As seniors age, the costs of housing while living alone can become increasingly difficult to manage. Finding a senior roommate for your loved one can help them combat loneliness, save money, and stay safe. Shared housing offers seniors companionship and access to otherwise expensive retirement destinations, making senior living easier and more enjoyable. And while living with a new person may be a big change for many seniors, they can navigate the adjustment by setting boundaries and getting support from community staff.
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Shared housing is a living arrangement between unrelated or non-partnered people. Senior roommates often enjoy the advantages of sharing an apartment in a senior living community.
Living with a roommate shouldn’t compromise your loved one’s privacy. Most independent living and assisted living communities offer residents in two-bedroom apartments the option to have their own full-size bathroom and walk-in closet.
There are typically two options for older adults considering home sharing:
Memory care communities provide room sharing options to help seniors combat the effects of loneliness and improve emotional health. These communities may also offer private rooms, bathrooms, and closets.
Seniors who live together can live healthier lifestyles through companionship because it helps them save money, avoid isolation, and enjoy a balance of independence and safety.
Shared apartments allow seniors to save money because they split the cost of the room. If they choose to, roommates can also split grocery costs, share household supplies, carpool when running errands, and so much more.
There are several ways to pay for assisted living, and a senior roommate can make senior living communities an affordable option, especially when they weren’t before.
“A major pro of senior roommates is reduced costs,” says Nick Chareas, a former Senior Living Advisor at A Place for Mom. “Sometimes seniors end up saving up to $1,000 or even up to $1,500 monthly.”
Shelane Barrett, former national account manager at A Place for Mom, experienced a situation where a resident wasn’t happy in her current community. The woman toured Barrett’s community and loved it but realized she couldn’t afford the rent.
The next day, the woman brought in a friend from her current community. They both loved the new community and decided to share a two-bedroom apartment. They were getting more — better amenities, meals, cheaper utilities, access to transportation, higher quality activities — for less than what they were paying to live separately in their old community.
Below are the national median starting prices for one-bedroom and two-bedroom units in popular senior living options, based on A Place for Mom’s partner communities. Median costs reflect the middle value of our partner community costs throughout the country, so seniors’ actual costs may differ.[01]
With the national median starting cost of a two-bedroom independent living unit at $4,500, the cost per month between roommates would be $2,250 a person.[01] Based on these numbers, roommates could still save around $15,000 each year if they choose to share a two-bedroom unit over living alone in a one-bedroom unit.
The national median starting cost for a two-bedroom assisted living unit is about $6,300 per month. When split between two roommates, the monthly cost is $3,150 per person.[01] This means roommates could save about $22,200 each year when sharing a two-bedroom unit instead of living alone in a one-bedroom unit.
Based on the national median starting cost of a two-bedroom memory care unit, the cost per roommate is about $3,750 per month.[01] Compared to the annual cost of a one-bedroom memory care unit, roommates could save around $34,200 a year by splitting the cost of a two-bedroom unit.
Note: These numbers do not include individual care costs, such as personal assistance with hygiene and mealtimes.
Senior isolation is a serious concern. Approximately 23% of seniors between the ages of 65 and 74 live alone, according to the U.S. Census Bureau.[02] The Centers for Disease Control and Prevention also states that older adults face an increased risk of developing health conditions due to living alone.[03]
Shared housing prevents isolation and improves seniors’ emotional well-being in several ways:[04,05]
A roommate is essentially a built-in buddy who can lower the risk of social isolation. When your loved one is feeling down or stressed, they always have a friend to go to. Often, having someone to listen to their stories or rants is all they need to feel better.[04]
Our free tool provides options, advice, and next steps based on your unique situation.
Getting a roommate is an ideal option for seniors who are mainly independent but shouldn’t live alone. Living with a senior roommate can help your loved one remain independent with the added safety of having someone around to check up on them.
Senior roommates can help each other in the following ways:
It can be difficult to set ground rules with someone your loved one barely knows, so caregivers and staff members are there to offer support in senior living communities.
“Caregivers can work as a buffer for senior roommates. They can help create schedules for roommates to help eliminate conflict,” says Nick Chareas, a former Senior Living Advisor at A Place for Mom.
For seniors living together, Chareas suggests setting simple ground rules, like who gets to use the bathroom first in the morning, to avoid future conflict. “If one roommate is an early riser, they can freshen up first every morning,” he suggests.
If your loved one decides to live with a roommate they get along with and trust, then it’s important to discuss and set additional expectations early on. Some important considerations to set “rules” around include:
To create boundaries and build a strong foundation, roommates can try the following strategies:
Living with a roommate doesn’t work for everyone, so be cautious if choosing this route. However, for many active older adults, having a roommate is a great way to make retirement savings last longer, while getting more fun and excitement out of life.
Some retirement communities use a senior roommate matching service, in which a team of professionals screen each resident. However, keep in mind that the matching process depends on the type of senior living community.
Assisted living communities often pair roommates based on a first-come, first-served basis, according to Nick Chareas, a former Senior Living Advisor at A Place for Mom. If an individual is looking for a roommate, communities often move the first resident into the apartment while they wait for the next available roommate to move in.
Some assisted living and memory care communities pair roommates based on gender alone. Others, like Aegis Living, pair roommates based on additional factors like routines, personalities, and interests.
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It’s typically up to the resident to find their own roommate in independent living. Some senior living communities only offer shared apartments to a resident’s family members and partnered people, so be sure to ask when inquiring across different communities.
According to Shelane Barrett, former national account manager at A Place for Mom, other options for seeking a senior roommate include finding local church or community programs. Similar to dating sites, there’s no guarantee that the “matches” your loved one gets will work out. You should always exert caution when selecting or searching for a roommate.
Finding a roommate who is compatible and trustworthy and pays their bills on time isn’t necessarily easy. The best bet is to home-share with a trusted friend, or at least a friend of a friend. However, even if your loved one shares an apartment with a friend, it’s important to set boundaries.
Contact A Place for Mom’s Senior Living Advisors to visit senior living facilities that match your needs, location, and budget. They can help you explore floor plans, tour available units, and ask questions about roommate options and costs — all at no cost to your family.
Our senior living touring checklist can also simplify your senior living search by helping you compare communities and organizing your personal notes and observations.
A Place for Mom. (2024). A Place for Mom proprietary data.
United States Census Bureau. (2023, November). Historical living arrangements of adults.
Centers for Disease Control and Prevention. (2021, April 29). Loneliness and social isolation linked to serious health conditions.
Traverse. (2018, May). The homeshare partnership programme evaluation.
Björnwall, A., Sydner, Y., Koochek, A., & Neuman, N. (2021, April). Eating alone or together among community-living older people — A scoping review. International Journal of Environmental Research and Public Health.
Martinez, L., Mirza, R., Austen, A., Hsieh, J., Klinger, C., Kuah, M., Liu, A., McDonald, L., Mohsin, R., Pang, C., Rajewski, J., Salomons, T., & Sheikh, I. (2020, May 3). More than just a room: A scoping review of the impact of homesharing for older adults. Innovation in Aging.
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