About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Assisted Living Facilities in Toledo, OH

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Toledo, Ohio, is in the northwestern part of the state, near scenic Lake Eerie. It has a reputation for being senior friendly and an affordable city for retirement. Although it’s great for seniors on a budget, this city in the Buckeye State is far from boring. Seniors can take advantage of both the beautiful parks and all the amenities you’d expect to find in a large city.

A Place for Mom partners with several assisted living communities in Toledo. Assisted living offers seniors the opportunity to live as independently as possible while they receive assistance with their activities of daily living (ADLs), meals, and transportation.

This guide highlights important information on the assisted living market in Toledo. You’ll find proprietary information on our partner communities in the area, what they offer, and common ways families pay for assisted living. We also share facility reviews from real families as well as several local resources for seniors, including health care benefit programs, hospitals, and activities.

Toledo Assisted Living Facilities | 346 Reviews
Showing 31 communities
Last Updated: 3/14/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

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Amenities
Providers
Types of care available in Toledo, OH
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Assisted Living in Toledo, OH
4.5 / 5.0

The community has friendly staff, people willing to work with you to establish the correct level of care for your loved one, and beautiful grounds. The communication with the staff is good, and they provide a direct line to communicate with the head nurse. They will make sure to send photos of my lo...

2.8 / 5.0

Just like every other nursing home and assisted living community they are understaffed, but our loved one does feel comfortable and the staff members are very friendly.

4.4 / 5.0

I toured Landings of Oregon assisted living last year with [name removed]. I was just starting my research, and she was so patient with all my questions. I called the other day to schedule another tour to move my mom into the community. [name removed] answered my questions and I am moving my mom int...

Photo of Traditions at West Park Place
77 Photos available
1515 Floor plans available
8.3
Review score
60 reviews
8.3
Review score
60 reviews
5 star
49%
4 star
35%
3 star
7%
2 star
2%
1 star
7%
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I would recommend this assisted living community, but ask about the staffing levels since there were some issues .I picked this community because of the very friendly people, cleanliness, and it was close to...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A beautiful building is important.But it’s what happens inside that makes all the difference.You may be searching for a feeling of community with people who share your interests, someplace safe and comfortable with little to no home maintenance. You value your independence and want to stay active...
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Photo of Ohio Living Swan Creek
88 Photos available
8.0
Review score
7 reviews
8.0
Review score
7 reviews
5 star
86%
4 star
0%
3 star
14%
2 star
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0%
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Ohio Living Swan Creek in Toledo, OH--I would say that the support that I receive here from the staff is great and that it is a place that does accept Medicaid and they also have a "Care Fund" to draw from...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Swan Creek Retirement Village is a retirement living community located in the populous town of Toledo, Lucas County, Ohio. Our lovely community is located nearby beautiful Swan Creek. Toledo is a wonderful place to live, being known as the water capital of the midwest. It is a great place to call...
Photo of Maumee Pointe Assisted Living and Memory Care
99 Photos available
9.5
Review score
8 reviews
9.5
Review score
8 reviews
5 star
87%
4 star
13%
3 star
0%
2 star
0%
1 star
0%
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We are very happy. They care. They care about my mother they care about us being happy they care about how the room looks. They care about the activities. They are very understanding when my mom is upset,...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Introducing Maumee Pointe, where our beautiful community becomes the backdrop to your new life and your fresh start. Be proud to call our community home with its well-designed, updated apartment homes with convenient features to delicious dining, enriching activity offerings, and beautiful...
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Explore Assisted Living in Toledo
Photo of Aspen Grove
1717 Photos available
44 Floor plans available
9.1
Review score
51 reviews
9.1
Review score
51 reviews
5 star
57%
4 star
25%
3 star
10%
2 star
2%
1 star
6%
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Overall it is super clean and nurses super caring, food delicious, cost of facility super amazing too. I would highly recommend this place !!!!!!
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Discover Aspen Grove, a warm and inviting Assisted Living and Memory Care community tucked among a calming wooded area in Lambertville, MI. Our goal is to enrich the lives of residents by providing an environment that is physically, mentally, spiritually and emotionally stimulating. Surround...
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Photo of Hampton Manor of Bedford
1111 Photos available
8.9
Review score
6 reviews
8.9
Review score
6 reviews
5 star
83%
4 star
17%
3 star
0%
2 star
0%
1 star
0%
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The frequent live music stands out, the varied activities keeps all engaged. The staff are nearly all competent, friendly and caring. The residents are treated as family. Housekeeping is constantly at work...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
When it comes to senior living, quality of life is just as important as quality care. At Hampton Manor we strive to provide the same loving care we would to our own family members. Nestled within the community, Hampton Manor serves its residents by providing a safe and enjoyable country...
Photo of Parkcliffe Community at Northwood
1010 Photos available
8.8
Review score
24 reviews
8.8
Review score
24 reviews
5 star
55%
4 star
25%
3 star
8%
2 star
8%
1 star
4%
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Excellent to know someone is available 24/7 to be with an elderly parent when I can’t be. Knowing that they are getting proper nutrition, medication on a regular basis, and help with basic needs when needed...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Parkcliffe Memory Care Community: Bringing Life to Each DayAt Parkcliffe, we are committed to maintaining your loved one’s sense of independence and unique life history. Using their expertise, patience, and compassion, our dedicated staff helps individuals with dementia and Alzheimer’s disease to...
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Photo of Landings of Oregon
2525 Photos available
Pricing promotion expiring soon
8.6
Review score
32 reviews
8.6
Review score
32 reviews
5 star
47%
4 star
31%
3 star
6%
2 star
3%
1 star
13%
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My loved one is currently a resident at Landings of Oregon. This facility is fabulous. I would recommend this facility to others.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Landings of Oregon is a beautiful assisted living community in Oregon, Lucas County, Ohio. We believe here that most seniors are not in need of nursing homes but that they just need a little assistance. Landings of Oregon offers this assistance. This campus was designed to meet a variety of...
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Photo of The Lakes of Monclova
1010 Photos available
8.0
Review score
15 reviews
8.0
Review score
15 reviews
5 star
40%
4 star
0%
3 star
7%
2 star
0%
1 star
53%
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Our Mom was treated with compassion and dignity, the caregivers were both professional and caring. The manager [name removed] was very good to work with and always paid attention to the “little things”. It...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Just minutes outside of Toledo, The Lakes of Monclova offers residents the privacy of a rural setting paired with the amenities of a large city. Residents who are interested in activities outside the campus can explore Maumee's variety of local shops, restaurants, and parks, or travel to Toledo...
Photo of Parkcliffe at Toledo
1414 Photos available
7.9
Review score
29 reviews
7.9
Review score
29 reviews
5 star
67%
4 star
10%
3 star
17%
2 star
3%
1 star
3%
See all reviews
I am guardian for over 240 individuals. Many of them reside in care facilities. Parkcliffe is currently taking care of thirteen. They do an excellent job of providing a safe, caring, and compassionate...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Parkcliffe Memory Care Community: Bringing Life to Each DayAt Parkcliffe, we are committed to maintaining your loved one’s sense of independence and unique life history. Using their expertise, patience, and compassion, our dedicated staff helps individuals with dementia and Alzheimer’s disease to...
See details
Photo of Aviva Glendale Assisted Living
1111 Photos available
7.4
Review score
39 reviews
7.4
Review score
39 reviews
5 star
46%
4 star
31%
3 star
8%
2 star
10%
1 star
5%
See all reviews
Great place for the price. Make sure you can be actively involved. Kind and compassionate staff. Welcoming and honest. Very nice but I'd love to see the housekeeping be better in dad's room. dad wishes...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
AVIVA Glendale is located in a wonderful spot in Toledo, Ohio, at the western tip of Lake Erie. Home to residents that value their independence, but may just need extra help around the house. AVIVA Glendale is an assisted living community and offers respite care. Our community is a place where...
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Photo of Vibrant Life - The Cottage
55 Photos available
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Vibrant Life The Cottage provides quality assisted living to seniors in Temperance, Michigan and surrounding areas. As a Vibrant Life Senior Living property, their specially trained staff help residents thrive in their new environment through personalized care, meaningful relationships, and...
Photo of Vibrant Life of Temperance
44 Photos available
3.0
Review score
19 reviews
3.0
Review score
19 reviews
5 star
47%
4 star
5%
3 star
16%
2 star
11%
1 star
21%
See all reviews
I was in need of temporary to permanent care for my mother who has cognitive issues and has been unhappy for several years. I worked with [name removed] at both the Sterns location as well as the cottages. ...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Vibrant Life Senior Living is a privately owned and operated assisted living and memory care community located in Temperance, Michigan just 1 mile north of Toledo, Ohio. It is our goal at Vibrant Life to provide outstanding care services to our residents and, in doing so, contribute to the...
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Photo of Henderson House Assisted Living
11 Photo available
5 star
43%
4 star
14%
3 star
29%
2 star
14%
1 star
0%
See all reviews
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Henderson House Assisted Living is a senior care home located in the vibrant and diverse city of Toledo, in Lucas County, Ohio. Our home has a beautiful cityscape and we encourage our residents and their loved ones to discover everything Toledo has to offer. We have a lively music and performing...
Photo of Charter Senior Living of Oak Openings
1515 Photos available
44 Floor plans available
6.3
Review score
14 reviews
6.3
Review score
14 reviews
5 star
51%
4 star
21%
3 star
7%
2 star
7%
1 star
14%
See all reviews
Charter Senior Living of Oak Openings is a nice facility, and the staff are nice too. Overall it's a good place, but I wish the food was better - it's inconsistent.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Toledo Healthcare
Provides: Memory Care, Nursing Homes
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
At SunBridge Care and Rehabilitation for West Toledo, we are dedicated to delivering quality individual service to every person entrusted to our care. Our state-of-the-art facility provides skilled nursing and rehabilitation therapy to adults of all ages who need short- or long-term care. To meet...
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Sunrise Senior Care Ltd.
5 star
0%
4 star
0%
3 star
100%
2 star
0%
1 star
0%
See all reviews
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Sunrise Center is home to 12 seniors. We are located in Toledo, Ohio near Westfield Shopping Town just off I-475. Our home is 2800 square feet situated on a spacious lot. It has a large living room, large dinning room, and large family room in addition to 6 bedrooms and 2 ½ baths. It is...
Photo of Alpine House of Toledo
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Alpine House is dedicated to the health, dignity, and comfort of each of our potential 16 residents providing … ~Private room & bath~3 home-cooked diet friendly meals~Social activities~Laundry & Housekeeping~Monitored Meds & Showers~All our services for 1 reasonable monthly price (no step –...
Photo of Foundation Park Care Center
Provides: Memory Care, Nursing Homes
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
We are a 125 bed nursing facility dedicated to Alzheimer's and related dementias.We accept Medicaid, Medicare, Long Term Insurance and Private Pay.Registered Nurses 24 hours a day in house. Good staff ratio.We also offer respite (short stay) .Staff is trained in dementia care and are continually...
Photo of Majestic Care of Toledo
1010 Photos available
22 Floor plans available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%
See all reviews
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
42%
4 star
33%
3 star
8%
2 star
13%
1 star
4%
See all reviews
My sister is doing well here at this community. She has adjusted well to it, and I'am satisfied. They have a lovely staff here, she is in good hands. The community looks great, they keep the community and...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Oakleaf Village is a full service assisted living senior community located in the vibrant city of Toledo, Ohio. Fully certified by the state of Ohio, our beautifully landscaped village is located only a few miles from Wildwood Preserve Metropark and the Ottawa River. Oakleaf Village is an...
Photo of Heatherdowns Rehab & Residential Care Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Country Brook-Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Costs of assisted living in the Toledo area

The average rent for Toledo assisted living is $4,643 per month, according to A Place for Mom’s 2022-2023 proprietary cost data.[01] In Toledo, assisted living communities typically include several other costs in the monthly bill. Things like transportation, meals, some activities, and on-site amenities are often included in this cost. Each community will differ in their pay structures. You may find that some services incur additional fees.

Within A Place for Mom’s partner assisted living communities, the following services and amenities are usually included in the monthly base cost:

  • Meals and snacks
  • Housekeeping
  • Some transportation
  • Personal care, like assistance with activities of daily living (ADLs)
  • Organized activities, such as parties, special interest clubs, devotional activities, fitness classes, etc.
  • Medication reminders
  • Access to on-site amenities, such as arts and crafts rooms, fitness centers, game rooms, etc.
  • Concierge services
  • Maintenance and landscaping

Our partner assisted living communities in Toledo also offer the following kinds of services and amenities, but they may require an additional fee:

  • Beauty salon or barber services
  • Pet rent and care
  • Medication management
  • Guest meals
  • Advanced care services

Use the following chart to compare the baseline costs of assisted living communities across the greater Toledo area. Keep in mind that these amounts don’t include any additional care fees or add-on services.

Average cost comparisons near Toledo, OH

Average monthly costs

Toledo, OH

$4,155

How people pay for assisted living in Toledo

It’s typical for seniors and their families to use several types of payment methods to cover the cost of assisted living expenses in Toledo. Common payment options for senior care include retirement income, savings accounts, and private or public health care insurance. Here you’ll find information on various ways to use private pay sources to fund assisted living, plus information on how public health insurance programs can help offset care costs. We provide senior resources in Toledo for veterans benefits, Medicare, and Medicaid programs that help Toledo seniors cover some assisted living expenses.

Private pay for assisted living in Toledo

Private pay is where most families and their senior loved ones begin when deciding how to pay for long-term care. Many assets could be put toward long-term assisted living. In addition to retirement savings in a 401(k) or IRA, seniors also use retirement income, such as pensions or Social Security benefits, to pay for long-term assisted living costs.

Additionally, if your loved one has an existing long-term care insurance policy, they may be able to use it to pay for some of the care costs in assisted living. Each policy may differ slightly on what’s covered and how long a senior may need to wait before they can start claiming benefits. So it’s important to review your loved one’s policy carefully. Life insurance policies might also be surrendered or sold to free up cash, depending on the policy.

Depending on your loved one’s circumstances, they may have several of the following options available to help them free up private funds for assisted living:

VA benefits for assisted living in Toledo
12027

Number of veterans who currently live in Toledo.

Current percentage of Toledo veterans who are 65 or older.

If your loved one is a veteran or the surviving spouse of a veteran, they may be eligible for benefits that can help offset the cost of assisted living in Toledo. One of the most generous benefits is the Aid and Attendance benefit, which can be added to an existing VA Pension. Senior veterans or their spouses can put these funds toward anything that will improve their quality of life, including assisted living.

When considering veterans benefits, it’s important to work with a benefits counselor, usually found through a local veterans service organization (VSO). VSOs are trustworthy nonprofit organizations that have been vetted by the VA. Benefits counselors can help your loved one navigate the application process. They’ll consider your loved one’s eligibility based on disability and service history to help them receive all of their eligible benefits. Some VSO offices may be able to help your loved one appeal a previously denied claim.

Toledo has several VSOs that you may reach out to on behalf of your loved one, which are included in the resources section below. Use the contact information provided to connect to organizations like the Veterans of Foreign Wars (VFW), American Legion, Disabled American Veterans (DAV), and Vietnam Veterans of America (VVA).

Resources for Toledo veterans

Toledo veteran service organizations (VSOs)

Lucas County Veterans Service Office

2595 Arlington Blvd., 2nd Floor
Toledo, OH 43614

Phone: 419-213-6090

American Legion Post 587

2020 West Alexis
Toledo, OH 43620

Phone: 419-471-0587

Email: Post587@outlook.com

Vietnam Veterans of America (VVA) #035

2300 Ashland Ave.
Toledo, OH 43620

Phone: 419-242-4293

Toledo Medicaid for assisted living

Medicaid is insurance for low-income individuals. It’s jointly funded by federal and state governments. Ohio Medicaid can’t be used to cover the cost of room and board in an assisted living community, but it will cover the cost of care services, which can help offset the costs of assisted living.

The types of health care services Medicaid might cover include:[03]

  • Inpatient and outpatient hospital care
  • Medical equipment
  • Prescriptions
  • Preventive health care (annual examinations, immunizations, chest X-rays)
  • Dental and vision care
  • Nursing care services
  • Rehabilitative therapies
  • Hospice or palliative care

Additionally, Toledo residents can take advantage of several Medicaid waivers that enable them to receive care services exclusively in their private home or assisted living community. These waivers enable Medicaid to cover many assisted living care services on-site in a home or community.

Some of those waiver programs are outlined here.

Ohio’s PASSPORT Medicaid waiver program

One of the most notable waiver programs is known as PASSPORT. This waiver program allows eligible seniors to receive long-term services and supports in a private assisted living community rather than in a nursing home. After an eligibility screening, a case manager can work with your senior loved one to coordinate the following types of services in the senior’s home:[04]

  •  Personal care
  •  Chore and homemaking services
  •  Medical supplies and equipment
  •  Health or nursing care services
  •  Social work counseling

To be eligible for PASSPORT, seniors must be at least 60 years old and require a nursing home level of care. They also need to meet the following financial requirements:[05]

  •  Earn no more than $2,523 per month for an individual.
  •  Have no more than $2,000 in assets.

Seniors can find more information and apply at their local Area Office on Aging.

Ohio Assisted Living Medicaid waiver program

The Assisted Living Waiver Program is another option for eligible seniors to remain in a private assisted living community. The program pays for the cost of care services for Medicaid beneficiaries in an assisted living community, meaning that seniors will only pay for the cost of room and board.[06]

Covered assisted living services include:

  •  24-hour on-site response
  •  Housekeeping, laundry, and maintenance
  •  Three meals per day
  •  Personal care
  •  Transportation
  •  Nursing care
  •  Community activities

To be eligible, seniors need to meet the following requirements:[06]

  •  Need help with activities of daily living such as bathing, dressing, eating, etc.
  •  Be able to pay for the monthly room and board payment established by the state of Ohio.
  •  Live in a licensed residential care facility.

Seniors can apply through their local Area Office on Aging.

Aged, Blind, or Disabled (ABD) Medicaid

If your loved one is blind or disabled, they may qualify for Aged, Blind, or Disabled (ABD) Medicaid program, which covers similar care services in a private home or community environment. To be eligible, seniors must meet at least one of the following requirements:[07]

  •  Be 65 or older.
  •  Be considered legally blind.
  •  Have a disability that’s classified as such by the Social Security Administration.

Below you’ll find information for several local resources that can help you understand and access the Medicaid programs in Toledo.

Toledo resident Medicaid resources

Find a Medicaid office in Toledo

Area Office on Aging of Northwestern Ohio, Inc

2155 Arlington Ave.
Toledo, OH 43609

Phone: 1-800-472-7277

Lucas County Health Department — Toledo

635 N. Erie St.
Toledo, OH 43604

Phone: 419-213-4100

Toledo long-term care ombudsman

525 Jefferson Ave., Ste 300
Toledo, OH 43604

Phone: 1-800-542-1874

Medicare assisted living coverage in Toledo

Medicare is federal health insurance, and it’s the most common insurer for anyone 65 or older. While many seniors and their families may expect Medicare to cover the cost of assisted living, unfortunately it doesn’t. Medicare only covers medically necessary costs, which are determined by you loved one’s doctor and Medicare. That may include medically necessary care on-site at an assisted living community, but it won’t cover the cost of room and board for Toledo assisted living communities. If you’re unsure whether a care expense is covered, you can look it up using the Medicare coverage tool.

Ohio does offer a Medicare savings plan, known as the Medicare Premium Assistance Program (MPAP). Within MPAP, there are four types of assistance that can help Toledo seniors pay for their Medicare Parts A and B expenses. It depends on your loved one’s income, but MPAP may help seniors pay for the following:[08]

  •  Premiums
  •  Coinsurance
  •  Copayments
  •  Deductibles

If your loved one would benefit from information counseling, you may want to reach out to The Ohio Senior Health Insurance Information Program (SHIP). This free resource connects you to counselors who can help you understand your loved one’s coverage. Additional assistance to help understand Medicare benefits can be found on the Medicare website. And, specifically, your local long-term care ombudsman can help you access care services as a Medicare beneficiary in an assisted living facility.

Toledo resident Medicare resources

Senior Medicare advocacy

Toledo long-term care ombudsman

525 Jefferson Ave., Ste 300
Toledo, OH 43604

Phone: 1-800-542-1874

Area Office on Aging of Northwestern Ohio, Inc

2155 Arlington Ave.
Toledo, OH 43609

Phone: 1-800-472-7277

Social Security Administration (SSA)

Find a Social Security Office in Toledo

433 N. Summit St., Suite 100
Toledo, OH 43604

Phone: 1-866-331-2196

Hours: Monday through Friday, 9 a.m. – 4 p.m.

Understand Ohio laws and regulations for assisted living facilities

In Ohio, assisted living facilities are licensed by the Ohio Department of Health as residential care facilities.

Assisted living communities are required to renew their license annually. The Ohio Department of Health performs at least one inspection of each facility every nine to 15 months. At that time, inspectors check to make sure the community is operating in accordance with staffing and service regulations.[09] We’ve highlighted some of those regulation requirements in this section.

Assisted living communities licensed as residential care facilities in Toledo should meet the following requirements:[09]

  •  Provide residents with activities of daily living assistance.
  •  Offer social and recreational activities for residents.
  •  Have one direct care staff member (who is trained in first aid) working at all times.
  •  Have evacuation plans and disaster preparedness plans.
  •  Maintain working fire and carbon monoxide detectors.
  •  Have infection control procedures in place.
  •  Offer adequate food and dietary services.

For a full list of rules and regulations, look to Ohio’s Legislative Service Commission’s administrative code for residential care facilities.

Seniors and families in Toledo can also look up an assisted living community’s licensing status using the Ohio Health Care Provider Search Tool. Simply choose “Residential Care or Assisted Living” from the provider type menu and search for the community by name.

Ohio Department of Health contact information

Contact form

Phone: 614-466-3543

COVID-19 regulations for Toledo assisted living facilities

While Toledo doesn’t have any COVID-19 regulations in place for assisted living communities, Ohio does offer COVID-19 resources for assisted living settings. Ohio also has general cleanliness standards for public facilities to help reduce the risk of illness. These general cleanliness standards include the following:[10]

  • Establish a housekeeping and maintenance schedule to create a clean and sanitary environment.
  • Store garbage in leak-proof containers until disposal.
  • Eliminate and prevent insects and rodents from entering the building.

Get to know assisted living in Toledo

9Number of in-network assisted living facilities in market
3.1/5.0 average in-network rating
78% of partner Toledo communities offer an on-site physician (or comparable)
67% of Toledo assisted living communities offer pet-friendly living
89% of our partner communities offer full medication management
56% of partnered Toledo assisted living communities offer raised garden beds
1,510
Number of people we referred to Toledo assisted living partners in 2022-2023
82
Average age of residents we referred in Toledo
64%
Gender split: 64% female[01]

What to expect from assisted living in Toledo

Toledo is one of the most affordable cities for seniors, and boasts a large population of adults over 65. A welcoming atmosphere coupled with access to scenic views of Lake Erie and the Maumee River make it a tranquil place for seniors to retire.

Read on and find more information on what our partner assisted living communities in Toledo offer, including their types of on-site care services, activities, and amenities.

Multiple levels of care make it easy to age in place

The majority of our partner assisted living communities in Toledo offer more than one type of care. This means if your loved one’s care needs change, there’s a good chance they can continue to live in their current community. Facilities with multiple levels of care on campus make aging in place a reality for many people — those trying to avoid the hassle and stress that moving can bring. The most common care combination found in our partner Toledo communities is assisted living and memory care.

Assisted living communities that offer on-site memory care have a secure area or wing of the community just for residents living with more advanced dementia. Typically, this makes it easier won’t have to move to an entirely new community. They can still visit their friends from assisted living at large community gatherings.

A small number of our partner assisted living communities offer an even wider range of care types on one campus, like independent living on top of assisted living and memory care.

Independent living is a good option for seniors ready to say goodbye to home maintenance and live in a community of their peers. Independent living communities typically offer convenient services and amenities to make daily life easier and more fun for residents. Once seniors need some assistance with activities of daily living, they may transition to the assisted living wing. And, with a secure memory care area on-site, residents will have another smooth, comfortable transition should they ever experience memory loss.

On-site health care services in Toledo assisted living facilities

The majority of our partner assisted living communities in Toledo offer on-site nursing care services. This makes it easy for residents to receive a wide range of home health care services within the community, like the following:

  • Medication management
  • Incontinence, catheter, or colostomy care
  • Diabetic care
  • Feeding tube
  • IV care
  • Injection administration
  • Physical and massage therapy

Activities and amenities in Toledo assisted living

With Toledo being one of the most affordable cities to retire in, our partner communities in this area seldom offer especially luxe amenities. However, residents can take advantage of a wide variety of on-site activities and events. For instance, the majority of our partner communities offer the following types of activities right on-site:

  • Art classes
  • Picnics or barbecues
  • Birthday and holiday parties
  • Happy hours
  • Karaoke
  • Wine tasting
  • Brain fitness classes
  • Catholic services
  • Protestant services
  • Visiting chaplain or priest
  • Educational speakers or life-long learning opportunities
  • Live well programs
  • Entertainment and live performances
  • Stretching classes and yoga
  • Special interest clubs (e.g., trivia, cards, chess, gardening)
  • Community service programs

Residents can also take advantage of several amenities available throughout the community at any time. Across our partner communities, these are the most common amenities you can find on-site:

  •  Game rooms
  •  Library and business centers
  •  Meeting rooms
  •  Outside patios
  •  Arts and crafts centers
  •  Fitness centers
  •  Music rooms with pianos or organs
  •  Raised gardening beds

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Unfamiliar with Toledo? Highlights for seniors

45,139
Number of seniors over the age of 65 living in Toledo as of 2021
39%
Percentage of Toledo seniors 65+ with a disability
$24,265
Average annual retirement income for Toledo seniors 65+ in 2021[11]

Health care for seniors in Toledo

Since Toledo has a relatively large senior population, it’s not surprising to find a strong record of geriatric health care in the area. Find out more about Toledo’s top hospitals in this section.

A graphic of a capital letter H in a circle

ProMedica Toledo Hospital

This hospital ranks highly in several areas that may be especially important to the senior population. It’s ranked number eight in Ohio and number one in the city of Toledo, according to U.S. News and World Report.

Find a doctor or location

A graphic of a capital letter H in a circle

The University of Toledo Medical Center

U.S. News and World Reports ranks this hospital as high performing in the areas of heart failure and stroke, both of which are known to affect the older population.

Find a doctor

Find a location

Transportation for seniors in Toledo

Seniors are more than welcome to drive themselves as long as they maintain a license. However, they can also take advantage of the transportation services provided by our partner assisted living communities. Over 89% of our partner Toledo assisted living communities offer either complimentary transportation or transportation services at cost.[01]

Public transportation in Toledo

Toledo’s main form of public transportation is TARTA (Toledo Area Regional Transit Authority). Seniors are eligible for a reduced fare of 75 cents as long as they present a TARTA reduced fare ID. Directions on how to get this card can be found on the TARTA fares and passes page. If your loved one would have trouble taking the bus, TARTA offers senior friendly options through their mobility management program.

Some neighborhoods in Toledo are easier for seniors to navigate on foot than others. The following scores from Walk Score can help you better understand all of the transportation options available to Toledo seniors. The scores are each out of a possible 100 points, where a higher score indicates an easier availability to walk or bike. These scores are based on public density, the area infrastructure, and available walk and bike routes.[12]

Transportation card image
46

Walk Score

Transportation card image
46

Bike Score

Senior activities in Toledo

Toledo offers a wealth of attractions for senior citizens to enjoy, whether that’s seeing a local theater production or spending time outdoors. We highlight just a few of the attractions in the area that your senior loved one may enjoy.

  • American Theater Guild. Since 1976, this theater has hosted traveling productions of Broadway-caliber shows.
  • Senior discover days at the Toledo Zoo and Aquarium. At select times of year, the Toledo zoo and aquarium offers days where seniors can enjoy free admission and activities. Wheelchairs and motorized scooters are available to rent so everyone can enjoy the fun.
  • Wild Wellness Walkers at Toledo Zoo. From April through October, seniors can join other walkers to explore four walking paths through the Toledo zoo. It’s a great way for seniors to exercise at their own pace and enjoy seeing the zoo go through its morning routine.
  • Toledo Mud Hens Senior Days. Toledo’s minor league baseball team, The Mud Hens, usually offers at least one day during their season dedicated to fun for seniors. Seniors can buy tickets at a discount, and the stadium provides wheelchair spaces and handicap seating to make the event easy for all to enjoy.
  • Toledo Alliance for the Performing Arts. Toledo hosts a wide variety of performances, from their symphony to the ballet. There’s also a range of special events throughout the year to coordinate with holidays and the changing seasons.

Frequently Asked Questions

StoryPoint Waterville, The Waterford at Levis Commons and Elderly Solutions are the top-rated Assisted Living facilities near Toledo, OH. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Assisted Living in Toledo is 4137 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran status (S2101): Toledo. [Data set]. American Community Survey.

  3. Ohio Department of Medicaid. Services.

  4. Ohio Department of Aging. PASSPORT.

  5. Ohio Department of Aging. PASSPORT eligibility.

  6. Ohio Department of Aging. Assisted living.

  7. Ohio Department of Medicaid. Aged, blind, or disabled (ABD) Medicaid.

  8. Ohio Department of Insurance. Medicare savings programs.

  9. Legislative Service Commission. (2018, March 1). Ohio Administrative Code: Chapter 3701-16: Residential Care Facility.

  10. Legislative Service Commission. (2018, March 1). Ohio Administrative Code: Chapter 3701-16-15: Building maintenance, equipment, and supplies.

  11. United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Toledo. [Data set]. American Community Survey.

  12. Walk Score. (2023). Living in Toledo.

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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran status (S2101): Toledo. [Data set]. American Community Survey.

3.

Ohio Department of Medicaid. Services.

4.

Ohio Department of Aging. PASSPORT.

5.

Ohio Department of Aging. PASSPORT eligibility.

6.

Ohio Department of Aging. Assisted living.

7.

Ohio Department of Medicaid. Aged, blind, or disabled (ABD) Medicaid.

8.

Ohio Department of Insurance. Medicare savings programs.

9.

Legislative Service Commission. (2018, March 1). Ohio Administrative Code: Chapter 3701-16: Residential Care Facility.

10.
11.

United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Toledo. [Data set]. American Community Survey.

12.

Walk Score. (2023). Living in Toledo.