About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Cincinnati, OH

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Who are you searching for?

Cincinnati is a lively Midwestern metropolis that stretches along the Ohio River and straddles the Ohio-Kentucky border. Cincinnati is home to reputable universities, fascinating museums, major league sports teams, and, of course, its famous Skyline Chili. The city prides itself on its action plans to boost accessibility and senior-friendliness, making it a great place to retire. Among its many senior living options, browse Cincinnati independent living communities, which are designed for adults 55+ seeking a low-maintenance lifestyle with luxury amenities. You’ll find restaurant-style dining, on-site salon services, recreational activities, and more.

A Place for Mom partners with 17 independent living communities in Cincinnati. This guide to Cincinnati independent living communities is based on our extensive senior living experience, proprietary data, and access to local senior living experts. We’ve compiled information about payment options, health and safety regulations, and other resources for Cincinnati seniors like you.

Cincinnati Independent Living Facilities | 1016 Reviews
Showing 74 communities
Last Updated: 4/24/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Best Meals and Dining

Nutritious meals are one of the most important and valued benefits of senior living. Chefs and meal planners provide residents the right balance of vitamins and minerals – and so much more. The best make sure every dish is made with quality ingredients, tastes great and leaves diners excited for their next meal.

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Photo of The Summit of Edgewood
77 Photos available
33 Floor plans available
7.5
Review score
44 reviews
7.5
Review score
44 reviews
5 star
27%
4 star
50%
3 star
9%
2 star
7%
1 star
7%
See all reviews
Overall it is a good fit for my parents. As with any place there are issues. Again my main concern is the communication and lack of care conferences. Yes, I would recommend. It is a nice facility and my...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Summit of Edgewood offers senior living options, including memory care, to seniors who are looking for personalized care in a friendly, safe, and maintenance free environment. We are considered one of the top personal care communities in Northern Kentucky. Our residents enjoy grounds that are...
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Photo of Madonna Manor
11 Photo available
7.2
Review score
13 reviews
7.2
Review score
13 reviews
5 star
31%
4 star
8%
3 star
23%
2 star
23%
1 star
15%
See all reviews
They were professional, kind and honest. Every facility now is understaffed, but I feel as if Madonna Manor really tries to keep the patient first and do what's best for the family as well. My mom stayed...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Madonna Manor, we offer a variety of community features. Cats and dogs are allowed in private quarters. Our property is conveniently located near accessible public transportation. We offer free wi-fi and high speed internet. We love to accommodate visiting guests, meals included. Dining...
Photo of Scarlet Oaks Retirement
77 Photos available
1.0
Review score
22 reviews
1.0
Review score
22 reviews
5 star
32%
4 star
32%
3 star
9%
2 star
9%
1 star
18%
See all reviews
Scarlet Oaks Rehab has transformed into a Cinderella facility, I mean the new renovations are superb an outstanding it was like going to a resort for therapy plus it's so beautiful back in that wooded area...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Scarlet Oaks Retirement Community is a continuing care retirement community located in the beautiful Gaslight District of Cincinnati, Ohio. Located close to the Ohio River, there are plenty of sites to explore and activities to get involved. The main campus is located adjacent to a breathtaking...
Photo of Ohio Living Llanfair, a CCRC
1010 Photos available
2.0
Review score
12 reviews
2.0
Review score
12 reviews
5 star
17%
4 star
33%
3 star
17%
2 star
8%
1 star
25%
See all reviews
Of all the places I visited I think that this is the best place for me. They keep us well informed and up to date but communication overall could be better I would recommend this community to others.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Ohio Living Llanfair has been serving the needs of adults since 1957. Ohio Living Llanfair is nestled on a beautifully appointed 14-acre accredited Arboretum campus located in the historical neighborhood of College Hill.Ohio Living Llanfair is a full life plan community including independent and...
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Photo of Hyde Park Health Center - Assisted Living and Memory Care
99 Photos available
1.0
Review score
20 reviews
1.0
Review score
20 reviews
5 star
15%
4 star
25%
3 star
25%
2 star
15%
1 star
20%
See all reviews
I only get to visit HPHC a couple of times this year. The facility is clean. The staff are personable and engaging. [name removed] kept informed of my mother's condition. My mother has had many personal...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Hyde Park Health Center is a place for Life. Focusing on the whole person, we provide warm, caring individual attention. One and two-bedroom Assisted Living apartments offer residents all the comforts of home surrounded by cherished personal possessions with the reassurance of knowing any...
Photo of Barrington of Oakley
2222 Photos available
88 Floor plans available
7.0
Review score
33 reviews
7.0
Review score
33 reviews
5 star
52%
4 star
27%
3 star
15%
2 star
0%
1 star
6%
See all reviews
When it comes to the meals, our loved ones mom doesn't love the food and her only complaint so far. Dinner is least fave....breakfast is best. For the value for cost, it is still early days but so far so...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Barrington of Oakley offers Independent Living and Assisted Living services. We are located just down the street from the shops of Oakley and the restaurants of Hyde Park. This location, just past the intersection of Red Bank and Madison Roads, gives the Oakley Campus of Living easy access...
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Photo of Carmel Manor
11 Photo available
7.0
Review score
5 reviews
7.0
Review score
5 reviews
5 star
80%
4 star
0%
3 star
20%
2 star
0%
1 star
0%
See all reviews
I really liked Carmel Manor, and would highly recommend. I really feel like we got lucky to get my loved one in there. All the other better nursing homes had waiting lists. It just happened that I called...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Carmel Manor of Ft. Thomas, Kentucky is a recently expanded assisted living community set just around the corner from an Army Reserve Base. Residents of Carmel Manor are treated with a beautiful panoramic view of Cincinnati while being far enough from the hustle and bustle to enjoy the seclusion....
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Photo of The Ashford on Mt. Washington
11 Photo available
55 Floor plans available
5.9
Review score
15 reviews
5.9
Review score
15 reviews
5 star
40%
4 star
13%
3 star
7%
2 star
20%
1 star
20%
See all reviews
The Ashford had a wonderful party for residents and families. Food was good entertainment was good and the people who lived there loved it. It was good to see them all smile. My mom has lived there for 6...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated in the heart of Mt. Washington, is a peaceful and secluded community designed with your needs in mind. Nestled among the trees, provides the independence, amenities and friendship you want, with the care and security you need. features 75 comfortable apartments on three floors. All...
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Photo of Bayley Senior Care
2222 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Optimized Senior Living Newtown
22 Photos available
11 Floor plan available
1.0
Review score
4 reviews
1.0
Review score
4 reviews
5 star
50%
4 star
25%
3 star
0%
2 star
0%
1 star
25%
See all reviews
This place is a gem. Truly a life saver for care. I had looked at many places for my Mom. Not only is the house beautiful but the care she has received has surpassed any other very expensive place she had...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Seasons Courtyard
1818 Photos available
88 Floor plans available
3.0
Review score
50 reviews
3.0
Review score
50 reviews
5 star
56%
4 star
26%
3 star
14%
2 star
2%
1 star
2%
See all reviews
My family was very pleased with my mother's stay at Seasons for short term rehab. From the moment she arrived until she was discharged, she was treated with the highest level of professionalism and...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Valley Creek Retirement
1414 Photos available
5 star
67%
4 star
22%
3 star
11%
2 star
0%
1 star
0%
See all reviews
My mother is doing fine at Valley Creek Retirement. So far it is okay. They make their own food. They do offer activities but she has not participated yet.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
At Valley Creek, we care for our residents like family. Boasting first class service, Valley Creek hosts a professional on-site management team dedicated to meeting your every need. Because your recreational needs are also important to us, we offer a card room, movie room, hair salon, and a place...
Photo of Cottingham Retirement Community
1818 Photos available
7.0
Review score
44 reviews
7.0
Review score
44 reviews
5 star
48%
4 star
27%
3 star
20%
2 star
0%
1 star
5%
See all reviews
My loved one resided in Assisted Living here for over a year. We were very happy with the care she received. They have some really good Aides, they were wonderful. There are some very good caring people...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Established in 1984, Cottingham Retirement community is locally owned by Deaconess Long-Term Care, Inc., a not-for-profit organization. This strong financial backing ensures our residents security for years to come. We offer 4 levels of care — all under one roof — Independent, Assisted Living,...
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9.4
Review score
18 reviews
9.4
Review score
18 reviews
5 star
50%
4 star
22%
3 star
11%
2 star
6%
1 star
11%
See all reviews
My mother in law absolutely loves it here. It has been a journey getting here. She was in one that was very expensive. No activities to be had and the staff was not friendly at all. After 3 months, she...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Eastgate Village is a retirement community that offers independent living with services such as meals, housekeeping, transportation and limited assistance.
Photo of Oak Pavilion
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Archbishop Leibold Home
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Saint Margaret Hall
77 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Upside Cincinnati
2525 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Upside is truly an exclusive opportunity to live independently on your own terms. We offer luxury living options with over 2,500+ apartments in our network across the country alongside a dedicated and experienced personal concierge support system. Upside is a uniquely designed senior...
Photo of St. Francis Court Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Panorama Senior Citizen Apt
3.0
Review score
21 reviews
3.0
Review score
21 reviews
5 star
57%
4 star
24%
3 star
14%
2 star
0%
1 star
5%
See all reviews
Living here at Panorama is a convenient. Comfortable and affordable place to call home. Our office staff is always friendly and accommodating. Maintenance is efficient and prompt to any problems. They...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Panorama Apartments is a retirement community for independent seniors located in a re-developed area of Covington, Kentucky.  It offers views of the Ohio River and the Cincinnati, Ohio skyline in addition to many amenities.  Panorama is convenient to transportation, groceries, banks and...
Photo of The Guardian Apartments
99 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Newly renovated senior apartment homes are now available at our convenient Westwood location. Maintenance free living and a professional, caring staff await you. We work hard to build lasting relationships with each and every member of our community by offering clean, affordable apartment homes...
Photo of Marjorie P Lee Retirement Comm
5 star
0%
4 star
0%
3 star
0%
2 star
100%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Established in 1899 as a pioneering mission of five Methodist Conferences, Twin Towers combines the unique charm of historic buildings with innovative programs and modern amenities to offer an unparalleled lifestyle for today's seniors. Along with the best of campus amenities, we offer the finest...
Photo of LaSalette Gardens
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
LaSalette Gardens Apartments in an affordable senior apartments community located in the city of Covington, Kenton County, Kentucky. Of the 76 units available, 50 are assisted and designed for seniors. Some are under Hud guidelines, others are not. LaSalette Gardens is located near shopping,...

What families are saying about independent living in Cincinnati

Recent reviews for independent living in Cincinnati

Eastgate Village in Cincinnati, OH

5.0
We are happy that our mom feels safe, comfortable, and she absolutely loves the facility and staff, thank you Eastgate Village for the peace of mind she has and our family, too!!! We have nothing goos to say about Eastgate Village and would recommend them to anyone facing a similar situation ...
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Pinebrook in Milford, OH

4.4
When it comes to the care services - like everyone else these days they struggle a little bit to stay fully staffed. Staff shortages and frequent new-hires that need to "learn the rope." Most of the staff is top notch. What activities are offered are very nice, our loved one just never wants to ...
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Bridgeway Pointe in Cincinnati, OH

4.3
I would recommend this community for your loved one. The staff have been excellent so far. They have activities like bingo, cards, a concert for the residents and more to keep the residents busy in the community.

Costs of independent living in the Cincinnati area

Independent living in the Cincinnati area costs an average of $4,060 per month in 2022-2023, according to A Place For Mom’s proprietary data.[01] This figure represents the amount paid by real people referred to our partnered Cincinnati independent living communities. This cost includes rent plus the prices of optional add-ons. Add-ons may include services and amenities like the following:

  • Parking and transportation fees
  • Pet fees
  • Room amenities
  • Salon and spa services
  • Special diets
  • Concierge services
  • Community social outings
  • Health care services

The rates outlined in the graphic below represent independent living community baseline monthly costs in the Cincinnati area before any optional amenities or add-on fees.

Average monthly cost of Independent Living in Cincinnati, OH vs. nearby cities

Cincinnati, OH

$4,055/mo

Delshire, OH

$4,057/mo

Cheviot, OH

$4,063/mo

How people pay for independent living in Cincinnati

You can combine several private and public assistance options to help cover the cost of independent living in Cincinnati. Taking an initial assessment of your unique financial position will help you decide the best way for you to pay for your independent living accommodations, as well as any personal or medical support you may need through in-home care.

Most public assistance programs won’t cover the cost of independent living, but they may help you offset other expenses. If you have a disability, a chronic health condition, or need personal care services, you may be able to receive public assistance to help cover the cost of these services, enabling your income to go farther towards your cost of living.

Private pay methods

Your private pay methods can include any income or assets you have. Even if you’re retired and no longer receive a paycheck, your income and assets might be sufficient to cover your independent living expenses. Depending on your resources, your income and assets might include savings accounts, Social Security benefits, pensions, investment returns, and any of the following:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits
11670

If you are a veteran of the U.S. military, you may be eligible for financial assistance from the Department of Veterans Affairs (VA) that can help you pay for Cincinnati independent living, as well as other expenses. Veterans pension benefits, such as Aid and Attendance or Housebound Allowance, are designed to provide senior veterans and their surviving spouses with supplemental income to improve their quality of life.[03]

Veteran service officers

Applying for veterans benefits can be a difficult process. Even if you are a qualifying veteran, any errors in the application process could cause you to be denied benefits. This is why successfully applying usually requires assistance or advocacy. By visiting one of the Ohio Department of Veterans Affairs field offices, you can seek assistance and referrals from your area veteran service officers. As fellow veterans trained and certified in benefits offerings, veteran services officers are there to help Ohio senior veterans get the most out of their eligibility.

Additional assistance with VA benefits

Ohio residents can visit the Ohio Department of Veterans Services webpage or contact the local VA office for assistance with finding veterans benefits. The Ohio Attorney General website offers information on additional community resources for veterans such as financial support, legal advocacy, housing assistance, and more. Kentucky also has Veterans Affairs offices for Cincinnati veterans across the Ohio-Kentucky border.

Each state has veterans service organizations overseen by the VA, which include specialized departments for aiding veterans with disabilities and veterans of foreign wars. Find information on Cincinnati veteran service organizations below.

Resources for Cincinnati veterans

Cincinnati Veterans Centers

Cincinnati Veterans Center
4545 Montgomery Road
Norwood, OH 45212
Phone: 513-763-3500
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Hamilton County Veterans Service Office
230 E. Ninth St.
Cincinnati, OH 45202
Phone: 513-946-3300
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Kentucky Veterans Affairs offices

Louisville Regional Office
321 W. Main St., Suite 390
Louisville, KY 40202
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Kentucky Department of Veterans Affairs
1111B Louisville Road
Frankfort, KY 40601
Phone: 502-564-9203

Ohio Department of Veterans Services (ODVS)

Ohio Department of Veterans Services
Verne Riff State Office Tower
77 S. High St., #7
Columbus, OH 43215

Additional Ohio veterans resources

Veterans of Foreign Wars (VFW)
VFW — Ohio
35 Chestnut St., Suite 506
Columbus, OH 43215
Phone: 614-224-1838

DAV — Ohio Department Headquarters
35 E. Chestnut St., Suite 503
Columbus, OH 43215
Phone: 614-221-3582

Cincinnati DAV Services Office
VA Medical Center
3200 Vine St., Room B147
Cincinnati, OH 45220-2288
Phone: 513-475-6443

Medicaid

Medicaid is a federal- and state-funded health insurance program for Americans 65+, who have a low income, or who suffer from a disability. While Medicaid programs vary by state, all Medicaid programs must follow federal guidelines. Medicaid in Ohio and Kentucky are simply called Ohio Medicaid and Kentucky Medicaid, respectively. In order to receive Medicaid benefits, you’ll need to be enrolled in a Managed Care Organization (MCO), and the agency providing the care services must be contracted with that MCO.

Medicaid programs will not cover the cost of rent in an independent living community. However, Cincinnati independent living residents in both Ohio and Kentucky may be able to receive financial support with care services through home and community based services waivers, which are offered by both states’ Medicaid programs.

Ohio PASSPORT waiver

The PASSPORT waiver is a home and community based services waiver designed to cover care for people age 60 and over who need a nursing facility level of care but choose to live in the community rather than in a skilled nursing facility. Eligible Ohio seniors can use this waiver to cover the cost of care in their own home, including an independent living apartment or other senior housing facility, instead of moving into a skilled nursing facility.

The PASSPORT waiver can cover costs of care needs such as the following:

  • Personal care, such as assistance with activities of daily living, housekeeping, and meal preparation
  • Nutritional guidance and meal delivery
  • Adult day services
  • Transport to medical appointments
  • Medical equipment

PASSPORT waivers also include basic Medicaid coverage and may cover costs such as prescription medications, doctor appointments, and hospital stays.[04]

Kentucky Home and Community Based waiver

Kentucky Medicaid also offers a Home and Community Based (HCB) waiver program, which seniors in Kentucky can take advantage of. Kentucky’s HCB waiver can cover the costs of services such as the following:

  • Adult day support
  • Personal care, such as assistance with activities of daily living
  • Simple home modifications
  • Meal services
  • Respite care

Similarly to Ohio’s waivers, Kentucky Medicaid HCB waivers have specific eligibility requirements. In order to qualify, Kentucky residents must be age 65 or older or have a qualifying disability. They must also meet general Medicaid eligibility requirements, and they must need a nursing facility level of care.[05]

Where to find additional help in Ohio

The Ohio Department of Aging has several Area Agencies on Aging (AAAs) where Ohio residents can receive additional support with Medicare, Medicaid, and other support programs. Ohio Medicaid recipients can manage their care through the Ohio Medicaid Consumer Hotline Member Portal. A long-term care ombudsman can offer advice and provide advocacy on your rights as a resident in senior living.

Where to find additional help in Kentucky

Kentucky residents can use the Kynect website to find out more about Medicaid benefits eligibility and access their benefits. Kentucky seniors also have their own Area Agencies on Aging, ombudsman advocacy, and more.

Cincinnati resident Medicaid resources

Ohio Medicaid support

Ohio Medicaid Member Portal
Phone: 800-324-8680

Ohio Department of Medicaid
50 W. Town St., Suite 400
Columbus, OH 43215

Ohio Area Agencies on Aging

Council on Aging of Southwestern Ohio
4601 Malsbary Road
Blue Ash, OH 45242
Phone: 800-252-0155

Pro Seniors Long-Term Care Ombudsman
7162 Reading Road, Suite 1150
Cincinnati, OH 45237
Phone: 800-488-6070

Medicare

Medicare is a federally funded program designed to extend health coverage to Americans age 65 or older and individuals with qualifying disabilities. Since Medicare is a federal program, eligibility requirements will be the same in both Ohio and Kentucky. Medicare has multiple segments that cover different health care needs such as the following:

  • Inpatient hospital stays or skilled nursing care
  • Doctors’ services, medical services, and medical supplies
  • Prescription medications

As a form of health insurance, Medicare won’t cover the cost of rent in an independent living community. Medicare can, however, be used to cover medically necessary in-home care and care for short-term medical conditions. You can find more information on Medicare costs and coverage by visiting the federal Medicare website or by contacting one of your local Social Security Administration offices. Qualified seniors may receive help paying for Medicare deductibles and premiums through Medicare Savings Programs.

If you are eligible for Medicare, the Social Security Administration can help you receive access to benefits. If you’re able to dual enroll in both Medicare and Medicaid, you can pay Medicare premiums using Medicaid benefits. A local long-term care ombudsman can help you access the benefits you’re eligible for. An ombudsman can also investigate complaints of long-term care residents, advocate for your rights, and help ensure that you receive the quality of care you deserve. Find links to these resources below.

Understand Ohio laws and regulations for independent living communities

Independent living communities in Cincinnati generally have an age minimum of 55, 62, or 65, though the exact age requirement depends on the community. Age minimums generally don’t apply to every tenant; rather, one person in each independent living household must meet the age requirement.

Independent living communities are subject to the same regulations as any other Ohio apartment. Tenants and landlords each have their own rights and responsibilities. Independent living communities may also include assisted living on the same campus. Independent living communities with on-site assisted living or memory care may be subject to tighter regulations, particularly in the units where medical care services are provided. To learn more about the assisted living or memory care unit regulations of your potential community, visit our guide to Cincinnati assisted living.

Apartment regulations in Ohio and Kentucky

Ohio and Kentucky apartment landlords are required to maintain basic maintenance, safety, and cleanliness standards for their tenants. Both states require apartment landlords to do the following:[06,07]

  • Ensure that all facilities — such as electrical, plumbing, sanitation, heating, ventilation, air conditioning, and elevators — are in good and safe working order
  • Organize waste removal services
  • Supply running water and heat
  • Make necessary repairs to keep the building safe and usable
  • Uphold building codes standards for health and safety purposes
  • Keep communal areas clean, sanitary, and safe for use

Both Ohio and Kentucky apartment regulations require tenants to do the following:[08,09]

  • Avoid disturbing other residents with excessive noise
  • Keep the premises clean and safe
  • Practice appropriate use of plumbing and electrical equipment
  • Practice proper waste disposal
  • Cooperate with state and municipal drug laws on the premises
  • Cooperate with housing health and safety codes

ADA compliance

Independent living communities must comply with the Americans with Disabilities Act (ADA) by making reasonable accommodations and modifications for individuals with disabilities. Federal law prohibits owners of housing facilities from denying residency to individuals who have disabilities. Since ADA compliance is enforced on the federal level, Kentucky and Ohio have the same standards to uphold.

What are reasonable accommodations for individuals with disabilities?

Reasonable accommodations mean adjusting rules or policies so that residents with disabilities can access the same amenities offered to other tenants. Accommodations may include provisions such as the following:

  • Convenient parking
  • Equal access to the complex’s shared spaces or activities for individuals with disabilities
  • Adjustment of rent payment due date to correspond with tenant’s disability payments

What are modifications for individuals with disabilities?

Modifications typically entail construction changes to the apartment complex and unit in order to make the space more navigable for tenants with disabilities. Modifications could mean installing handrails in bathrooms, a hands-free entrance, or a wheelchair ramp. The costs of these modifications are the responsibility of the property owner, rather than of the tenant with the disability, provided that they do not impose an undue financial burden upon the landlord.[10]

Regulations for Cincinnati senior care communities

Cincinnati area senior living facilities that offer independent living as well as other care types may have stricter regulations in both Ohio and Kentucky. These regulations include direct care staff requirements, minimum staff-to-resident ratios, and service offerings such as the following:[11,12]

  • Medication administration assistance
  • Assistance with activities of daily living
  • Recreation and social activities

Ohio assisted living services also must include the following:[11]

  • Housekeeping and laundry services
  • Either three meals per day or a food safe storage so residents can take care of their own food

In Kentucky, however, housekeeping and laundry services are not required, though residents must have access to facilities to take care of their own laundry.[13] Three meals per day and snacks are required.[12]

Ohio assisted living facilities, or residential care facilities as they are designated in that state, must be licensed by the Ohio Department of Health (ODH). The ODH performs facility inspections before licensing the facility and then a minimum of every 15 months after licensure.

Kentucky assisted living facilities must be certified annually through the Kentucky Department for Aging and Independent Living to ensure they uphold regulatory standards.[14]

You can find more information on related Ohio and Kentucky tenant-landlord laws below.

Ohio Department of Health contact information

Cincinnati Health Department
3101 Burnet Ave.
Cincinnati, OH 45229
Phone: 513-357-7200

COVID-19 regulations for Cincinnati independent living communities

As most COVID-19 restrictions in both Ohio and Kentucky have been lifted, there are no specific COVID-19 regulations required for Cincinnati independent living communities at this time.

However, Ohio independent living communities that include assisted living are recommended to implement precautionary measures in accordance with CDC guidelines. Kentucky similarly follows CDC guidelines, particularly COVID-19 by county recommendations, updating guidelines based on the number of COVID-19 cases in each individual county.

Individual communities may have their own rules in place, so make sure to call prospective communities ahead of time to learn about their specific guidelines. The general guidelines include the following:

An illustration of a list with a check mark

Testing. Staff and residents should be tested for COVID-19 if they are experiencing symptoms or if they have come into contact with someone who has tested positive.

An illustration of a protective breathing mask

Masking. Masks should be worn by individuals who are immunocompromised, by individuals who have tested positive for COVID-19, and by health care workers with COVID-positive patients.

An illustration of a person in bed within a house

Quarantining. Patients who have tested positive for COVID-19 should be placed in isolation or in rooms with other patients infected with COVID-19.

Get to know independent living in Cincinnati

17Number of in-network assisted living facilities in market
4.1/5.0 average in-network rating
94% of partnered independent living communities offer pet-friendly services
56% of Cincinnati partners offer on-site movie theaters
94% of our independent living partners in Cincinnati offer on-site activities
100% of communities in Cincinnati offer health care services
81% of Cincinnati independent living partners offer restaurant-style dining
3773
Number of people we referred in Cincinnati in 2022-2023
81
Average age of residents we referred to Cincinnati partners

What to expect from independent living in Cincinnati

Cincinnati independent living communities are here to offer you a worry-free retirement, where you can relinquish the stress of home ownership. Without the responsibilities of lawn care and maintenance, your time will be freed up to enjoy the many resort-style amenities and services, and to explore the beautiful Cincinnati metropolis.

Cincinnati independent living communities offer many services designed to foster a high-quality lifestyle, so you can get the most out of your retirement. Our partner independent living communities in Cincinnati generally offer the following:

  • Restaurant-style dining
  • Laundry and dry cleaning
  • Housekeeping
  • Planned events and recreational activities
  • Grocery and errand services
  • Transportation
  • Maintenance
  • On-site management

Our Cincinnati independent living partners typically offer communal leisure areas and on-site conveniences such as the following:

  • Swimming pools
  • Fitness centers
  • Spas
  • Beauty salons/barbershops
  • Dining areas
  • Cafes/bistros
  • Pubs/bars
  • TV and movie lounges
  • Libraries

Enjoy a private independent living apartment with convenient features such as the following:

  • Private balcony or patio
  • High-speed internet
  • Fully equipped kitchen
  • Wheelchair-accessible shower
  • Multiple floor plan options

Multiple tiers of care on one campus

Out of our partner Cincinnati communities that offer independent living, 94% offer some blend of independent living, assisted living, and memory care within one community. Communities that integrate multiple care types enable residents to easily transition to a support level that fits their evolving needs, making them optimal for aging in place. These types of communities also offer more variety among residents, providing more opportunity for friendships and social engagement, no matter an individual’s particular level of need.

Social opportunities in and around Cincinnati independent living communities

Independent senior living communities also provide a wealth of social opportunities, both through formal activity schedules and through groups or gatherings spearheaded by residents with common interests.

Many of our partner Cincinnati independent living communities are central to the downtown area, so residents have the city’s best dining and entertainment venues right at their fingertips. Downtown Cincinnati is known for being easily navigable on foot, but there are also plenty of additional transportation options.

There’s always something happening in Cincy’s Fountain Square, whether it’s skating, music, libations, or much more. Explore the city’s one-of-a-kind landmarks, and perhaps best of all, try all the Cincinnati dining options.

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Unfamiliar with Cincinnati? Highlights for seniors

37561
Number of seniors over the age of 65 currently living in Cincinnati
Percentage of seniors 65 and older within the Cincinnati population
$35,827
Mean retirement income for Cincinnati seniors 65 and older[15]

Health care for seniors in Cincinnati

Cincinnati seniors have access to several state-of-the-art medical centers and teaching hospitals.

A graphic of a capital letter H in a circle

The Christ Hospital

The Christ Hospital is ranked No. 1 in Cincinnati and No. 5 in the state of Ohio, according to U.S. News and World Report. The Christ Hospital has been offering compassionate expert medical care to the Cincinnati metropolitan area for over a century. It’s nationally ranked in 14 procedures/conditions and four adult specialties, including cardiology.

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St. Elizabeth Edgewood Hospital

St. Elizabeth Edgewood Hospital is ranked No. 2 in Cincinnati and No. 1 in Kentucky, according to U.S. News and World Report. St. Elizabeth offers exceptional orthopedic, cardiovascular, and cancer care. It’s high performing in several medical procedures.

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Bethesda North Hospital

Bethesda North is a teaching hospital featuring a Level III trauma center. It’s the third-highest ranking hospital in Cincinnati, according to U.S. News and World Report. Bethesda North is a general medical and surgical hospital that’s high-performing in 10 adult specialties.

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Transportation for seniors in Cincinnati

Out of A Place for Mom’s partnered Cincinnati independent living communities, 87% offer complimentary transportation services to residents and 37% offer transportation services at an additional fee. These at-cost services are generally for on-demand transport outside of the community’s regular transportation schedule.

Downtown Cincinnati is quite walkable, and most errands can be accomplished without a car. As you get further from the city center, however, you may want to rely on a vehicle or public transit.

Cincinnati’s public transportation system is called Go Metro. Go Metro features multiple bus routes, and you can search a route in the Cincinnati area or by popular destinations. Go Metro’s buses are compliant with the Americans with Disabilities Act, so even Ohio residents who have disabilities or require a wheelchair or service animal can ride. However, if a person’s disability makes buses inaccessible even with these accommodations, Cincinnati offers an access rideshare program where Ohioans can be picked up by a van designed specifically for passengers with special needs.

For some enjoyable downtown entertainment, you can take the free Cincinnati streetcar that loops through the heart of the city.

Downtown Cincinnati is considered a walker’s paradise by Walkscore.com, which gives it the following transportation ratings out of 100:[17]

Transportation card image
93

Walk Score

Transportation card image
79

Transit Score

Transportation card image
48

Bike Score

Senior activities in Cincinnati

Cincinnati attractions

Cincinnati offers a wealth of museums, shopping, parks, sporting events, and more in its walkable downtown area. The following are only some of Cincinnati’s most popular downtown attractions:

Cincinnati Zoo and Botanical Garden

Fountain Square

Hard Rock Casino

Cincinnati Art Museum

Cincy Brew Bus

Cincinnati Reds Baseball

National Underground Railroad Freedom Center

Music and theater lovers can enjoy Cincinnati’s symphony orchestra, ballet, Broadway Cincinnati, opera, Shakespeare in the Park, and many other art and cultural attractions. For Cincinnati residents and visitors on a budget, the city has many exhibits and historical sites that are free to the public.

Cincinnati dining

It may be no surprise that Cincinnati is famous for its chili, with the iconic Skyline brand featuring the city’s striking cityscape. But Cincinnati has diverse cuisine options, from pizza to waffles to artisan seafood. You can enjoy many dining options from restaurants with rooftop seating or floor to ceiling windows that give you a panoramic view of this beautiful city. If you’re not sure where to start, hop on one of the city’s food and beverage tours for eats and inspiration.

Cincinnati 60+

The Cincinnati Recreation Commission (CRC) offers many programs for Cincinnati residents to stay active and connected with each other, but did you know they have programs specifically for older residents? The CRC offers fitness classes, activities, meals, group outings, and the Southwest Ohio Senior Olympics event. Seniors all over the city can gather at one of the many CRC locations for fitness, fun, and friendship.

For seniors interested in continued education, the University of Cincinnati offers the Osher Lifelong Learning Institute, where you can take classes in whatever strikes your interest.

Frequently Asked Questions

Legacy Living of Florence, Deerfield Springs Retirement Resort and Trustwell Living at Fairfield Place are the top-rated Independent Living facilities near Cincinnati, OH. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Cincinnati is 4054.65 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran status (S2101): Cincinnati [Data set]. American Community Survey.

  3. U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.

  4. Ohio Department of Aging. PASSPORT.

  5. Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.

  6. Landlords and Tenants, Ohio Revised Code § 5321.04 (2012).

  7. Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.595 (2023).

  8. Landlords and Tenants, Ohio Revised Code § 5321.05 (2012).

  9. Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.605 (2023).

  10. U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

  11. Residential Care Facility, Ohio Revised Code § 3701.16 (2018).

  12. Assisted Living Communities, Kentucky Revised Statutes § 194A.705 (2023).

  13. Assisted Living Communities, Kentucky Revised Statutes § 194A.703 (2023).

  14. Department for Aging and Independent Living. (2022). Assisted living communities. The Commonwealth of Kentucky.

  15. United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Cincinnati. [Data set]. American Community Survey.

  16. U.S. News and World Report. (2023). Best hospitals in Cincinnati.

  17. Walk Score. (2023). Downtown, Cincinnati.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran status (S2101): Cincinnati [Data set]. American Community Survey.

3.

U.S. Department of Veterans Affairs. (2022, October 12). VA Aid and Attendance benefits and Housebound allowance.

4.

Ohio Department of Aging. PASSPORT.

5.

Commonwealth of Kentucky Cabinet for Health and Family Services. Home and community based waiver.

6.

Landlords and Tenants, Ohio Revised Code § 5321.04 (2012).

7.

Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.595 (2023).

8.

Landlords and Tenants, Ohio Revised Code § 5321.05 (2012).

9.

Uniform Residential Landlord and Tenant Act, Kentucky Revised Statutes § 383.605 (2023).

10.

U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

11.

Residential Care Facility, Ohio Revised Code § 3701.16 (2018).

12.

Assisted Living Communities, Kentucky Revised Statutes § 194A.705 (2023).

13.

Assisted Living Communities, Kentucky Revised Statutes § 194A.703 (2023).

14.
15.

United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Cincinnati. [Data set]. American Community Survey.

16.

U.S. News and World Report. (2023). Best hospitals in Cincinnati.

17.

Walk Score. (2023). Downtown, Cincinnati.