About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home
10 Best Independent Living Communities in Cincinnati, OH

Answer a few questions to get personalized results

Who are you searching for?

Cincinnati is a lively Midwestern metropolis that stretches along the Ohio River and straddles the Ohio-Kentucky border. Cincinnati is home to reputable universities, fascinating museums, major league sports teams, and, of course, its famous Skyline Chili. The city prides itself on its action plans to boost accessibility and senior-friendliness, making it a great place to retire. Among its many senior living options, browse Cincinnati independent living communities, which are designed for adults 55+ seeking a low-maintenance lifestyle with luxury amenities. You’ll find restaurant-style dining, on-site salon services, recreational activities, and more.

A Place for Mom partners with 17 independent living communities in Cincinnati. This guide to Cincinnati independent living communities is based on our extensive senior living experience, proprietary data, and access to local senior living experts. We’ve compiled information about payment options, health and safety regulations, and other resources for Cincinnati seniors like you.

Cincinnati Independent Living Facilities | 1009 Reviews
Showing 73 communities
Last Updated: 3/27/24
Sort by
Filter by
Awards
Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Best Meals and Dining

Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.

Review Score
Distance
See communities with
Amenities
Providers
Types of care available in Cincinnati, OH
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in Cincinnati, OH
5 / 5.0

We are happy that our mom feels safe, comfortable, and she absolutely loves the facility and staff, thank you Eastgate Village for the peace of mind she has and our family, too!!! We have nothing goos to say about Eastgate Village and would recommend them to anyone facing a similar situation with a ...

5 / 5.0

My mother, absolutely LOVES living at the Wellington at North Bend Crossing. She has now been there, going on a year, and has made so many friends, and participated in so many activities. In fact, a few months ago, she was named "resident of the month"! I have a copy of the Wellington newsletter wit...

4.4 / 5.0

When it comes to the care services - like everyone else these days they struggle a little bit to stay fully staffed. Staff shortages and frequent new-hires that need to "learn the rope." Most of the staff is top notch. What activities are offered are very nice, our loved one just never wants to part...

Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Senior Chateau
1717 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Senior 62+ and/or Disabled, Section 8 PropertyRent is based on 30% of income.Floor Plan1 Bedroom, 1 Bath | 555 Sq. Ft.Amenities and FeaturesAppliances IncludedCommunity RoomLaundry FacilityService CoordinatorUtilities IncludedEqual Housing Opportunity.
See details
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Regency Manor North
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Live the life you love at St. Paul Village. As a senior resident of St. Paul Village, you have the power to choose your living environment. From a quiet, private setting to a dynamic atmosphere full of activity that you will enjoy. A fulltime Independence Coordinator is available to assist you...
Photo of Airy Hills at North Bend Crossing
99 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Airy Hills at North Bend Crossing, convenient care services and luxury senior living amenities combine to create the engaging, worry-free lifestyle you desire. Here, your monthly rent includes everything from services and amenities to social, cultural and recreational opportunities with access...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of St. Charles Community
5 star
66%
4 star
17%
3 star
17%
2 star
0%
1 star
0%
See all reviews
My daughter and I am very pleased with the services we have received from this community. We know my wife is safe, and in good hands when she is here. I'am comfortable with her staying here while I go handle...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
St. Charles Community is sponsored by the Sisters of Notre Dame. We have been serving the Senior population for well over 50 years. St. Charles began as a Skilled Nursing facility and now provides many levels of care to the seniors in our community. These levels include independent living in our...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing
5 star
49%
4 star
0%
3 star
17%
2 star
17%
1 star
17%
See all reviews
I have been here over 8 years and the most recent owners are really on the ball the lobby is beautiful the remodeling of the building is fabulous. Its secure the laundry facilities are updated the wiring to...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Twin Pines ApartmentsTwin Pines Apartments is a senior housing community situated in a convenient location within Silverton, Hamilton County, OH. This ideal community is minutes from freeways that allow access to downtown areas. While Silverton is a great place to live, it is also fun for family...
5 star
0%
4 star
100%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Western Hills Retirement Vlg
5 star
0%
4 star
20%
3 star
0%
2 star
0%
1 star
80%
See all reviews
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Mercy Comnty At Winton Woods
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Baptist Village of Northern Kentucky
5 star
0%
4 star
50%
3 star
0%
2 star
50%
1 star
0%
See all reviews
They are overcrowded, but I think they all are. It means a lot when the nurse comes in and gives them a hug and a kiss on the cheek. He would just get the biggest smile. Anything he needed they gave him....
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
The staff gave a wonderful tour of the community. This would have been my first choice except that the apt was just too small for what I was looking for. The community was beautiful and the pricing was...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Town Square Senior Apartments
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My grandmother is doing well here. For the most part everything has worked out well. The community looks good, but they need to change the carpet in her apartment. Other than the carpet everything else is...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Here in the heart of Blue Ash residents enjoy independent living without the high price tag. Enjoy our in house activities or take an excursion in our complimentary van. You will soon have a new family of friends. Town Square is located close to shopping, restaurants, banks, and medical offices....
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Twin Quail ApartmentsTwin Quail Apartments is a senior apartment complex that is located in the interesting and vibrant city of Cincinnati, Hamilton County, Ohio. This scenic city is located at the confluence of the Ohio and Licking Rivers. There are numerous shopping and dining opportunities,...
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We are very satisfied with the care that my sister is receiving here. The staff has been great and very good with her. My sister really enjoys it here. The place offers a lot of activities for the...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Here in the heart of Anderson Township residents enjoy independent living without the high price tag. Enjoy our in house activities or take an excursion in our complimentary van. You will soon have a new family of friends. Asbury Woods is located close to shopping, restaurants, banks, and medical...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
SEM Manor nestled the heart Anderson Township, and designed to offer affordable one-bedroom and studio apartments for Seniors. A subsidy available for those who qualify, and there are on-site laundries and a hair salon, plus a limited bus service, garden plots and amenities.SEM (Southeastern...
Photo of Forest Hills Care Center
11 Photo available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Premier Health Care Management originally built Forest Hills Care Center in 2010 as a Skilled Nursing and Long Term Care Facility. In 2019, FHCC opened up a state-of-the-art Assisted Living wing. Our Assisted Living consists of 24 1-bedroom apartments located in Anderson Township, Ohio. The 877...
Photo of Brookwood Retirement Community
5 star
25%
4 star
25%
3 star
15%
2 star
5%
1 star
30%
See all reviews
My parents were very well cared for. I think they need to give more to the staff so they can keep the great care to the patients. I realize Your employees are as important as your patients. Your...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Brookwood Retirement Community is a Continuing Care Retirement Community. Brookwood offers Independent and Assisted Living Apartments, short term skilled nursing, and long term care all within the same facility. Brookwood's apartments are duel certified, meaning they are all both Independent and...
Photo of The Glen
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The staff are very friendly. very helpful, and very caring. They do the best they can do to meet my mother's needs. I chose The Glen because it was in close proximity to my house and it seemed as good as...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Costs of independent living in the Cincinnati area

Independent living in the Cincinnati area costs an average of $4,060 per month in 2022-2023, according to A Place For Mom’s proprietary data.[01] This figure represents the amount paid by real people referred to our partnered Cincinnati independent living communities. This cost includes rent plus the prices of optional add-ons. Add-ons may include services and amenities like the following:

  • Parking and transportation fees
  • Pet fees
  • Room amenities
  • Salon and spa services
  • Special diets
  • Concierge services
  • Community social outings
  • Health care services

The rates outlined in the graphic below represent independent living community baseline monthly costs in the Cincinnati area before any optional amenities or add-on fees.

Average cost comparisons near Cincinnati, OH

Average monthly costs

Cincinnati, OH

$4,031

How people pay for independent living in Cincinnati

You can combine several private and public assistance options to help cover the cost of independent living in Cincinnati. Taking an initial assessment of your unique financial position will help you decide the best way for you to pay for your independent living accommodations, as well as any personal or medical support you may need through in-home care.

Most public assistance programs won’t cover the cost of independent living, but they may help you offset other expenses. If you have a disability, a chronic health condition, or need personal care services, you may be able to receive public assistance to help cover the cost of these services, enabling your income to go farther towards your cost of living.

Private pay methods

Your private pay methods can include any income or assets you have. Even if you’re retired and no longer receive a paycheck, your income and assets might be sufficient to cover your independent living expenses. Depending on your resources, your income and assets might include savings accounts, Social Security benefits, pensions, investment returns, and any of the following:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits
11670

If you are a veteran of the U.S. military, you may be eligible for financial assistance from the Department of Veterans Affairs (VA) that can help you pay for Cincinnati independent living, as well as other expenses. Veterans pension benefits, such as Aid and Attendance or Housebound Allowance, are designed to provide senior veterans and their surviving spouses with supplemental income to improve their quality of life.[03]

Veteran service officers

Applying for veterans benefits can be a difficult process. Even if you are a qualifying veteran, any errors in the application process could cause you to be denied benefits. This is why successfully applying usually requires assistance or advocacy. By visiting one of the Ohio Department of Veterans Affairs field offices, you can seek assistance and referrals from your area veteran service officers. As fellow veterans trained and certified in benefits offerings, veteran services officers are there to help Ohio senior veterans get the most out of their eligibility.

Additional assistance with VA benefits

Ohio residents can visit the Ohio Department of Veterans Services webpage or contact the local VA office for assistance with finding veterans benefits. The Ohio Attorney General website offers information on additional community resources for veterans such as financial support, legal advocacy, housing assistance, and more. Kentucky also has Veterans Affairs offices for Cincinnati veterans across the Ohio-Kentucky border.

Each state has veterans service organizations overseen by the VA, which include specialized departments for aiding veterans with disabilities and veterans of foreign wars. Find information on Cincinnati veteran service organizations below.

Resources for Cincinnati veterans

Cincinnati Veterans Centers

Cincinnati Veterans Center
4545 Montgomery Road
Norwood, OH 45212
Phone: 513-763-3500
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Hamilton County Veterans Service Office
230 E. Ninth St.
Cincinnati, OH 45202
Phone: 513-946-3300
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Kentucky Veterans Affairs offices

Louisville Regional Office
321 W. Main St., Suite 390
Louisville, KY 40202
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Kentucky Department of Veterans Affairs
1111B Louisville Road
Frankfort, KY 40601
Phone: 502-564-9203

Ohio Department of Veterans Services (ODVS)

Ohio Department of Veterans Services
Verne Riff State Office Tower
77 S. High St., #7
Columbus, OH 43215

Additional Ohio veterans resources

Veterans of Foreign Wars (VFW)
VFW — Ohio
35 Chestnut St., Suite 506
Columbus, OH 43215
Phone: 614-224-1838

DAV — Ohio Department Headquarters
35 E. Chestnut St., Suite 503
Columbus, OH 43215
Phone: 614-221-3582

Cincinnati DAV Services Office
VA Medical Center
3200 Vine St., Room B147
Cincinnati, OH 45220-2288
Phone: 513-475-6443

Medicaid

Medicaid is a federal- and state-funded health insurance program for Americans 65+, who have a low income, or who suffer from a disability. While Medicaid programs vary by state, all Medicaid programs must follow federal guidelines. Medicaid in Ohio and Kentucky are simply called Ohio Medicaid and Kentucky Medicaid, respectively. In order to receive Medicaid benefits, you’ll need to be enrolled in a Managed Care Organization (MCO), and the agency providing the care services must be contracted with that MCO.

Medicaid programs will not cover the cost of rent in an independent living community. However, Cincinnati independent living residents in both Ohio and Kentucky may be able to receive financial support with care services through home and community based services waivers, which are offered by both states’ Medicaid programs.

Ohio PASSPORT waiver

The PASSPORT waiver is a home and community based services waiver designed to cover care for people age 60 and over who need a nursing facility level of care but choose to live in the community rather than in a skilled nursing facility. Eligible Ohio seniors can use this waiver to cover the cost of care in their own home, including an independent living apartment or other senior housing facility, instead of moving into a skilled nursing facility.

The PASSPORT waiver can cover costs of care needs such as the following:

  • Personal care, such as assistance with activities of daily living, housekeeping, and meal preparation
  • Nutritional guidance and meal delivery
  • Adult day services
  • Transport to medical appointments
  • Medical equipment

PASSPORT waivers also include basic Medicaid coverage and may cover costs such as prescription medications, doctor appointments, and hospital stays.[04]

Kentucky Home and Community Based waiver

Kentucky Medicaid also offers a Home and Community Based (HCB) waiver program, which seniors in Kentucky can take advantage of. Kentucky’s HCB waiver can cover the costs of services such as the following:

  • Adult day support
  • Personal care, such as assistance with activities of daily living
  • Simple home modifications
  • Meal services
  • Respite care

Similarly to Ohio’s waivers, Kentucky Medicaid HCB waivers have specific eligibility requirements. In order to qualify, Kentucky residents must be age 65 or older or have a qualifying disability. They must also meet general Medicaid eligibility requirements, and they must need a nursing facility level of care.[05]

Where to find additional help in Ohio

The Ohio Department of Aging has several Area Agencies on Aging (AAAs) where Ohio residents can receive additional support with Medicare, Medicaid, and other support programs. Ohio Medicaid recipients can manage their care through the Ohio Medicaid Consumer Hotline Member Portal. A long-term care ombudsman can offer advice and provide advocacy on your rights as a resident in senior living.

Where to find additional help in Kentucky

Kentucky residents can use the Kynect website to find out more about Medicaid benefits eligibility and access their benefits. Kentucky seniors also have their own Area Agencies on Aging, ombudsman advocacy, and more.

Cincinnati resident Medicaid resources

Ohio Medicaid support

Ohio Medicaid Member Portal
Phone: 800-324-8680

Ohio Department of Medicaid
50 W. Town St., Suite 400
Columbus, OH 43215

Ohio Area Agencies on Aging

Council on Aging of Southwestern Ohio
4601 Malsbary Road
Blue Ash, OH 45242
Phone: 800-252-0155

Pro Seniors Long-Term Care Ombudsman
7162 Reading Road, Suite 1150
Cincinnati, OH 45237
Phone: 800-488-6070

Medicare

Medicare is a federally funded program designed to extend health coverage to Americans age 65 or older and individuals with qualifying disabilities. Since Medicare is a federal program, eligibility requirements will be the same in both Ohio and Kentucky. Medicare has multiple segments that cover different health care needs such as the following:

  • Inpatient hospital stays or skilled nursing care
  • Doctors’ services, medical services, and medical supplies
  • Prescription medications

As a form of health insurance, Medicare won’t cover the cost of rent in an independent living community. Medicare can, however, be used to cover medically necessary in-home care and care for short-term medical conditions. You can find more information on Medicare costs and coverage by visiting the federal Medicare website or by contacting one of your local Social Security Administration offices. Qualified seniors may receive help paying for Medicare deductibles and premiums through Medicare Savings Programs.

If you are eligible for Medicare, the Social Security Administration can help you receive access to benefits. If you’re able to dual enroll in both Medicare and Medicaid, you can pay Medicare premiums using Medicaid benefits. A local long-term care ombudsman can help you access the benefits you’re eligible for. An ombudsman can also investigate complaints of long-term care residents, advocate for your rights, and help ensure that you receive the quality of care you deserve. Find links to these resources below.

Understand Ohio laws and regulations for independent living communities

Independent living communities in Cincinnati generally have an age minimum of 55, 62, or 65, though the exact age requirement depends on the community. Age minimums generally don’t apply to every tenant; rather, one person in each independent living household must meet the age requirement.

Independent living communities are subject to the same regulations as any other Ohio apartment. Tenants and landlords each have their own rights and responsibilities. Independent living communities may also include assisted living on the same campus. Independent living communities with on-site assisted living or memory care may be subject to tighter regulations, particularly in the units where medical care services are provided. To learn more about the assisted living or memory care unit regulations of your potential community, visit our guide to Cincinnati assisted living.

Apartment regulations in Ohio and Kentucky

Ohio and Kentucky apartment landlords are required to maintain basic maintenance, safety, and cleanliness standards for their tenants. Both states require apartment landlords to do the following:[06,07]

  • Ensure that all facilities — such as electrical, plumbing, sanitation, heating, ventilation, air conditioning, and elevators — are in good and safe working order
  • Organize waste removal services
  • Supply running water and heat
  • Make necessary repairs to keep the building safe and usable
  • Uphold building codes standards for health and safety purposes
  • Keep communal areas clean, sanitary, and safe for use

Both Ohio and Kentucky apartment regulations require tenants to do the following:[08,09]

  • Avoid disturbing other residents with excessive noise
  • Keep the premises clean and safe
  • Practice appropriate use of plumbing and electrical equipment
  • Practice proper waste disposal
  • Cooperate with state and municipal drug laws on the premises
  • Cooperate with housing health and safety codes

ADA compliance

Independent living communities must comply with the Americans with Disabilities Act (ADA) by making reasonable accommodations and modifications for individuals with disabilities. Federal law prohibits owners of housing facilities from denying residency to individuals who have disabilities. Since ADA compliance is enforced on the federal level, Kentucky and Ohio have the same standards to uphold.

What are reasonable accommodations for individuals with disabilities?

Reasonable accommodations mean adjusting rules or policies so that residents with disabilities can access the same amenities offered to other tenants. Accommodations may include provisions such as the following:

  • Convenient parking
  • Equal access to the complex’s shared spaces or activities for individuals with disabilities
  • Adjustment of rent payment due date to correspond with tenant’s disability payments

What are modifications for individuals with disabilities?

Modifications typically entail construction changes to the apartment complex and unit in order to make the space more navigable for tenants with disabilities. Modifications could mean installing handrails in bathrooms, a hands-free entrance, or a wheelchair ramp. The costs of these modifications are the responsibility of the property owner, rather than of the tenant with the disability, provided that they do not impose an undue financial burden upon the landlord.[10]

Regulations for Cincinnati senior care communities

Cincinnati area senior living facilities that offer independent living as well as other care types may have stricter regulations in both Ohio and Kentucky. These regulations include direct care staff requirements, minimum staff-to-resident ratios, and service offerings such as the following:[11,12]

  • Medication administration assistance
  • Assistance with activities of daily living
  • Recreation and social activities

Ohio assisted living services also must include the following:[11]

  • Housekeeping and laundry services
  • Either three meals per day or a food safe storage so residents can take care of their own food

In Kentucky, however, housekeeping and laundry services are not required, though residents must have access to facilities to take care of their own laundry.[13] Three meals per day and snacks are required.[12]

Ohio assisted living facilities, or residential care facilities as they are designated in that state, must be licensed by the Ohio Department of Health (ODH). The ODH performs facility inspections before licensing the facility and then a minimum of every 15 months after licensure.

Kentucky assisted living facilities must be certified annually through the Kentucky Department for Aging and Independent Living to ensure they uphold regulatory standards.[14]

You can find more information on related Ohio and Kentucky tenant-landlord laws below.

Ohio Department of Health contact information

Cincinnati Health Department
3101 Burnet Ave.
Cincinnati, OH 45229
Phone: 513-357-7200

COVID-19 regulations for Cincinnati independent living communities

As most COVID-19 restrictions in both Ohio and Kentucky have been lifted, there are no specific COVID-19 regulations required for Cincinnati independent living communities at this time.

However, Ohio independent living communities that include assisted living are recommended to implement precautionary measures in accordance with CDC guidelines. Kentucky similarly follows CDC guidelines, particularly COVID-19 by county recommendations, updating guidelines based on the number of COVID-19 cases in each individual county.

Individual communities may have their own rules in place, so make sure to call prospective communities ahead of time to learn about their specific guidelines. The general guidelines include the following:

An illustration of a list with a check mark

Testing. Staff and residents should be tested for COVID-19 if they are experiencing symptoms or if they have come into contact with someone who has tested positive.

An illustration of a protective breathing mask

Masking. Masks should be worn by individuals who are immunocompromised, by individuals who have tested positive for COVID-19, and by health care workers with COVID-positive patients.

An illustration of a person in bed within a house

Quarantining. Patients who have tested positive for COVID-19 should be placed in isolation or in rooms with other patients infected with COVID-19.

Get to know independent living in Cincinnati

17Number of in-network assisted living facilities in market
4.1/5.0 average in-network rating
94% of partnered independent living communities offer pet-friendly services
56% of Cincinnati partners offer on-site movie theaters
94% of our independent living partners in Cincinnati offer on-site activities
100% of communities in Cincinnati offer health care services
81% of Cincinnati independent living partners offer restaurant-style dining
3773
Number of people we referred in Cincinnati in 2022-2023
81
Average age of residents we referred to Cincinnati partners

What to expect from independent living in Cincinnati

Cincinnati independent living communities are here to offer you a worry-free retirement, where you can relinquish the stress of home ownership. Without the responsibilities of lawn care and maintenance, your time will be freed up to enjoy the many resort-style amenities and services, and to explore the beautiful Cincinnati metropolis.

Cincinnati independent living communities offer many services designed to foster a high-quality lifestyle, so you can get the most out of your retirement. Our partner independent living communities in Cincinnati generally offer the following:

  • Restaurant-style dining
  • Laundry and dry cleaning
  • Housekeeping
  • Planned events and recreational activities
  • Grocery and errand services
  • Transportation
  • Maintenance
  • On-site management

Our Cincinnati independent living partners typically offer communal leisure areas and on-site conveniences such as the following:

  • Swimming pools
  • Fitness centers
  • Spas
  • Beauty salons/barbershops
  • Dining areas
  • Cafes/bistros
  • Pubs/bars
  • TV and movie lounges
  • Libraries

Enjoy a private independent living apartment with convenient features such as the following:

  • Private balcony or patio
  • High-speed internet
  • Fully equipped kitchen
  • Wheelchair-accessible shower
  • Multiple floor plan options

Multiple tiers of care on one campus

Out of our partner Cincinnati communities that offer independent living, 94% offer some blend of independent living, assisted living, and memory care within one community. Communities that integrate multiple care types enable residents to easily transition to a support level that fits their evolving needs, making them optimal for aging in place. These types of communities also offer more variety among residents, providing more opportunity for friendships and social engagement, no matter an individual’s particular level of need.

Social opportunities in and around Cincinnati independent living communities

Independent senior living communities also provide a wealth of social opportunities, both through formal activity schedules and through groups or gatherings spearheaded by residents with common interests.

Many of our partner Cincinnati independent living communities are central to the downtown area, so residents have the city’s best dining and entertainment venues right at their fingertips. Downtown Cincinnati is known for being easily navigable on foot, but there are also plenty of additional transportation options.

There’s always something happening in Cincy’s Fountain Square, whether it’s skating, music, libations, or much more. Explore the city’s one-of-a-kind landmarks, and perhaps best of all, try all the Cincinnati dining options.

Explore senior care with confidence

content with icon image

Know where to start.

Identify the right care for your loved one with our free assessment.

content with icon image

See what you can afford.

Understand cost and payment for long-term care based on your loved one's needs.

content with icon image

Find top facilities for you.

Free, personalized guidance from our Senior Living Advisors can help you narrow your search.

content with icon image

Tour your favorite facilities.

Our free touring checklist can help you choose the right community.

Unfamiliar with Cincinnati? Highlights for seniors

37561
Number of seniors over the age of 65 currently living in Cincinnati
Percentage of seniors 65 and older within the Cincinnati population
$35,827
Mean retirement income for Cincinnati seniors 65 and older[15]

Health care for seniors in Cincinnati

Cincinnati seniors have access to several state-of-the-art medical centers and teaching hospitals.

A graphic of a capital letter H in a circle

The Christ Hospital

The Christ Hospital is ranked No. 1 in Cincinnati and No. 5 in the state of Ohio, according to U.S. News and World Report. The Christ Hospital has been offering compassionate expert medical care to the Cincinnati metropolitan area for over a century. It’s nationally ranked in 14 procedures/conditions and four adult specialties, including cardiology.

Find a doctor
Find a location

A graphic of a capital letter H in a circle

St. Elizabeth Edgewood Hospital

St. Elizabeth Edgewood Hospital is ranked No. 2 in Cincinnati and No. 1 in Kentucky, according to U.S. News and World Report. St. Elizabeth offers exceptional orthopedic, cardiovascular, and cancer care. It’s high performing in several medical procedures.

Find a doctor
Find a location

A graphic of a capital letter H in a circle

Bethesda North Hospital

Bethesda North is a teaching hospital featuring a Level III trauma center. It’s the third-highest ranking hospital in Cincinnati, according to U.S. News and World Report. Bethesda North is a general medical and surgical hospital that’s high-performing in 10 adult specialties.

Find a doctor
Find a location

Transportation for seniors in Cincinnati

Out of A Place for Mom’s partnered Cincinnati independent living communities, 87% offer complimentary transportation services to residents and 37% offer transportation services at an additional fee. These at-cost services are generally for on-demand transport outside of the community’s regular transportation schedule.

Downtown Cincinnati is quite walkable, and most errands can be accomplished without a car. As you get further from the city center, however, you may want to rely on a vehicle or public transit.

Cincinnati’s public transportation system is called Go Metro. Go Metro features multiple bus routes, and you can search a route in the Cincinnati area or by popular destinations. Go Metro’s buses are compliant with the Americans with Disabilities Act, so even Ohio residents who have disabilities or require a wheelchair or service animal can ride. However, if a person’s disability makes buses inaccessible even with these accommodations, Cincinnati offers an access rideshare program where Ohioans can be picked up by a van designed specifically for passengers with special needs.

For some enjoyable downtown entertainment, you can take the free Cincinnati streetcar that loops through the heart of the city.

Downtown Cincinnati is considered a walker’s paradise by Walkscore.com, which gives it the following transportation ratings out of 100:[17]

Transportation card image
93

Walk Score

Transportation card image
79

Transit Score

Transportation card image
48

Bike Score

Senior activities in Cincinnati

Cincinnati attractions

Cincinnati offers a wealth of museums, shopping, parks, sporting events, and more in its walkable downtown area. The following are only some of Cincinnati’s most popular downtown attractions:

Cincinnati Zoo and Botanical Garden

Fountain Square

Hard Rock Casino

Cincinnati Art Museum

Cincy Brew Bus

Cincinnati Reds Baseball

National Underground Railroad Freedom Center

Music and theater lovers can enjoy Cincinnati’s symphony orchestra, ballet, Broadway Cincinnati, opera, Shakespeare in the Park, and many other art and cultural attractions. For Cincinnati residents and visitors on a budget, the city has many exhibits and historical sites that are free to the public.

Cincinnati dining

It may be no surprise that Cincinnati is famous for its chili, with the iconic Skyline brand featuring the city’s striking cityscape. But Cincinnati has diverse cuisine options, from pizza to waffles to artisan seafood. You can enjoy many dining options from restaurants with rooftop seating or floor to ceiling windows that give you a panoramic view of this beautiful city. If you’re not sure where to start, hop on one of the city’s food and beverage tours for eats and inspiration.

Cincinnati 60+

The Cincinnati Recreation Commission (CRC) offers many programs for Cincinnati residents to stay active and connected with each other, but did you know they have programs specifically for older residents? The CRC offers fitness classes, activities, meals, group outings, and the Southwest Ohio Senior Olympics event. Seniors all over the city can gather at one of the many CRC locations for fitness, fun, and friendship.

For seniors interested in continued education, the University of Cincinnati offers the Osher Lifelong Learning Institute, where you can take classes in whatever strikes your interest.

Frequently Asked Questions

Legacy Living of Florence, Trustwell Living at Fairfield Place and Deerfield Springs Retirement Resort are the top-rated Independent Living facilities near Cincinnati, OH. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Cincinnati is 4030.7 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran status (S2101): Cincinnati [Data set]. American Community Survey.

  3. U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.

  4. Ohio Department of Aging. PASSPORT.

  5. Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.

  6. Landlords and Tenants, Ohio Revised Code § 5321.04 (2012).

  7. Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.595 (2023).

  8. Landlords and Tenants, Ohio Revised Code § 5321.05 (2012).

  9. Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.605 (2023).

  10. U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

  11. Residential Care Facility, Ohio Revised Code § 3701.16 (2018).

  12. Assisted Living Communities, Kentucky Revised Statutes § 194A.705 (2023).

  13. Assisted Living Communities, Kentucky Revised Statutes § 194A.703 (2023).

  14. Department for Aging and Independent Living. (2022). Assisted living communities. The Commonwealth of Kentucky.

  15. United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Cincinnati. [Data set]. American Community Survey.

  16. U.S. News and World Report. (2023). Best hospitals in Cincinnati.

  17. Walk Score. (2023). Downtown, Cincinnati.

Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top
1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran status (S2101): Cincinnati [Data set]. American Community Survey.

3.

U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.

4.

Ohio Department of Aging. PASSPORT.

5.

Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.

6.

Landlords and Tenants, Ohio Revised Code § 5321.04 (2012).

7.

Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.595 (2023).

8.

Landlords and Tenants, Ohio Revised Code § 5321.05 (2012).

9.

Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.605 (2023).

10.

U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

11.

Residential Care Facility, Ohio Revised Code § 3701.16 (2018).

12.

Assisted Living Communities, Kentucky Revised Statutes § 194A.705 (2023).

13.

Assisted Living Communities, Kentucky Revised Statutes § 194A.703 (2023).

14.
15.

United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Cincinnati. [Data set]. American Community Survey.

16.

U.S. News and World Report. (2023). Best hospitals in Cincinnati.

17.

Walk Score. (2023). Downtown, Cincinnati.