About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Panama City Beach, FL

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The cost of independent living in Panama City Beach is about $4,515 per month. To find the best independent living for your preferences and budget, browse these 47 options. Read 439 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Panama City, Santa Rosa Beach and Lynn Haven.

Panama City Beach Independent Living Facilities | 439 Reviews

Showing 37 communities
Last Updated: 10/12/24
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Photo of Superior Residences of Panama City Beach
2525 Photos available
44 Floor plans available
9.5
Review score
33 reviews
9.5
Review score
33 reviews
5 star
64%
4 star
24%
3 star
3%
2 star
3%
1 star
6%
See all reviews
I definitely recommend it as I do all the time and tell people to go there. They don't clean under the beds too good and seemed to lose some of her clothes but other than that we are absolutely fine with the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Seagrass Village Panama City Beach - Independent Living
2020 Photos available
44 Floor plans available
Pricing promotions expiring soon
9.2
Review score
13 reviews
9.2
Review score
13 reviews
5 star
84%
4 star
8%
3 star
0%
2 star
8%
1 star
0%
See all reviews
Seagrass "The Grand and Villas" are totally independent. I highly recommend it. All the residents and staff are friendly. So many activities, you have to prioritize! I have not regretted one moment of my...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
• 24/7 Security, featuring 42 independent living villas over 1800 sq. ft. each, 3 story/90,000 sq. foot independent living apartments. •Age is 55 yrs. and older •Blue Heron Dining Room featuring Restaurant-Style menus and service•Private dining room•Social hour at The Summer Wind Bar &...
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Photo of Brookdale Panama CityCommunity card badge
88 Photos available
22 Floor plans available
9.8
Review score
31 reviews
9.8
Review score
31 reviews
5 star
62%
4 star
19%
3 star
13%
2 star
0%
1 star
6%
See all reviews
Our loved one seems to be happy there, and that is what is important. Oh yes, I would recommend this community to other families based on the experience we have had so far. I know a handful of people whose...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Find Your Perfect Senior Living LifestyleRemember that retirement lifestyle you used to dream about? It’s not too late to find it, and we have just the place to do it. At our premier assisted living community, seniors trade cares and stress that comes from homeownership for a relaxed lifestyle...
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Photo of The Opal at Bluewater Bay
88 Photos available
33 Floor plans available
9.7
Review score
22 reviews
9.7
Review score
22 reviews
5 star
59%
4 star
27%
3 star
14%
2 star
0%
1 star
0%
See all reviews
My Dad was welcomed by friendly, caring, professional Staff! Everyone went above and beyond the normal to make my Dad feel welcome and wanted in his new apartment. I cannot thank the staff enough, from the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our assisted living community, located in Niceville, Fla., a short distance from the white sandy beaches of Destin, offers an engaging social life that will pull you away from the TV and into happy hour socials, card and board games, fitness classes, art and other creative projects, lively meals,...
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Photo of Bayport of Fort Walton Beach
1010 Photos available
22 Floor plans available
9.6
Review score
23 reviews
9.6
Review score
23 reviews
5 star
70%
4 star
30%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I would rate everything a 5 except for the food. I was frequently there with my mom for breakfast and lunch and my brother for dinner. The food left a lot to be desired. I would rate it a 2 - and that...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Locally owned and managed by SRI, LLC who have 30 communities in their portfolio. This one of kind community in Fort Walton Beach brings a new concept to senior living. The concepts has 4 buildings at which each are connected by an interior hall and can be also entered from exterior. Inside...
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Photo of Meridian at WestwoodCommunity card badge
1313 Photos available
33 Floor plans available
9.3
Review score
177 reviews
9.3
Review score
177 reviews
5 star
73%
4 star
20%
3 star
3%
2 star
1%
1 star
3%
See all reviews
Well kept well run facility. Meals are excellent and residents and staff very friendly. Nice community environment. Priced well considering other options in area.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Meridian at Westwood provides a full range of choices for today's seniors. Choosing a senior living community represents a lifestyle choice and we understand that our residents are choosing much more than a comfortable living environment to call home. In choosing this community, our residents...
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Photo of Sodalis DeFuniak Springs
1414 Photos available
22 Floor plans available
8.5
Review score
12 reviews
8.5
Review score
12 reviews
5 star
58%
4 star
42%
3 star
0%
2 star
0%
1 star
0%
See all reviews
There could be improvements with the care staff and the meals/dining, even though we, and our mom have no complaints about either, but there is always room for improvement. As a matter of fact, my sister has...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Likened to finding a rare treasure, you really must discover the beauty of Stanley House. It lies beyond the walls and decor. The team of exceptional service and care providers has been assembled. They have been carefully screened for exemplary credentials. Simply put, it takes a special person...
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Photo of Charter Senior Living of Panama City Beach
1111 Photos available
1010 Floor plans available
8.4
Review score
19 reviews
8.4
Review score
19 reviews
5 star
79%
4 star
16%
3 star
5%
2 star
0%
1 star
0%
See all reviews
place is spacious and open compared to others but still a shock when you have to downsize. food staff, activities, housekeeping and all is adequate considering the amount of people and the care they...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Charter Senior Living of Panama City Beach is an independent, assisted living and memory care community. Whether it is the independent living villas; the roomy assisted living apartments; or the specialized Legacy memory care neighborhood, Charter Senior Living of Panama City Beach provides a...
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Photo of Belvedere Commons of Fort Walton Beach
22 Photos available
8.2
Review score
32 reviews
8.2
Review score
32 reviews
5 star
38%
4 star
37%
3 star
3%
2 star
3%
1 star
19%
See all reviews
It is a smaller facility so one can easily get from one space to another. We have one in Memory Care and the other in Assited Living. They visit often. The facility is updated. The look is fresh. The rooms...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Belvedere Commons of Fort Walton Beach is an elegant assisted living and memory care community in southern Okaloosa County, Florida. Uniquely placed in a beautiful residential setting near the Emerald Coast along the northern Gulf of Mexico, Belvedere Commons is a warm, vibrant and supportive...
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Photo of Somerby of Santa Rosa Beach
2323 Photos available
55 Floor plans available
8.2
Review score
14 reviews
8.2
Review score
14 reviews
5 star
72%
4 star
21%
3 star
0%
2 star
7%
1 star
0%
See all reviews
This community is the best in the area! As a nurse myself I have toured all of the communities and chose to put my mom in here because staffing was great, food was delicious (really good food), the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Imagine yourself in a sparkling new community that’s just minutes from the beach, shopping, entertainment venues, and restaurants. That’s what you’ll find at Somerby Santa Rosa Beach. This community also features a partnership with the Sacred Heart Health System to offer a variety of health...
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Photo of Brookdale Destin
1818 Photos available
55 Floor plans available
7.3
Review score
33 reviews
7.3
Review score
33 reviews
5 star
49%
4 star
36%
3 star
3%
2 star
9%
1 star
3%
See all reviews
The staff is very caring and you could tell that they loved my dad. Some of them attended my dad's funeral nearly 2 hours away.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
If you’re ready to enjoy life and leave the housekeeping, laundry and daily chores to someone else, then our community on Florida’s Emerald Coast, in Destin, is ready and waiting for you. We offer assisted living and Alzheimer’s and dementia care while providing abundant services, conveniences...
See details
Photo of Summer's Landing
55 Photos available
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We are very happy with Summer’s Landing! The staff are helpful, understanding and caring. They take a personal interest in their residents and family members. They have already improved by having medical...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of American House Bluewater Bay
1111 Photos available
55 Floor plans available
2.5
Review score
7 reviews
2.5
Review score
7 reviews
5 star
43%
4 star
29%
3 star
14%
2 star
14%
1 star
0%
See all reviews
My loved one currently lives here and she is very happy! There are a lot of activities to do or to not do. The choice is hers. It is independent living so no intrusive people coming to "check" on her every...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
When considering an Independent Living community, you are choosing a lifestyle. With resort-style living for the active senior, residents live life by their own design. Our community offers condominium style living with a host of services and amenities along with an engaging entertainment...
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Photo of Twin Cities Pavilion
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Brookdale Fort Walton Beach
1212 Photos available
7.0
Review score
19 reviews
7.0
Review score
19 reviews
5 star
37%
4 star
37%
3 star
21%
2 star
5%
1 star
0%
See all reviews
We picked this community, because it was close to my house, I liked that it's secure-locked doors, and it was smaller. There are some things that they stated that they would provide, but they couldn't do...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
When you’re ready to enjoy your well-deserved retirement and leave the laundry, housekeeping and daily chores to someone else, our community in Fort Walton Beach, on Florida’s magnificent Emerald Coast, is waiting for you. We offer assisted living and Alzheimer’s and dementia care while providing...
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Photo of The Blake at Panama City Beach
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Watersound Fountains
1212 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
WATERSOUND FOUNTAINS?Find an elevated lifestyle with resort-style amenities and exceptional services.It’s an enviable vacation spot – but you can call it home. Surrounded by majestic natural splendor and pristine beaches, this is one of the most exclusive residential communities in the world....
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Photo of Mathison Retirement Center
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Lisenby Retirement Ctr
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Day Spring Retirement Ctr Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Beverly Healthcare
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Garden View ALF
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Robinson Residential Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Oak Valley ALF
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I would recommend this community to others. They are cute condos and they are a perfect size and they have a balcony to enjoy also. Communication is good between the staff and our family. They keep us...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Panama City Beach, FL

The average cost of senior living in Panama City Beach is $4,515 per month. Cheaper nearby regions include Westville, FL with an average of $3,067 per month.

Average monthly cost of Independent Living in Panama City Beach, FL vs. nearby cities

Panama City Beach, FL
$4,515/mo
$4,704/mo

Average monthly cost of Independent Living in Panama City Beach, FL vs. the state and national average

Panama City Beach, FL
$4,515/mo
$3,969/mo
U.S. national average
$4,216/mo

Average monthly cost of Independent Living in Panama City Beach vs. other types of senior living

$4,480/mo
Independent Living
$4,515/mo

Median monthly costs of Independent Living in Panama City Beach, FL by room type

Semi-Private
$3,737/mo
Studio
$4,435/mo
1 Bedroom
$4,798/mo
2 Bedroom
$5,492/mo
Detached Cottage/Bungalow
$4,198/mo

Average cost of Independent Living in Panama City Beach over time

Panama City Beach, FLFL stateNational

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Panama City Beach

Recent reviews for independent living in Panama City Beach

Sodalis DeFuniak Springs

4.8
Sodalis is a great place! My grandmas health and energy has improved. They really care about the residents. They always have some kind of activity throughout the day. They schedule weekly Walmart trips and other outings periodically. They have a very nice doctor that comes in to see the ...
Read more

Seagrass Village Panama City Beach - Independent Living

5.0
The staff and residents are very friendly and welcoming. The apartments are spacious with kitchen appliances (no dishwasher). Washer and dryer in apartment. Dining times are close together, but no cooking unless you choose. Snacks, coffee, tea around the clock. Lots of activities to choose ...
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Bayport of Fort Walton Beach

4.9
What has really stood out to us and what we really like most about the Bayport of Fort Walton Beach community is he overall friendliness of the staff. We would recommend this community to other families who may need a place for their loved ones.

Panama City Beach independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Panama City Beach independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Panama City Beach, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Panama City Beach independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Panama City Beach partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Panama City Beach, FLNational
Nutritionist / dietician
Nutritionist / dietician
16.2%
19.9%
Low / no sodium
Low / no sodium
35.1%
33.2%
No sugar
No sugar
32.4%
30.4%
Vegetarian
Vegetarian
27%
32.4%
Pureed meals
Pureed meals
13.5%
8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Panama City Beach independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Panama City Beach communities that offer dining options to their discerning residents compared to our partners nationally.
Panama City Beach, FLNational
Professional chef
Professional chef
24.3%
35.4%
Restaurant style dining
Restaurant style dining
40.5%
42.2%
Room service
Room service
32.4%
35.7%
Anytime dining
Anytime dining
21.6%
16.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Panama City Beach independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Panama City Beach offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Panama City Beach, FLNational
Activity director
Activity director
43.2%
43.9%
Pet-focused programs
Pet-focused programs
32.4%
27.5%
Community service programs
Community service programs
40.5%
31.9%
Devotional activities on-site
Devotional activities on-site
37.8%
47.4%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
45.9%
48.5%
Outings / off-site activities
Outings / off-site activities
48.6%
53.3%
Piano or organ
Piano or organ
37.8%
41.8%
Arts and crafts center
Arts and crafts center
35.1%
36.8%
Educational speakers / life long learning
Educational speakers / life long learning
40.5%
40.5%
Clubs / games / karaoke
Clubs / games / karaoke
45.9%
46.3%
Live performances
Live performances
45.9%
45.9%
Dances
Dances
35.1%
31.5%
Fitness center
Fitness center
18.9%
39%
Fitness classes
Fitness classes
43.2%
45.7%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Brookdale Panama City, The Opal at Bluewater Bay and Bayport of Fort Walton Beach are the top-rated independent living facilities near Panama City Beach, Florida. See full list of communities.

There are 47 independent living facilities near Panama City Beach, Florida. See the full list.

The best independent living facilities near you in Panama City Beach, Florida are Brookdale Panama City and Meridian at Westwood. These independent living communities received the highest rankings based on verified family reviews.

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