Assisted Living near Chattanooga, TN

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When the time comes to consider assisted living for your loved one, Chattanooga, TN is a great place to start! A Place for Mom strives to make understanding this process easier for your family. We are the nation's largest senior care referral service and with more than 50 available in our network, we understand assisted living in Chattanooga. Our Senior Living Advisors can be with you every step of the way to provide guidance and support, and at no cost to you.

For nearly 20 years, A Place for Mom has been helping people find the answers to some of the hardest questions they may have ever faced, including: Does my loved really need assisted living? How will we afford it? What will their life be like in assisted living? Our dedicated team works with you and your family to help ease the transition into the next stage of life.

Looking for general info? Click here for more on assisted living.

Senior housing types near Chattanooga, TN

  • The Terrace at Mountain Creek

    The Terrace at Mountain Creek

    1005 Mountain Creek Rd, Chattanooga, TN 37405
    (38)
    866-223-3192 for a local advisor

    From the moment you enter The Terrace at Mountain Creek you can see and feel the difference. Tastefully appointed, the grand lobby is home to our friendly concierge, and seating is arranged for easy conversation. Your meals will be prepared fresh daily and served restaurant style by our...

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  • Elmcroft of Hamilton Place

    Elmcroft of Hamilton Place

    1502 Gunbarrel Rd, Chattanooga, TN 37421
    (19)
    866-223-3192 for a local advisor

    Elmcroft of Hamilton Place is smaller, quaint Assisted Living and secure Memory Care community located in the cozy city of Chattanooga, Tennessee. They offer accommodations for those who may require assistance in their daily living activities. It is staffed 24 hours a day with trained, seasoned...

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  • Elmcroft of Shallowford

    Elmcroft of Shallowford

    7127 Lee Hwy, Chattanooga, TN 37421
    (26)
    866-223-3192 for a local advisor

    Elmcroft of Shallowford is an assisted living and memory care community with a home like feel that has sixty-seven apartments offering several different styles of living accommodations. Our knowledgeable and experienced nursing staff caters to all our residents' personal and medical needs. We...

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  • Southern Oaks Assisted Living

    Southern Oaks Assisted Living

    7230 Lee Hwy, Chattanooga, TN 37421
    (14)
    866-223-3192 for a local advisor

    Southern Oaks Assisted Living is an assisted living community located in the great city of Chattanooga, TN. This assisted living community offers a safe home to those who are in need of daily assistance, and it provides those individuals with a home in a city that is full of entertainment options....

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  • Assisted Living at Standifer Place

    Assisted Living at Standifer Place

    2636 Walker Rd, Chattanooga, TN 37421
    866-223-3192 for a local advisor

    At Standifer Place, the abilities and individual requirements of each resident are assessed prior to admission. The goal is to provide each resident with the assistance necessary to remain safe and healthy while encouraging independence and activity. Residents get personalized care at an affordable...

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  • Davis Retirement Home

    1106 Duncan Ave, Chattanooga, TN 37404
    866-223-3192 for a local advisor

    Davis Retirement Home in Chattanooga, TN is the ideal place to rest and relax but also a great place to have some fun. Located right in the middle of Chattanooga, this assisted living community offers plenty of great experiences right within walking distance including a discotheque, park and zoo....

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  • Friendship Haven

    950 Dodson Avenue, Chattanooga, TN 37406
    (2)
    866-223-3192 for a local advisor

    Friendship Haven is a residential care home located in the beautiful city of Chattanooga, in Hamilton County, Tennessee. Our city has a rich history and vibrant culture, and we encourage our residents to get involved in our local community. We feature the best of Tennessee's natural landscape. We're...

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  • Davis Retirement Homes

    4629 Kirkland Ave, Chattanooga, TN 37410
    (2)
    866-223-3192 for a local advisor

    Davis Retirement Homes is located in beautiful Chattanooga, Tennessee which the fourth-largest city in the United States. Offering a wide variety of attractions, parks, restaurants and riverboats with scenic beauty and gorgeous riverfront on a lovely river walk. Davis Retirement Home is an assisted...

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  • Martin-Boyd Christian Home

    6845 Standifer Gap Rd, Chattanooga, TN 37421
    (24)
    866-223-3192 for a local advisor

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  • Thrive at Brow Wood

    Thrive at Brow Wood

    37 Brock Rd, Lookout Mountain, GA 30750
    (5)
    866-223-3192 for a local advisor

    Welcome to Thrive and a fresh perspective on senior living. Over a decade ago Thrive Senior Living took a hard look at traditional senior living. We quickly knew we would not want to visit most of these places, let alone live there; so, we created communities where Elders would not only love to live...

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  • Alexian Village of Tennessee Assisted Living

    100 James Blvd, Signal Mountain, TN 37377
    (1)
    866-223-3192 for a local advisor

    Alexian Village of Milwaukee is sponsored by the Alexian Brothers, an 800 year old Catholic religious order committed to quality and compassionate care for seniors. Situated on 60 acres in Milwaukee’s Historic Granville neighborhood, Alexian Village boasts of apartments of all sizes ranging from...

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  • Brookdale Hixson

    Brookdale Hixson

    4515 Hixson Pike, Hixson, TN 37343
    (19)
    866-223-3192 for a local advisor

    Find a Redefined Independence Senior living often gets bogged down with the stress and isolation that can come with living at home. But it doesn’t have to. As a resident at our warm, welcoming community, you can trade all of that for a life filled with interesting things to do and interesting people...

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  • Valley View Senior Living

    Valley View Senior Living

    13960 Highway 28, Whitwell, TN 37397
    (4)
    866-223-3192 for a local advisor

    Welcome to Valley View Located in the heart of the beautiful Sequatchie Valley, Valley View is the only licensed assisted living community in four counties surrounding and including the community of Whitwell, TN. Nestled between stunning Tennessee mountains, our senior residence provides a...

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  • The Lighthouse Personal Care Home

    The Lighthouse Personal Care Home

    206 Blue Mountain Pkwy, Rocky Face, GA 30740
    866-223-3192 for a local advisor

    The Lighthouse PCH is a licensed residential care home located in a quiet, settled residential neighborhood in Rocky Face, Georgia. We are a family business offering 24 hour one-on-one tender loving care with onsite experienced, professional registered nurse.

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  • Southern Haven

    279 Haig Mill Rd NW, Dalton, GA 30721
    866-223-3192 for a local advisor

    Southern Haven features breathtaking views of the Blue Ridge Mountains to the East and a private lake on the West with resident Canadian Geese. The Administrator is an RN with a background in neurology and ICU. We feature a small residential home with 13 beds allowing for a low caregiver to resident...

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  • Pleasant Valley Personal Care

    Pleasant Valley Personal Care

    510 Reed Rd NW, Dalton, GA 30720
    (3)
    866-223-3192 for a local advisor

    Pleasant Valley Retirement Home is located in a beautiful country setting among the gently sloping hills of North Dalton.  The focus at Pleasant Valley is to provide the services, security and social interaction for seniors to have an enriched life during their golden years. Pleasant Valley...

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  • Dalton Place

    Dalton Place

    1300 West Waugh Street, Dalton, GA 30720
    (39)
    866-223-3192 for a local advisor

    Dalton Place is located in a tree filled neighborhood in Dalton, Georgia. We are less than a mile east of Johns Mountain Wildlife area with its myriad of recreational opportunities. We offer a thoughtful, warm and loving environment designed to promote independence and dignity. Our caring staff...

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  • Brookdale Cleveland

    Brookdale Cleveland

    2745 Executive Park Northwest, Cleveland, TN 37312
    866-223-3192 for a local advisor

    All the Comforts of Home Is there anything more frustrating than canceling on your friends because the sink is leaking or declining a social invitation because the laundry is piling up? When you decide to move into our assisted living community, you never have to worry about missing out on fun...

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  • Morningside of Cleveland

    Morningside of Cleveland

    2900 Westside Drive Northwest, Cleveland, TN 37312
    (6)
    866-223-3192 for a local advisor

    Located near Interstate 75, Morningside of Cleveland is a community of neighbors, each with a lifetime of experiences to share. It is more than a place to live it is a place for living! We offer all the comforts of home combined with individualized assistance. Our Healthy Generation philosophy is a...

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  • Morningside of Dalton

    Morningside of Dalton

    2470 Dug Gap Road Southwest, Dalton, GA 30720
    (3)
    866-223-3192 for a local advisor

    Located on twenty-one acres in the heart of the North Georgia Mountains, Morningside of Dalton is conveniently located off I-75. We offer several different styles of spacious apartments with twenty-four hour care committed to excellence. We are home to many seniors who value their independence and...

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  • The Courtyard at Deer Ridge

    The Courtyard at Deer Ridge

    195 Deer Ridge Drive, Dayton, TN 37321
    (8)
    866-223-3192 for a local advisor

    Enter the Courtyard at Deer Ridge where it is our mission to enhance the quality of life for senior adults. A family owned and operated establishment, it is our goal to provide a comfortable, beautiful and secure atmosphere with caring, personalized assistance. Situated on the 25 private acres of...

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  • Dominion Senior Living of Athens

    Dominion Senior Living of Athens

    2090 W Madison Ave, Athens, TN 37370
    (4)
    866-223-3192 for a local advisor

    A state-of-the-art, brand new community! Dominion Senior Living of Athens offers assisted living services and memory care to seniors living in Athens, Tennessee. Our community is located on a 10-acre property including a scenic pond, walking path and sensory gardens – which all encourage resident...

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  • Athens Place

    Athens Place

    120 Keith Ln, Athens, TN 37303
    (13)
    866-223-3192 for a local advisor

    With the serenity of the Great Smoky Mountains nearby and southern hospitality abound, Athens Place is an ideal location for those looking for quality assistance with their daily routine, while still remaining close to nature. We develop individual care plans to meet the needs of each resident, and...

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  • The Oaks at Fairmount

    The Oaks at Fairmount

    2462 Hwy 411 SE, Fairmount, GA 30139
    (9)
    866-223-3192 for a local advisor

    Looking for a residential living community with the feel of a country inn? Come visit us at The Oaks, located in the quaint town of Fairmount. We have 24 private bedrooms with several shared common areas. A peaceful setting with nutritional Southern style meals.

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  • Cameron Hall - Ellijay

    Cameron Hall - Ellijay

    114 Penland Street, Ellijay, GA 30540
    (3)
    866-223-3192 for a local advisor

    At Cameron Hall, we are proud to offer our residents more than just a place to live; we offer the warmth and caring of a true home. We are dedicated to providing the atmosphere needed to help our residents live independently yet provide the dignified, personal care and assistance they need with...

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  • Brookdale Rome

    Brookdale Rome

    180 Woodrow Wilson Way Northwest, Rome, GA 30165
    (13)
    866-223-3192 for a local advisor

    Live your best life every day. Imagine waking up and enjoying a cup of coffee on the covered patio overlooking a protected wetland area next to our community, before deciding between a fitness class or walk along our scenic pathways.  If you’re looking for fun and freedom in senior living, our...

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  • Morning Glory Meadows Assisted Living Facility

    Morning Glory Meadows Assisted Living Facility

    2055 Main Street, Fyffe, AL 35971
    866-223-3192 for a local advisor

    Morning Glory is an Assisted Living Residence in Fyffe, Alabama. We provide exceptional care to those who are no longer able to live alone or who prefer to live in a safe, comfortable, assisted environment. We are here to provide a home close to friends and family when you need it most. Enjoy...

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  • Brookdale Tullahoma

    Brookdale Tullahoma

    801 Wilson Avenue, Tullahoma, TN 37388
    (6)
    866-223-3192 for a local advisor

    A Fantastic Tennessee Senior Lifestyle You don’t have to feel stuck with the stress and frustration that often comes from living at home. Instead, you can trade home maintenance and chores for days full of interesting things to do. You can trade isolation for a community full of interesting people....

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  • Winthrop Court

    Winthrop Court

    10 Highway 411 E, Rome, GA 30161
    (10)
    866-223-3192 for a local advisor

    Winthrop Court is locally owned and operated. Since 1984, our community continues to set the standards for excellent service and personalized, self-directed quality care. Experience, tradition, and leadership. That's what Winthrop Court brings to Winthrop family of senior living communities. Known...

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  • Gardens of Rome

    Gardens of Rome

    1168 Chulio Rd, Rome, GA 30161
    (12)
    866-223-3192 for a local advisor

    Whether for you or a loved one, Manor House of Rome offers a caring atmosphere, an active community, and a comfortable, secure lifestyle for our residents. At Manor House of Rome, each member of our community enjoys the opportunity to 'live life their way'. Our valued residents enjoy assistance...

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  • Sweetwater Living

    Sweetwater Living

    245 Butler Drive, Sweetwater, TN 37874
    866-223-3192 for a local advisor

    Sweetwater Home for Seniors is the answer for those who want to maintain their independence and dignity while remaining in the comfort of a home-like environment. Our trained, compassionate, dependable, and experienced caregivers provide non-medical services unique to each individual's needs....

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  • Victory Village

    Victory Village

    3650 Salem Church Road, Jasper, GA 30143
    (4)
    866-223-3192 for a local advisor

    VICTORY VILLAGE HAS BEEN IN BUSINESS SINCE 2009. STAFF AN OWNER HAS OVER 30 YEARS COMBINED EXPERIENCE IN SENIOR CARE. WE ARE A 6 BED FACILITY. LOCATED IN THE BEAUTIFUL NORTH GA MOUNTAINS WITH SCENIC VIEW YEAR ROUND. ONLY MINUTES FROM DOWNTOWN SHOPS AND PARKS AND HOSPITAL. COME TAKE A TOUE OR OUR...

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  • Waldrop Residences

    Waldrop Residences

    89 Burnt Hickory Road, Cartersville, GA 30120
    (4)
    866-223-3192 for a local advisor

    Waldrop Residences is a lovely senior living community located in the picturesque and quaint Cartersville, Georgia. Cartersville is a township located against the Allatoona Dam and right next to the so-formed Lake Allatoona. The Etowah River also borders the town. As such, there are numerous...

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  • The Springhouse at Cartersville (Opening Summer 2019)

    The Springhouse at Cartersville (Opening Summer 2019)

    20 Tellus Drive, Cartersville, GA 30120
    866-223-3192 for a local advisor

    The Spring House at Cartersville , is one of Metro Atlanta’s newest Assisted living and Memory Care communities located in the North Suburbs of Atlanta in Cartersville Georgia. Our community is conveniently located off I-75, at exit 293 next to the Tellus Science Museum, only a few minutes from...

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  • Dominion Senior Living Crossville

    Dominion Senior Living Crossville

    887 Woodlawn Road, Crossville, TN 38555
    (8)
    866-223-3192 for a local advisor

    Located in Crossville (a suburb of Knoxville), Tennessee, Dominion Senior Living community provides specialized memory care for residents with memory loss, dementia, or Alzheimer's disease. Our Woodlawn Road location in Cumberland County is close enough to State Route 127 that friends and family...

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  • Fairfield Glade Assisted Living

    Fairfield Glade Assisted Living

    637 Woodgate Dr, Crossville, TN 38571
    (1)
    866-223-3192 for a local advisor

    Fairfield Glade Assisted Living Fairfield Glade Assisted Living is located in a peaceful neighborhood in the city of Crossville, TN. This assisted living community provides its residents with the opportunity to check out all that Crossville has to offer. Those who are visiting residents of this...

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  • Big Springs Place

    Big Springs Place

    131 Melissa Ln, Cedartown, GA 30125
    (6)
    866-223-3192 for a local advisor

    A great place to call home! At Enlivant, we honor the commitments we make to our residents and their families. Our goal is to enhance our resident's quality of life by providing a warm, caring environment that fosters independence, dignity and choice of each resident. Our residents are often seen...

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  • Gardens of Madison

    Gardens of Madison

    372 Jimmy Fisk Rd, Hazel Green, AL 35750
    (21)
    866-223-3192 for a local advisor

    Friendly, southern and oh so charming, the Gardens of Madison Assisted Living offers the personal attention and home-like environment your loved one deserves. From the rockers on the shady back porch to the spacious family-style dining room to the comfortable central common-area, our senior...

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  • The Waterford at Hidden Lake

    The Waterford at Hidden Lake

    3100 Hidden Valley Drive, Canton, GA 30114
    (18)
    866-223-3192 for a local advisor

    Relish in the rich history of Canton when taking up residence at The Waterford at Hidden Lake. Nestled in the foothills of the Blue Ridge Mountains, our Assisted Living and Memory Care community in Canton boasts a modern mountain lodge feel with custom decor, a private lake stocked with fish and...

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  • Provident Village at Canton

    Provident Village at Canton

    1100 Reinhardt College Pkwy, Canton, GA 30114
    (14)
    866-223-3192 for a local advisor

    Provident Village at Canton has created a senior living community where residents live vibrantly in Cherokee County, Georgia. Only 40 miles north of downtown Atlanta, Canton is located in the foothills of the Blue Ridge Mountains. A charming location for friends and family to visit, Canton's Main...

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  • Sycamore Trace

    Sycamore Trace

    1098 Bradford Way, Kingston, TN 37763
    (13)
    866-223-3192 for a local advisor

    Sycamore Trace is an exclusive assisted living community for seniors located in Kingston, Tennessee. Sycamore Trace is home to inviting waterways, a robust Recreational life and breathtaking vistas. Nestled on hill just a few short steps down a walking path to the lakeside parks … Residents can...

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  • Cameron Hall - Canton

    Cameron Hall - Canton

    240 Marietta Highway, Canton, GA 30114
    (21)
    866-223-3192 for a local advisor

    At Cameron Hall, we are proud to offer our residents more than just a place to live; we offer the warmth and caring of a true home. We are dedicated to providing the atmosphere needed to help our residents live independently yet provide the dignified, personal care and assistance they need with...

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  • The Neighborhood at Tellico Village

    The Neighborhood at Tellico Village

    100 Chatuga Drive, Loudon, TN 37774
    (3)
    866-223-3192 for a local advisor

    The Neighborhood at Tellico Village is a charming senior living community located in Loudon, a bustling town in the Eastern part of the state, 33 miles southwest of Knoxville, in Loudon County. We offer 24-hour nursing available on-site, assisted living and memory / Alzheimer's care. Step inside our...

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  • Brookdale Canton

    Brookdale Canton

    125 Riverstone Terrace, Canton, GA 30114
    (41)
    866-223-3192 for a local advisor

    When you’re here, you’re home. If you’re looking for the care you need when you need it all on one campus with a personal care home and Alzheimer’s and dementia care, our senior living community in Canton, Georgia, could be the right fit for you. Live well and age well with while you build new...

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  • Cedar Hill Senior Living

    Cedar Hill Senior Living

    402 E Ellawood Ave, Cedartown, GA 30125
    (7)
    866-223-3192 for a local advisor

    Cedar Hill Senior Living is a privately owned personal care facility in Cedartown, Georgia. Our members have over 15 years experience in serving seniors. We are a community that offers safe and secure personalized living plans, memory care and respite care. Our goal is to provide a community with...

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  • Manor Lake BridgeMill

    Manor Lake BridgeMill

    131 Holly Street, Canton, GA 30114
    866-223-3192 for a local advisor

    Welcome to Manor Lake BridgeMill, Canton’s newest assisted living and memory care community. Locally owned and operated, we offer a true family experience to those we serve. Our single-story common core design is easy for our seniors to navigate, and offers a variety of studio and one-bedroom...

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  • The Arbor at BridgeMill

    The Arbor at BridgeMill

    700 Freedom Boulevard, Canton, GA 30114
    (8)
    866-223-3192 for a local advisor

    The Arbor at BridgeMill provides the highest quality of geriatric care, assisted and independent living in the Canton, Georgia area, including innovative memory care designed specifically for those affected by Alzheimer’s disease and other dementias. Every resident receives unique and personalized...

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  • Brookdale Jones Farm

    Brookdale Jones Farm

    2815 Carl T Jones Drive Southeast, Huntsville, AL 35802
    (12)
    866-223-3192 for a local advisor

    At our luxurious, private retirement community in Huntsville, Ala., offering independent and assisted living options for seniors, you’re in the right place to seize your new opportunities and make the most of them. For independent living residents, it might mean trading in the chores of home and...

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  • HarborChase of Huntsville

    HarborChase of Huntsville

    4801 Whitesport Circle, Huntsville, AL 35801
    (24)
    866-223-3192 for a local advisor

    At HarborChase of Huntsville, our customized assisted living program tailors both care and life enriching programs to meet the unique needs and preferences of each resident. The moment you enter HarborChase, you will experience a true family feel. It is HarborChase of Huntsville's mission to care...

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  • Thrive at Jones Farm

    Thrive at Jones Farm

    2238 Cecile Ashburn Dr SE, Huntsville, AL 35802
    (11)
    866-223-3192 for a local advisor

    Welcome to Thrive and a fresh perspective on senior living. Over a decade ago we took a hard look at traditional senior living. We quickly knew we would not want to visit most of these places, let alone live there; so, we created communities where Elders would not only love to live, but Thrive. What...

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|| Understanding Assisted Living Costs 
|| What Services are available in Assisted Living? 

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Assisted Living Near Chattanooga, TN

What Is Assisted Living?

Assisted living promotes independence and socializing while providing services to assist older adults with everyday activities. This long-term care option varies across facilities, but most include housing, meals, transportation, laundry and social activities. Depending on the care your loved one needs, other services may include restaurant-style dining, outings, medication management and personal care assistance. As your loved one’s needs change, many of these communities offer additional services to accommodate those needs.

What Are the Signs It’s Time for Assisted Living?

As hard as it may be, doing what is best for your loved one may eventually lead to asking yourself if it’s time to research assisted living. The aging process for every person is unique. While we all hope that our loved one can continue living the life they have built and led for decades, the aging process often doesn’t bend to our wishes. Although some signs may just signal a bad day or a simple slip of the mind, you know your loved one. If you begin to notice ongoing changes, it might be time to begin a discussion.

  • Behavioral Changes: Isolation and cognitive issues can begin to present themselves as depression or agitation. People who were once vital and active may have a hard time accepting the changes as they age. Many of these older adults start to isolate themselves, even from loved ones, which can lead to more serious health issues.
  • Increased Medical Issues: While some older adults may only face a few health issues, many begin to develop chronic medical conditions. With that comes an increased need for medication, which makes understanding the dosage difficult. Aging also increases the chances of a fall and minor injuries. These little slips can quickly turn into a serious medical condition.
  • Neglecting Household Chores and Personal Care: The nuances of successfully navigating a day often go unnoticed. Adults of all ages need to pay bills, cook, shop, do laundry, shower and hundreds of other small tasks. As we age, especially if a loved one lives alone, it may become increasingly difficult to deal with all the elements required to maintain a lifestyle. While an unmade bed or dust accumulation may not indicate its time to panic, a noticeable continued neglect of personal and home care may indicate your loved one is struggling.

What Are ADLs and IADLs?

If you feel that signs are becoming increasingly noticeable, the concept of Activities of Daily Living (ADLs) is a tool to help assess a person’s ability to manage their needs. Developed in the 1950s, this assessment includes six main basic self-care skills: bathing and showering, bowel and bladder control, dressing oneself and doing so appropriately, mobility to walk and get out of a bed or chair, ability to self-feed, and getting on and off a toilet, as well as being able to clean oneself after.

More complex daily activities are called Instrumental Activities of Daily Living (IADLs). For people who maintain a completely independent lifestyle without any added care, it is especially important to be able to complete IADLs. These may include cleaning, laundry, money management, meal preparation, shopping, transportation and medication management.

ADLs and IADLs are a way to help determine a loved one’s mental and physical capabilities. Diminishing abilities to complete ADLs means a person needs to rely on someone else to complete basic tasks. The capability to perform IADLs may not mean assisted living is the next step, but it does mean that some changes need to take place to ensure the person you care about is living the best life possible.

What Services Are Available?

Every assisted living facility in Chattanooga offers its own unique experience. While some are associated with a full-time nursing facility, many of them are their own entity dedicated to helping residents maintain as much independence as possible. Like every community is different, so are each person’s needs. To meet those needs, these facilities typically offer a range of services that may include:

  • Private or shared rooms
  • Grounds maintenance, cleaning and laundry services
  • Educational, health, exercise, social and entertainment opportunities
  • Daily meals with restaurant-style dining
  • Indoor and outdoor commons areas
  • Emergency alert systems
  • Onsite beautician
  • Pet-friendly facilities
  • 24-hour supervision and security
  • Access to medical services

What Is Senior Living Like in Chattanooga, TN?

Nestled between the Appalachian Mountains and Cumberland Plateau in southeastern Tennessee, it’s no wonder Chattanooga is known as the Scenic City. Outdoor lovers can enjoy breathtaking views of the mountains and riverfront from far away or up close as they hike in the mountains, kayak down the river or take a stroll along the 10-mile Chattanooga Riverwalk. The fast-growing city also has a vibrant downtown with numerous down-home boutiques and restaurants. Patrons of the arts can enjoy a show at the historic Tivoli Theatre or visit one of the many art galleries while family fun can be had at the zoo or aquarium. No matter your pace of life, the city has a little bit for everyone.

Assisted Living Inspections and Ratings in Chattanooga, TN

The state of Tennessee has a high rating regarding the accessibility to assisted living regulatory records. The Tennessee Department of Health maintains a listing of facilities and inspection reports. The state mandates that inspections be done every 15 months.

How Much Does Assisted Living Cost in Chattanooga, TN?

Though typically a little higher than neighboring states, the cost of assisted living in Tennessee is below the national average. Costs will vary from facility to facility, but people can expect to pay around $3,450 per month.

Understanding Assisted Living Costs

While location may influence the actual cost of assisted living, there are many other items factored into it such as type of facility, size of apartment, level of luxury and services required. There are typically two types of methods a facility uses to determine the monthly cost, a la carte and a basic flat fee. A la carte allows people flexibility in what they pay for. There are different tiers to this method that will determine the final cost:

  • Base Fee: Similar to paying rent, this fee usually covers the basics such as utilities, maintenance and meals.
  • Care Fee: The number of ADLs a resident needs assistance with will determine this fee. The more assistance that is needed, the higher the price. Each service itself may vary in cost from hundreds to thousands.
  • Medication Management: As we get older, the amount of medication required daily can become overwhelming and confusing. This add-on service makes adhering to dosage and a schedule easier. The cost will vary based on the complexity of medications taken.
  • Ancillary Services: While not all facilities may offer additional health and non-health related services, there are some that do. This varied category may include physical therapy, parking, extra meals or special activities.

A la carte may be the most common payment structure due to its flexibility, but there are others that have an all-inclusive model. In these communities, every person pays the same fee regardless of the level of care. In some cases, this could mean paying more for the services you need. For others, this system takes the hassle out as a loved one’s needs change. Regardless which structure works best for you and your loved one, both typically require a one-time upfront fee. This fee is like a deposit to reserve your spot for a specific period of time. The amount will vary for different communities but is often a few thousand dollars.

How Can I Afford/Pay For Assisted Living?

The cost of long-term care for your loved one can be a challenge for some families. Depending on the situation, savings or income alone may not cover the costs. While planning ahead can ensure the person you care about gets the best care possible, the transition to assisted living may come faster than expected. Luckily, there are many different ways to supplement the cost.

  • Long-term Care Insurance: Although only around 3% of Americans have this coverage, it is designed to cover some or all of care costs. The amount of coverage will depend on the policy. It also typically requires that a person doesn’t meet at least two ADLs.
  • Life Insurance: Known as “life settlement,” some insurance policies allow for a policy to be sold to another person or company and converted to cash, typically between 15% and 50% of its worth. This option may not be available with all policies.
  • Veterans Benefits: The Department of Veterans Affairs provides some assistance to veterans who have served during wartime, along with widowed spouses who qualify.
  • Home Equity or Renting: For people who own a home, it is a valuable asset. People can sell, tap into the equity or rent it out for supplemental monthly income. This is often a difficult choice to make, but it is one worth considering to ensure your loved one continues to live the fullest life possible.
  • It is important to remember that Medicare cannot be used for assisted living costs. Although some health-related costs may be covered, it is important to discuss what may or may not be covered with a facility administrator.

    How Do I Find the Right Assisted Living Facility?

    When you and your loved one have decided assisted living is the best option for them, the next step is deciding which community is the best for your unique family. While cost is always a top concern, understanding the level of care needed is often a steppingstone. Knowing the current and future services the older adult in your life needs helps narrow the search.

    As you seek out the perfect community, it is important to visit the different facilities to get a true feel if they will be a good fit. Just because a facility has the services you need does not mean it will be a match for your loved one. Most facilities provide tours to potential residents and their families. Contact A Place for Mom for help setting up your tours. As you tour, items to take note of include:

  • Attentive staff
  • Well-groomed grounds
  • Clean dining room, common areas and bathrooms
  • No stains and foul odors
  • Safety precautions such as grab bars, call buttons, emergency exits and overhead sprinklers
  • Happy and engaged residents
  • We understand that the journey you and your loved one are on isn’t easy, but you don’t have to go it alone. From the start of this transition to finally settling into a new home in Chattanooga, A Place for Mom's Advisors are with you every step of the way.