost of rent, the due date, and the penalty for late payments.
  • Security deposits. Security deposits cannot exceed the cost of two months of rent.
  • Repairs and maintenance. Properties must be kept in safe and habitable conditions.
  • Evictions. Landlords must follow specific procedures during evictions.

Access independent living community inspections in Columbia, SC

Columbia’s Code Enforcement Division enforces local ordinances related to property management in the city. Residents can access a community’s code violations that are in violation, open, or resolved from the past two months online. To request more information on public inspections of independent living facilities in Columbia, residents can file a Freedom of Information Act (FOIA) request. However, requesting these fees may incur additional fees.

South Carolina Department of Health contact information
2600 Bull St.
Columbia, SC 29201

Phone: 1-855-472-3432
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

COVID-19 regulations for Columbia independent living communities

Due to the overall decline of COVID-19, Columbia doesn’t mandate any regulations specific to COVID-19. If you’re searching for general information regarding COVID-19, you can visit the COVID-19 resource page on the South Carolina Department of Health and Environmental website. You can also find more local information like emergency updates, the latest ordinances, and more on the COVID-19 resource guide page on Richland County’s website.

Get to know independent living in Columbia, SC

6Number of in-network assisted living facilities in market
4.3/5.0 average in-network rating
100% of partner communities offer per-friendly services
83% of partner communities offer restaurant-style dining
83% of partner communities have visiting nurses
67% of partner communities have an on-site fitness center
0%

Number of people we’ve referred to independent living facilities in the Columbia market

78

Average age of the residents we’ve referred to independent living facilities in the Columbia market

66%

Gender split: 66% female

Columbia independent living promotes a healthy and fulfilling lifestyle

Columbia is continuously working on efforts to enhance the aging experience within the city. As a matter of fact, Richland County has enacted an Area Agency on Aging Plan for 2023-2025. It aims to accommodate the needs of its aging residents by improving programs and services that help seniors thrive.

Columbia provides several living options for seniors, including a variety of independent living facilities. The overarching goal of these communities is to promote a healthy and active lifestyle while removing many of seniors’ daily hassles and stresses. Learn more about what to expect from our partnering independent living communities in Columbia below.

Independence with heightened convenience and entertainment

Adults in independent living facilities are generally healthy, active, and can live on their own. The benefit of these communities is that they offer these types of seniors a higher degree of convenience in everyday life as well as opportunities to socialize with peers — all in one community.

Independent living communities don’t provide health care to residents or supervise them. Instead, they offer an array of great amenities on-site to ensure a hassle-free, enjoyable lifestyle. Residents in Columbia’s independent living communities are free to congregate, socialize, and enjoy on-site amenities like the following:

  • Arts and crafts centers
  • Fitness centers
  • Game rooms
  • Movie or theater rooms
  • Raised garden beds
  • On-site barber shops and beauty salons

Residents can also partake in some of the following on-site activities hosted by our independent living partners in Columbia:

  • Art and fitness classes
  • Group games (trivia nights, poker tournaments, etc.)
  • Happy hours, birthday celebrations and holiday parties)
  • Interest clubs (book club, current events club, etc.)
  • Religious activities (bible groups, church choirs, etc.)
  • Trips to local activities (gardens, restaurants, museums, etc.)

Remember, the type of amenities and activities may vary between independent living facilities within our Columbia network.

Comfortable and accessible living quarters

Seniors might not necessarily want to live in a luxury-style independent living community, but that doesn’t mean they won’t get to experience enjoyable living quarters. Certain independent living facilities that we partner with in Columbia offer residents comfortable amenities within their living quarters such as the following:

  • Private patios, decks, and balconies
  • Room service
  • Kitchenettes
  • High-speed internet
  • Access to cable or satellite TV
  • Accessible features (grab bars, widened doorways, etc.)

Ample care options, no matter what the future looks like

Many communities offering independent living in Columbia also provide advanced care options in case care needs arise. Care options include assisted living and memory care. Both assisted living and memory care options enable seniors to continue leading engaging lifestyles with added support to meet their care needs.

In assisted living, seniors receive help with activities of daily living (like bathing and grooming), personal care services (like medication management and disease management), and have a wider range of accessible activity options. Memory care offers the same assisted living services, however, it’s more personalized for dementia care needs. This means caregivers receive additional training to handle common behaviors and memory care units are equipped to prevent wandering. Plus, activities are personalized to residents’ cognitive and physical abilities.

Here’s a breakdown of care options provided by our partner independent living communities in Columbia:[01]

  • About 33% of partner communities only offer independent living.
  • About 67% of partner communities offer independent living along with assisted living and/or memory care.

With this in mind, seniors who want to age in place may look for a Columbia independent living facility that also provides assisted living and/or memory care. Communities offering multiple levels of care typically help residents with the moving process to help minimize stress and ensure a smoother transition.

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Unfamiliar with Columbia? Highlights for seniors

14,615

Number of seniors over the age of 65 living in Columbia as of 2022

80%

Percentage of Columbia seniors 65+ that are no longer in the workforce

$33,349

Average annual retirement income for Columbia seniors 65+

Health care for seniors in Columbia

Columbia has a robust health care scene to accommodate the needs of its aging population. Learn more about the area’s top-rated hospitals below.

A graphic of a capital letter H in a circle

Lexington Medical Center

Lexington Medical Center ranks No. 1 in Columbia and No. 2 in South Carolina. It’s known for its high performance in 12 different adult procedures and health conditions, including heart failure treatment, diabetes treatment, and orthopedic treatments.

A graphic of a capital letter H in a circle

Prisma Health Baptist Hospital

Prisma Health is the largest health care system in South Carolina. It offers multiple locations in Columbia, but this is the biggest one. The hospital employs over 2,300 team members and a medical staff of over 740 qualified doctors. Services include heart care, nursing, orthopedics, surgery, and more.

Transportation for seniors in Columbia

Columbia seniors will likely need a car to get from one place to the next. All of our partner independent living communities offer resident parking for seniors who still drive. And, fortunately, our Columbia partners offer complimentary transportation services for residents who prefer not to drive. Some communities may limit rides to necessities like grocery shopping and appointments while others enable residents to schedule rides for leisurely events.

The city offers a few dedicated bus lines to enable seniors without a car to get around. The COMET bus system offers 34 routes around the metro area on a daily basis. It also offers half-fare discounts for individuals 65 and older, people with disabilities, and vets. To obtain a Half Fare ID, you can call 803-255-7133.

Individuals with disabilities who can’t board the COMET’s buses can use its Dial-A-Ride Transit (DART) Service instead. All DART buses include wheelchair lifts and personal attendants, and the service has no restrictions on where residents can go or how often they can use it. DART is available to passengers Monday through Sunday from 9 a.m. to 5 p.m., but it doesn’t run on Thanksgiving or Christmas.

The Soda Cap Connector, which is just $1 to ride, is meant more for general convenience. This service runs to destinations of interest in downtown Columbia so that residents and tourists don’t have to worry about driving or parking their cars.

For a better understanding of Columbia’s sprawl and infrastructure, you may want to take a look at the following scores from Walk Score. They’re each out of 100 and based on the city’s walking trails, biking routes, public transportation options, and public density:[09]

Transportation card image
35

Walk Score

Transportation card image
35

Bike Score

Senior activities in Columbia, SC

Columbia is a lively, yet laid-back city — and it provides no shortage of activities for people from all walks of life to enjoy. Some independent living communities will take their residents out to local activities and attractions, or residents can venture out on their own. To give you a picture of Columbia’s entertainment scene, we highlighted a few senior-favored activities below.

  • Golfing. Columbia is known for its superb golf courses. Richland County Recreation Commission maintains Linrick Golf Course — one of the most stunning courses with over 257 acres of rolling hills and miniature ponds. This course even offers discounts for seniors as well as convenient tee times.
  • Nature spots. Sesquicentennial State Park is the perfect place to enjoy some fresh air with its scenic trails and beautiful picnic spots. Seniors can also take a day trip out to Congaree National Park, which is about half an hour’s drive from Columbia. This national treasure houses a massive intact expanse of old-growth bottomland hardwood forest and has a variety of activities like wildlife watching and camping.
  • The arts and cultural scene. Seniors who love live events will be thrilled with the productions offered in Columbia’s many theaters. Seniors can attend symphonies and plays, or watch classic, foreign, and independent films. If you’d rather experience art differently, the Columbia Museum of Art impresses locals with over 7,000 works of art.
  • History museums. Seniors can spend afternoons learning about the state’s rich history at the South Carolina State Museum or the South Carolina Military Museum. The museum’s informative exhibits and artifacts tell many stories about the city’s historic events.
  • Shopping and dining. Columbia houses many shopping districts along with some exquisite restaurants. Some shopping streets boast distinct architecture that catches the eye of many visitors. Plus, local comfort foods draw in visitors from all over.

Frequently Asked Questions

Atria Forest Lake, Harbison Shores and Fairforest Grove Senior Living are the top-rated Independent Living facilities near Columbia, SC. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Columbia is 3316.08 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2022). Columbia city, South Carolina.

  3. South Carolina Department of Revenue. (2022, November 11). SC military retirement pay now exempt from state income taxes.

  4. Healthy Connections. South Carolina Department of Health and Human Services. (2023). Program eligibility and income limits.

  5. Medicare.gov. What Medicare covers.

  6. Healthy Connections. South Carolina Department of Health and Human Services. (2023). What is Healthy Connections Prime?

  7. U.S. Department of Housing and Urban Development (HUD). Local tenant rights, laws, and protections: South Carolina.

  8. U.S. News and World Report. Best hospitals in Columbia, SC.

  9. Walk Score. (2023). Living in Columbia.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2022). Columbia city, South Carolina.

3.

South Carolina Department of Revenue. (2022, November 11). SC military retirement pay now exempt from state income taxes.

4.

Healthy Connections. South Carolina Department of Health and Human Services. (2023). Program eligibility and income limits.

5.

Medicare.gov. What Medicare covers.

6.

Healthy Connections. South Carolina Department of Health and Human Services. (2023). What is Healthy Connections Prime?

7.

U.S. Department of Housing and Urban Development (HUD). Local tenant rights, laws, and protections: South Carolina.

8.

U.S. News and World Report. Best hospitals in Columbia, SC.

9.

Walk Score. (2023). Living in Columbia.