About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Assisted Living Facilities in Miami, FL

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Miami, Florida, has been a popular destination for seniors in need of assisted living for many years. Famous for its constant flow of cruise ships, relaxing beaches, and lively nightlife, Miami lives up to its legendary charm. While the Magic City no longer boasts a low cost of living, it still offers a variety of exceptional assisted living options for seniors and their families.

Assisted living facilities in Miami give seniors the chance to live comfortably and independently while receiving the care or help they need. Seniors can receive personal care services, mobility assistance, housekeeping and home maintenance, medication management, and more in Miami’s assisted living facilities. The goal is to provide peace of mind for you and your loved one by offering security features, a variety of dietary options, and round-the-clock staff.

A Place for Mom partners with 20 assisted living facilities within a 10-mile radius of downtown Miami. This guide provides the information you and your family need to make an educated decision about assisted living. Read on to learn about the cost of assisted living in Miami, including local cost of living facts, how to pay for care, and information about veterans benefits, Medicaid, Medicare, and what living in Miami’s assisted living facilities may be like each day.

Miami assisted living facilities | 117 reviews

Showing 146 communities
Last Updated: 6/10/24
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Photo of Superior Living of Little Havana
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Pioneer Adult Residential Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Magnet Adult Home South
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Magnet Adult Home South is located in sunny Miami, Florida, and offers its assisted living services for up to eight residents at a time. At Magnet Adult Home South, we understand the needs of our elderly residents and always do our best to provide superior care with compassion. Magnet homes is...
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Explore Assisted Living in Miami
Photo of My Bells ALF
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
My Bells Assisted Living My Bells Assisted Living is a senior care home in Miami, Florida, located in Miami-Dade County. From its picturesque sunsets that paint the sky various shades of red, pink, and purple to the clean, sandy beaches that overlook the pristine ocean, Miami has a unique beauty...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of BJ Home Care
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When I go in there unannounced, the community is always clean and everyone has nice clothes on. The residents are all fed breakfast and lunch and seem to be well taken care of. My loved one has had no falls...
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
BJ Home Care is a great residential care home in the beautiful city of Miami, Florida in the Miami-Dade County. Our home has been set in this strategic region because the weather and surroundings are very convenient for seniors. The serene environment here provides our seniors with a great...
Photo of Gonzalez and Sons Home Care
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
All families in Miami want to know that their senior loved ones will be cared for in a facility that is removed from the stress of living next to resorts and fast-paced hustle, yet retains the attributes of the Florida atmosphere and culture so beloved by those special individuals. Gonzalez &...
Photo of Las Mercedes Boarding Home
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Our mother is 100 years old and has dementia. We (both daughters) work and were not longer able to care for her especially at night, so we had to find an ALF for mom. It was a very difficult decision to make...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Las Mercedes Boarding Home The Las Mercedes Boarding Home is located in one of the world's most beautiful cities, Miami FL. There are so many different things to do in Miami, which means a senior will never have to worry about being bored. Miami is right on the coast and supplies all of the fun...
Photo of Gonzalez and Sons Home Care II
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Photo of Villa Maria Pia
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Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
The Villa Maria Pia is an assisted living facility that is located near the beautiful Blue Lagoon in Miami, Florida. We pride ourselves in being a Micro-Community assisted care facility. A Micro-Community facility is a much smaller and more personalized place for better care than the larger...
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Photo of Sharon's Senior Services Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Two Sisters Love and Care
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Two Sisters Love & Care is a residential care home located in the stunning Miami, Florida, located in Miami-Dade County. Our amazing community fulfills the urge of living in an environment that is cool and peaceful. The neighborhood around is welcoming and possesses the beauty that comes...
Photo of Winston's ALF
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Photo of Richland Retirement Senior Home
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This community has really provided me a peace of mind. I know my mother is being cared for well. Everything is working out very well since her move here. They have a super friendly, welcoming staff, and they...
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Often, we find ourselves in a situation where we are unable to personally take part in the care for our loved ones and the need to move toward finding an Assisted Living Facility is needed. This should not be a difficult or time-consuming decision to make, and with assisted living facilities such...
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Photo of Central Palace
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Nightingale Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Caring for You #1 Assisted Living Facility, INC
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Caring for You #1 Assisted Living , INC Caring for You #1 Assisted Living , INC is a senior care home that's located in Miami-Dade county, Miami, FL. Professional caregivers provide assistance to seniors in a group home setting. Miami is an exciting place to be as a resident and as a visitor....
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Photo of Residential Plaza at Blue Lagoon
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Excellent care very happy with the facility great staff
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Hebrew Home Of South Beach ALF
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Elia's Home Care Inc
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Elia's Home Care is located right in the heart of Miami, Florida. It is an assisted living facility that offers the freedom of in home care with the security of assisted living. We have a staff that is friendly, professional, and well trained to meet the needs of the senior citizen. Our ability...
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Photo of Seraphim Care Inc.
Provides: Memory Care, Residential Care Home
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Care Homes: Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Welcome to Seraphim Assisted Living Facility / Extended Congregate Care! A home where care and personal well-being is our priority.Seraphim Care is a licensed ALF and ECC facility, administered by a registered nurse with over 23 years of health care experience. We provide care to residents with...
Photo of South Hialeah Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Villa Maria Living Solutions
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Pointe Of North Gables
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Pointe of North GablesThe Pointe of North Gables is a beautiful assisted living community located in the vibrant city of Miami, Miami-Dade County, Florida. The Pointe is uniquely committed to providing seniors a warm community that is a safe, nurturing, and invigorating place to live. This...
Photo of Villa Rosa III Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Our methodology

How we identify the top facilities in your location

We developed a proprietary recommendation system that ranks communities based on factors
we know are important to seniors and their families:

  • Proximity to your location
  • Recent, high-quality reviews
  • The amount of information available

Where we source our information

14,000+ communities

We’ve collected data from and about our network of more than 14,000 senior living communities in the U.S. for over twenty years, and we update this information at least once a year.

350,000+ reviews

Additionally, we’ve gathered over 350,000 reviews from senior living residents and family members to provide first-hand accounts of what senior living communities are really like.

What families are saying about assisted living in Miami

Recent reviews for assisted living in Miami

Cutler Bay Village in Miami, FL

5.0
During our loved ones stay of [dates removed] we were very happy with our experience. The owner [name removed] was very thorough and detailed with things they do and how things are ran. During the covid spikes and lockdowns he was very honest and straight forward with the families. This ...
Read more

Artis Senior Living of Davie

5.0
The Artis Way is an amazing program to allow your loved ones dealing with issues of memory loss to live a dignified and full life in a safe and secure environment. After looking at every venue in Broward and Palm Beach counties we chose The Artis way for our “wife, mother, grandmother, great ...
Read more

Hazel Cypen Tower in Miami, FL

5.0
I can't say enough about the staff and residents. They are all so caring and kind. It took a while for my loved one to agree to move. We visited often. The food was surprisingly fresh and good. My loved one likes soup and they always have soup on the menu. Many, many activities including ...
Read more

Miami review score based on 32 family reviews

8.2
Review score146 facilities32 ReviewsWrite a review
This proprietary review score is based on 32 reviews of 146 Miami assisted living communities. All reviews were submitted in the past two years by verified community residents and family members.
The Miami review score informs your search by letting you see at a glance how assisted living residents and family members rate assisted living in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Miami review score compared against nearby cities

8.2
Miami, FL146 facilities
8.2
Miami Beach, FL96 facilities
8.5
El Portal, FL111 facilities

Review subcategories for Miami assisted living

When assisted living residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 32 reviews of 146 Miami assisted living communities. This chart helps you compare Miami resident and family assisted living satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our Senior Living Advisors can help you find communities to match your needs.
Miami, FL averageNational average
Cleanliness
4.4
4.5
Friendliness
4.4
4.6
Care services
3.9
4.2
Staff
4.3
4.5
Meals & dining
3.8
4.1
Activities
3.5
4.0
Value for cost*
3.8
4.1
0.01.02.03.04.05.0
*Learn more about cost details

Costs of assisted living in the Miami area

Assisted living in Miami costs an average of $5,631 a month, according to A Place for Mom’s proprietary data of what families actually paid at our partner communities.[01] This monthly fee includes more than just rent. In general, you can expect your monthly assisted living fee to cover:

  • Rent for a private or semi-private room
  • Meals and snacks
  • Housekeeping and maintenance
  • Personal care services, including bathing, dressing, or grooming
  • Medication management
  • Daily activities and classes

Cost of residential care homes vs. traditional assisted living facilities

The average cost of assisted living facilities in Miami belie a wide range of cost. For instance, 60% of Miami’s assisted living facilities are residential care homes, which are considerably more affordable than other traditional assisted living facilities.[01] These tend to be about $3,000 a month.[01] On the other hand, traditional assisted living facilities in Miami are often luxurious and include a wide range of amenities and activity options. These tend to cost up to $9,000 a month.[01]

Cost of living in Miami, FL

Miami is considered a high cost of living area. According to a comprehensive look at prices across the United States, the cost of living in Miami is 21% higher than the national average.[02] The cost of Miami’s assisted living facilities reflect the city’s higher-than-average cost of living.

Some seniors still save money because of Florida’s tax-friendly laws. Seniors in Florida don’t pay income tax or tax on their retirement savings. Additionally, Florida doesn’t have an inheritance or estate tax.

Comparing Miami to nearby communities

The following figures reflect the baseline cost of assisted living in Miami before adding additional fees. It’s best read as a comparison between the cost of assisted living in Miami and nearby communities.

Average monthly cost of Assisted Living in Miami, FL vs. nearby cities

Miami, FL
$2,918/mo
$3,045/mo

Average monthly cost of Assisted Living in Miami, FL vs. the state and national average

Miami, FL
$2,918/mo
$4,561/mo
U.S. national average
$4,629/mo

Average monthly cost of Assisted Living in Miami vs. other types of senior living

Assisted Living
$2,918/mo
$3,773/mo

Median monthly costs of Assisted Living in Miami, FL by room type

Semi-Private
$2,856/mo
Private
$3,138/mo
Studio
$5,508/mo
1 Bedroom
$6,373/mo
2 Bedroom
$9,158/mo

Average cost of Assisted Living in Miami over time

Miami, FLFL stateNational

How people pay for assisted living in Miami

Most families use public funds to cover as much of their loved one’s assisted living care as they can. The most common public financial resources are veterans benefits, Medicaid, and Medicare. However, these programs can vary based on individual circumstances, eligibility criteria, and available benefits. Most families need to supplement the cost of assisted living by using their own income, savings, or investments, such as stocks or properties.

The key to keeping your ideal assisted living facility within budget is planning ahead. We outline both private and public payment methods so you can make the best use of your money.

Private pay methods in Miami

Retirement accounts are one of the most widely used methods to cover assisted living care costs. However, there are other ways to leverage your income and investments for retirement expenses. Explore these articles and learn how to use your or your loved one’s assets to get the best possible care:

VA benefits for assisted living in Miami
6852

Number of veterans who live in Miami

About 53% of Miami’s veterans are seniors over the age of 55.

Florida has the third-highest veteran population in the United States, and many choose to live in Miami. Local veterans will find a connected and involved support system through the Florida Department of Veterans Affairs (VA), among other local groups.

How to use veterans benefits to pay for assisted living

There are numerous veterans benefits that can help veterans and their families. Eligibility is determined by multiple factors. For instance, if a veteran has a disability and intends to cover their care with veterans benefits, their disability should be connected to their active service, according to the Past Act.

The VA pension is one benefit that can be used to pay for an assisted living facility. Another is the Aid and Attendance benefit. This is one of the most generous benefits available through the Department of Veterans Affairs (VA). Eligible veterans can use this benefit to pay for anything that improves their quality of life, including monthly fees at an assisted living facility. Contact a veterans benefits counselor before applying to help you determine your eligibility.

Veterans benefits counseling in Miami

A veterans benefits counselor can help veterans and their families determine which benefits to apply for. They can also guide you through the application process, and in some cases, help you appeal denied benefits. Contact the following experts in Miami for personalized assistance:

  • The Florida Department of Veterans’ Affairs (FDVA). Florida’s Veterans’ Affairs Department provides thorough and professional benefits counseling to local veterans and their families. Veterans benefits counselors are employed by the department, which offers virtual benefits counseling. Call 727-319-7408 to request your initial virtual appointment. This service comes at no cost to Floridian veterans or their families.
  • Miami-Dade County Veteran Services Program. Miami-Dade County provides benefits counseling to local veterans through the Community Action and Human Services Department. Visit the nearest Veterans Service Center or call 305-756-2830 to schedule an appointment with a counselor. Find a list of Veterans Service Centers offering this program on the VA website. These counseling services come at no cost to local veterans and their families.
  • Veterans of Foreign Wars – Miami. Veterans of Foreign Wars is a national veterans service organization (or VSO) with local chapters that offer free veterans benefits counseling. Sign up for membership at your local VFW post or review the VFW Membership: At a Glance Brochure to learn more.

Resources for Miami veterans

Federal veterans resources

Florida Department of Veterans Affairs

9500 Bay Pines Blvd., #214
Bay Pines, FL 33744

Phone: 727-319-7440

Email: VSO@fdva.state.fl.us

Virtual benefits counseling

Local veterans resources

Miami-Dade County Veterans Services

300 E. 1st Ave.
Hialeah, FL 33010

Phone: 305-884-4801

Veterans of Foreign Wars Post 10212

P.O. Box 941535
Miami, FL 33194

Phone: 305-552-1048

Veterans of Foreign Wars Post 10068

7710 SW 59th Ave.
South Miami, FL 33143

Phone: 789-556-2013

Miami Medicaid for assisted living

Medicaid is a federal health insurance program for low-income individuals and people with disabilities, and each state administers their own Medicaid program. The Sunshine State’s Medicaid program is called Florida Medicaid, and it may cover some costs associated with assisted living facilities. Florida’s Agency for Health Care Administration offers two different health insurance plans through Florida Medicaid:

  • Managed Medical Assistance (MMA) plan. The MMA plan functions like a basic health insurance plan. It covers preventative care, such as regular doctor’s visits, prescription medication, and some procedures. The MMA plan does not cover any of the costs associated with assisted living facilities, such as personal care, meals, or rent.
  • Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) plan. The SMMC LTC plan is for individuals and seniors residing in long-term care facilities, including assisted living facilities. It may cover some of the costs associated with care in assisted living.
Care services covered by the SMMC LTC plan

The SMMC LTC plan through Florida Medicaid covers all of the same services as the MMA plan, as well as the type of care offered in assisted living facilities. More specifically, the SMMC LTC plan covers the following services:

  • Personal care
  • Assistance with activities of daily living
  • Transportation to and from medical appointments
  • Occupational, physical, and respiratory therapy
Other expenses covered by the SMMC LTC plan

Florida Medicaid’s SMMC LTC plan covers rent and meals for eligible seniors who already reside in a Medicaid-approved nursing home in Florida. While the terms “nursing homes” and “assisted living” are not interchangeable, the Florida state government says any facility that provides skilled nursing care is considered a nursing home. Some assisted living facilities in and around Miami provide skilled nursing care, which can be considered a Medicaid-approved nursing home.

If you’re unsure whether you or your loved one qualifies for coverage under Florida Medicaid’s SMMC LTC plan, consider speaking with the advisor at your current community or an elder care attorney.­­­­­­­­­

Eligibility for Florida Medicaid’s SMMC LTC plan

A senior in Florida is eligible for the SMMC LTC plan if they meet the requirements for Florida Medicaid and need a nursing facility level of care. In Florida, seniors should meet the following criteria to be eligible for Medicaid:

  • Be a Florida resident
  • Be without health insurance
  • Be low-income, making no more than $18,075 a year as an individual as of 2023

Seniors generally go through the Comprehensive Assessment and Review for Long-Term Care Services (CARES) program to meet the nursing home requirement. Seniors in need of personal care — or individuals who already reside in an assisted living facility — are generally eligible for the SMMC LTC plan. Schedule your free needs assessment by contacting your local Medicaid office.

Home and community based services waivers

Seniors living in Florida may be eligible for a home and community based services waiver, also known as a HCBS waiver. These waivers cover the costs of in-home care, and can be provided even if the senior resides in an assisted living facility. Here’s what you need to know about Florida’s HCBS waivers:

  • HCBS waivers offset the cost of home care services, such as help with mobility, bathing, and meal preparation.
  • HCBS waivers may also be called Section 1915(c) waivers.
  • Florida seniors who are eligible for the SMMC LTC plan are likely eligible for HCBS waivers.
  • You can choose which home care service you use while utilizing a HCBS waiver.
Get help applying for Florida Medicaid

Most people need help applying for Medicaid benefits. Thankfully, seniors in Miami can find Medicaid benefits counseling from multiple organizations, including the following:

  • Alliance for Aging, Inc. This local organization provides benefits counseling to Miami seniors. Local representatives can also connect seniors to meal services, senior-friendly recreation, and transportation.
  • Department of Elder Affairs for the State of Florida. This department offers straightforward Medicaid benefits counseling, and can connect you to other resources to help you apply for benefits.
  • SHINE (Serving Health Insurance Needs of Elders). SHINE is a free program that offers benefits counseling through trained volunteers. Compassionate counselors can walk seniors and family members through the application process and direct them towards other local resources.
  • The Florida long-term care ombudsman. You can direct complaints about your Florida Medicaid coverage or the application to the Florida long-term care ombudsman. They will either help rectify the problem or direct you toward someone who can.

Miami Medicaid resources

State Medicaid resources

Florida Medicaid

2727 Mahan Drive
Tallahassee, FL 32308

Phone: 866-762-2237

Medicare assisted living coverage in Miami

Medicare is a federal health insurance program for seniors over the age of 65 or people with disabilities. Medicare won’t cover the cost of rent or meals in an assisted living facility in Miami, but it may cover some health care procedures, medications, and medical equipment. Unlike Medicaid, Medicare is not state-run, and all eligible seniors receive the same Medicare benefits regardless of where they live.

What does Medicare cover?

Medicare covers short-term and medically necessary health care costs. For a procedure, test, or item to be covered by Medicare, a physician and a Medicare representative must first establish if it’s medically necessary. Keep in mind that what’s medically necessary for one person may not be for another. Some commonly covered procedures or items are an emergency appendectomy or a wheelchair for someone who is no longer mobile. Learn more about what Medicare covers by visiting Medicare’s coverage portal.

Does Medicare cover assisted living?

No, Medicare doesn’t cover assisted living because this type of care is typically long-term. However, Medicare may cover short-term stays in rehabilitation facilities after a procedure or short-term hospital stays. It could also cover the costs of some medically necessary health care services.

Who is eligible for Medicare?

All Americans who paid their Medicare taxes are eligible for Medicare coverage, regardless of their income. Some seniors are also eligible for Medicare Savings Programs. In general, a senior must be below a certain income threshold to qualify for a Medicare Savings Program. These income limits are updated annually and depend on local cost of living. You can find information about how to apply on the Medicare website.

Medicare benefits counseling

Often, seniors apply for Medicare coverage in the midst of a difficult health situation. If you or your loved one is struggling to receive or understand coverage, you can speak with a Medicare benefits counselor. The Florida Department of Health and The Department of Elder Affairs both offer Medicare benefits counseling. Contact a Medicare benefits counselor by visiting The Florida Department of Health website or the Department of Elder Affairs website.

Understand Florida laws and regulations for assisted living facilities

A Place for Mom partners with professional and compassionate assisted living facilities in Miami. All assisted living facilities in the state of Florida are licensed and regulated by the Bureau of Health Facilities Regulation. The bureau offers a few different types of assisted living licenses to account for the varieties of assisted living facilities in the state. For example, small residential care homes receive an Adult Foster Care license, and assisted living communities that offer skilled nursing care receive an Extended Congregate Care license. Traditional assisted living communities apply for the Assisted Living Facility license.

Florida assisted living facilities have high safety and ethics standards

The Bureau of Health Facilities Regulation outlines the safety and ethics standards for all licensed assisted living facilities in Florida. Facilities must maintain the following standards to continue their licensure:

  • Facilities must be kept in a hygienic and livable condition.
  • Facilities must provide residents with healthy daily meals.
  • Facilities should allow residents to keep their personal items in their own room.
  • Facilities should allow spouses to share a room.
  • Facilities should communicate with families or guardians at least once every 30 days.
Employee’s training and safety requirements

All employees of Floridian assisted living facilities must meet the following criteria before working with residents:

  • Employees should pass a background check.
  • Within 30 days of their start date, caregiving staff must complete a 4-hour training about senior care.
  • Administrators must complete an initial 26 hours of senior care training and 12 hours of continuing education every two years.
Public inspection results for assisted living facilities in Florida

At least every two years, the Bureau of Health Facilities Regulation inspects all assisted living facilities. You can find inspection results on the Florida Health Finder. Search by community type, location, or proximity to your address.

Florida Department of Health contact information
Florida Agency for Health Care Administration

2727 Mahan Dr.
Tallahassee, FL 32308

Phone: 888-419-3456

Feedback form

Bureau of Health Facility Regulation

COVID-19 regulations for Miami assisted living facilities

The Florida state government doesn’t enforce any masking, quarantine, or vaccination policies for assisted living residents and staff. However, individual communities are able to ask their own staff members, visitors, and residents to mask. Visitors are actively encouraged in Miami’s assisted living facilities and are allowed at any time, regardless of vaccination status.

Miami-Dade County offers free COVID-19 testing and vaccinations for all residents. You can receive these through at-home testing kits or in pharmacies or health care centers. Miami-Dade County publishes updated case and vaccine information on the county’s Coronavirus (COVID-19) website.

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Vaccinations. Miami-Dade County provides free vaccinations to any county resident.

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Facility cleanliness. Assisted living facilities in Miami follow the state’s cleanliness requirements to maintain licensure.

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CDC guidelines. Local assisted living facilities follow all local and federal COVID-19 guidelines.

60%
Miami is split between 60% residential care homes and 40% traditional assisted living facilities.[01]

What to expect from assisted living in Miami

Miami has enough blue skies and swanky villas to make anyone suspect that it’s a lovely place to retire. And, they’re right. While it no longer boasts a low cost of living, Miami boasts some of the most luxurious senior living facilities in the United States. Miami can truly feel like heaven on earth for those willing to pay the price. For those looking for more affordable assisted living options, Miami also offers a range of options.

What are assisted living facilities?

Assisted living facilities provide housing, nutritious meals, and tailored care to seniors who typically need more help each day. This usually means help with personal care, such as mobility, medication management, meal preparation, and hygiene. For many seniors in assisted living, one of the most significant advantages is the daily social interaction they enjoy with fellow residents and staff members. All of A Place for Mom’s partnering assisted living facilities offer an interactive calendar filled with activities and events to keep seniors sharp and engaged.

Luxury assisted living vs. residential care homes

Assisted living facilities are often pricier than other senior care options due to the increased demands for staff training and supplies. In Miami, assisted living costs on average $5,631 a month.[01] However, this number reflects a wide range of assisted living costs in Miami. Unlike many other markets, Miami stands out with an above-average number of luxury assisted living facilities, where residents should expect monthly expenses of more like $9,000.[01]

On the other hand, the majority of Miami’s assisted living facilities are smaller residential care homes, which generally cost between $3,000 and $4,000 a month.[01] In fact, about 60% of partner Miami assisted living facilities are these affordable residential care homes.[01]

Both larger assisted living facilities and residential care homes follow the same licensing process and must maintain the same standards. While cost may be an important determining factor, seniors’ preferences also play a significant role in their choice. Some seniors favor the intimate, homelike environment of residential care homes, while others seek more amenities and social engagement. Additionally, both residential care homes and larger, traditional assisted living facilities can provide a spectrum of services, encompassing assisted living, skilled nursing care, and memory care. Regardless of your preference, Miami has options.

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Unfamiliar with Miami? Highlights for seniors

78406

Number of seniors over the age of 65 currently living in Miami

18%
Percentage of seniors 65 and older within Miami’s population[04]
$79,886

Median annual income for seniors 65 and older in Miami[05]

Health care for seniors in Miami

Miami is home to some of the best health care providers in the world. The Cleveland Clinic Weston and the University of Miami Hospital and Clinic are two exceptional options for seniors needing medical care.

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Cleveland Clinic Weston Hospital

One of the best in the nation, the Cleveland Clinic Weston Hospital offers an expansive range of specialties, including geriatrics, ophthalmology, and oncology. Physicians at the Cleveland Clinic Weston are developing cutting-edge medical advancements in blood and marrow transplants, and the hospital accepts most health insurance policies.

1950 Cleveland Clinic Blvd.
Weston, FL 33331

Phone: 954-659-5000

Find a provider

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University of Miami Hospital and Clinics

The University of Miami Hospital and Clinics is the area’s foremost teaching hospital. Considered one of the best training hospitals in the United States, patients have access to leading technology in fields such as internal medicine, geriatrics, and ophthalmology.

1400 NW 12th Ave.
Miami, FL 33136

Phone: 305-325-5511

Find a provider

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Mount Sinai Medical Center

The Mount Sinai Medical Center is also a teaching hospital serving both Miami and Fort Lauderdale residents. This medical center offers the only Ivy-League-backed cancer center in South Florida through a partnership with Columbia University. The hospital offers care within most specialties and has an emergency department. It also accepts most health insurance policies.

4300 Alton Road
Miami Beach, FL 33140

Phone: 305-674-2121

Find a provider

Transportation for seniors in Miami

Most seniors in assisted living won’t need to travel on their own. About 50% of assisted living facilities in Miami offer transportation at an additional cost to their residents. Many active seniors and their families travel throughout Miami using their personal vehicles. However, seniors can get almost anywhere in Miami without a car thanks to safe and low-cost public transportation. The Metrorail, Metromover, and Metrobus are the primary public transportation options provided by Miami-Dade County. Additionally, seniors in downtown Miami can use the trolleys. Ride sharing services and taxis are also available in the city.

Miami residents age 65 and older can ride all public transportation for free by using a Golden Passport EASY Card. Apply for your Golden Passport in-person at the Miami-Dade Transit Golden Passport Office or by calling 311. Regardless of your preferred travel method, keep in mind that Miami is known for having heavy traffic. If you’re visiting from out of town, consider leaving more time for travel as you make plans.

Walk Score rates cities on their walk, bike, and transit-friendliness. Walk Score gave Miami the following scores, each out of 100:[06]

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77

Walk Score

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57

Transit Score

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64

Bike Score

Senior activities in Miami

Miami is one of the most multicultural, exciting, and accessible cities for seniors to explore. While seniors in assisted living facilities tend to enjoy most of their recreation within their community, visiting family members and friends are encouraged to take their loved ones on day trips to Miami’s beaches, concerts, and museums. Due to local government initiatives such as the Golden Ticket, seniors age 62 and over have access to a wealth of artistic, outdoor, and social opportunities in and around Miami. Additionally, almost all of the senior-friendly recommendations below are wheelchair accessible.

Miami’s senior programming

  • Golden Ticket Arts Guide. Seniors over the age of 62 can register with the Miami-Dade County Department of Cultural Affairs to get a Golden Ticket. This ticket provides free access to cultural events throughout the city, such as concerts, movie screenings, and performances. Find registration information and schedules on their website or call 305-499-8755 to request a guide. Consider using the Golden Passport to get to and from events.
  • Miami-Dade Parks’ Active Older Adults program. While this is more appropriate for more active seniors, adults aged 55 and older who wish to keep up their physical fitness and well-being will enjoy the county’s active older adults program. This program includes regular fitness courses, such as Tai Chi and yoga, field trips, and meals for seniors across the county. Program schedules vary month to month and by park location. Call 786-372-9701 to learn more about the activities near you.

Fun in the sun for Miami seniors

  • Sunny Isles Beach. Located between Miami and Fort Lauderdale, Sunny Isles Beach is known for being peaceful and close to exquisite restaurants. Beach wheelchairs are available at 10 different lifeguard stands throughout the beach to promote accessibility. The beach is open from sunrise to sunset, and you can call 305-792-1940 for current beach conditions.
  • Crandon Park Beach. Also known as a quiet, under-the-radar haven, Crandon Park beach has 27 tennis courts, a golf course, and shower cabanas. This park is also home to the Marjory Stoneman Douglas Biscayne Nature Center, which makes an excellent day trip for visiting family members. You can explore nature exhibits, presentations, and a gift shop. Active seniors or visiting family members can hike through the native Hammock groves in the nearby Bear Cut. While the beach area has wheelchairs available for free, other parts of the park do not.
  • The Everglades. While not technically in Miami, Everglades National Park is only a 90-minute drive from Miami. It can be an accessible day trip for seniors as most of the park is accessible by airboat, which should be booked in advance.

Mini cultural adventures in Miami

  • Little Havana. Little Havana, located on Calle Ocho (Southwest Eighth St.), is the epicenter of Miami’s thriving Cuban culture. Here, you’ll find an abundance of Latin restaurants, lounges, murals, music, cigar parlors, and more. You can find daily walking or bus tours on the Little Havana website. These tours typically involve a visit to Memorial Boulevard, Cuban food tastings, and visits to cigar craftsmen.
  • Vizcaya Museum and Gardens. Seniors who enjoy Renaissance art and groomed gardens will appreciate the former home of businessman James Deering. This historic home was built to mimic the Mediterranean Revival architectural style with inspiration from Venetian palaces. It’s also surrounded by native hammock groves and botanical gardens. A visit typically costs around $15, but is free for seniors with the Golden Ticket on Mondays and Wednesdays. The museum is open from Wednesday through Monday, from 9:30 a.m. to 4:30 p.m., although hours are subject to change on holidays.

Frequently Asked Questions

Seaside at Hallandale Beach Senior Living, The Peninsula Assisted Living and Memory Care and Artis Senior Living of Davie are the top-rated Assisted Living facilities near Miami, FL. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Assisted Living in Miami is $2,836 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. Rentcafe.com. (2022). Miami, FL rental market trends.

  3. United States Census Bureau. (2021). Veteran status (S2101): Miami city [Data set]. American Community Survey.

  4. United States Census Bureau. (2021). Age and sex (S0101): Miami city [Data set]. American Community Survey.

  5. United States Census Bureau. (2023). Mean income in the past 12 months (S1902): Miami city [Data set]. American Community Survey.

  6. Walk Score. (2023). Miami, Florida.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

Rentcafe.com. (2022). Miami, FL rental market trends.

3.

United States Census Bureau. (2021). Veteran status (S2101): Miami city [Data set]. American Community Survey.

4.

United States Census Bureau. (2021). Age and sex (S0101): Miami city [Data set]. American Community Survey.

5.

United States Census Bureau. (2023). Mean income in the past 12 months (S1902): Miami city [Data set]. American Community Survey.

6.

Walk Score. (2023). Miami, Florida.