About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Lexington, KY

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With its rich history, variety of attractions, and reputation for being the “Horse Capital of the World,” Lexington is a great choice for anyone who loves a pleasant community and plenty of outdoor activities. In this guide, you’ll learn everything you need to know about our seven independent living partner facilities, all within a 10-mile radius of downtown Lexington.

Lexington’s independent living options make the area even more appealing to seniors. Independent living facilities are designed with seniors in mind, so it gives them the chance to live independently but offers a wide variety of senior-friendly amenities. All of our partner communities are pet-friendly, offer complimentary transportation, and include a fitness center. This means independent living communities in Lexington allow seniors to bring the parts of home they love — like pets — but not have to worry about things like transportation.

In this guide, you will find plenty of details about independent living communities in Lexington including how to pay for them, what the access to health care is like, Medicaid and Medicare resources, and more about what makes Lexington a great place for seniors.

Lexington Independent Living Facilities | 550 Reviews
Showing 29 communities
Last Updated: 3/14/24
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Best of Senior Living

The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

Review Score
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Amenities
Providers
Types of care available in Lexington, KY
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Independent Living in Lexington, KY
5 / 5.0

At Elk River Senior everything seems good. I have no complaints. Everything here gets five stars from me. The facility is clean. The staff are friendly. It is a good value. I am very pleased with this facility.

5 / 5.0

I would like to thank the staff and the management for their hard work and compassionate care of my mother. It is never easy to trust someone else to care for your loved ones. They try very hard to make my mother feel at home, make her smile, and tailor her experience to meet her specific needs. If ...

4.9 / 5.0

The staff is awesome. I was very impressed. The food is good but not great. They do a good job. They are really great with the activities. We picked thsi community, because it was the best deal out of all of the ones that we looked at, so it's affordable. [name removed] is amazing, and is especillay...

Photo of Magnolia Springs LexingtonCommunity card badge
1717 Photos available
33 Floor plans available
Pricing promotion expiring soon
9.7
Review score
157 reviews
9.7
Review score
157 reviews
5 star
90%
4 star
8%
3 star
1%
2 star
0%
1 star
1%
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We placed my great grandmother at Magnolia Springs around June of this year. She had been at a previous senior Living facility in the Lexington area that was nothing short of a nightmare for her and our...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Who says moving to a senior living community means giving up your sense of independence? Magnolia Springs embraces the fact you are your own person, different, unique, one-of-a-kind—with your own lifestyle, pursuits, and hopes for the future. Even better, we celebrate it! Each and every day....
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Photo of Cedarhurst of Beaumont
2424 Photos available
55 Floor plans available
9.5
Review score
20 reviews
9.5
Review score
20 reviews
5 star
80%
4 star
20%
3 star
0%
2 star
0%
1 star
0%
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The staff members take very good care of him and they have all types of activities like games, a lot of volunteer music groups that come in, as well as scenic drivers just to name a few. Based on the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We planned Cedarhurst of Beaumont as a way to bring seniors together. To foster a sense of community and connection between residents, caregivers and staff. That’s because we want Cedarhurst to be the best place you can imagine living. A place providing life-enriching activities, exceptional...
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Photo of Preston Greens Senior Living
2929 Photos available
9.2
Review score
16 reviews
9.2
Review score
16 reviews
5 star
56%
4 star
31%
3 star
13%
2 star
0%
1 star
0%
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I thought this place was hands-down the clear winner of everywhere I saw up there. The availability of larger rooms was a huge plus The fact that the place is only four years old is a big plus. And the price...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Cheers to Preston Greens! Lexington's EXTRAordinary senior living community by embracing the "Gold Standard" of senior living, and delivering a superior culture rooted with hospitality, safety and collaboration.Preston Greens takes something ordinary and makes it fun -- a community rich in...
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Photo of Richmond Place
2121 Photos available
55 Floor plans available
Pricing promotion expiring soon
8.9
Review score
110 reviews
8.9
Review score
110 reviews
5 star
44%
4 star
35%
3 star
11%
2 star
6%
1 star
4%
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I liked living there. Everyone was friendly. I just couldn’t afford to stay there any longer. I enjoyed going to the dining room for my meals. And I also enjoyed the Sing-a-Longs that we had. Also liked the...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
This community does not fulfill the legal definition of Assisted Living in Kentucky. A Place for Mom uses the term "assisted living" to indicate that the community provides some level of assistance with daily living activities. It does not indicate that the facility meets official state...
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Photo of Seacoast at Liberty Ridge
4040 Photos available
8.6
Review score
26 reviews
8.6
Review score
26 reviews
5 star
57%
4 star
27%
3 star
8%
2 star
4%
1 star
4%
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This is a low key community that has two floors. Everything is accessible in the community. It is convenient for the residents that is close for activities and dining. It truly feels like home inside the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Liberty Ridge Senior Living Community is celebrating 20 years of service in 2020. We are blessed to have a well-tenured staff with over 275 years of combined experience in senior care. Liberty Ridge is proud of our rich heritage as a non-profit, faith-based (people of all faiths warmly welcome),...
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Photo of Holiday Hartland Hills
1414 Photos available
2424 Floor plans available
Pricing promotions expiring soon
8.5
Review score
58 reviews
8.5
Review score
58 reviews
5 star
58%
4 star
31%
3 star
7%
2 star
2%
1 star
2%
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I had moved Mom from another facility, which was Assisted Living. It was that bad. I had concerns about moving Mom to Independent Living. Every facility talks a good game when you are looking at the...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Hartland Hills provides a fulfilling, independent lifestyle in a welcoming environment. Situated on picturesque grounds in a quiet suburb of Lexington, you'll be enchanted by our region's gently rolling countryside lined with white wooden fences. Residents appreciate the convenience of being...
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Photo of The Lafayette
77 Photos available
66 Floor plans available
8.5
Review score
9 reviews
8.5
Review score
9 reviews
5 star
56%
4 star
22%
3 star
0%
2 star
11%
1 star
11%
See all reviews
My mom seems very happy there. She says the staff is friendly and the facility is clean. The food is very good, although the meals have been a little smaller portions recently. Overall, she is really...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Lafayette is an all-inclusive independent living community in Lexington. The Lafayette has been providing exceptional services in the Lexington community for over 35 years. It is centrally located in the city and close to Keeneland and downtown Lexington. Independent Living is ideal for...
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Photo of Meadowthorpe Assisted Living and Memory Care
66 Photos available
8.4
Review score
14 reviews
8.4
Review score
14 reviews
5 star
57%
4 star
29%
3 star
14%
2 star
0%
1 star
0%
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Turnover seems high but I'm told all care facilities have trouble keeping good help. Everyone is kind, caring, and courteous.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Meadowthorpe Assisted Living and Memory Care is privately owned and operated. Our Community is a five-cottage style campus that includes eight apartments in each cottage. We offer private one-bedroom apartments that are designed to be home-like while creating a safe welcoming environment that...
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Photo of Highgrove at Tates Creek
1616 Photos available
33 Floor plans available
8.1
Review score
53 reviews
8.1
Review score
53 reviews
5 star
71%
4 star
19%
3 star
4%
2 star
2%
1 star
4%
See all reviews
Great people, flexible food options, feels good that my loved one is in a place where he can get care. They offered two large bedroooms and a garage.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Highgrove at Tates Creek is located in the Tates Creek area of southeast Lexington, just south of Man O' War Boulevard. The community is constructed on a beautiful site consisting of rolling hills, mature trees and a winding creek.At Highgrove at Tates Creek, we provide service with dignity. We...
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Photo of Friendship Towers Assisted Living
2020 Photos available
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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It was the best fit for my mother, the physical layout, the activities available, the friendly and caring people, easy communication access, it is close to my home, within our budget. I would recommend to...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
If it's time to slow down with the upkeep on a house and get busy enjoying a maintenance-free lifestyle, Sayre Christian Village has many options for you to choose between.We recognize that most everyone has become accustomed to more space. Our Friendship Towers apartments were built with that in...
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Photo of Legacy Reserve at Fritz Farm
1818 Photos available
77 Floor plans available
7.9
Review score
21 reviews
7.9
Review score
21 reviews
5 star
61%
4 star
19%
3 star
5%
2 star
5%
1 star
10%
See all reviews
My loved one is a resident at Legacy Reserve at Fritz Farm. The staff here are friendly and helpful. There are a lot of activities and the food options are good. I would recommend this facility for a loved...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Legacy Reserve at Fritz Farm is a unique senior living experience for the astute, active senior promoting the freedom to enjoy life. Our Independent Living community promotes a healthy and energetic lifestyle giving residents the opportunity to be as engaged and occupied as they choose to be....
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Photo of The Willows at Hamburg
66 Photos available
5 star
50%
4 star
33%
3 star
0%
2 star
0%
1 star
17%
See all reviews
I like the care from the community for my father. They staff have improvment alot. This is a clean community and he enjoys the grounds. The menu is very good and alot of choices. They have a nice variety of...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
With its vibrant culture, strong sense of community, and famous hospitality, Lexington is the perfect place for a health campus dedicated to enriching the lives of its residents. At The Willows, we are proud to offer our residents regular opportunities to explore the history, culture, and flavors...
Photo of Rose Tower
7474 Photos available
1.5
Review score
3 reviews
1.5
Review score
3 reviews
5 star
0%
4 star
33%
3 star
0%
2 star
33%
1 star
34%
See all reviews
One of the floors has college students on it. The community is kept neat and clean and I would recommend this community to others based on my experience.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Rose Tower is a section 8 and market rate property that offers 1 bedroom units. It is located in Lexington, Kentucky. It is a short walk from eateries, banks, shopping, recreational areas, and more! It is a 15 minute walk from the University of Kentucky and Rupp Arena.We do NOT offer assisted...
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Photo of The Willows at Citation (Memory Care Opening Fall 2018)
1515 Photos available
1.0
Review score
2 reviews
1.0
Review score
2 reviews
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
The most excellent place ever!! Great staff, great food, Great facility. The food variety was really nice and you could request them to make something else if you did like what they were serving I...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Home to friendly people, a vibrant culture, and miles of verdant hills lined with perfect white fences, Lexington is a city known all over the world for its horses and its hospitality. It’s also the perfect place for a health campus dedicated to enriching the lives of its residents. Those that...
Photo of Morning Pointe of Lexington-East
1111 Photos available
2.0
Review score
41 reviews
2.0
Review score
41 reviews
5 star
46%
4 star
27%
3 star
7%
2 star
5%
1 star
15%
See all reviews
I love this place and so does my mother!!! They keep moms mind working on the lantern. There has been some staffing change in the past year but has not been an issue from us. My mom is higher functioning and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Conveniently located near St. Joseph's Hospital East off Richmond Road, just south of Man O'War Boulevard in Lexington, Kentucky, Morning Pointe of Lexington-East is a single-level, state-of-the-art Senior Living community on ten acres. The facility also offers The Lantern Alzheimer's Memory Care...
Photo of Lexington Country Place
1010 Photos available
11 Floor plan available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
This facility made the best out of a bad situation, The were so caring, compationate, and took good care of my loved one. The communication was good they kept us well informed. I would recommend this...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Lexington Country Place, located adjacent to The Lafayette, features the comfortable lifestyle, superb amenities and the highest standards of hospitality and service. Our Nursing Care Center is the choice for seniors requiring post-hospital and post-surgical care and for those who have more...
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Photo of Morning Pointe of Lexington
88 Photos available
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
I would recommend the community. The best part of the community is they take care of my loved one, this allows us to be family. There is nothing at this time that I would change about the community.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Conveniently located next to Homewood Suites and across the street from Meijers Department Store in Lexington, Kentucky, Morning Pointe of Lexington is a a single-level, state-of-the-art Senior Living Community on 5.11 acres. At Morning Pointe you will find assistance with medication,...
Photo of Tanbark Health and Rehabilitation
66 Photos available
5 star
29%
4 star
14%
3 star
29%
2 star
14%
1 star
14%
See all reviews
Great food, wonderful compassionate staff in a southern hospitality atmosphere! I can’t express how great our experience was at Tanbark. I would highly recommend to any family looking for a place for their...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Tanbark Senior Living combines exceptional care, extensive experience and luxury surroundings to create one of the finest personal care, health care and rehabilitation communities in the region.Personal CareOur carefully selected and trained staff are equipped to assist residents with activities...
Photo of Liberty Commons
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Pleasant Meadows Assisted Living - Lexington
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Hamburg Senior Residence
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Hamburg Senior Residence Center goes beyond meeting all of the standards for quality of care and will meet all of your needs in the same award winning way we have done in years past. Our building is handicapped accessible on all of it's three floors through elevator access. Aside from our...
Photo of Ashland Terrace Retirement
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Ashland Terrace has served Lexington, Kentucky as a nonprofit community for over one hundred and fifty years, providing reasonably priced housing and meals for independent women over sixty five.Located in a quiet, historic neighborhood of Chevy Chase, the Ashland Terrace environment is secure and...
Photo of Bluegrass Personal Care Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Main Street Baptist Church Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Costs of independent living in the Lexington area

Independent living communities in Lexington offer competitive pricing. According to proprietary data from A Place for Mom, the average cost for independent living in Lexington is $4,105 which includes any associated fees and service fee add-ons.[01]

Independent living offers a relaxed lifestyle choice for people who want to live independently without worrying about the inconveniences of home ownership. In most independent living communities, dining services, recreation areas, social activities, and provided transportation are all par for the course. In addition, maintenance and repairs are available whenever needed.

The following graphic shows the average baseline costs for independent living. Please note these costs do not include add-on fees.

Average cost comparisons near Lexington, KY

Average monthly costs

Lexington, KY

$3,003

How people pay for independent living in Lexington

While independent living communities are created with seniors in mind, the rent costs of independent living are not covered by long-term care insurance, Medicare, or Medicaid. This means seniors must pay for their own independent living rent fees. Fortunately, there are several public assistance programs that can help cover the costs of medical or other needs. Medicare, Medicaid and long-term care insurance can be used to help with medical costs in an independent living facility, should a senior require in-home medical care.

Here you will learn more about resources available to help you navigate private pay, housing assistance, VA benefits, Medicare, and Medicaid.

Private pay methods

Many seniors will use private funds to pay for their independent living stay. Sources of income can include savings, investments, pensions, and Social Security benefits, as well as the following:

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VA benefits
14534

Number of veterans who live in Lexington

About 47% of Lexington veterans are 65+

For veterans planning to move to an independent living community in Lexington, VA benefits can help cover costs. The following information includes which benefits could be available to you and where to go for help if you have questions.

The U.S. The Department of Veterans Affairs (or the VA) will not cover the cost of an independent living stay but veterans can use their VA Pension toward housing and health-related costs. The Aid and Attendance benefit is an additional option for veteran seniors who need help with activities of daily living, are in a nursing home or bedfast, or have poor eyesight.

Veterans must first make sure they are eligible for certain benefits and determining if they qualify can be complicated. For help navigating the process, veteran seniors should speak to a veterans services officer who can help explain the benefits and explore eligibility. You may be eligible for more benefits than you think, so it is worth reaching out to a veterans services officer to learn more. You can find these accredited representatives at veterans services organizations (VSOs) or the nearest VA office.

Resources for Lexington veterans

VA offices

VA Regional Office
321 W. Main St., No. 390
Louisville, KY 40202
Phone: 800- 827-1000
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Kentucky Department of Veterans Affairs
1111B Louisville Road
Frankfort, KY 40601
Phone: 502-564-9203

VSOs

Veterans of Foreign Wars Bluegrass Post 680
1494 Leestown Road
Lexington, KY 40511
Phone: 859-254-8277

National Association for Black Veterans
3022 Tuscaloosa Lane
Lexington, KY 40515
Phone: 859-421-5851

Medicaid

Medicaid will not cover the cost of an independent living stay. However, if a senior medically requires in-home health care at an independent living facility, Medicaid could cover it through the Home and Community Based (HCB) waiver. The purpose of the HCB waiver is to help individuals with physical disabilities live on their own, so it can help with home-delivered meals, minor home adaptation, and adult day health care.

Seniors with an intellectual or developmental disability may be eligible for the Supports for Community Living Waiver (SCL), which provides a number of services, including residential support and vehicle adaptation, to help individuals live independently.

Seniors must qualify for Medicaid before they are eligible for a waiver. You can apply for Medicaid online at Kentucky’s benefits portal, Kynect Benefits, by calling the Department for Community Based Services (DCBS) office, or by visiting the office in person.

Applying for Medicaid benefits can be difficult but there are resources in Lexington that can help, such as a Kynector, a local representative who can offer guidance on benefits. Another option is to appoint an authorized representative who can apply for Medicaid benefits on your behalf. This representative could be a family member, friend, or attorney.

Another resource is the Office of the Ombudsman and Administrative Review (OOAR), which is part of the Kentucky Cabinet for Health and Family Services. Located in Frankfurt, representatives at the OOAR can provide guidance on applying for benefits. You can also contact the  Bluegrass Area Agency on Aging & Independent Living for advice. Explore the Medicaid resources below for helpful links and local contact info.

Lexington resident Medicaid resources

Local Medicaid resources

The Department for Community Based Services (DCBS)

455 Park Place
Lexington, KY 40511
Phone: 855-306-8959
Hours: Monday through Friday, 8:30 a.m. – 3:30 p.m.

Bluegrass Area Agency on Aging and Independent Living

699 Perimeter Drive
Lexington, KY 40517
Phone: 866-665-7921
Email: ADRC@bgadd.org

Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Bluegrass District Ombudsman (Alice Salyers)

Nursing Home Ombudsman Agency of the Bluegrass, Inc.
3138 Custer Drive, Suite 110
Lexington, KY 40517
Phone: 859-277-9215 or 877-787-0077
Email: alice@ombuddy.org

Medicare

Medicare is a federal health insurance program for people at least age 65. Similar to Medicaid, Medicare cannot be used to pay for an independent living stay but it can help with costs for seniors who require in-home, short-term medical care.

If you are hoping to use Medicare to help offset medical costs, there are several options and resources in Kentucky. One option is the Medicare Savings Program, a Medicare initiative through state-run Medicaid offices. The program will help cover the costs of two parts of Medicare, Part A (Hospital Insurance) and Part B (Medical Insurance). For help with finding prescription drug savings, the Kentucky Prescription Assistance Program (KPAP) is available to connect people to resources.

Seniors and people with disabilities can also use the Kentucky State Health Insurance Assistance Program (SHIP), a free service that offers advice to individuals to ensure they know their rights to Medicare and what benefits they are eligible for.

Another resource is the Program of All-Inclusive Care for the Elderly (PACE), a program to help seniors live independently in their own homes. PACE provides a number of services such as preventative care, dentistry, and medication management. If you qualify, all services can be covered by Medicaid and Medicare.

Navigating Medicare benefits can be tricky so don’t be afraid to ask for help. The Lexington Social Security Administration office is the best place to go to learn about applying for Medicare. The local ombudsman and The Bluegrass Area Agency on Aging & Independent Living (BGAAAIL) can also provide advice and help you determine what benefits you’re eligible for.

Read through the resources below for links and local contact information.

Lexington resident Medicare resources

Apply for Medicare and savings programs

Social Security Administration Office

2241 Buena Vista Road, Suite 110
Lexington, KY 40505
Phone: 866-530-7754
Hours: Monday through Friday, 9 a.m. – 4 p.m.

Helpful programs and resources

Office of the Ombudsman and Administrative Review

275 E. Main St., 2E-O
Frankfort, KY 40621
Phone: 502-564-5497

The Bluegrass Area Agency on Aging & Independent Living

699 Perimeter Drive
Lexington, KY 40517
Phone: 866-665-7921
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Kentucky State Health Insurance Assistance Program (SHIP)

275 E. Main St., 3E-E
Frankfort, KY 40621
Phone: 502-564-6930

Bluegrass PACE Care

2409 Members Way
Lexington, KY 40504
Phone: 855-492-0812

Understand Kentucky laws and regulations for independent living communities

In Lexington, standalone independent living communities are treated like regular housing and are therefore subject to standard housing laws and regulations. However, this changes if an independent living facility is combined with a care facility, such as assisted living or memory care.

In Lexington, nearly 75% of our partner independent living options are part of wider assisted living and/or memory care facilities, which means they need to be licensed and regularly inspected.

Independent living facilities that include assisted living and/or memory care must be certified or licensed. The Kentucky Cabinet for Health and Family Services certifies assisted living communities, which do not provide health care. The Kentucky Department for Aging and Independent Living’s Office of Inspector General licenses personal care homes as long-term care facilities, and they do provide health care. Facilities are regularly inspected by the Division of Health Care. You can view inspection reports for long-term care facilities on the Division of Health Care’s website here.

For independent living communities that are not combined with care facilities, they must follow regular housing laws and regulations. The main laws to be aware of are:

  • Fair Housing Act (FHA) – When finding tenants for any rental, landlords cannot discriminate on the basis of race, religion, sex, nationality, etc.
  • Americans with Disabilities Act (ADA) – All apartments and homes must be ADA compliant, which means certain areas, like lobbies and a number of units, must be accessible for people with disabilities.
  • Assistance animals – The FHA and ADA also dictate that tenants must be able to have an assistance animal if their disabilities require it.

In Lexington, all houses and apartments must also be compliant with the International Property Maintenance Code and the Lexington-Fayette Urban County Government Code of Ordinance to ensure homes are safe. The Division of Code Enforcement carries out rental inspections which can be found through the Citizen Portal.

Properties that participate in the Section 8 housing program are subject to additional regulations, such as meeting specific eligibility requirements, using approved lease agreements, and taking part in regular inspections. Potential tenants can read more about their rights and responsibilities in this Kentucky rental guide.

Kentucky Department of Health contact information

Kentucky Cabinet for Health and Family Services

275 E. Main St.
Frankfort, KY 40621
Phone: 502-564-3970
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

COVID-19 regulations for Lexington independent living communities

While there are no COVID-19 mandates in place in Lexington, the Lexington-Fayette County Health Department encourages all high-risk residents to take precautions against COVID-19. High risk applies to individuals over 60 and residents with chronic health conditions.

See COVID-19 information below from the Kentucky Department of Health (KDPH). Some independent living communities have their own COVID-19 guidelines so seniors should check with their complex for more information.

An illustration of a syringe

Vaccinations.
All Kentucky residents are encouraged to stay up-to-date with COVID-19 vaccinations, including boosters.

An illustration of a protective breathing mask

Masking.
There is no mask mandate but masks are recommended for high-risk individuals or following an exposure.

An illustration of a person in bed within a house

Quarantining.
Because they are over 60 and therefore high-risk, seniors are encouraged to stay home when they can, especially if they are sick or have tested positive for COVID-19.

An illustration of two people with a double-sided arrow beneath them indicating distance

Social distancing.
Avoiding crowds and close contact is recommended for high-risk individuals.

Get to know independent living in Lexington

7Number of in-network assisted living facilities in market
4.4/5.0 average in-network rating
100of our Lexington partner communities are pet-friendly
100of partner communities in Lexington offer a fitness center
100of partner communities in Lexington offer raised garden beds
86of our partner communities have a cafe or bistro
57of our partner communities offer a private patio, deck, or balcony
1540
Number of people we have referred to our partner communities in Lexington
80
Average age of resident we have referred to partner communities in Lexington
Approximately 64% of residents are female.

Types of independent living in Lexington

Lexington offers a variety of options for independent living, from standalone independent living facilities to modern combinations with assisted living and memory care all in one. Here you’ll find some of the reasons to consider an independent living community in Lexington.

The majority of independent living options offer additional care options.

One of the best features of independent living in Lexington is the number of our partner communities combined with assisted living and memory care. Five of the seven independent living communities we partner with are also assisted living and memory care communities. The offering gives seniors the independence and community they want but also provides peace of mind should they need additional care in the future.

There are also standalone independent living options in Lexington if preferred, so whatever facility you’re looking for, Lexington can meet your needs.

All you need in one place

All of our partner independent living options in Lexington offer a fitness center and beauty salon, and the majority of them offer a bar, billiards lounge, and/or a cafe right on site. For seniors who need to run errands off-site but can’t drive or don’t have their own transportation, all of our partner facilities also offer complimentary transportation so seniors don’t have to worry about the stress of maintaining a car or driving.

A real sense of community

Finding a place with a strong sense of community is always popular with seniors and Lexington has plenty to offer. Read reviews and you’ll see seniors love the feeling of family in our partner independent living facilities, thanks to a caring staff and on-site activities that bring seniors together.

The Lexington Senior Center also offers a variety of classes, day trips, and drop-in activities, so seniors in Lexington always have a place to go and meet new people or spend time with old friends.

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Unfamiliar with Lexington? Highlights for seniors

43,368

Number of seniors over the age of 65 currently living in Lexington

14%
Percentage of seniors 65 and older within the Lexington population
$55,943

Median annual income for Lexington seniors 65 and older

Health care for seniors in Lexington

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University of Kentucky Albert B. Chandler Hospital

As the No. 1 ranked hospital in Kentucky, the University of Kentucky Albert B. Chandler Hospital in Lexington has many nationally-ranked specialties. The teaching hospital is also home to the only Level I trauma center in central and eastern Kentucky.

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Baptist Health Hospital

In addition to being a 434-bed hospital, Baptist Health Hospital in Lexington is a medical research and education hub and is home to the Clinical Research Center. Baptist Health Hospital is part of Baptist Health, the first U.S. health system to earn Magnet or Pathway to Excellence designation by the American Nursing Credentialing Center for all of its hospitals.

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St. Joseph Hospital-Lexington

St. Joseph Hospital-Lexington is part of a wider system, CHI Saint Joseph Health, that manages 135 locations in central and eastern Kentucky. Most known for its cardiology, stroke and orthopedics services, the hospital is rated “high performing” in five adult procedures and conditions: colon cancer surgery, heart attack, heart failure, kidney failure, and stroke.

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Lexington Veterans Affairs Medical Center

Lexington Veterans Affairs Medical Center is the Bluegrass region’s center for veteran health care. The VA has both primary care and specialty care services, including geriatrics.

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Transportation for seniors in Lexington

For seniors in our partner independent living facilities, complimentary transportation is available for everyone. There are a few other options for seniors who are unable to drive or prefer not to. One option is Independent Transportation Network (called iTNBluegrass), a nonprofit transportation system designed specifically for the aging population and the visually impaired. Membership is required and riders can book journeys using a prepaid account, similar to a taxi or ride-sharing service.

Another option is Lextran, the city’s public transit system. With buses running every 30 minutes, Lextran offers a discounted fare of 50 cents for veterans, Medicare cardholders, people with disabilities, and people 62 or older. Seniors with disabilities can also use Wheels, a partnership between Lextran and the Bluegrass Area Chapter of the American Red Cross. The service is specifically for people with disabilities so an application is required to ensure all riders meet eligibility.

Walk Score, a service that rates the walkability of cities, gives Lexington a walk score of 34 out of 100, which means residents need a car to do most errands.[08] It is also important to leave some extra time for heavy traffic during peak times.

One section of Lexington that’s very walkable, however, is the city’s downtown. On a nice day, you can walk across the whole downtown in less than 30 minutes. The area is home to restaurants, shops, and art galleries so there’s always something to do if you want to take a break.[08]

Transportation card image
34

Walk Score

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27

Transit Score

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46

Bike Score

Senior activities in Lexington

Lexington is the “Horse Capital of the World,” but even if you aren’t interested in Lexington’s vibrant Horse Country, the city has a wealth of other activities and sights to offer thanks to its rich history, thriving culture, and active senior community.

For horse lovers, the wider Bluegrass region is home to more than 400 horse farms which are popular for tours. Seniors can book a private tour or go by bus to learn about different horse breeds and even meet Kentucky Derby winners.[09] Horse racing is also a big part of Lexington. The Keeneland Race Course is a must-see and it hosts races and events during the year.

For sports fans, Lexington is the home of the University of Kentucky Wildcats. The men’s basketball team is considered one of the most successful Division I teams in U.S. history.

In a state synonymous with bourbon, Lexington is also a great destination for bourbon enthusiasts. The city has its own Distillery District where visitors can tour and have a sip at working distilleries, including the Barrel House Distillery and the James E. Pepper Distillery.

For those who want some history with their bourbon, Lexington is also popular with history buffs. Two of the most popular attractions are the Mary Todd Lincoln House, where the famous First Lady grew up, and Ashland, the former estate of Henry Clay.

In addition to visiting popular attractions around Lexington, the city has plenty of activities for seniors to keep them busy throughout the year. The Lexington Senior Center is a gathering place for seniors and offers a variety of trips, events, and classes.

Frequently Asked Questions

Magnolia Springs Lexington, Cedarhurst of Beaumont and Windsor Gardens of Georgetown are the top-rated Independent Living facilities near Lexington, KY. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Lexington is 3002.7 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran Status (S2101). [Data Set]. American Community Survey.

  3. United States Census Bureau. (2021). Age and Sex (S0101). [Data Set]. American Community Survey.

  4. University of Kentucky HealthCare. (n.d.). General Internal Medicine & Geriatrics.

  5. U.S. News & World Report. (2023).  University of Kentucky Albert B. Chandler Hospital.

  6. U.S. News & World Report. (2023). St. Joseph Hospital-Lexington.

  7. U.S. Department of Veterans Affairs. Locations | VA Lexington Health Care | Veterans Affairs.

  8. Walk Score. (2023). Living in Lexington-Fayette.

  9. Lexington Kentucky Visitors Guide. (2023). Horse Farm Tours in the Horse Capital of the World: Lexington, Kentucky.

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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran Status (S2101). [Data Set]. American Community Survey.

3.

United States Census Bureau. (2021). Age and Sex (S0101). [Data Set]. American Community Survey.

4.

University of Kentucky HealthCare. (n.d.). General Internal Medicine & Geriatrics.

5.

U.S. News & World Report. (2023).  University of Kentucky Albert B. Chandler Hospital.

6.

U.S. News & World Report. (2023). St. Joseph Hospital-Lexington.

7.

U.S. Department of Veterans Affairs. Locations | VA Lexington Health Care | Veterans Affairs.

8.

Walk Score. (2023). Living in Lexington-Fayette.

9.