About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Naples, FL

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Who are you searching for?

With 264 days of sunshine every year, it’s no surprise independent and active seniors love Naples, Florida. Whether you’re spending a day on the golf course, at the beach, or shopping on Fifth Avenue, there’s plenty to see and do.

Thinking about retiring in Naples? A Place for Mom partners with nine independent living communities within a 10-mile radius of the downtown area. Independent living offers all the amenities of community living while allowing residents to spend time pursuing their interests and connecting with friends and family.

In this guide, you’ll learn everything there is to know about independent living in Naples. You’ll discover cost and payment options, local amenities, transportation options, and the laws and regulations that guide independent living in the Sunshine State, among other important information.

Naples independent living facilities | 645 reviews

Showing 38 communities
Last Updated: 6/14/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Best Meals and Dining

Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.

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Providers
Photo of Beach House
1212 Photos available
Pricing promotion expiring soon
9.3
Review score
46 reviews
9.3
Review score
46 reviews
5 star
65%
4 star
17%
3 star
11%
2 star
0%
1 star
7%
See all reviews
I was extremely pleased with everything, Starting with the tour that the sales person provided, She was very accommodating and knowledgeable. The front desk persons all knew me by name and my mothers...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The upscale community will provide the comfort, beauty and well-being of a private residence with personalized services to support the activities of daily living. It is a lifestyle that will enable residents to remain as independent as possible and enjoy life to the fullest. Residents will enjoy...
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Photo of Terracina Grand
2121 Photos available
44 Floor plans available
9.2
Review score
20 reviews
9.2
Review score
20 reviews
5 star
70%
4 star
15%
3 star
5%
2 star
5%
1 star
5%
See all reviews
The staff is wonderful to my mom and to our family. My mom was a difficult case. They showed great patience and care. They go above and beyond!Also my experience with A place for Mom was just as great!...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Just North of Naples, Italy, is a charming Mediterranean town called Terracina. In Naples, Florida, we have captured all the grace and European old world charm of that Italian town in an exclusive new community.
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Photo of The Pineapple House at Sapphire Lakes
1010 Photos available
9.1
Review score
28 reviews
9.1
Review score
28 reviews
5 star
57%
4 star
25%
3 star
11%
2 star
0%
1 star
7%
See all reviews
The overall appearance is happy and friendly. The staff are friendly, and the food is just OK from what I understand. Entertainment is great.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We opened our Premier Community April, 2020 and are now taking reservations to hold a specific apartment. We are a premiere Concierge Independent/Assisted Living and Memory Care community, providing state-of the art amenity-rich features. Royal Dining, Bistro Tropical, Private Dining or the Sea...
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Photo of The Collier at Naples
1212 Photos available
Pricing promotion
8.7
Review score
11 reviews
8.7
Review score
11 reviews
5 star
55%
4 star
36%
3 star
9%
2 star
0%
1 star
0%
See all reviews
If things were different with her I would probably go back. We picked this community, for quietness however; what happened was the airport decided to fly directly overhead and my wife's illness seems to be...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Building a Great Senior LifeThis might just be the perfect place to build the perfect senior living life.Visit, and you’ll notice before you even walk through our front door that our community is a little different, looking more like a Florida resort than what you’d typically think of senior...
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Photo of Seascape At Naples
1313 Photos available
10
Review score
19 reviews
10
Review score
19 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My husband and I arrived at Seascape, we initially lived in assisted living together, but I knew eventually he would move over to memory care. I chose this community so that my husband could readily move...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Bradford Square Retirement Community
1717 Photos available
1313 Floor plans available
9.7
Review score
24 reviews
9.7
Review score
24 reviews
5 star
96%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The food is very good. Drivers accommodate request for driving, even when they're not scheduled. I just wish that there were more activities that my father-in-law would like as he doesn't play cards doesn't...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Bradford Square Retirement Community, we offer a variety of community features. Residents can enjoy regular off-site adventures and excursions. Cats and dogs are allowed in private quarters. Our property is conveniently located near accessible public transportation. We offer free wi-fi and...
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Photo of Lely Palms A ProMedica Senior Living CommunityCommunity card badge
2222 Photos available
9.7
Review score
52 reviews
9.7
Review score
52 reviews
5 star
73%
4 star
19%
3 star
6%
2 star
2%
1 star
0%
See all reviews
Lely has a very comfortable atmosphere about . Everyone is friendly when you first arrive. They all make you welcome...from the maintenance men to the housekeepers to the wait staff to the bus drivers to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Looking for a community that offers something for everyone? Look no further then Lely Palms, a ProMedica Senior Living Community. Here you will find affordable, rental choices nestled on 28 scenic acres. Whether you are hoping to simplify your lifestyle by choosing the Full Service Plan or...
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Photo of Tuscany Villa of NaplesCommunity card badge
1212 Photos available
88 Floor plans available
9.7
Review score
34 reviews
9.7
Review score
34 reviews
5 star
64%
4 star
24%
3 star
6%
2 star
0%
1 star
6%
See all reviews
I would definitely recommend Tuscany Villas to others. This facility treats you like family. Your loved one will be well-cared for. The housekeeping is good. My loved one's room is always clean. Floor...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Tuscany Villa of Naples is a beautiful retirement community, offering assisted living apartments. Step inside our doors, and discover charming retirement living, with a historic grace reminiscent of Old Naples. Personal touches create a community rich in hospitality and friendship — a...
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Photo of Aston Gardens at Pelican Marsh
2020 Photos available
9.6
Review score
66 reviews
9.6
Review score
66 reviews
5 star
74%
4 star
21%
3 star
3%
2 star
0%
1 star
2%
See all reviews
The staff is truly the shining star of Aston Gardens. Some of them have a true sense of purpose being there and that is priceless. It's a great place but to be even better, Aston Gardens needs to provide...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
All Aston Gardens communities are ideally located in residential settings surrounded by lakes, gardens or golf courses. Lush landscaping, beautiful walking paths and gazebos are trademarks of an Aston Gardens community. A dedicated administrative staff, a first class concierge and a Director of...
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Photo of Naples Green VillageCommunity card badge
77 Photos available
9.6
Review score
35 reviews
9.6
Review score
35 reviews
5 star
62%
4 star
29%
3 star
0%
2 star
6%
1 star
3%
See all reviews
I have visited so many memory care communites in this town and this community is a true home feel. It was important to find a place that wasn't too fancy so my mom felt comfortable. When she walked in and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Welcome to Naples Green Village! We celebrate Senior Living each and every day. At Naples Green Village we offer the highest standard in both Assisted Living and Memory Care. We celebrate each Resident and focus on their individual needs. We offer a beautifully rennovated Assisted Living and...
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Photo of Elite at North Naples
1515 Photos available
9.5
Review score
80 reviews
9.5
Review score
80 reviews
5 star
76%
4 star
10%
3 star
6%
2 star
3%
1 star
5%
See all reviews
If you are placing your loved one in memory care, you should consider Elite. I’m very pleased with the care my husband receives. [name removed] and [name removed] are caring and involved making sure...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Elite ALF at Naples is a unique cottage style Assisted Living and Memory Care Community providing coordinated, collaborative and tailored resident services featuring a personalized approach to Assisted Living as well as Memory Care. The only one of its kind in Collier County, nestled on a...
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Photo of Brookdale North NaplesCommunity card badge
88 Photos available
33 Floor plans available
Pricing promotion expiring soon
9.5
Review score
79 reviews
9.5
Review score
79 reviews
5 star
62%
4 star
28%
3 star
6%
2 star
4%
1 star
0%
See all reviews
I would give it all a 5, especially the dining room. The food is good and healthy. The value for cost receives a 3 because it is just very expensive. There are a lot of different activities going on - our...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Exceptional Senior LivingThere’s a way to get everything senior living has to offer. A life full of interesting things to do, a community full of interesting people to do them with, and a facility and grounds that feel more like a resort than a senior living community—these are all waiting for...
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Photo of Discovery Village at Naples Independent Living
2525 Photos available
9.5
Review score
28 reviews
9.5
Review score
28 reviews
5 star
86%
4 star
7%
3 star
7%
2 star
0%
1 star
0%
See all reviews
My father loves the community. He has commented that the facility feels like he's at a resort with all of the amenities and activities that are offered. He is impressed with the dining options. And he LOVES...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Barrington Terrace of Naples
77 Photos available
Pricing promotion expiring soon
9.3
Review score
55 reviews
9.3
Review score
55 reviews
5 star
76%
4 star
18%
3 star
4%
2 star
2%
1 star
0%
See all reviews
I would recommend Barrington to others!I was very favorably impressed by[name removed]the first rep we met from Barrington, and [name removed], the Head Nurse. The cost for Barrington was lower & that was...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Barrington Terrace of Naples provides the highest quality of geriatric care and assisted living in the Naples, Florida area, including innovative memory care designed specifically for those affected by Alzheimer’s disease and other dementias. Every resident receives unique and personalized care...
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Photo of All Seasons Naples
55 Photos available
8.5
Review score
13 reviews
8.5
Review score
13 reviews
5 star
38%
4 star
54%
3 star
8%
2 star
0%
1 star
0%
See all reviews
My loved one is currently a resident at All Seasons Naples and overall, things have been very good for her. The quality of care and the staff have been great. The cleanliness has been great, also! The...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
This is your time… and All Seasons Naples is your place for innovative luxury living. Enjoy a refined Floridian lifestyle designed to surround you with comfort and convenience. With an unparalleled level of service for independent living, assisted living, memory care and respite with no expensive...
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Photo of Discovery Village at Naples
77 Photos available
8.4
Review score
21 reviews
8.4
Review score
21 reviews
5 star
71%
4 star
19%
3 star
5%
2 star
0%
1 star
5%
See all reviews
Our family is really happy with Discovery Village, even though our loved one did not want to go. The staff have really worked with him knowing he was having a difficult adjustment. I would absolutely...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We are the area’s finest senior-living community.Discovery Village At Naples is nestled not far from the natural beauty of the Everglades and the Gulf of Mexico. Unlike most assisted living communities in the region, Discovery Village At Naples uniquely blends the best senior-living features,...
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Photo of Sandalwood Village
1010 Photos available
1616 Floor plans available
8.0
Review score
5 reviews
8.0
Review score
5 reviews
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Everybody here is extremely friendly and has been here for a long time. Even though it is an older building it is very clean and well maintained. The meals and dining service is excellent and even though our...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
As an active independent senior community, Sandalwood Village provides numerous programs and opportunities for residents to not only interact and meet each other but also to experience all that Naples has to offer. The Senior Umbrella Network (SUN) program provides an array of services and a full...
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Photo of Adviniacare of Naples
77 Photos available
7.9
Review score
25 reviews
7.9
Review score
25 reviews
5 star
52%
4 star
32%
3 star
0%
2 star
0%
1 star
16%
See all reviews
It's a relatively small community so everyone knows everyone, and the staff knows all the residents and their needs. Staff is friendly, experienced and knowledgeable. Lots of outings and activities. We would...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Paddock Cove at Adviniacare, you will embrace new friendships and an exceptional lifestyle that allows you the freedom to do the things you love to do. Featuring a variety of innovative services, We offer delicious restaurant-style dining, generous amenities and a wealth of exciting activities...
Photo of The Arlington of Naples
3333 Photos available
7.5
Review score
7 reviews
7.5
Review score
7 reviews
5 star
57%
4 star
43%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Good but not enough physical activity in Memory care. Facility clean and smells fresh. Of the facilities I looked at in Naples I would definitely recommend The Arlington. We picked this community, because we...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Spectacular views, gorgeous residences, wide open spaces, and a relaxed and engaging way of life. These are some of the reasons why so many active people looking to simplify make their homes at The Arlington. And why it’s one of the best retirement communities in Naples, Florida. Opened in 2015...
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Photo of The Glenview at Pelican Bay, a CCRC
11 Photo available
5 star
0%
4 star
100%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Glenview at Pelican Bay provides a full range of choices for today's seniors. Choosing a senior living community represents a lifestyle choice and we understand that our residents are choosing much more than a comfortable living environment to call home. Our Brookdale community delivers Inspired...
Photo of Upside Naples
1010 Photos available
5 star
0%
4 star
100%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Upside is truly an exclusive opportunity to live independently on your own terms. We offer luxury living options with over 2,500+ apartments in our network across the country alongside a dedicated and experienced personal concierge support system. Upside is a uniquely designed senior...
Photo of Vi at Bentley Village, a CCRC
2020 Photos available
1010 Floor plans available
2.0
Review score
8 reviews
2.0
Review score
8 reviews
5 star
61%
4 star
0%
3 star
13%
2 star
13%
1 star
13%
See all reviews
My wife and I are now living for close to 2 years at Bentley Village and fully enjoy our life in this community. The beautiful landscaping, the comfortable apartments, the many sporting activities like golf,...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine waking up every day to your own private golf course. Enjoy refined amenities, an endless amount of lifestyle activities, unparalleled service, and a beautiful environment to live in that you can call home.Vi at Bentley Village, a Life Plan community also known as a continuing care...
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8.0
Review score
1 review
8.0
Review score
1 review
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Orchid Terrace is a home away from home. It is warm and inviting.
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Goodlette Arms Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Ridgeley Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Our methodology

How we identify the top facilities in your location

We developed a proprietary recommendation system that ranks communities based on factors
we know are important to seniors and their families:

  • Proximity to your location
  • Recent, high-quality reviews
  • The amount of information available

Where we source our information

14,000+ communities

We’ve collected data from and about our network of more than 14,000 senior living communities in the U.S. for over twenty years, and we update this information at least once a year.

350,000+ reviews

Additionally, we’ve gathered over 350,000 reviews from senior living residents and family members to provide first-hand accounts of what senior living communities are really like.

What families are saying about independent living in Naples

Recent reviews for independent living in Naples

Terracina Grand in Naples, FL

4.1
I had two minor issues with the community. They have to do with the communication. It could be better with the way they present cost during move in. The care they provide is great. They have a preferred pharmacy of Mother's Pharmacy. The community couldn't tell me what the pharmacy would ...
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Carlisle At Naples

4.5
We chose this community as it had a welcoming atmosphere. The staff are open, caring and great at keeping an eye on her. The other residents are also good at watching out for her. The community is stylish, updated and they have an incredible maintenance crew. Mom likes spending time with the new ...
Read more

American House Coconut Point in Estero, FL

3.3
My mother loves it and I would recommend you go check it out.

Costs of independent living in the Naples area

According to proprietary data from A Place for Mom, the cost of independent living communities in Naples is $3,698 per month.[01] This cost is the average actual cost, which means it includes associated fees and service fee add-ons.

Independent living is designed for active individuals who are looking for stress-free living, so these costs don’t include services like personal care. However, they do cover home maintenance, security, and the use of on-site amenities, such as swimming pools and fitness centers.

The illustration below outlines the average baseline costs of independent living in Naples without add-on fees.

Average monthly cost of Independent Living in Naples, FL vs. nearby cities

Naples, FL
$4,883/mo

Average monthly cost of Independent Living in Naples, FL vs. the state and national average

Naples, FL
$4,883/mo
$4,879/mo
U.S. national average
$4,089/mo

Average monthly cost of Independent Living in Naples vs. other types of senior living

$5,485/mo
Independent Living
$4,883/mo

Median monthly costs of Independent Living in Naples, FL by room type

Semi-Private
$4,331/mo
Studio
$5,201/mo
1 Bedroom
$4,956/mo
2 Bedroom
$6,080/mo
Detached Cottage/Bungalow
$6,428/mo

Average cost of Independent Living in Naples over time

Naples, FLFL stateNational

How people pay for independent living in Naples

Seniors can pay for independent living using several different methods, such as private income streams and VA benefits. However, independent living communities are not covered by long-term care insurance, Medicaid, or Medicare.

In this section, you’ll learn more about which payment methods you can use to fund independent living. You’ll also learn how programs such as Medicare and Medicaid can be used to pay for health care costs in independent living.

Private pay methods

There are multiple private pay methods seniors can use to pay for independent living costs, including personal savings and investment returns, pensions, and Social Security benefits. Other popular private pay methods include:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits
1811

Number of veterans who live in Naples, according to the U.S. Census Bureau.

88 percent of Naples veterans are 65 or older, according to the U.S. Census Bureau

For veterans in Naples, there are several resources available to support the cost of moving to independent living. The VA benefits most commonly used by seniors to help pay for independent living costs are VA Pensions and the Aid and Attendance benefit. You can apply for the Aid and Attendance benefit here or at your regional VA office, and you can view the complete list of VA benefits online.

Before applying for any veterans benefits, we recommend connecting with a veterans services officer that can support you through the process and ensure that no benefits are left on the table. These experts are regarded as the best resources for support with veterans benefits, and they’re vetted by the U.S. Department of Veterans Affairs. Naples has several places where you can find these veterans services officers. The resources are listed below.

Resources for Naples veterans

Government offices

St. Petersburg Regional Office
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 800-827-1000
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.

Florida Department of Veterans’ Affairs
11351 Ulmerton Road, Suite 311-K
Largo, FL 33778-1630
Phone: 727-518-3202
Hours: Monday through Friday, 9 a.m. – 4 p.m.

U.S. Department of Veterans Affairs
Phone: 800-827-1000
Hours: Monday through Friday, 8 a.m. – 9 p.m.

VSOs and veteran resources

Collier County Veteran Services
3339 Tamiami Trail, Suite 212
Naples, FL 34112
Phone: 239-252-8387
Fax: 239-252-2870
Email: colliercounty.veteranservices@colliercountyfl.gov
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Veterans of Foreign Wars: Post 7721
800 Neffs Way
Naples, FL 34119
Phone: 239-455-7721
Hours: Monday through Thursday, 10 a.m. – 8 p.m.; Sunday, 9 a.m. – 8 p.m.

Disabled American Veterans
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 727-319-7444
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.

Medicaid

Medicaid, the joint federal and state health insurance program for low-income seniors, will not cover independent living costs. However, it can be used for medically necessary in-home health care services.

In Florida, Medicaid is operated by the Agency for Health Care Administration through the Statewide Medicaid Managed Care program (SMMC). SMMC comprises three separate programs: the Long-Term Care program (LTC), the Managed Medical Assistance program, and the Dental Program. You can receive funding assistance through the Long-Term Care waiver, which provides services to prolong independent living. Most other Medicaid coverage is granted through the Home and Community-Based Services Waiver program.

Need some help navigating Medicaid? The Florida Department of Elder Affairs and the Area Agency on Aging offer unbiased financial counseling through the Serving Health Insurance Needs of Elders program. If you need impartial support and advocacy, reach out to the Florida Ombudsman Program.

Naples resident Medicaid resources

Medicaid assistance

Statewide Medicaid Managed Care
Phone: 877-711-3662
Hours: Monday through Thursday, 8 a.m. – 8 p.m.; Friday 8 a.m. – 7 p.m.

Florida Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
Phone: 850-412-4000

Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004

Area Agency on Aging for Southwest Florida
2830 Winkler Ave., Suite 112
Fort Myers, FL 33916
Phone: 239-652-6900
Fax: 239-652-6989
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org

Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323

Medicare

If you’re 65 or older or diagnosed with certain disabilities or illnesses, you can apply for Medicare, a federal health insurance program. While Medicare can’t be used for custodial independent living costs, such as room and board, it can be used for short-term health costs such as doctor visits, medication, and acute care. You can sign up for Medicare online.

Florida also has a number of programs that can support people who need financial counseling or assistance with Medicare costs. These options include:

For questions about Medicare, it’s best to reach out to the Social Security Administration. However, if you need help with or have concerns about long-term care, you can also contact the Florida Ombudsman Program.

Naples resident Medicare resources

Government offices

Naples Social Security Administration Office
2659 Professional Circle, Room 1114
Naples, FL 34119
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.

Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004

Medicare programs and assistance

Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org

Hope Program for All-Inclusive Care of the Elderly
13020 Livingston Road
Naples, FL 34105
Phone: 239-985-6400
Hours: Monday through Friday, 8 a.m. – 5 p.m.

Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323

Understand Florida laws and regulations for independent living communities

Stand-alone independent living communities are subject to the same state and federal laws as rental properties and senior apartments. In addition, tenants are protected under the Fair Housing Act, which protects renters and home-buyers from discrimination; the Equal Credit Opportunity Act, which protects people from discrimination during the credit application process; and the Americans with Disabilities Act, which protects people with disabilities from discrimination. The U.S. Department of Housing and Urban Development lists all Florida tenants’ rights and protections on its website.

However, stand-alone independent living communities aren’t licensed because they aren’t classified as care facilities. More than 60% of our partner independent living facilities in Naples are part of larger care communities, such as assisted living or memory care. If they aren’t stand-alone, independent living communities must follow the same licensing regulations the rest of the facility follows.

Florida’s Department of Health is in charge of licensing and inspecting care facilities. Facilities are inspected before opening and then every two years. Inspectors examine the following factors:

  • Staff and patient ratios
  • Staff training
  • Resident care plans
  • The number of registered nurses on staff
  • And more

Inspection reports can be found online on the Florida Agency for Health Care Administration website.

Florida Department of Health
4052 Bald Cypress Way
Tallahassee, FL 32399
Phone: 850-245-4444
Hours: Monday through Friday, 8 a.m. – 5 p.m.

COVID-19 regulations for Naples independent living communities

Naples doesn’t currently have city-wide ordinances related to COVID-19. However, it does recommend people and businesses follow guidelines from the Centers for Disease Control and Prevention (CDC). These general guidelines include:

An illustration of a syringe

Vaccinations. Vaccines and boosters are recommended but not required.

An illustration of a protective breathing mask

Masking. Masks are recommended for anyone who’s been exposed to or diagnosed with COVID-19.

An illustration of a broom

Facility cleanliness. Communities should follow CDC best practices and improve ventilation systems to decrease the spread of COVID-19.

An illustration of two people with a double-sided arrow beneath them indicating distance

Social distancing. People should avoid getting close to those who have a suspected or confirmed case of COVID-19.

Types of independent living in Naples

With its subtropical climate, Naples is a wonderful option for independent seniors who want to spend time in or around water. All of our partner communities have a swimming pool. However, if you prefer to explore, Naples also has plenty of beaches, golf clubs, and opportunities to boat or fish.

Independent living amenities and services

Independent living facilities in Naples have plenty of amenities and services designed to make your life easy and stress-free. In terms of services, independent living communities provide dining options, housekeeping, and maintenance so you can spend more time doing what you love. As for independent living amenities, you’ll surely enjoy the swimming pools, fitness centers, game rooms, movie theaters, and arts and crafts centers at some of our partner facilities.

Peace of mind at any stage of life

Many people who are thinking about independent living are also considering what care they’ll need down the line. Luckily, more than 60% of our partner facilities in Naples are combined with other care communities that provide higher levels of health care.

For example, three of our partners offer a combination of independent living and assisted living, and three more offer independent living, assisted living, and memory care. These facilities are a smart option for those who want to avoid moving to a new place when they need additional support and health care.

Luxury living

Naples has a higher cost of living than other cities in Florida. With that higher cost of living comes an abundance of luxury features, such as nearby fine dining and high-end shopping. So, whether you like one-of-a-kind, upscale boutiques or stores with designer brands, there are plenty of options for you to indulge.

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Unfamiliar with Naples? Highlights for seniors

10,152

Number of seniors over the age of 65 currently living in Naples

53%
Percentage of seniors 65 and older within the Naples population
$110,446

Median annual income for Naples seniors 65 and older

Health care for seniors in Naples

Transportation for seniors in Naples

Our partner independent living facilities make it easy to get around Naples since all of them offer free transportation, and 56% offer it at-cost. Depending on where you want to go, there are other ways to get around, too.

According to Walk Score, Naples’ walkability is only 35 out of 100.[05] This means you will need to use vehicles to run most daily errands. A walk score is based on public density, walking routes, biking routes, and public transportation. There are a few walkable neighborhoods, however, including Old Naples, Lake Park, and Sun Terrace.

Beyond driving, there are a few other options to get around the city:

For those who need assistance, CAT’s bus system is fully accessible. It also offers door-to-door paratransit called CATConnect for those who meet Americans with Disabilities Act eligibility requirements. Application information for CATConnect is available online.

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35

Walk Score

Transportation card image
45

Bike Score

Senior activities in Naples

Naples is a haven for those who love spending time outside. With sun-soaked beaches and year-round balmy weather, this town has everything you’d expect from a seaside community. Some of the main activities revolve around outdoor points of interest; for instance, Lowdermilk Beach has pretty beach-front parks, and Naples Pier is the perfect place for a stroll. Water-focused activities are also popular. For example, you can view Florida’s famous waterways by boat.

Beyond its beaches, Naples has expansive outdoor areas to explore. Whether it’s Naples Preserve’s famous butterfly garden or the 21-acre Nature Center, there are several options to explore Florida’s flora and fauna by foot or by boat. You can also take a trip to the botanical garden to wander through nine perfectly manicured gardens celebrating different themes and regions of the world.

For those who want to beat the heat, Naples has a number of accessible museums that speak to different interests and ages. For example, the Revs Institute features historically significant classic cars, and The Baker Museum regularly hosts global exhibitions. Want a taste of local history? The Naples Historical Society has several tours, lectures, and events.

While there’s plenty to do in the city center, you could also spend a weekend at Seminole Casino Hotel watching the latest touring musician or spending time at the blackjack table.

If you want to expand your community, Naples is home to several community centers and country clubs. Check out these local spots to make new friends and find new activities:

Frequently Asked Questions

Seascape At Naples, Canterfield of Fort Myers and American House Bonita Springs Senior Living are the top-rated Independent Living facilities near Naples, FL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Naples is $4,883 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set]. QuickFacts.

  3. U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos

  4. U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos

  5. Walk Score. (2023). Downtown Naples, Florida.

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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set]. QuickFacts.

3.
4.
5.

Walk Score. (2023). Downtown Naples, Florida.