Assisted Living near Huntington Beach, CA

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With the Pacific Ocean on the West, a beautiful 8.5-mile stretch of white sandy beach and a temperate climate, Huntington Beach is a beloved destination for locals and visitors alike. Though renowned for its surf, this beachside city is also characterized by subtle sophistication and historic charm, one of the many reasons elderly individuals wish to retire there. If your loved one wishes to transition into an assisted living community in Huntington Beach, an A Place for Mom advisor is prepared to help you assess your 50 options and guide you toward the right fit.

A Place for Mom is North America's largest senior living referral service. We have helped 3,671 families in Huntington Beach alone narrow down their assisted living options to the facility that best meets their loved ones' needs and that provides peace of mind. Along the journey, we address families' most pressing questions, such as How much will senior living cost?, How can I afford assisted living? and What are the signs it's time for assisted living? Our services are absolutely free.

Looking for general info? Click here for more on assisted living.

Senior housing types near Huntington Beach, CA

  • European Loving Care

    6561 Dohrn Circle, Huntington Beach, CA 92647
    (8)
    866-223-3192 for a local advisor

    European Loving Care offers a comfortable residential care home with a touch of European influence located in the coastal community of Huntington Beach, CA in Orange County. Our mellow, seaside community has ten miles of uninterrupted Pacific coastlines and offers all that you expect from a...

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  • Huntington Terrace

    Huntington Terrace

    18800 Florida St, Huntington Beach, CA 92648
    (55)
    866-223-3192 for a local advisor

    Huntington Beach's most gracious retirement community, offering the delights of resort coastal living. Huntington Terrace features 161, full-service apartments. This beautiful, three-story community is situated on over three acres of meticulously landscaped grounds and gardens. The property features...

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  • Extraordinary Assisted Living of Huntington B

    Extraordinary Assisted Living of Huntington B

    6031 Sydney Dr, Huntington Beach, CA 92647
    (6)
    866-223-3192 for a local advisor

    Extraordinary Assisted Living's mission is to promote the dignity and independence of seniors. In addition to assisting our residents with their activities of daily living, we also provide personalized care for those we serve. Our team is committed to advocate the individualism of our residents in a...

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  • Best Care Home

    Best Care Home

    6002 Thor Drive, Huntington Beach, CA 92647
    (1)
    866-223-3192 for a local advisor

    Our kind, warm-hearted staff is 100% dedicated to care for our residents. Our on-staff physician, administrators and caregivers strive to provide a nurturing, cozy home away from home for our residents with special attention to health, nutrition and fitness. With our sincerity and companionship, we...

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  • Huntington Beach Liberty Home

    9892 Effingham Drive, Huntington Beach, CA 92646
    (4)
    866-223-3192 for a local advisor

    Huntington Beach Liberty Home is a senior care home that is located in the seaside city of Huntington Beach, CA and in Orange County. Huntington Beach is in southern California and is famously named after an American businessman, Henry E. Huntington. The city is a short drive to the beautiful...

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  • Oakmont of Huntington Beach (Opening Summer 2019)

    Oakmont of Huntington Beach (Opening Summer 2019)

    18922 Delaware St, Huntington Beach, CA 92648
    (1)
    866-223-3192 for a local advisor

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  • DDM Assisted Living

    19301 Hickory Lane, Huntington Beach, CA 92646
    866-223-3192 for a local advisor

    DDM Assisted Living is located in beautiful and serene Huntington Beach, CA. The assisted living home is a secure, family friendly and welcoming home for when living alone has become too difficult. Sometimes, living alone is a struggle, and DDM Assisted Living is here to provide another option for...

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  • Lifted Assisted Care

    19041 Woodward Lane, Huntington Beach, CA 92646
    (3)
    866-223-3192 for a local advisor

    DDM Assisted Living is a senior care home located in the city of Huntington Beach, California in Orange County. Huntington Beach is a unique and interesting city full of a wide variety of recreation and cultural and historical sites. The city is best known for its white sandy beaches right on that...

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  • Oceanside Senior Home

    9511 Landfall Drive, Huntington Beach, CA 92646
    866-223-3192 for a local advisor

    Oceanside Senior Home is community dedicated to offering seniors a nice place to live in their golden years. Not only is it a home, but it's a family that cares for and nurtures one another. Operated to assist with senior living, Oceanside Senior Home is a wonderful place for adult children to see...

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  • Shangri-La

    4612 Rhapsody Dr., Huntington Beach, CA 92649
    (6)
    866-223-3192 for a local advisor

    Shangri-La Assisted Living is located in Ellicott City, Maryland. We are known for our cozy living environments. While some facilities put all seniors together without privacy, we provide apartments that allow them the privacy and dignity they deserve. Our staff is compassionate, caring and...

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  • Sunrise of Huntington Beach

    Sunrise of Huntington Beach

    7401 Yorktown Avenue, Huntington Beach, CA 92648
    (43)
    866-223-3192 for a local advisor

    Step into a Sunrise Assisted Living community and you can't help but feel at home. We stop at nothing to make your experience warm and inviting, from our homelike exterior architecture, to our comfortable community areas and choice of suites to our exceptional outdoor gardens and landscaping. Look...

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  • Merrill Gardens at Huntington Beach

    Merrill Gardens at Huntington Beach

    17200 Goldenwest Street, Huntington Beach, CA 92647
    (15)
    866-223-3192 for a local advisor

    Merrill Gardens at Huntington Beach is situated between the San Diego Freeway and East Pacific Coast Highway in iconic Orange County. Enjoy being surrounded by parks providing ample outdoor recreation areas, near shopping and hospitals; not to mention being minutes away from the Pacific Ocean in...

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  • Sea Cliff Assisted Living

    Sea Cliff Assisted Living

    18851 Florida St, Huntington Beach, CA 92648
    (3)
    866-223-3192 for a local advisor

    Sea Cliff Assisted Living is a senior living community conveniently located in Huntington Beach, California. Our commitment is to provide a safe, comfortable environment, where assistance is available while maintaining your independent lifestyle. We offer private and semi-private accomodations, as...

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  • Ocean Retreat

    6021 Priscilla Dr., Huntington Beach, CA 92647
    (4)
    866-223-3192 for a local advisor

    Ocean Retreat is a senior residential care home that is located in the coastal city of Huntington Beach, CA and in Orange County. Huntington Beach is located right on the coast of the Northern Pacific Ocean and is home to many beaches and waterway activities. It is local to Newport Beach, a large,...

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  • European Loving Care II

    17101 Malta Circle, Huntington Beach, CA 92649
    (10)
    866-223-3192 for a local advisor

    Let European Loving Care II, in Huntington Beach, California, a family owned and operated residential senior living facility be your loved one's new home. We want our home to be your home in this Micro community established to bring quality senior care to our residents in this smaller assisted...

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  • Beachside Guest Home

    8011 Sail Cir, Huntington Beach, CA 92646
    (1)
    866-223-3192 for a local advisor

    New Visions Eldercare is an exciting and community oriented living facility for anyone who is tired or incapable of living by themselves into a late age. This facility is located in beautiful Huntington Beach, CA. Some of the benefits of choosing New Visions Eldercare are the beautiful location, the...

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  • Milky Way Guest Home

    Milky Way Guest Home

    1748 W Sallie Ln, Anaheim, CA 92804
    (8)
    866-223-3192 for a local advisor

    Residential Care Facilities for the Elderly (RCFE) serve persons 60 and older. They provide room, board, housekeeping, supervision, and personal care assistance with basic activities like personal hygiene, dressing, eating, and walking. Facilities usually centrally store and distribute medications...

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  • Brookdale Garden Grove

    Brookdale Garden Grove

    10200 Chapman Avenue, Garden Grove, CA 92840
    (64)
    866-223-3192 for a local advisor

    Live where you can redefine your independence. If you’re living a mostly independent lifestyle, but you could use an extra hand with some of your day-to-day activities, our assisted living and memory care community in Garden Grove, California, could be right for you. Here you’ll have the care you...

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  • Bay Vista Villa

    Bay Vista Villa

    17971 Bay St, Fountain Valley, CA 92708
    (1)
    866-223-3192 for a local advisor

    Bay Vista Villa home offers both short and long-term care for your loved ones in a safe, caring environment. Sometimes caring for your loved one can be a challenge; let our team professionally take over the challenge and give you back your peace of mind. Come visit any one of our locations and give...

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  • Gentle Manor Elderly Care

    Gentle Manor Elderly Care

    4193 Teresa Ave, Cypress, CA 90630
    (8)
    866-223-3192 for a local advisor

    Gentle Manor is dedicated to the seniors requiring assistance and supervision in a home atmosphere.  Pamper your loved ones with the absolute affection of trained staff who treat the residents like their own family. At Gentle Manor, the elderly individuals who need assistance can continue a...

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  • Carmel Village

    Carmel Village

    17077 San Mateo Street, Fountain Valley, CA 92708
    (46)
    866-223-3192 for a local advisor

    Carmel Village is a private residence designed to provide a comfortable and active lifestyle for seniors. Our commitment is to offer a lifestyle that provides a warm family atmosphere. When you visit us, you will surely notice our attractive and beautifully maintained grounds with gardens, mature...

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  • Oakmont of Orange

    Oakmont of Orange

    630 The City Dr., Orange, CA 92868
    (8)
    866-223-3192 for a local advisor

    Oakmont of Orange is the newest premier Senior Living Community in Orange County. Our lovely retirement community is situated on a lush campus with lovely views, industry renowned dining, and endless on-site amenities. We are close to shopping, fine dining, the arts and world-class entertainment....

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  • Alper's Care Home

    Alper's Care Home

    12192 Magnolia St, Garden Grove, CA 92841
    (4)
    866-223-3192 for a local advisor

    Alper's Care Home is a charming assisted living home situated in Garden Grove, CA. We provide trusting, thoughtful care for aging elders in a family-styled home like environment. At Alper's Care Home we take pride in the care we give our residents, and the reliable and courteous service we provide...

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  • Westminster Terrace

    Westminster Terrace

    7571 Westminster Blvd, Westminster, CA 92683
    (12)
    866-223-3192 for a local advisor

    Westminster Terrace has all the comforts of home Comfortable living arrangements and commitment to service make Westminster Terrace an attractive community within itself. Residents enjoy living in private apartments – furnished and decorated with their favorite things. Each apartment is design for...

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  • Adelya Senior Home II

    Adelya Senior Home II

    16419 Vernon St, Fountain Valley, CA 92708
    (1)
    866-223-3192 for a local advisor

    Welcome to Alternative Senior Care we have been caring for the seniors for over 11 years. At ASC we provide 24 Hour care and supervision for seniors in a Residential home setting. We have multiple facilities located throughout Orange County. Our care programs range from short term stays to long term...

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  • Royal Living

    11512 Montclair Dr., Garden Grove, CA 92841
    866-223-3192 for a local advisor

    Maintaining physical and emotional well-being through personalized 24/7 care, we aim to preserve independence, dignity and quality of life for aging loved ones who wish to live at home, while providing peace of mind to their families through the dedicated service of competent and caring personal.

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  • Orange Park Guest Home

    Orange Park Guest Home

    835 S Hayward Street, Anaheim, CA 92804
    (8)
    866-223-3192 for a local advisor

    Orange Park Guest Home is an adult family home located in the city of Anaheim, California in Orange county. Residents of Orange Park Guest Home are better able to stay independent in their senior years, in part due to the friendly geography of the area. The local neighborhood is flat, paved, and has...

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  • NS Care

    NS Care

    10431 Avenida Cinco De Mayo, Fountain Valley, CA 92708
    (3)
    866-223-3192 for a local advisor

    NS Care is located in Fountain Valley, CA in Orange County. This residential care home provides you with a great place to live in a beautiful area. Fountain Valley offers many attractions including The Reptile Zoo, Mile Square Regional Park, Boomers! Fountain Valley, and more. Those who spend time...

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  • Family Choice 4

    Family Choice 4

    3105 W Orange Ave, Anaheim, CA 92804
    (12)
    866-223-3192 for a local advisor

    Situated on 42 acres in a Nashville, TN suburb is an extensive care community known as McKendree Village. We at McKendree Village make it our mission to offer above quality health care options. Our community offers a wellness center, trails for walking, and an indoor pool for water aerobics. We...

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  • Atria Newport Plaza

    Atria Newport Plaza

    1455 Superior Ave, Newport Beach, CA 92663
    (22)
    866-223-3192 for a local advisor

    Set on manicured grounds less than a mile from the ocean, Atria Newport Plaza is a vibrant senior living community where older adults can enjoy engaging events and chef-prepared meals in the company of friends and neighbors, and receive the discreet support they need – all backed by the...

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  • Extraordinary Assisted Living of Anaheim

    Extraordinary Assisted Living of Anaheim

    1809 W Cerritos Ave, Anaheim, CA 92804
    (6)
    866-223-3192 for a local advisor

    Extraordinary Assisted Living's mission is to promote the dignity and independence of seniors. In addition to assisting our residents with their activities of daily living, we also provide personalized care for those we serve. Our team is committed to advocate the individualism of our residents in a...

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  • South Coast Manor C

    South Coast Manor C

    10452 Mildred Ave., Garden Grove, CA 92843
    866-223-3192 for a local advisor

    South Coast Manor: A Splendid Senior Care Facility We know that you only want the best for your loved ones. At South Coast Manor, we provide your loved one the very best senior care regardless of whether you are requiring assisted living or an independent living lifestyle. The first thing you notice...

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  • Good Hands Senior Care - Fountain Valley

    Good Hands Senior Care - Fountain Valley

    18674 San Felipe Street, Fountain Valley, CA 92708
    (5)
    866-223-3192 for a local advisor

    When you find that you can no longer take care of an elderly loved one, turn to Good Hands Senior Care - Fountain Valley, located on San Felipe Street in Fountain Valley, California for assistance. We know that you hate watching your loved one struggle with daily tasks, which is why our assisted...

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  • Hollybrook Senior Living at Orange

    Hollybrook Senior Living at Orange

    2025 North Bush Street, Santa Ana, CA 92706
    (53)
    866-223-3192 for a local advisor

    It is our steadfast desire to offer a truly exceptional community for seniors of Orange County, a goal we strive to meet every single day. Thanks to features such as: Dedication to resident satisfaction Outstanding care services Newly renovated apartment units Diverse programming and activities All...

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  • Newport Terrace Senior Living

    Newport Terrace Senior Living

    393 Hospital Rd, Newport Beach, CA 92663
    (14)
    866-223-3192 for a local advisor

    Located just off Pacific Coast Highway, Newport Terrace Senior Living is a welcoming community designed for older adults who are looking for a simplified life and discreet support from a friendly and professional staff. Newport Terrace Senior Living is convenient to shopping and dining venues, and...

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  • Mirabel by the Sea IV

    Mirabel by the Sea IV

    8556 Barr Lane 714-600-6434 cell, Garden Grove, CA 92841
    (4)
    866-223-3192 for a local advisor

    We are located in Orange County, city if Garden Grove in a very convenient location close to Senior Center, hospitals, malls, shopping centers, freeways-22 and 405, 10 minutes from Disneyland and Knots Berry Farm, 15 minutes from beach. Our facility is on a cul de sac street, very quiet, a secure...

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  • Rowntree Gardens

    Rowntree Gardens

    12151 Dale St., Stanton, CA 90680
    (30)
    866-223-3192 for a local advisor

    Ideally located in a quiet residential neighborhood in the heart of Orange County, Rowntree Gardens is one of the area’s only licensed, not-for-profit, faith-based Continuing Care Retirement Communities (CCRCs). Available on one convenient campus, we offer Acacia Independent Living, The Cedars...

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  • Brookdale Brookhurst

    Brookdale Brookhurst

    15302 Brookhurst Street, Westminster, CA 92683
    (56)
    866-223-3192 for a local advisor

    Designed With You In Mind When you move into our assisted living and memory care community in Westminster, California, you trade in the stress of things like cooking, cleaning and home maintenance for an active and vibrant lifestyle. This is your chance to say farewell to all the mundane tasks...

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  • Pacifica Senior Living South Coast

    Pacifica Senior Living South Coast

    2619 Orange Avenue, Costa Mesa, CA 92627
    (20)
    866-223-3192 for a local advisor

    Beautiful Pet Friendly Assisted Living & Memory Care Senior Living Community Nestled in the East Side of exclusive Costa Mesa. Our award winning community creates a customized service and assistance plan for each resident with a variety of therapies and life enrichment activities. Our dedicated...

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  • Katella Senior Living Community

    Katella Senior Living Community

    3952 Katella Avenue, Los Alamitos, CA 90720
    (13)
    866-223-3192 for a local advisor

    Katella welcomes you to a senior living community located within warm and sunny Los Alamitos in Southern California. Tastefully decorated in California Casual style throughout, Katella allows our seniors everything they need to flourish, all within comfortable and casual, yet elegant common areas...

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  • Milky Way Guest Home II

    Milky Way Guest Home II

    1774 W Chalet Ave, Anaheim, CA 92804
    (4)
    866-223-3192 for a local advisor

    Residential Care Facilities for the Elderly (RCFE) serve persons 60 and older. They provide room, board, housekeeping, supervision, and personal care assistance with basic activities like personal hygiene, dressing, eating, and walking. Facilities usually centrally store and distribute medications...

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  • Brookdale Irvine

    Brookdale Irvine

    10 Marquette, Irvine, CA 92612
    (35)
    866-223-3192 for a local advisor

    Here you can do more of what you love. Located in Irvine, California, our assisted living community is where you can build friendships and redefine your independence.  You’ll have the care you need if you need it so you can go live your life to the fullest. Here are just a few fun ways you can spend...

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  • Missy's Guest Home

    Missy's Guest Home

    9131 Healey Dr, Garden Grove, CA 92841
    (1)
    866-223-3192 for a local advisor

    Missy's Guest Home 'Quality home care service for the elderly When your loved ones deserve the very best.... ' A helping hand when you need it,offers it all ' *24 hours dedicated home care service *Private & Semiprivate rooms with bath *Tray service for temporary illness *3 Delicious,creative meals...

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  • Brookdale Valley View

    Brookdale Valley View

    5900 Chapman Avenue, Garden Grove, CA 92845
    (28)
    866-223-3192 for a local advisor

    Brookdale Valley View is a premier assisted living community in Orange County. We are situated in a residential neighborhood nearby shops, restaurants, entertainment and the Eastgate Park where there is a public pool and annual Summer Concert Series. Take a stroll with friends on our beautifully...

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  • Arbor Palms Senior Living

    Arbor Palms Senior Living

    3411 W Ball Rd, Anaheim, CA 92804
    (44)
    866-223-3192 for a local advisor

    Arbor Palms Senior Living is the senior living community of choice in North Orange County, offering mature adults a lifestyle that is satisfying, secure, and active. Our surroundings and environment offer the opportunity to appreciate the advantages that comes from a superior quality of life. Enjoy...

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  • Anaheim Care Guest Home -22

    Anaheim Care Guest Home -22

    9622 Katella Avenue, Anaheim, CA 92804
    866-223-3192 for a local advisor

    Nurse owners started our original cottage campus for Alzheimer's/dementia residents January 3, 1986. These are truly homes with protective environments and personal care. Residents are grouped according to Early - Mid- Late stage plus hospice so programs are special for their abilities. Our School...

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  • Epiphany Caring Haven

    Epiphany Caring Haven

    12631 Loraleen St, Garden Grove, CA 92841
    866-223-3192 for a local advisor

    EPIPHANY CARING HAVEN - is a Residential Care Facility for the Elderly where the core of care is taken from the heart. It provides 3 C's - Compassion, Comfort and Caring Heart. Owned and operated by a dedicated RN and LVN with many years of experience in caring and managing the elderly. We provide a...

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  • Sunrise of Seal Beach

    Sunrise of Seal Beach

    3850 Lampson Avenue, Seal Beach, CA 90740
    (30)
    866-223-3192 for a local advisor

    Among its other living and care options, Sunrise of Seal Beach offers Edna's Place, an intimate cluster of suites within our Reminiscence Neighborhoods where residents who have higher level needs due to more severe cognitive impairment such as late stage memory loss or Alzheimer's disease can find...

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  • Integrity Guest Home Inc

    Integrity Guest Home Inc

    6576 Christine Circle, Buena Park, CA 90620
    (2)
    866-223-3192 for a local advisor

    California Elderly Residential Care homes are located in the Anaheim, Buena Park and Cypress areas in Southern California. Our facilities have 6-bed capacities and are duly licensed by the State of California, Department of Social Services. We provide homes for seniors who need assistance in their...

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  • Celestial Garden

    Celestial Garden

    429 South Shields Drive, Anaheim, CA 92804
    (7)
    866-223-3192 for a local advisor

    Celestial Garden, owned and operated by Elizabeth Jivan a Registered Nurse, has been in operation for almost 20 years. In their long history of business providing care, they have accumulated a long list of very happy residents. The facility is a beautifully remodeled home, decorated professionally...

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|| Assisted Living Inspections and Ratings 
|| What Services are available in Assisted Living? 

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Assisted Living in Huntington Beach, CA

What Is Assisted Living?

As its name implies, an assisted living community is a facility in which elderly individuals receive the help they need with everyday activities such as dressing, bathing, shopping, medication management and transportation. Residents of these communities are also privy to group leisurely activities such as cooking, gardening and art classes, as well as exercise programs and book clubs. Most senior living communities offer meals in a fine-dining setting. Assisted living is not to be confused with nursing home care, as nursing homes provide 24-hour skilled nursing care. Senior living facilities, however, do not.

What Services Are Available?

Assisted living communities offer a wide range of services. Which services a facility offers depends on a number of factors, including the cost of monthly rent, the location, how upscale a community is and the type of care the community offers. That said, some of the more common services senior enjoy at assisted living facilities include the following:

  • Meals prepared and served in a fine-dining setting
  • Educational courses and directed activities
  • Onsite beautician
  • Visiting healthcare professionals, including podiatrist and dentist
  • Complimentary transportation
  • Dogs and cats allowed
  • Live musical entertainment
  • Medication management

Most facilities offer indoor and outdoor common areas, swimming pools and several different types of living units, including one-bedroom, two-bedroom and studio apartments. Many communities host BBQs, outdoor parties and birthday parties for residents and their families to enjoy.

What Is Senior Living Like in Huntington Beach, CA?

The great thing about Huntington Beach is that residents don't have to go far to find entertainment. Regardless of which assisted living community you choose, it will likely be just a short walk away from the coast. The beach offers plenty of opportunities to soak up the sun, relax and play. The boardwalk winds along the coast and boasts places to eat, shop and interact with others.

Residents and visitors to the area also have access to charter cruises, which take groups out whale watching, fishing or sightseeing for the day. Nature parks dot the area and provide the opportunity for visitors to get up close and personal with the diverse wildlife that make their home in Huntington Beach.

Though California does charge taxes in retirement, it does not charge taxes on Social Security income. If your loved one relies on Social Security for financing, California is a great retirement destination.

Assisted Living Inspections and Ratings in Huntington Beach, CA

Before transitioning a loved one to an assisted living community, you may wish to learn more about the background of a certain community and whether or not it has any violations on its record. Fortunately, California is one of the many states that earned a "High" ranking for transparency when it comes to access to assisted living records.

Key Findings
California makes assisted living records easily available via an online database that contains information regarding each of the licensed assisted living facilities in the state. Consumers can gain access to background records, inspection results and violations, as well as information regarding the administrators. California did not receive an "Exceptional" rating, which is the highest rating, because of the frequency of inspections. The state only requires inspections to occur every 60 months, or every five years.

How To Access Records
To gain access to public records, visit the California Department of Social Services website. Once there, find the name of the community you wish to learn more about. Click the link to be taken to a page with details and links to inspection reports.

How Much Does Assisted Living Cost in Huntington Beach, CA?

The cost of senior living in Huntington Beach varies greatly based on a number of factors. However, the average cost of assisted living is $4,393, which is slightly higher than the state average. If your loved one doesn't need a great deal of assistance, you may be able to transition your loved one to a senior apartment or independent living community, both of which cost exponentially less than assisted living. Senior apartments average $1,166 per month, while independent living costs approximately $2,960 per month. Memory care, which is more comprehensive than assisted living, averages out at $5,661 per month.

How Can I Pay for Assisted Living?

Senior living is costly, a fact that deters many families from ever transitioning loved ones into assisted living communities. However, as an elderly person ages, his or her needs may begin to outpace the capabilities of family members. When this happens, it is in the best interests of everyone involved to make a placement. If you're at the point where you're feeling overwhelmed and stressed out trying to manage your loved one's care on top of your own responsibilities, talk to an A Place for Mom advisor regarding your financing options. You can also take your cues from other families, who used more creative solutions:

  • A La Carte: Some senior living communities offer a sort of "a la carte" menu, which allows residents to pick and choose which services they need and therefore want to pay for. If your loved one's needs are minimal, you may want to consider going this route.
  • Long-Term Care Insurance: If you are simply planning ahead, consider investing in long-term care insurance. Though this type of insurance won't cover the entirety of senior living, it can help bridge the gap between your other financing options.
  • Home Equity: If your loved one owns his or her own home and has considerable equity tied up in it, discuss the possibility of selling the home. You can then use the proceeds to help pay for senior living.
  • Sell a Life Insurance Policy: Another option to look into is a "life settlement." This option involves selling a life insurance policy to another person or company for a cash settlement. The entity that bought the policy then assumes responsibility for the premium. When the original policyholder passes away, the new owners collect the benefits.

It's important to fully consider the consequences of whichever financing option or options you choose, as they may have long-term implications. You should also make sure that anyone who wants to be is involved in budget discussions, as this can prevent hard feelings and unwanted surprises.

Does Medicare Pay for Assisted Living?

Many families hope to rely on Medicare when it comes time to make the transition from independent to assisted living. Unfortunately, relying on Medicare could cost you in the long run. Medicare does not cover the cost of assisted living or any type of long-term care for that matter. Medicare only covers short-term stays in nursing homes following hospitalization and doctor-recommended hospice care.

What Are the Signs It's Time for Assisted Living?

It's never easy for individuals to make the decision to transition an aging loved one into an assisted living community. For this reason, many wait for a defining moment to occur. A defining moment may be something as harmless as Grandma forgetting who you are for the third time this week or something more astonishing, such as Dad roaming the neighborhood without shoes on because he can't remember where he lives. Ideally, you should not wait for something drastic to occur, as doing so could put your loved one in harm's way. Instead, look for some of the following signs:

  • Caregiver Stress: Caring for anyone other than yourself, regardless of age, is going to cause some amount of stress. However, if you're bringing that stress to bed with you at night, or if it's disrupting your life, it may be time to admit that you're in over your head. Give yourself a break and enlist the help of the trained professionals at a senior living community.
  • Increased Needs: Preparing meals, housekeeping and transportation may all be in the realm of your capabilities, but when your aging family member begins to require more comprehensive assistance, such as help with bathing and incontinence care, you may feel in over your head. At this point, it is okay to ask for help.
  • Safety Concerns: It is natural to feel some degree of worry for a loved one, but when that worry becomes all-consuming, and when you cannot trust that that loved one will be safe when you're not around, it may be time to look into long-term care options. Senior living communities are equipped with 24-hour awake staff who can make sure that your elderly parent doesn't wander or hurt him or herself when going about daily activities.

How Do I Make the Right Choice?

Making the decision to transition an aging loved one into an assisted living community is difficult – once you make that decision, however, everything will begin to fall into place. That said, you can make the whole transition process easier on both yourself and your loved one by working with a knowledgeable advisor who can advise you of your options and guide you toward the best fit based on your needs and budget.

Your A Place for Mom advisor is prepared to help you research properties, schedule tours and prepare a list of questions for each community. He or she can also help you better understand inspection results and, if a community has a violation, find a way to work that violation into your interview with a property administrator. Our services are highly personalized and completely free of charge. If you're ready to find your loved one's future home, contact A Place for Mom today to schedule your free consultation.