Most people will require some type of long-term care support, housing, or services in their lifetime. Physical and cognitive impairments, as well as general aging, will make this type of care necessary. You may wonder, “What percentage of Americans will need long-term care?” While the level and intensity of long-term care needed varies from person to person, the Administration on Aging estimates that at least 70% of people who are 65 today will require care in some context. The likelihood of needing long-term care increases with age. As the number of people in the U.S. over the age of 65 increases, so will the demand for these services.
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According to our research team’s analysis of the latest available data, the following can be determined:
Read further for breakdowns on age groups and other demographics.
Long-term care facilities include nursing homes, assisted living communities, and skilled nursing facilities. Each of these care types offers unique amenities and services.
Skilled nursing facilities (SNFs) provide the highest level of medical care of any long-term care facility. This care is executed by registered nurses under the supervision of doctors. It’s fairly equivalent to the level of nursing care a patient would receive in a hospital, but in a more comfortable, residential setting. SNFs often also offer rehabilitation services, physical and occupational therapy, and post-surgical care.
The goal of SNFs is to provide transitional care — in other words, they’re designed for short- and mid-length stays of several months rather than the duration of a resident’s lifetime. It’s important to note that this is different from transitional home care. In some situations, short stays in SNFs may be covered by Medicare.
Nursing homes also offer round-the-clock medical care and are generally staffed by licensed practical nurses and nurse aides under the supervision of a limited staff of doctors or registered nurses. While nursing homes offer medication management, wound care, and assistance with medical needs, they focus primarily on residential, custodial care and help with activities of daily living (ADLs).
While some nursing home residents stay only for short-term rehabilitation, others reside there for the duration of their lifetime.
Assisted living communities, unlike nursing homes and skilled nursing facilities, aren’t designed to provide comprehensive medical care. Assisted living residents are generally active but often need assistance with some ADLs, like dressing and bathing. They enjoy a maintenance-free lifestyle where meals, activities, and housekeeping services are provided, and they generally live in private rooms or apartments with access to community amenities. Some assisted living communities may have memory care wings or secured memory care units for those who have memory loss challenges. It’s important to ask about staff-to-resident ratios in assisted living, especially if your loved one has a higher need level.
Home health care agencies can also provide long-term care. This care takes place in a senior’s home and includes both ADL assistance and medical services, depending on a patient’s needs.
Hospice care is prescribed by doctors when a patient is expected to live for six or fewer months from the time of admission. Some agencies who provide data sets, like the National Center for Health Statistics (NCHS), include hospice care under the umbrella of long-term care, while others, like the Centers for Disease Control and Prevention (CDC), do not.
Most long-term care facilities are either assisted living communities or nursing homes. According to the NCHS, long-term care in the U.S. is offered by the following:
Read more:Nursing Home Requirements for Seniors
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Most long-term care community residents are non-Hispanic, white, and female. The majority are aged 85 or older.
The majority of long-term care residents are white and non-Hispanic. Long-term care demographics differ significantly from demographic statistics throughout the U.S.
About 75.8% of U.S. residents are white and non-Hispanic, but over 89% of long-term care facility residents are, according to the CDC.
It’s worth noting that nursing homes and skilled nursing facilities have higher percentages of Black and other non-white residents than assisted living communities do. Demographic breakdowns also vary by location and type of facility.
Long-term care residents are mostly female, with 67 women for every 33 men in long-term care facilities.
Women in the U.S. have longer life expectancies than their male counterparts, at 79.1 versus of 73.2 years old, respectively.
As of 2020, women outnumbered men 178 to 100 in the over-85 age demographic, according to the Administration on Aging. In addition, women are more likely to care for their male spouses at home, while women are more likely to enter long-term care facilities for care.
Women stay in long-term care facilities for an average of 3.7 years, while men live in long-term care facilities for an average of 2.2 years.
The majority of long-term care residents are over the age of 85. According to the CDC, ages breakdown as follows:
Many of the residents in the 65-84 demographic reside in assisted living communities, while older residents live in nursing homes or SNFs.
It’s worth noting that many under-65 residents of long-term care facilities live there as a result of developmental concerns, intellectual disabilities, and chronic conditions. Learn more below.
While many people equate long-term care with elderly populations, residents between the ages of 31 and 64 have been the fastest-growing nursing home demographic over the past 10 years. Though this age group still only represents about 7% of long-term care residents, it’s worth noting their impact on the status of long-term care facilities.
These “younger adults,” defined by the Society for Post-Acute and Long-Term Care Medicine as people between the ages of 18 and 64, generally face different health concerns than residents over 65.
Younger adults are more likely to have the following:
This demographic often has different care needs than the seniors they live with, and long-term care facilities may have unique activities and amenities designed for younger residents.
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Because long-term care facilities encompass a broad range of care types, different residents have different needs. While seniors in assisted living communities may only require help with a few activities of daily living, older adults in skilled nursing facilities may need intensive medical care.
Sixty-one percent of long-term care residents need assistance with three or more activities of daily living (ADLs), such as bathing, dressing, using the toilet, or personal grooming.
As shown in assisted living statistics, assisted living residents are less likely to need help with multiple ADLs and tend to be more independent. Among nursing home and SNF residents exclusively, over 80% require assistance with three or more ADLs, and over 90% of people who are able to walk need supervision or assistance.
Recent statistics regarding ADL assistance in nursing homes and skilled nursing facilities aren’t publicly available, with the last concrete dataset recorded in 2014. However, assisted living ADL assistance is tracked by the American Health Care Association.
According to the CDC, the following percentages of long-term care residents experience these common medical conditions:
In 2020, an estimated $3.4 trillion was spent on personal health care resources in the U.S. Of that, about 14%, or $475.1 billion, was spent on long-term care facilities and services.
Long-term care services and facilities are funded by both public and private sources. Public and government organizations, like Medicaid and Medicare, accounted for 60.4% of all nationwide spending in 2020, according to the Congressional Research Service.
Pandemic assistance also contributed to long-term care and service funding in 2020 and 2021, making up about 6.3% of spending. It’s unlikely that pandemic funding will continue long-term.
Private sources accounted for 27.7% of long-term care spending in 2020. Of those sources, out-of-pocket spending was the largest source of revenue, at 13.5% of total long-term care spending. Private insurance, philanthropic contributions, and other sources like bridge loans and life insurance policy buyouts made up the rest of long-term care facility spending.
What are the types of long-term care facilities?
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