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Respite Care for the Elderly

8 minute readLast updated June 27, 2025
Written by Susanna Guzman
fact checkedby
Tori Newhouse
Reviewed by Carol Bradley Bursack, NCCDP-certified dementia support group facilitatorAuthor Carol Bradley Bursack spent two decades as a primary caregiver to seven elders and is also a newspaper columnist, blogger, and expert on aging.
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Respite care provides caregivers with much-needed support and a break from caregiving. Whether in-home or off-site, respite care can help prevent caregiver fatigue and burnout. Private and public insurance plans, including long-term care, Medicare, and Medicaid often cover some or all the cost of respite care. Veterans benefits can also be used by eligible families to pay for respite care. Experts recommend researching options to ensure you and your loved one have a few trusted caregivers in place when the time comes.

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Key Takeaways

  1. Respite care provides temporary relief, enabling caregivers to travel, run errands, visit friends, go to the doctor, or simply relax.
  2. Senior living communities may offer short-term respite care and an alternative to assisted living or a nursing home.
  3. In-home care agencies also provide respite care in the form of homemaker and home health care services.
  4. Researching options for respite care before they’re needed enables you and your loved one to interview providers without the pressure of immediate need.

What is respite care?

Respite care is temporary care that’s provided in a person’s home, at an assisted living community, or at an adult day care center. Respite care can help prevent caregiver burnout, and enables primary caregivers to:

  • Get extra support
  • Take a break
  • Run errands
  • Visit friends
  • Attend to their own health
  • Travel

Brenda Gurung, a Certified Dementia Practitioner and founder of Be Growth Dementia Education, says respite care benefits both parties in a caregiving situation.

“You can’t pour from an empty cup, and respite care can be a gift to everyone involved,” Gurung explains. “It’s an opportunity for the family caregiver to rejuvenate and for a senior to spread their wings in a new setting of care, support, and empowerment.”

How much does respite care cost?

The cost of respite care depends on the type and amount of care your loved one needs, as well as your location, or care setting. Below are the approximate median costs for each type of respite care:

Care settingCost per day
Adult day health care$100
Assisted living community$173
In-home care$264
Skilled nursing facility$305

How to pay for respite care

While most families pay for respite care using personal funds, private and public insurance programs can help.

  • Medicare. The only respite care Medicare will cover is for people who are receiving hospice care.In this case, Medicare will pay for short-term inpatient respite care in a Medicare-approved facility, such as a hospital or skilled nursing facility.[03]
  • Medicaid. Medicaid will cover inpatient respite care for recipients who are receiving care in an approved inpatient facility. For the first five days of each admission for respite care, Medicaid will pay 100% of the cost. After that, it will cover charges up to the rate of routine home care.[04]
  • Veterans benefits. The VA will cover two types of respite care: home respite care and nursing home respite care for eligible veterans and their spouses.[05] Additionally, eligible veterans and their spouses may use the VA Aid and Attendance benefit however they see fit, including respite care.[06]
  • Long-term care insurance. If your loved one purchased a policy before they needed long-term care, it may cover home health care or adult day care.

Let our care assessment guide you

Our free tool provides options, advice, and next steps based on your unique situation.

Respite care types and settings

Respite care may be provided in a person’s home or in the community, at an adult day care center, assisted living community, or a skilled nursing facility.

In-home respite care

In-home respite care professionals are trained to help with basic activities of daily living (ADLs) such as eating, bathing, and toileting. Caregivers may also assist with running errands and transportation.

If your loved one prefers to stay at home and needs skilled nursing care, physical or occupational therapy, or another medical service such as injections or catheter care, consider a home health nurse. These professionals have more advanced medical training and are licensed to provide more complex care.

Respite care provided at a senior living community

Some senior living communities offer short-term respite care, providing the same level of care and attention as they do to full-time residents. A short-term stay at an assisted living facility offers some benefits beyond in-home care:

  • Meaningful activities, opportunities to socialize, and dining with others
  • Personalized care, companionship, and transportation
  • Skilled supervision on secure grounds
  • Potential access to medical services, such as on-site nurses

Tips for booking a short-term respite stay

Arranging for respite at an assisted living community requires a few more steps than planning for in-home respite.

  • Understand whether there’s a minimum stay requirement. Some assisted living communities and nursing home respite care providers may require short-term residents to stay for a certain amount of time.
  • Ask about the community’s medication policy. Some communities require that each medication be dispensed individually from the original prescription containers.
  • Allow enough time for the admissions process. Communities must comply with state intake requirements, even for a short-term stay. So, be prepared to fill out a fair amount of paperwork.
  • Decide what items to bring. Ask for a copy of the community’s move-in checklist to ensure you bring what your loved one needs to bring and what the community provides.
  • Talk to your loved one about the upcoming stay. If your loved one is apprehensive about the idea of a short-term stay, talk with them about the benefits for them and for you, and how you’re likely to be a more attentive caregiver after you’re able to rest.

Adult day care

Adult day care services can provide supervision, activities, personal care, and companionship. Although their hours are typically more limited than what’s available at a senior living community, adult day care can still be a way to provide caregivers the time off they need.

How to find respite care

Use national agencies, such as the National Respite Network, to locate companionship and light care assistance for your loved one. USAging’s Eldercare Locator can help you find the local area agency on aging (AAA), which may also maintain a referral network of respite caregivers.

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Help in planning for respite care

Experts recommend planning for respite care before it’s needed for two reasons. First, you and your loved one will appreciate having time to thoughtfully interview or visit potential caregivers. Second, you’ll have time to make alternative arrangements if your first choice of caregivers isn’t available, such as for holidays and vacations.

You’re not alone, and support is closer than you think. Our Senior Living Advisors can offer guidance on in-home care respite options, and they can point you to senior living communities that provide respite care — all at no cost to your family.

Families also ask

Respite care is another cost on top of all the other costs for senior care. If a family caregiver isn’t aware of the different ways to cover those costs, then cost can be a real disadvantage. Fear of disrupting family routines and feelings of guilt are other potential disadvantages of respite care.

Some caregivers are hesitant to engage a respite caregiver because they feel guilty about leaving the care of their loved one to someone else. Additionally, they may have trouble trusting someone else to care for their loved one as well as they do.

Respite care may not be the best fit for someone whose medical condition is unstable or someone who resists new caregivers, causing more stress than relief.

No, respite care and hospice aren’t the same thing. Although respite care is commonly used by people who are receiving hospice services, respite care can be helpful in any senior care situation.

SHARE THE ARTICLE

  1. A Place for Mom. (2025). A Place for Mom proprietary data.

  2. Genworth. (2025). Cost of care survey.

  3. National Council on Aging. (2024, December 12). Does Medicare cover respite care?

  4. U.S. Centers for Medicare and Medicaid Services. Hospice payments.

  5. U.S. Department of Veterans Affairs. (2025, June 3). Geriatrics and extended care: respite care.

  6. U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

Written by
Susanna Guzman
Susanna Guzman is a professional writer and content executive with 30 years of experience in medical publishing, digital strategy, nonprofit leadership, and health information technology. She has written for familydoctor.org, Mayo Clinic, March of Dimes, and Forbes Inc., and has advised Fortune 500 companies on their content strategy and operations. Susanna is committed to creating content that honors the covenant between patients and their providers.
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Edited by
Tori Newhouse
Tori Newhouse is a Manager of Content Strategy at A Place for Mom. She has more than 15 years' experience in publishing and creating content. With a background in financial services and elder law, her passion is to help readers to plan ahead and plan for their ideal retirement. She holds a bachelor's degree in English from Gordon College.
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Author Carol Bradley Bursack spent two decades as a primary caregiver to seven elders and is also a newspaper columnist, blogger, and expert on aging.
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