About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Katy, TX

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Katy, Texas, is often listed as a top retirement city in Texas due to its affordability and variety of health care options, recreational activities, and senior-friendliness. It’s located west of Houston, making it a popular choice among seniors who want to escape the big city traffic and noise. Seniors also have a few great options for senior living in Katy, including independent living facilities.

Independent living enables seniors to live alongside individuals in the same age group and lead hassle-free lifestyles, with senior-specific services and conveniences. These communities handle daily tasks like cooking, cleaning, and driving, so residents can focus on building friendships, maintaining hobbies, and discovering new interests.

Within a 10-mile radius of central Katy, seniors have seven independent living communities to choose from within A Place for Mom’s network of partners. In this guide to Katy independent living, you can browse communities based on what matters most to you — overall resident ratings, cleanliness, activities, amenities, services, and other features. We also share our proprietary data and local research to provide you with detailed information on costs, how seniors typically pay, senior-specific benefit resources, and senior-friendly activities in Katy, Texas.

Katy Independent Living Facilities | 560 Reviews
Showing 18 communities
Last Updated: 2/23/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Review Score
Distance
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Amenities
Providers
Types of care available in Katy, TX
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in Katy, TX
4.5 / 5.0

I would recommend. It feels like home. I picked this community because no big deposit was required and it's a large apartment.

4.5 / 5.0

Very nice community and safe for seniors. Staff is always helpful and knowledgeable. And friendly and always ready to help if you have any issues. Good exercise room and acti cities. Rooms are well maintained and kept clean.

3.4 / 5.0

I would highly recommend the community to others for their loved ones. This is a clean and friendly place with good services. It is a good value for the money. The food isn't individually as targeted as my loved one would like.

Photo of Carriage Inn at Katy
1616 Photos available
77 Floor plans available
9.9
Review score
82 reviews
9.9
Review score
82 reviews
5 star
61%
4 star
24%
3 star
12%
2 star
2%
1 star
1%
See all reviews
5 stars for every single category. The staff there are very kind and compassionate. They cater to every need that my husband has, and he is very disabled. They make sure every detail, for my husband...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Embark on the best years of your life at Carriage Inn. Enjoy active senior living at its finest and discover our LOVE, FUN and WOW! Our convenient location in Katy is within easy reach of Brookshire, Rosenburg, Sugarland and the I-10 corridor. Imagine a cruise ship on land, where you can live...
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Photo of Watercrest at KatyCommunity card badge
1212 Photos available
99 Floor plans available
9.8
Review score
84 reviews
9.8
Review score
84 reviews
5 star
71%
4 star
21%
3 star
5%
2 star
2%
1 star
1%
See all reviews
Living independently at Watercrest at Katy, I enjoy a lifestyle that perfectly balances luxury with autonomy. My residence is not just a living space; it's a statement of elegance and independence, offering...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
ENJOY, EMBRACE AND EXPERIENCE for yourself the warm hospitality, value, and high quality that await you at Watercrest at Katy. We are Katy's newest 55+ retirement community for active adults. Watercrest at Katy is a distinctive, independent living community developed to offer a lifestyle that...
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Photo of Atria Cinco RanchCommunity card badge
1010 Photos available
2727 Floor plans available
Pricing promotion expiring soon
9.4
Review score
76 reviews
9.4
Review score
76 reviews
5 star
78%
4 star
17%
3 star
1%
2 star
1%
1 star
3%
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Yes, I would recommend to others. My mom and dad are happy at The Atria, and I am assured they are secure and well-looked-after. I would say it is a very good place to entrust your love ones. It was...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Located in the charming town of Katy, Atria Cinco Ranch is a senior living community where older people can live more independently, with discreet support from a caring, 24-hour staff. In addition to assisted living services, Atria offers Life Guidance memory care for individuals living with...
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Photo of Caydance Assisted Living and Memory Care
2424 Photos available
55 Floor plans available
9.3
Review score
47 reviews
9.3
Review score
47 reviews
5 star
62%
4 star
30%
3 star
2%
2 star
4%
1 star
2%
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The staff (office, front desk, and caregivers) are all very kind and in tune with residents. The office staff walked us through the paperwork and move in every step of the way. Move in was great! No...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Caydance Assisted Living and Memory Care has earned the reputation for being an excellent choice for senior living in Katy, Texas.Assisted Living and Memory Care residents enjoy delicious chef-prepared meals three times a day, served in their respective dining rooms. They are offered a choice of...
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Photo of The Legacy at Falcon Point
1111 Photos available
66 Floor plans available
8.6
Review score
45 reviews
8.6
Review score
45 reviews
5 star
63%
4 star
24%
3 star
4%
2 star
2%
1 star
7%
See all reviews
They excel at warm and friendly personalities--from the front desk to the rest of the staff--they always try to reach out and engage my loved ones in various activities. Not sure where they could improve--my...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
There's Nothing More Boring Than ORDINARY Assisted Living. What does Assisted Living mean to you? Probably seniors occupying their time in a nice building and cared for by professionals. And, that's exactly what everyone has come to expect. It's normal, predictable and not very exciting. Now...
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Photo of Sunrise of Cinco RanchCommunity card badge
1111 Photos available
44 Floor plans available
9.6
Review score
63 reviews
9.6
Review score
63 reviews
5 star
64%
4 star
22%
3 star
10%
2 star
2%
1 star
2%
See all reviews
My grandparent recently transitioned from an independent living facility and is a new assisted living resident at Sunrise. The staff is attentive and friendly, creating a warm atmosphere. The facilities are...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
No one champions quality of life for seniors like Sunrise. We've devoted 30 years to refining our resident-centered care, building the most passionate and skilled teams who get to know our residents, and filling every community with the special touches of home.Relationship-based Care Our...
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Photo of Oak Park Retirement Resort
1515 Photos available
1313 Floor plans available
9.2
Review score
43 reviews
9.2
Review score
43 reviews
5 star
83%
4 star
12%
3 star
5%
2 star
0%
1 star
0%
See all reviews
The front desk person, [name removed], is a true angel and helps keep that place going. She is a true delight! Also, they helped out amazingly when my dad had a medical emergency. The administrator even...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
ENGAGE, ENJOY AND LIVEOak Park Retirement Resort living at its Best! Our luxurious, all-inclusive resort-style community designed for independent living is available exclusively for Adults 55 and over. We offer the comforts and conveniences of modern-day living without the hassle of upkeep. Your...
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Photo of The Delaney at Parkway Lakes
2020 Photos available
66 Floor plans available
8.7
Review score
44 reviews
8.7
Review score
44 reviews
5 star
68%
4 star
16%
3 star
14%
2 star
0%
1 star
2%
See all reviews
The staff at The Delaney at Parkway Lakes is great, helpful, and willing to assist with special requests. The facility is kept very clean and smells good. The move is was easy. My loved one was greeted with...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to retirement living the way it is meant to be. At The Delaney at Parkway Lakes, you can enjoy life on your own terms. Take your pick from comfortable and spacious one-bedroom and two-bedroom floor plans, each designed with the casual elegance that's so popular today. Bright, sunny...
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Photo of The Reserve at Katy
99 Photos available
8.5
Review score
53 reviews
8.5
Review score
53 reviews
5 star
52%
4 star
17%
3 star
13%
2 star
9%
1 star
9%
See all reviews
The Reserves at Katy went above and beyond to take care of my brother. It is a loving and caring place. I would recommend this facility to others.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Reserve at Katy offers a special combination of daily living, personalized supportive services, and interactive activities. We focus on wellness and keeping our residents as independent as long as possible with a tailored plan of assistance to meet their needs.Our residents call The Reserve...
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Photo of SilverCrest Assisted Living and Memory Care
33 Photos available
8.0
Review score
1 review
8.0
Review score
1 review
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We moved my dad into senior care with much sadness. He didn’t have dementia but had numerous health issues. The staff ( nurses and caregivers) could not have been more kind , loving and supportive. It was...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We are a brand-new assisted living and memory care facility located in Katy, Texas. Our Executive Director has over 20 years of nursing experience in senior care facilities as well as a real passion for caring for the elderly. We also provide the best staff to resident ratio in the area. We are...
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Photo of The Grand Parkway
77 Photos available
7.4
Review score
9 reviews
7.4
Review score
9 reviews
5 star
45%
4 star
11%
3 star
33%
2 star
0%
1 star
11%
See all reviews
I am currently a resident at The Grand Parkway. The community of residents is fairly friendly. They are more welcoming than staff. It is quiet for the most part, which is nice. The elevator has broken a few...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome home to The Grand Parkway Apartment Homes, an active 55+ adult community that combines worry-free living with luxurious homes and amenities. At The Grand Parkway Apartments, we offer a resident calendar that is fully-packed with social gatherings and outings, making every day an...
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Photo of Vibralife of Katy
88 Photos available
5.3
Review score
10 reviews
5.3
Review score
10 reviews
5 star
20%
4 star
10%
3 star
20%
2 star
0%
1 star
50%
See all reviews
I picked this community because, of pricing and proximity to the hospital. The food was always on time and good, per my loved one. Activities Director does the same thing each week. Bingo. Never saw them...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Veranda House Senior Living
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Ever since finding Veranda House, we have been at ease with leaving our mom here. My family is all so pleased with the amount of activities offered to her. They even take them on field trips! They are so...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Gardens At Rose's Retreat Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Solea Cinco Ranch
2828 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Solea Wellen Park is a new, resort style, 55 and up, active adult apartment community. Our community is a new housing option for those that are ready to live a stress free, maintenance free lifestyle, but are not ready to slow down! Live easy, where friendships and laughter fill beautifully...
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Photo of Alders Cross Creek Ranch
55 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Alders Cross Creek: the new active adult community serving Fulshear and Katy, Texas, that redefines the 62+ living experience. Recently opened, you would be the first resident living in your new apartment. Located in the Cross Creek Ranch community, you have access to incredible lake views, while...
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Photo of Supreme Personal Care Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Hollyoak Senior Living
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Costs of independent living in the Katy area

The average monthly rent at an independent living community in Katy, Texas, is about $3,285 per month, according to A Place for Mom’s 2022-2023 proprietary data.[01] Our figure only accounts for rent, so you might spend more or less depending on your chosen add-on services. Rent is also affected by the community’s location, floor plan, and on-site amenities.

This price may seem steep when compared to senior apartments in the area, but that’s because independent living communities are more service-oriented and offer additional levels of convenience as well as entertainment.

Here’s a list of on-site amenities and services typically included in monthly rent at our partner independent living communities in Katy, Texas:

  • Dining plans with meals and snacks daily
  • On-site resident activities (social groups, parties, game nights, fitness classes, etc.)
  • On-site amenities (fitness centers, pools, social lounges, business centers, etc.)
  • Weekly housekeeping and laundry services
  • Maintenance and landscaping
  • Transportation services
  • Concierge services

The following amenities and services are also common at our partner independent living communities in Katy, but they may incur additional fees:

  • Covered parking or private garages
  • Pet rent and grooming fees
  • Roommate/second-occupant fees
  • Additional storage spaces
  • On-site salon/barbershop services
  • On-site snacks, refreshments, and cocktails

Below, you’ll find figures that reflect average baseline costs for independent living communities in the greater Katy area. They provide a good cost of living comparison across the area.

 

Average cost comparisons near Katy, TX

Average monthly costs

Katy, TX

$4,199

How people pay for independent living in Katy

Seniors usually pull together multiple income sources to pay for independent living in Katy, Texas. Seniors can fund their costs of living in numerous ways, from personal income to retirement resources. Seniors who served in the U.S. military may qualify for VA benefits, while those with a work history may qualify for Social Security benefits. Both can be used to offset independent living costs.

Seniors may also use Medicaid, Medicare, or long-term care insurance to pay for in-home health care needs that may arise while living in an independent living community. Certain programs enable seniors to receive health care services anywhere a senior calls home — which could include an independent living community or another senior care community.

In this section, you’ll learn more about the aforementioned resources. Each section provides contact information and websites for programs to help you access such benefits. Learn how these private and public payment methods can be used to cover costs of living as well as long-term care costs within independent living communities.

Private pay methods

Seniors often combine several private payment methods to pay for independent living in Katy. Payment methods can include income sources like savings accounts, retirement pensions, investment returns, and Social Security benefits. Depending on your current situation, seniors might also use the following options to free up some private funds for senior living:

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VA benefits for independent living in Katy
1207

Number of veterans who live in Katy as of 2021

About 39% of Katy veterans are 65+.

Can veterans benefits be used to pay for independent living?

Veterans and their surviving spouses may qualify for benefits from the U.S. Department of Veterans Affairs (VA). These benefits can be used to pay some costs of living and care needs in Katy. Disabled veterans particularly benefit from the Aid and Attendance benefit. It’s especially generous and can be added to an existing VA Pension. It can also cover anything that improves a senior’s quality of life — which can include rent or care services at an independent living community in Katy.

Do I qualify for veterans benefits?

VA benefits can be complex, so we recommend reaching out to a local veteran service organization (VSO) if you’re unsure about you’re eligibility status. These organizations are nonprofits that specialize in helping veterans, and often help them obtain and maximize their entitled benefits. They provide veterans advocacy in the benefits application process and will help veterans or their surviving spouses successfully file a claim or appeal a denied claim.

How do I obtain veterans benefits in Katy, Texas?

VSOs often operate out of one county department. And, because Katy belongs to three counties — Harris, Fort Bend, and Waller — Katy residents have numerous options depending on which neighborhood they live in. Below, you’ll find contact information for each county’s veterans services department. These departments can put you in touch with the correct resource in your area. You’ll also find online veterans benefits guides below, so you can learn more about veterans benefits.

Resources for Katy veterans

Veterans service offices in the Katy area

Harris County Veterans Services Department
2929 McKinney St.
Houston, TX 77003
Phone: 281-876-6600
Email: 281-876-6600

Fort Bend County Veterans Service Office
4520 Reading Road, Suite A-300
Rosenberg, TX 77471
Phone: 281-341-4550
Email: veteranservices@fortbendcountytx.gov

Waller County Veterans Service Office
Waller County Community Center
21274 FM 1098
Prairie View, TX 77446
Phone: 979-826-7733
Email: g.nemec@wallercounty.us

Medicaid

Medicaid can’t be used to cover rent costs at Katy independent living communities because it’s a health insurance program. Medicaid can, however, be used to cover some long-term care costs, like in-home health care services, should you need them within an independent living facility. In this section, you’ll learn more about accessing Medicaid services as a senior in Texas.

What is Texas’ Medicaid program and do I qualify?

Texas’ Medicaid program for seniors 65+ and individuals with disabilities is called STAR+PLUS. It’s operated by the Texas Health and Human Services Commission (HHSC). It covers some long-term health care and medically necessary in-home health care services within a patient’s residence of choice.

As of 2023, seniors 65+ must not exceed the following monthly income limits to qualify for STAR+PLUS:[03]

  • $2,742 as an individual
  • $5,484 as a couple

How can I use Medicaid for care needs in my home?

STAR+PLUS offers a home and community based services (HCBS) waiver program to help seniors remain in the residential setting of their choice while receiving care. This program helps seniors avoid institutional settings, like hospitals or nursing homes, by providing medically necessary in-home health care services through Medicaid-verified agencies or caregivers. The services can be provided in an independent living community, if that’s what the senior already calls home. However, you should check with your prospective community’s policies beforehand, as they may have a policy on their residents’ ability to care for themselves.

The home health care costs that may be covered by Medicaid’s HCBS program can include the following:

  • Personal care services
  • Caregiver or nursing services
  • Respite care services
  • Rehabilitative or hospice care services
  • Medical supplies and modifications in the home

As of 2023, seniors 65+ must meet the following requirements to qualify for the HCBS waiver program:[04]

  • Meet STAR+PLUS’ income requirements.
  • Require an institutional level of care typically found in nursing homes.

Who do I contact for Medicaid assistance in Katy, Texas?

In Texas, seniors can access Medicaid services using several means. In the resources section below, you can apply for Medicaid online, contact a Medicaid benefits office near you, or search for benefits assistance programs through the local area agency on aging.

Katy resident Medicaid resources

Access Medicaid services in Texas

Harris County Area Agency on Aging website
8000 N. Stadium Dr.
Houston, TX 77054
Phone: 832-393-4301
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Medicare

Like Medicaid, Medicare can’t help cover rent at an independent living facility in Texas. However, you can use it to pay for health care services. Seniors who are 65+ and/or have a disability usually qualify for Medicare in Texas. Medicare can help cover several medical care services within an independent living community, some of which include the following:

  • Hospital stays
  • Hospice care
  • Certain doctors’ services
  • Outpatient care
  • Medical supplies
  • Preventive care
  • Rehabilitative care

To further save on Medicare Parts A and B premiums, deductibles, coinsurance, and/or copayments, seniors can apply for a Texas Medicare Savings Program. As of 2023, seniors must not exceed the following monthly income limits to qualify:[03]

  • $1,133 for gross monthly income and $9,090 for resources as an individual
  • $1,526 for gross monthly income and $13,630 for resources as a couple

Who do I contact for Medicare assistance in Katy, Texas?

Katy Medicare-eligible seniors can find Medicare applications, assistance with Medicare benefits, legal advice, and referrals using the contact information in the resources section below. Utilize the search tool we provided to find local Medicare offices and services. Or, contact the Harris County Area Agency on Aging to find additional aging resources in Katy. You can also visit the federal Medicare website or dial 2-1-1 for more information.

What if I qualify for both Medicaid and Medicare?

If you’re a Harris County resident who qualifies for both Medicare and Medicaid, you might qualify for dual coverage. Texas offers a joint Medicare-Medicaid Plan (MMP) called the Dual Eligible Integrated Care Demonstration Project for six counties — with Harris County being one of them. Keep in mind, this program doesn’t cover Katy residents in Fort Bend or Waller Counties.

This project is commonly referred to as “the Demonstration,” and it aims to offer the following:

  • Improved health care service coordination
  • Enhanced quality of care services
  • Eliminated cost shifting between Medicare and Medicaid
  • Reduced costs for the state and federal governments

To qualify, a senior must meet the following eligibility requirements:

  • Be enrolled in Texas’ STAR+PLUS program for a minimum of 30 days.
  • Have Medicare Parts A, B, and D, as well as receive full Medicaid benefits.

Qualifying seniors should automatically be enrolled in the Demonstration and receive a notifying enrollment letter in the mail. If you’d like to opt out, you can follow the instructions provided in the letter. For additional information on the program, you can email managed_care_initiatives@hhsc.state.tx.us.

Katy resident Medicare resources

Find local Medicare offices and services

Find a local SSA office for Medicare assistance
16200 Dillard Dr.
Houston, TX 77040
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.

Harris County Area Agency on Aging website
8000 N. Stadium Dr.
Houston, TX 77054
Phone: 832-393-4301
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Texas Legal Services Center (TLSC)

The Legal Hotline for Texans
Phone: 800-622-2520, ext. 3
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Understand Texas laws and regulations for independent living communities

Katy independent senior living communities are not regulated by a state agency, unless they share a building or campus with an assisted living care facility. Stand-alone independent living communities — those without shared assisted living spaces — have the same regulations as general apartment complexes. This means they must comply with general Texas housing and rental standards, such as the Texas Property Code and Fair Housing Act.

Housing laws and regulations like these help ensure that residents of any rental community are not discriminated against and are provided with safe, well-maintained housing. Additionally, most Texas independent living communities have a minimum age requirement of 55, with some raising it to 62.

Regulations for independent living communities with assisted living units

If an independent living community shares space with an assisted living unit, shared areas must follow assisted living facility regulations. Assisted living regulations are set by Texas Health and Human Services (HHS) to help ensure a suitable environment for aging seniors. If you’d like to learn more about Texas’ assisted living regulations, you can visit the assisted living facility page on the HHS website or check out the detailed licensing standards for assisted living facilities in the Texas Administrative Code.

Regulations for stand-alone independent living facilities

In Texas, stand-alone independent living communities are only required to comply with the state’s housing and apartment regulations for landlords and tenants. This means landlords must grant tenants some specific rights, provide disability accommodations, and maintain all facilities. Below, you’ll learn about your rights as a resident in an independent living rental community.

What are my rights as an independent living tenant in Katy, Texas?

Knowing your tenants’ rights will help you find a safe and satisfactory living situation while you rent. Here’s a brief overview of some important tenants’ rights in Texas:[05]

  • Residents have the right to ask their landlord to repair structural problems that risk their health and safety. And, landlords must make a diligent effort to repair the problems at hand.
  • Residents may terminate their lease if a problem that affects their health hasn’t been resolved after two notices to the landlord within a reasonable timeframe — usually seven days.
  • Residents may hire an external contractor to fix the problems at hand, if their landlord fails to resolve issues after multiple notices within a reasonable timeframe. Residents can then submit their expenses to the landlord to deduct from their rent.

Before attempting to terminate a lease or hiring an external contractor, it’s strongly recommended that tenants reach out to an attorney or a local tenants’ association for advice. Consulting a housing expert will prevent you from breaching any lease agreements, and will more likely lead you to the end result you desire. It’s also recommended that tenants provide multiple written notices to their landlord and keep a copy of each notice as proof.[05]

If you’re seeking more information on your rights as a senior apartment tenant, be sure to read the Texas Tenants’ Rights Handbook.

Can I ask for disability-related accommodations and modifications in an independent living community in Katy, Texas?

Yes. In Texas, federal nondiscrimination laws — such as the Fair Housing Act, Section 504, and the Americans with Disabilities Act (or ADA) — protect tenants from being discriminated against due to their disability. These laws require all housing providers to provide reasonable accommodations and modifications in their housing, programs, and activities for individuals with disabilities.

If you’re a senior with a disability, you have the right to request reasonable accommodations and modifications within your independent living community. Reasonable accommodations are defined as changes to facility policies and could include the following:[06]

  • Allowing a service animal to live with a resident, even when there’s a no-pets policy in place
  • Assigning a parking spot for easy entry to the resident’s building
  • Changing the due date of rent to reflect a resident’s disability income payment dates

Modifications are structural changes to common areas and individual units. Some examples of reasonable modifications in line with the ADA include the following:[06]

  • Installing a specialized smoke detector for a resident with a hearing impairment
  • Adding a wheelchair ramp to enable a disabled resident to easily access shared spaces and participate in resident activities
  • Installing grab bars or widening doorways in a resident’s unit to accommodate wheelchair users

These nondiscrimination laws apply to all rental communities in Katy. Property owners are required to pay for such modifications unless providing them would pose an undue financial or administrative burden. If you’d like more information, see this detailed infographic on reasonable accommodations and modifications for Texas renters.

COVID-19 regulations for Katy independent living communities

Katy doesn’t have any specific COVID-19 guidelines for stand-alone independent living communities.

However, the state does require that any independent living community sharing a space with an assisted living community comply with assisted living facility standards. The Texas Health and Human Services (HHS) requires that assisted living facilities set their own prevention and control measures for common infections, including COVID-19.

Infection prevention and control measures may include regulating the following in a community:

  • Hygiene practices
  • Use of personal protective equipment (PPE)
  • Disinfection and sterilization techniques
  • Safe injection methods
  • Physical distancing requirements

Because Texas long-term care facilities are allowed to set their own standards, we recommend reaching out to your prospective community to see how they’re handling COVID-19. You can also visit the COVID-19 page on the Katy website to find local updates on risk levels, testing centers, and vaccination spots.

Get to know independent living in Katy

7Number of in-network assisted living facilities in market
3.7/5.0 average in-network rating
71% of partner independent living communities in Katy have a cafe/bistro
71% of Katy partner communities have a beauty salon/barber shop
43% of partner Katy independent living communities have a swimming pool
43% of our independent living community partners in Katy offer aging-in-place care options

1600

Number of people we referred to our Katy partners in 2022-23

77

Average age of residents we referred in-market
Approximately 65% of Katy residents are female.

What to expect from independent living in Katy

Katy’s easy access to medical services, recreational activities, and close proximity to Houston make it a top retirement destination in Texas. The city also offers several senior-friendly activities and living options to help seniors have a seamless transition into the next phase of their lives. For active, independent seniors in Katy, independent living communities are ideal.

Check out some robust features provided by our independent living partners in Katy below.

Multiple care options eliminate daily stresses and enhance quality of life

Approximately half of our independent living partners in Katy offer aging-in-place options.[01] This means that active, independent seniors can have access to care services down the line, in the event their needs ever change. In these communities, seniors also have access to the social and luxe benefits of resort-style living, without the daily stresses of home ownership.

The independent living option can be very service oriented. For example, residents don’t have to worry about cooking, cleaning, or driving unless it’s something they wish to do. Our partner communities have staff who provide home-cooked meals, housekeeping and laundry services, and transportation for errands, medical appointments, and some off-site trips. And concierge services are available to make life simple. Security is also a priority, as communities provide safety features and security staff.

Should care needs arise, residents can easily move into an assisted living or memory care unit on the same campus. Assisted living and memory care units provide assistance with daily living activities and services designed to help with common dementia symptoms. Seniors can also benefit from on-site home care services to save money and help ensure they choose a caregiving service that meets their needs.

Community amenities and activities keep residents active and engaged

Independent living is all about amenities and activities. These communities help residents stay socially, physically, and mentally active. Residents can get active by utilizing on-site fitness centers or joining community-scheduled fitness lessons such as yoga, tai chi, and/or dance. Residents can also mingle with one another by participating in community events like the following:

  • Art classes
  • Happy hours
  • Ice cream socials
  • Game nights
  • Movie nights
  • Singing activities
  • Group outings to local shopping centers, museums, parks, etc.

Residents are also encouraged to utilize shared spaces for entertainment and daily conveniences. Typical shared spaces at our Katy independent living partners can include the following:

  • Arts and crafts centers
  • Movie theaters
  • Sporting areas
  • Grilling stations
  • Libraries
  • Salons
  • Barbershops
  • Business centers

Independent living in the surrounding Katy suburbs

Katy is just west of Texas’ largest city — Houston. Seniors often choose Katy for its peaceful environment close to the metropolis. However, Katy has limited independent living options due to the close proximity to Houston, where most of the options exist.

So seniors often expand their search into the outskirts of Houston to find more suitable options. Houston independent living communities offer more luxe services, conveniences, and amenities. Houston is also more suitable for seniors who’d like to explore the city’s attractions using public transportation or their own vehicles.

Sugar Land is also another booming suburb of Houston where seniors go to escape the big city noise without straying too far from the city amenities. Sugar Land offers tons of master-planned communities with convenience and safety in mind.

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Unfamiliar with Katy? Highlights for seniors

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Health care for seniors in Katy

Katy is known for its range of health care options. It’s often on many top retirement lists due to the city’s diverse health care scene. The city itself doesn’t have very many hospitals, because Houston tends to house most of them, but Katy still offers a few options along with many recognized clinics. Learn more about Katy’s top medical centers below.

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Memorial Hermann Katy Hospital

Memorial Hermann Katy Hospital has been serving Katy residents for about 40 years. It houses 208 beds and a medical staff with expertise in 39 specialties. It’s nationally recognized by the American Nurses Credentialing Center (ANCC) for nursing professionalism and excellent care.

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Houston Method West Hospital

Houston Methodist West Hospital is technically located in Houston. However, it’s in West Houston, so it serves residents in Katy as well. This hospital offers over 200 beds and is known for its innovative medical and surgical care.

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Transportation for seniors in Katy

Some of our Katy independent living partners offer complimentary rides for residents to appointments and errands. Independent living communities without their own transportation service still help residents find rides, with staff that can arrange at-cost rides using a local transportation service. Katy doesn’t have its own public transportation service, so seniors often use local rideshare services or utilize their own personal vehicle.

Seniors with Medicaid can also utilize the medical transportation program provided by Texas Health and Human Services. This program offers seniors rides to doctors’ offices, hospitals, drug stores, or any place that provides covered health care services. To schedule a ride, you can visit the linked website and find your health care provider.

To get a better understanding of the city’s sprawl and infrastructure, use the scores below. These scores are each out of 100, and they’re based on Katy’s walking trails, biking routes, transportation options, and public density:[07]

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68

Walk Score

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50

Bike Score

Senior-friendly activities in Katy

Seniors have access to several aging-friendly activities and attractions in Katy, Texas. You can try out new restaurants, browse local and well-known shops, explore parks, and roam museums. Many of our Katy independent living partners even host group outings to some popular places to help seniors engage with the community. Of course you don’t have to wait for group outings — independent seniors often venture out on their own or with visiting loved ones.

You can visit the Travel Katy page for a detailed guide filled with activities. Or, check out this compiled list of accessible, senior-favored activities in Katy:

  • Fussell Senior Center. Our independent living partners in Katy host a plethora of on-site activities, but if you’d like to meet new people or try out unique activities, the local senior center is a great option. From physical activities like tai chi and dancing to creative activities like painting and knitting, seniors can find something for their niche interests. Seniors can also join one another for bingo, poker, dominoes, singing groups, dancing lessons, crafts, and so much more.
  • Katy parks. The city offers many unique parks to encourage residents to get out and explore. Mary Jo Peckham Park is especially popular in Katy due to its expansive 32 acres featuring a fun miniature golf course, putting green, pavilion, gazebo, tranquil fishing lake, six-hole disc golf course, scenic trails, and picnic areas. It even has a dog park and an aquatic and fitness center.
  • History museums. Katy has a rich history that can be explored at one of many museums. The city offers a heritage museum where you can learn about the city’s agricultural and pioneering history, a veterans memorial museum where you can learn about the city’s military history, and historical sites you can roam.
  • Visit Houston. As one of Houston’s most popular suburbs, Katy residents often drive out to the big city for enticing events, festivals, and attractions. You can dine at mouthwatering restaurants, attend cutting-edge shows in the theater district, explore museums, and much more. The city is also home to several national league teams — the TexansAstros, and Rockets — so Katy residents often support their favorite teams by catching a game or attending local watch parties.

Many of the listed places offer accommodations for individuals with disabilities, so be sure to call ahead of time when planning a visit. You can ask about sensory guides, accessible maps, accessible seating, guided tours, etc., depending on your needs.

Frequently Asked Questions

Wood Glen Court, Carriage Inn at Katy and Atria Westchase are the top-rated Independent Living facilities near Katy, TX. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Katy is 4198.96 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Katy city; Texas.

  3. Texas Health and Human Services. (2023, March 1). Appendix XXXI, Monthly income/resource limits. In STAR+PLUS Handbook.

  4. Texas Health and Human Services. (2016, March 1). A-3300, home and community-based services waiver programs. In Medicaid for the Elderly and People with Disabilities Handbook.

  5. Texas Young Lawyers Association & State Bar of Texas. (2019). Tenants’ rights handbook.

  6. U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

  7. Walk Score. (2023). Katy, Texas.

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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Katy city; Texas.

3.

Texas Health and Human Services. (2023, March 1). Appendix XXXI, Monthly income/resource limits. In STAR+PLUS Handbook.

4.

Texas Health and Human Services. (2016, March 1). A-3300, home and community-based services waiver programs. In Medicaid for the Elderly and People with Disabilities Handbook.

5.

Texas Young Lawyers Association & State Bar of Texas. (2019). Tenants’ rights handbook.

6.

U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

7.

Walk Score. (2023). Katy, Texas.