About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in San Francisco, CA

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With its warm climate and iconic landmarks, San Francisco offers a wonderful environment for seniors. The city is highly favored by seniors exploring their independent living options in California as it offers the perfect lifestyle for those who are still self-reliant but also want convenience and, sometimes, a little luxury.

If you’re considering putting down roots in the Golden City, this guide is for you. A Place For Mom partners with eight independent living communities in a 10-mile radius of downtown San Francisco, including areas such as Sausalito and the Marina District. We showcase the best listings, payment options and benefits, regulations, available medical facilities, demographics, the top activities the city has to offer, and more.

San Francisco Independent Living Facilities | 391 Reviews
Showing 76 communities
Last Updated: 3/14/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Best Meals and Dining

Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.

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Amenities
Providers
Types of care available in San Francisco, CA
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in San Francisco, CA
4.5 / 5.0

They're doing their best when it's hard to get staff these days. I appreciate that, and they're good people. I wish we could always count on having the same people, but again, they staff they have are great. The facility itself is wonderful - it's very pleasant and attractive, and it makes people fe...

5 / 5.0

The only improvement that I can think of that needs to be made at Sycamore Hills By the Bay is there is not enough parking. That is my only complaint about this facility. Everyone is very nice, the facility is really clean. I am really happy with my experience here so far.

5 / 5.0

Excellent caring staff. Clean place. My Auntie [name removed] is here. I visited from Anaheim California. My auntie Husband just passed away. My auntie looked beautiful and happy. I talked with staff and they were very professional

Photo of Coterie Cathedral HillCommunity card badge
1818 Photos available
33 Floor plans available
Pricing promotion expiring soon
9.8
Review score
31 reviews
9.8
Review score
31 reviews
5 star
94%
4 star
3%
3 star
0%
2 star
0%
1 star
3%
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The staff is unparalleled in their sincerity, commitment, and caring for each and every one of the residents and their families. They go the extra mile and are always there for you no matter what the...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Sagebrook Senior Living at San FranciscoCommunity card badge
1010 Photos available
66 Floor plans available
9.6
Review score
42 reviews
9.6
Review score
42 reviews
5 star
73%
4 star
10%
3 star
10%
2 star
2%
1 star
5%
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After a 45 day respite stay I believe that Sagebrook would be a great fit as a permanent resident and mom is considering it. The staff was great and very kind and caring. The facility is nice and clean. The...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Sagebrook Senior Living at San Francisco, Assisted Living and Memory Care Community, is building on more than three decades ofexperience in transforming health and wellness programs that promotewell-being and enriched lifestyles. We’re shattering stereotypes and pushingboundaries for what senior...
Photo of The Broadmoor
22 Photos available
8.5
Review score
14 reviews
8.5
Review score
14 reviews
5 star
43%
4 star
36%
3 star
7%
2 star
14%
1 star
0%
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I rate them a five on everything except friendliness. On that they get a ten!!!!! My loved one's circumstances were such she was there a little more than two months. It was an interim stop between acute...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Broadmoor offers the finest in senior living in San Francisco. We are centrally located in Cathedral Hill to shopping, banks, theatres, and the symphony. All our affordable rates include three meals per day prepared by our chef and served in our formal dining room, maid and linen service, on...
Photo of The Ivy at Golden Gate
99 Photos available
8.0
Review score
15 reviews
8.0
Review score
15 reviews
5 star
40%
4 star
47%
3 star
13%
2 star
0%
1 star
0%
See all reviews
We picked this community, because of the location. The tour experience was excellent, and the facility was spacious. Respite, furnished room was available immediately after release from the hospital....
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Make yourself at home at the Vintage Golden Gate in San Francisco, California. It’s a friendly, flexible environment that celebrates your individuality and nurtures your soul. We recognize that each new resident has a unique lifestyle. So we’ve tailored solutions to match: Independent Living, for...
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Photo of The Carlisle Ivy Signature Living
1111 Photos available
8.0
Review score
6 reviews
8.0
Review score
6 reviews
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
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The staff is absolutely wonderful. They make you feel welcomed, at home and included in the community. The residents are really supportive and friendly. My loved one has made a number of friends, in a short...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated in the heart of San Francisco atop Cathedral Hill, The Carlisle offers assisted living and independent living for older adults looking to live within a vibrant community. From the moment you walk through our doors, you’ll feel as though you’ve entered a friendly, boutique hotel where you...
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Photo of Serra Highlands Senior Living
1313 Photos available
33 Floor plans available
9.7
Review score
64 reviews
9.7
Review score
64 reviews
5 star
51%
4 star
27%
3 star
16%
2 star
3%
1 star
3%
See all reviews
I picked this community, because I had another relative there during COVID-19, and he was well taken care of. I would recommend to others.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Serra Highlands Senior Living, you'll find a serene and welcoming senior community with all the comforts of home. Residents enjoy a diverse social calendar with an extensive continued learning program. Surrounded by beautiful wooded walkways, Serra Highlands Senior Livingprovides views of the...
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Photo of Cardinal Point
66 Photos available
99 Floor plans available
9.7
Review score
16 reviews
9.7
Review score
16 reviews
5 star
75%
4 star
19%
3 star
6%
2 star
0%
1 star
0%
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My mom been living here for over 10 years. Now as she is aging she started to receive care service. The level of attention and support provided to residents is truly commendable. The staff’s dedication to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Cardinal Point is a Continuing Care Retirement Community (CCRC) which means that our residents move in when they are independent and active, truly being able to participate in all we have to offer! Additionally, we are also licensed for Assisted Living, so as the years go on, the resident can...
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Photo of Peninsula Del Rey
1313 Photos available
8.6
Review score
22 reviews
8.6
Review score
22 reviews
5 star
68%
4 star
18%
3 star
9%
2 star
0%
1 star
5%
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[name removed] dislikes it there but that's not the fault of the place. She dislikes everything. I would highly recommend Peninsula Del Rey, it is like being on a luxury cruise ship!
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Peninsula Del Rey, a luxurious senior living community in Daly City, CA.Conveniently located in the heart of the peninsula, residents and family members enjoy easy access to shopping and entertainment as well as hospital and medical services. Whether friends and family are visiting,...
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Photo of Aegis of San Francisco
2323 Photos available
33 Floor plans available
8.0
Review score
2 reviews
8.0
Review score
2 reviews
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
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My mother is currently a resident at Aegis of San Francisco. The staff is very caring and thorough, handling a lot of support for an advanced Parkinson's patient. I would appreciate greater...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
As you enter Aegis of San Francisco, you will notice its homelike atmosphere and thoughtful details, such as the smell of fresh baked bread, the sweep of the staircase, the coziness of the fireplace, and the serenity of the courtyard. You will be greeted with a helpful smile by our concierge, and...
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Photo of The Watermark by the Bay
77 Photos available
8.0
Review score
25 reviews
8.0
Review score
25 reviews
5 star
48%
4 star
40%
3 star
8%
2 star
0%
1 star
4%
See all reviews
The staff is good at keeping me involved and informed about my loved one. My loved one says that the food is great and they have a variety to choose from. The community offers a lot of activities, well I...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Our dynamic community, The Watermark by the Bay, located in Emeryville, California serves the entire East Bay area. With features including modern residences with stunning views and access to the best of entertainment, shopping and dining plus exceptional care and amenities, it’s no wonder we are...
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Photo of Victorian Manor
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Victorian Manor assisted living facility located in a quiet residential location. We at the Victorian Manor realize that selecting the right senior care facility is a very difficult choice that takes time and research. We would like to share an important fact with those considering our facility....
Photo of The Village at Hayes Valley
2121 Photos available
11 Floor plan available
7.0
Review score
62 reviews
7.0
Review score
62 reviews
5 star
53%
4 star
21%
3 star
13%
2 star
8%
1 star
5%
See all reviews
Very professional and helpful staff. Attentive to people. I witnessed caring kindness and compassion.. What I experienced was not expected but it was a very eye opening experience. The personnel and staff...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Village at Hayes Valley is a 47-bed community offering specialized care for high-needs assisted living as well as innovative dementia dementia care. Located in San Francisco's vibrant Hayes Valley neighborhood and set in a beautifully restored Victorian, The Village at Hayes Valley imbues a...
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Photo of Portola Gardens
1111 Photos available
5 star
43%
4 star
29%
3 star
14%
2 star
0%
1 star
14%
See all reviews
The medical team really gives enough individual attention to each of their client. Though it is a smaller facility compared to others. The staff specially customized their work to each individual need and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
AgeSong University provides outstanding care to residents in the newest AgeSong community. We strive to create an environment that is culturally and economically diverse. Since 1884 the site has continually evolved to meet the changing needs of the aging population in San Francisco, and that...
Photo of The Granada
77 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Granada features freshly renovated rooms, large common lounges and even a movie room. Tenants can choose from a variety of room sizes, furnished or unfurnished, and can dine at the onsite cafe.
Photo of Brunswick Street Apartments
1717 Photos available
2.0
Review score
2 reviews
2.0
Review score
2 reviews
5 star
0%
4 star
0%
3 star
50%
2 star
0%
1 star
50%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Sign By Jan 15th, Just Pay $99 to move in and Rent won't be due until March 2021! Welcome to the Brunswick Street Apartments offering studio apartments for 55+ seniors! Conveniently located near public transportation, eateries, Daly City's main streets, our beautiful property has amenities...
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Photo of Peninsula Reflections
55 Photos available
11 Floor plan available
5 star
50%
4 star
25%
3 star
0%
2 star
25%
1 star
0%
See all reviews
The staff at Peninsula Reflections is truly wonderful. We had just days to choose a memory care center and were so lucky to find Peninsula Reflections. Every member of the staff got to know my dad - they...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Oakmont of Mariner Point
88 Photos available
1010 Floor plans available
5.5
Review score
21 reviews
5.5
Review score
21 reviews
5 star
57%
4 star
19%
3 star
14%
2 star
0%
1 star
10%
See all reviews
The quality of the food has gone down. The value for the money is great. We picked this community, because it was close to home, the quality, it was the nicest, price point and I liked the people. My loved...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Oakmont of Mariner Point assisted living community situated in Alameda, Alameda County, California provides seniors with a safe place to live. This community offers the memory care that seniors are looking for in a location that is peaceful and good. When a senior chooses this community they will...
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Photo of Buena Vista Manor House
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
I have known many residents of Buena Vista Manor House as a volunteer. The care is excellent and the atmosphere is warm. As a bonus, the food is delicious. I highly recommend Buena Vista Manor House to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Notre Dame Senior Plaza
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Mercy Terrace Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Mission Plaza Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of El Bethel Arms Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Laurel Gardens Apartments
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of El Bethel Terrace
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Costs of independent living in the San Francisco area

According to A Place for Mom’s proprietary data, the average actual cost of independent living in San Francisco is about $9,496 per month.{{citation: 1}} This includes all associated fees and service fee add-ons for in-house care, medication management, meals, and wheelchair-accessible facilities at A Place for Mom partner facilities.

You can also view the graphic below to see the average baseline costs without any add-on fees.

Average cost comparisons near San Francisco, CA

Average monthly costs

San Francisco, CA

$5,565

How people pay for independent living in San Francisco

Independent living in San Francisco can be funded in several ways. Seniors must choose carefully and stay aware of the limitations of some of these sources. For example, independent living communities aren’t senior care facilities, so the rent cannot be covered by Medicaid or Medicare — although seniors in independent living can still glean medically necessary in-home care services from these programs.

In this section, we’ll provide an overview of options such as private payment methods, VA benefits and resources, Medicaid, and Medicare.

Private pay methods

Many retirees lean on private funds to support their independent lifestyles. Because these are not considered senior care facilities, certain options like long-term care insurance cannot cover the rent of independent living. Useful funding sources include personal savings, Social Security benefits, investment returns, pensions, and any of the following:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits
18703

Number of veterans who live in San Francisco

About 57 percent of San Francisco veterans are 65+

If you are a veteran or your spouse has served in the armed forces, it’s essential to know that there are benefits available that can help with rent and medical expenses. In this section, we’ll look at some of the resources available that can help you determine your eligibility and apply for those benefits.

There are two programs that might prove very useful for veterans who want to settle down in San Francisco. First, the VA Pension is a flexible option that can go toward anything you need, be it rent payments or medical bills. Aid and Attendance is a monthly benefit that can cover the rent for independent living or in-home health care if it improves a veteran’s quality of life; to qualify, California veterans or their surviving spouses must need assistance with daily activities.

Veterans service officers can make the application process easier. Indeed, the first step should be to contact these VA-vetted and -recognized experts. Applying for veteran benefits is notoriously complex. However, your local veterans services officers can check for other benefits you might qualify for, assess your eligibility, and assist with any problems that might crop up during the application process. Assistance for San Francisco residents can be found at local veterans service organizations, the County Veterans Service Office, or through CalVet.

Resources for San Francisco veterans

VSOs and veteran resources

County Veterans Service Office
2 Gough St.
San Francisco, CA 94103
Phone: 415-934-4200
Hours: Monday through Friday, 9 a.m. – noon; 1 p.m. – 4 p.m.

California Department of Veterans Services (CalVet)
1227 O St.
Sacramento, CA 95814
Phone: 800-952-5626
Email

DAV California
13733 Rosecrans Ave.
Santa Fe Springs, CA 90670
Phone: 562-404-1266

American Legion CA Posts
401 Van Ness Ave.
San Francisco, CA 94102
Phone: 559-875-8387

South San Francisco VFW | VFW Post 4103
920 Stonegate Drive
South San Francisco, CA 94080
Phone: 650-589-4030
Hours: Monday through Saturday, 6 a.m. – 5 p.m.

Medicaid

Also called Medi-Cal in California, this program provides health services to low-income older adults, among others. While Medicaid cannot cover your rent at an independent living facility, it can apply toward medically necessary in-home care services. These services can take place in your independent living community, thanks to the Home and Community-Based Services waiver program. Also called 1915(c) waivers, they allow all states to use Medicaid funds to conveniently offer those services at your place of residence for those eligible.

If you don’t already have Medi-Cal, first check your eligibility. You can also apply for Medi-Cal online. Both resources are very informative, but should you have any further issues, you can contact the local Medicaid office, the local Area Agency on Aging, or the ombudsman. Ombudsman services are free and confidential; they are provided locally by the Felton Institute, a San Francisco Human Services Agency community partner.

San Francisco resident Medicaid resources

Medicaid assistance

Medicaid Office | San Francisco Human Services Agency
2 Gough St.
San Francisco, CA 94103
Phone: 415-558-4700
Email: SFMedi-Cal@sfgov.org
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Area Agency on Aging
1650 Mission St., Fifth Floor
San Francisco, CA 94103
Phone: 415-355-3555
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Long-Term Care Ombudsman Program
6221 Geary Blvd., Second Floor
San Francisco, CA 94121
Phone: 415-751-9788
Email: ombudsman@felton.org

Medicare

Medicare cannot pay for the cost of living in an independent living community, but it can cover medical costs, like short-term medically necessary in-home care. You can also opt for these additional Medicare and adjacent resources to carry the costs of medical expenses:

To be eligible for Medicare, you must be 65+ or have a disability. If you qualify, the next step is to apply online or visit the nearest Social Security Administration office. To help you with this process, the State Health Insurance Assistance Program (SHIP) provides free counseling.

If you run into issues or have additional questions, you can also contact the local long-term care ombudsman,  provided locally by the Felton Institute, a San Francisco Human Services Agency community partner.

San Francisco resident Medicare resources

Medicare programs and assistance

Medicare Savings Programs
Phone: 800-541-5555

Program of All-Inclusive Care of the Elderly (PACE)
Gee Center
1333 Bush St.
San Francisco, CA 94109
Phone: 415-292-8888
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

State Health Insurance Assistance Program (SHIP)
601 Jackson St., Second Floor
San Francisco, CA 94133
Phone: 415-677-7520
Hours: Monday through Friday, 9 a.m. – 4:30 p.m.

San Francisco Long-Term Care Ombudsman Program
6221 Geary Blvd., Third Floor
San Francisco, CA 94121
Phone: 415-751-9788
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

San Francisco Health Plan
7 Spring St.
San Francisco, CA
94105
Phone: 415-547-7800
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Social Security Administration Offices

90 Seventh St.
San Francisco, CA 94103

1098 Valencia St.
San Francisco, CA 94110

560 Kearny St.
San Francisco, CA 94108

Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.

Understand California laws and regulations for independent living communities

In California, because independent living communities aren’t considered senior care facilities, they do not have to be licensed. However, they are still subject to rental, safety, and other laws.

One important requirement that independent living communities must comply with is the Fair Housing Act. According to this law, no landlord may refuse you as a tenant, or evict you, based on your appearance, gender, ethnicity, beliefs, health status, sexual orientation, or status as a recipient of a housing subsidy such as a Housing Choice Voucher (formerly known as Section 8). If you are the victim of such discrimination, please contact the San Francisco Human Rights Commission.

Independent living communities must also be ADA-compliant and ensure that people with disabilities can move freely around the property; those with support animals, as stated by the Fair Housing Act, may also not be discriminated against or refused a rental in a community where pets aren’t allowed.

Landlords must do things like keeping the plumbing in working order. Owners must also rectify leaking roofs, walls, and windows. Anything that threatens the health or safety of tenants must be fixed without delay. If you want to learn more about tenant laws and rights, the California Tenants Guide is very informative.

Laws and regulations for combined communities

In downtown San Francisco, there are five A Place for Mom partner independent living communities that combine with assisted living facilities. There are also three independent living partners that add assisted living and memory care into the mix. All these facilities must comply with the laws and regulations that apply to those additional types of senior care.

In California, all assisted living and memory care facilities must be licensed as Residential Care Facilities for the Elderly (RCFE). Both are licensed by the Department of Social Services’ California Senior Care Licensing Program. The California Code of Regulations also states that all facilities must have enough trained staff on duty to meet resident needs at all times.

Each facility must provide basic services, care, and supervision. These can include personal assistance with daily tasks, fun activities, providing arrangements for medical and dental care, helping with personal hygiene, offering assistance with medication, and monitoring diets or food intake. Other important services include healthy meals and snacks, housekeeping and laundry, and transportation.

Inspections and reports

In California, independent living communities are inspected by their own city if the rental property consists of four or more living units. The San Francisco Department of Public Health’s Apartment Inspection Program specifics and inspection reports can provide information on individual properties.

Combination independent living facilities that provide assisted living, memory care, or both are inspected on an annual basis by the Adult and Senior Care Regional Office. If you want to view reports from a particular facility, you have to contact your local regional office the Department of Social Services, and make a request to view the facility file or use this online facility search portal.

Requirements for living in an independent living community

Moving into an independent living community requires residents to be at least 55 years old, but this is not a hard-and-fast rule. However, by law, independent living facilities cannot accept residents who need a higher level of care, including 24-hour nursing care; assistance with all daily living activities; patients with communicable diseases; or those who are bedridden.

California Department of Health Contact Information

California Department of Public Health
1616 Capitol Ave.
Sacramento, CA 95814
Phone: 916-558-1784
Hours: Monday through Friday, 8 a.m. – 5 p.m.

San Francisco Department of Public Health Contact Information

San Francisco Department of Public Health
101 Grove St.
San Francisco, CA 94102
Phone: 415-554-2500
Hours: Monday through Friday, 8 a.m. – 5 p.m.

COVID-19 regulations for San Francisco independent living communities

San Francisco doesn’t currently have any regulations in place for COVID-19, but the city recommends that everyone take certain precautions.[04] Recommendations include avoiding those who are ill, keeping your home well-ventilated, and avoiding contact with others when you suspect you might be infected or have been diagnosed with COVID-19.

Independent living communities can impose their own rules to keep residents safe. If you’re interested in a certain complex, don’t hesitate to contact the facility for further information.

An illustration of a syringe

Vaccinations.

Stay up-to-date with vaccinations and boosters

An illustration of a protective breathing mask

Masking.

You can wear a mask if you choose. It’s also a good idea to wear one when your immunity is low or you suspect that you might have contracted COVID-19.

An illustration of two people with a double-sided arrow beneath them indicating distance

Social distancing.

Avoid people who have tested positive for COVID-19

An illustration of a person in bed within a house

Quarantining.

Self-isolate when you suspect or have confirmed COVID-19

Get to know independent living in San Francisco

8Number of in-network assisted living facilities in market
3.7/5.0 average in-network rating
100% of our partner communities are pet-friendly
100% of our partner communities offer complimentary transportation
100% of our partner communities are convenient to public transit
63% of our partner communities offer Wi-Fi/high-speed internet
1130
Number of people we have referred to our partner communities in San Francisco
81
The average age of resident we have referred to partner communities in San Francisco
Gender split: 65% female

Types of independent living in San Francisco

Settling down in San Francisco can be a unique and thrilling experience. The city has a rich history and vibrant modern culture, meaning you will always have something to do or see. In this section, we cover just some of the highlights that you can look forward to as a Golden City resident of an independent living community.

A nature lover’s dream

Besides San Francisco’s bustling nature, the city is also famous for its pleasing weather and beautiful natural scenery. The mild climate allows people to enjoy outdoor activities, like visiting the city’s lovely parks and beaches. The temperature typically does not dip below 50 degrees or go above 70 degrees Fahrenheit. This can be appealing to older adults who dislike extreme heat or cold. Most independent living facilities ensure you have plenty of ways to enjoy the outside by offering courtyards, outdoor grills, patios or balconies, or by being located near parks.

Generous room and facility amenities

Depending on the community, some of the best room amenities include wheelchair-accessible showers and doors, high-speed internet, full kitchens, air-conditioning, and cable TV. All of our partner facilities offer features like libraries, beauty salons, and arts and crafts centers; many also offer bonus features like in-house bars, cafés, fitness centers, game or common rooms, and dining rooms.

A variety of care options

San Francisco’s independent living communities provide multiple levels of care. This is a useful arrangement for couples where one person is self-reliant, but their spouse needs assistance, or for families who want to ensure their loved ones receive care in place across multiple life stages. In the downtown area, you can choose among five facilities that provide both assisted living and independent living and three communities that additionally offer memory care.

Explore senior care with confidence

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Know where to start.

Identify the right care for your loved one with our free assessment.

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See what you can afford.

Understand cost and payment for long-term care based on your loved one's needs.

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Find top facilities for you.

Free, personalized guidance from our Senior Living Advisors can help you narrow your search.

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Tour your favorite facilities.

Our free touring checklist can help you choose the right community.

Unfamiliar with San Francisco? Highlights for seniors

142,482

Number of seniors over the age of 65 currently living in San Francisco

18%
Percentage of seniors 65 and older within the San Francisco population
$56,248

Median annual income for San Francisco seniors 65 and older

Health care for seniors in San Francisco

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UCSF Helen Diller Medical Center at Parnassus Heights

Rated as the fourth-best hospital in California, UCSF is a Level 1 Trauma Center, and nationally, it also ranks highly in geriatric specialty treatment and diabetes/endocrinology. The hospital is well-known for excellence in 14 surgical procedures, with strong expertise in cancer-related surgeries.

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Kaiser Permanente San Francisco

Kaiser Permanente is another Level 1 Trauma Center, but this facility is better known for high performance in cardiac treatment, including heart failure, heart attack, and bypass surgery. KPSF is also famous for its excellent stroke response treatment.

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San Francisco VA Medical Center

This hospital offers general primary care to veterans. The center also provides educational classes to caregivers of veterans. Specializing in cardiac surgery and epilepsy care, the center is additionally recognized for its expertise in combat-related brain and spinal cord injuries.

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Transportation for seniors in San Francisco

San Francisco is regarded as one of the most pedestrian-friendly cities in the U.S. According to Walk Score, which grades cities on a scale with 100 as the best score, the Golden City has a rating of 89. This means that you can walk around comfortably and run errands on foot.

When transportation is needed, San Francisco has you covered. Walk Score gives the city a healthy transit score of 77 out of 100. San Francisco Muni’s public transportation system offers various modes of transport. You can choose between the city’s famous cable cars, public buses, historic streetcars, light rails, and trolleys, or join the city’s bike-friendly culture. To make sure seniors feel safe and comfortable getting around, the Muni offers group and one-on-one travel training.

Seniors can also rely on special taxis that accommodate disabilities. Paratransit’s Van Gogh shuttle is another popular service among older adults with physical and mental challenges. The Shop-a-Round shuttle takes eligible seniors and people with disabilities to the grocery store or to farmer’s markets.

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89

Walk Score

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77

Transit Score

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72

Bike Score

Senior activities in San Francisco

The Golden City is a top tourist and retirement destination, and it’s not hard to see why. Everywhere you look, there are historical sites, stunning nature scenes, and a lively culture that offers something for everyone.

First stop? For many, it’s the infamous prison on Alcatraz Island. But don’t forget to visit the Palace of Fine Arts, a prime events venue where entertainment never stops, and the California Academy of Sciences, a brilliant blend of rainforest, aquarium, planetarium, and natural history museum.

When it comes to a multidimensional experience for nature lovers, there’s nothing quite like San Francisco’s Golden Gate Park. Spread across 1,017 acres, you can enjoy a panorama of natural wilderness and also visit the area’s gardens, activity sites, annual events, and restaurants. Take a peek at the sea lions at Pier 39. If you prefer the indoors, there’s lots of excitement to be had at the California Grand Casino.

Sporty seniors can also tee off on six public golf courses, each a stunning creation of the San Francisco Recreation and Park Department, or enjoy the popular sport of pickleball on indoor and outdoor courts. For those who would rather be a spectator, San Francisco is home to numerous professional sports teams including the NFL’s 49ers, the MLB’s Giants, and the NBA’s Golden State Warriors. If you like collegiate sports, root for the teams that play for the University of San Francisco.

You can also visit the Golden Gate Park Senior Center for great activities. Open to any adult who is 55 and over, seniors can partake in programs that support social, physical, and mental health. The Sequoia Senior Center is another great hub for seniors. Members include adults with disabilities or those who are 60 and over. The site offers a creative space where you enjoy social opportunities, hot meals, a gym, and hobby-oriented classes.

Frequently Asked Questions

The Heritage Downtown, Sunrise of San Mateo and Coterie Cathedral Hill are the top-rated Independent Living facilities near San Francisco, CA. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in San Francisco is 5565.28 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place For Mom. (2023). A Place For Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.

  3. United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.

  4. San Francisco Department of Health. (March 2023). Coronavirus (COVID-19). Sf.gov.

  5. U.S. News & World Report. (2022). UCSF Health-UCSF Medical Center.

  6. U.S. News & World Report. (2022). Kaiser Permanente San Francisco Medical Center.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place For Mom. (2023). A Place For Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.

3.

United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.

4.

San Francisco Department of Health. (March 2023). Coronavirus (COVID-19). Sf.gov.

5.

U.S. News & World Report. (2022). UCSF Health-UCSF Medical Center.

6.

U.S. News & World Report. (2022). Kaiser Permanente San Francisco Medical Center.