About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Phoenix, AZ

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Phoenix and the surrounding suburbs are leaders in senior independent living. While many retirees vacation in the Valley of the Sun for its blue skies and laid-back personality, Phoenix’s excellent medical infrastructure and relative affordability convinces many seniors to stay. Besides the snowbirds, a booming economy brings in highly skilled workers, who in turn bring their parents. Independent living in Phoenix is a good option for seniors who want to move out of a family home but don’t need the skilled care of an assisted living community.

In Phoenix, independent living looks like residential 55+ or 62+ neighborhoods that provide their residents with restaurant-style dining, social activities, resort-like amenities, and hassle-free living. Independent living communities usually have an all-inclusive monthly fee and a one-time move-in fee.

A Place for Mom partners with 22 independent living communities in a 10-mile radius of the Phoenix city center and 47 independent living communities within a 15-mile radius. While there is already a large supply of independent living communities within Phoenix and its suburbs, more independent living communities are currently being built to meet the rising demand.

Phoenix Independent Living Facilities | 1309 Reviews
Showing 162 communities
Last Updated: 4/10/24
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Photo of Hillside Senior Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Broadway Terrace Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Terraces of Phoenix
1.0
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Dad is here currently and things have been good. Everyone seems pretty nice and he gets along well with the other residents. The staff seems to be able to answer any questions that I have and they take good...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Casa Blanca Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Sierra Valaha
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Corrine Assisted Living LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Bella's Care Home LLC
6.0
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2 reviews
6.0
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We toured Bella's Care Home along with 3 others when searching for a place to house my mother. Bella herself met with us and asked us more questions that we had for her. Her staff there were pleasant and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Regency Adult Home Care LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Beebes Assisted Living LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Primavera Assisted Living LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Doctor's First Choice Care Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Adagio Care LLC
88 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Advanced Care Homes, a professional Residential Care Home organizations, is pleased to offer Bethany Gardens Assisted Living as our flag ship location in the the Central Corridor of Phoenix, not far from Arcadia or Scottsdale. We could write a book about what sets our Homes apart from the...
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Photo of Zen Senior Living
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Valley Vista Home Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Lynette's Care Center II
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of M D Quality Care Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Desert Crest Retirement Apts
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Tanner Terrace For the Elderly
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Park Lee Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Maryland West Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Great Heart Adult Assisted Living Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Waymark Gardens - HUD
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Dmw Adult Care Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

What families are saying about independent living in Phoenix

Recent reviews for independent living in Phoenix

The Springs of Scottsdale

4.4
Mom had to go to the hospital. Staff called us kids with an update on what they knew, where she went etc. We were very thankful for staff staying in touch with us through that situation. Nice facility at a reasonable price. Not the newest or biggest, but good food and mom is making new friends.

Legacy Village of Salt River in Scottsdale, AZ

4.0
My loved one is currently a resident at Legacy Village of Salt River and overall this facility is a 4+!. The staff is good. Their responsiveness to issues is good. The food is good. Housekeeping is once a week and works well for the resident. The move in was stress free and they were very ...
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Revel Scottsdale

5.0
Revel is warm and inviting. The Sales team is wonderful and goes out of their way to make you feel comfortable and heard. I love the family style atmosphere with all the other residents and it's a very classy place. There is always something fun to do here.

Costs of independent living in the Phoenix area

Each independent living community has slightly different costs, payment options, and plans, so it’s important to ask communities directly about their costs before choosing. Every Phoenix independent living community should be able to give you a clear picture of how much it costs to live there.

Independent living costs tend to have two parts: monthly fees and a one-time admission fee.

Monthly fees for independent living

Senior residents of independent living communities in Phoenix paid an average of $3,206 a month in total, including all extra fees, according to A Place for Mom’s proprietary data.[01] The cost figures in the chart below are the baseline rental fees that area residents of independent living communities pay before adding fees for care and amenities.

These figures are slightly lower than monthly costs in other top independent living markets in the nation but more expensive than most rental apartments in Phoenix — due to the added services and amenities available to residents of independent living communities. The monthly independent living community fee often includes the following:

  • Rent for an apartment, townhome, or detached house
  • Utilities
  • A meal plan in a restaurant-style dining room
  • Maintenance and landscaping
  • Housekeeping, including laundry services
  • Access to an in-house gym and exercise classes
  • Access to in-house recreational amenities (pools, hot tubs, salons, movie theaters, cocktail lounges, computer rooms, craft rooms, libraries, outdoor grills, dog parks, and more)
  • Social activities
  • Transportation
  • High-tech security systems
  • In-house wellness concierge

One-time admission fee for independent living

Not all independent living communities have an admission fee. Admission fees are more common in senior living communities known as Continuing Care Retirement Communities (CCRCs). These communities have all senior care types on one site, with independent living, assisted living, and skilled nursing areas. The admission fee is a way to offset future expenses as your care needs increase due to aging. Depending on the community, the one-time move-in fee varies from $100,000 to over $1 million, based on how much care the community can provide. Often, a higher move-in fee causes monthly payments to be lower. Many retirees use the equity from their house to pay.[01] However, some independent living communities in Phoenix have Return of Capital plans (ROCs), which means the community may return up to 80% of the move-in fee back to the resident or the resident’s heirs if they choose to leave or pass away without the need of long-term care.

Average monthly cost of Independent Living in Phoenix, AZ vs. nearby cities

Phoenix, AZ

$3,769/mo

How to pay for independent living in Phoenix

Most retirees pay for independent living with private funds. Because standalone independent living does not provide health services or personal care, it’s not covered by Medicare, Medicaid, or long-term care insurance.

Private pay methods in Phoenix, Arizona

Many retirees fund their independent living through the sale of a family home. Read on for further tips on the common ways people privately pay for independent living:

Caregiver Resources
Can You Use Your HSA for Long-Term Care Costs?
By Celia Searles
Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
Veteran benefits for independent living in Phoenix, Arizona

Veterans pensions and benefits can help pay for independent living costs. The Aid and Attendance is an additional benefit that may be applied to the VA pension and can be used for anything as long as it improves quality of life.

A veteran may qualify for a VA pension if they meet the following criteria:

  • They were honorably discharged.
  • They served at least 90 days of active duty, with at least one day during wartime.
  • They meet low-income status, are 65 and older, or disabled.

Veterans need to meet at least one of the following standards to be eligible for the Aid and Attendance benefit:

  • Have limited vision
  • Need help to perform daily activities
  • Be bed-bound
  • Already reside in a nursing home due to mental or physical disability

The Aid and Attendance benefit can be used to pay for rent, care, or any other fees at an independent living community.

For seniors who wish to independently age-in-place, the Housebound allowance supports veterans who only need in-home care services. This means that even if home is an independent living community, care services may be covered there if the senior spends most of their time at home. Unlike the Aid and Attendance benefit, the Housebound allowance can only be used to pay for care services for a housebound senior. Note that you can’t receive both the Aid and Attendance and the Housebound benefit at the same time.

The Department of Veterans Affairs also funds the Shallow Subsidy initiative, which provides affordable housing to very low-income veterans. These rentals do not have the amenities that independent living communities provide.

60681

Number of veterans living in Phoenix, Arizona, according to the U.S. Census Bureau

59 percent of veterans in Phoenix are 55+, according to the U.S. Census Bureau

Public pay methods in Phoenix, Arizona

Independent living fees don’t include personal care or health care services, so Medicaid and Medicare will not cover independent living costs. However, some independent living communities have assisted living and skilled nursing wings or access to third-party care services on site. And, these added medical care costs may possibly be covered by Medicaid or Medicare.

Medicare for senior care services in Phoenix independent living communities

Anyone over 65 who has paid their Medicare taxes (or is married to someone who has) is eligible for Medicare. While Medicare will not cover cost-of-living fees, it can cover short-term, medically necessary care services, like rehabilitation care after a surgery. Medicare will also pay for hospice care if certain conditions are met. Medicare will not pay for long-term care services.

The Maricopa County branch of the Area Agency on Aging Locations is a helpful resource for seniors in Phoenix. This program can help connect Phoenix seniors with information about Medicare. It can also direct seniors towards local community support like the Help with Paying Medicare Costs Only program, which aids seniors in their Medicare premiums, deductibles, and copayments, or the Arizona Fee-for-Service Medicare Savings programs, which pay for low-income Arizona seniors’ Medicare premiums.

For more information, you can dial 2-1-1 and contact the Phoenix Social Security office.

Understand Arizona laws and regulations for independent living communities

Independent living communities don’t provide personal care or health care, so they are not regulated in the same way as assisted living communities. However, some independent living communities have assisted living and skilled nursing wings on site. These wings are regulated in the same way as stand-alone assisted living communities and nursing homes.

Independent living communities often have age and health requirements. Most require residents to be over 55 or 62 and won’t accept residents who are bedbound. Aside from these requirements, independent living communities go through similar, if not identical, inspections as traditional apartment complexes. Independent living residents can expect the independent living community to handle all of the maintenance and repairs, as well as keep the apartment or villa in a livable condition. Residents are also expected to keep their dwelling in a good condition and to not alter the apartment without consent from the community.

Arizona doesn’t have an agency to enforce any disputes between an independent living community and residents, so any problems are dealt with as private matters.

COVID-19 regulations for Phoenix independent living communities

Phoenix independent living communities must follow the same COVID-19 guidance as traditional apartment complexes. This means they follow state and city guidelines for mitigating the spread of COVID-19. Phoenix follows the Arizona Together program, which recommends that residents mask when sick and test for COVID-19 when exposed.

Get to know independent living in Phoenix

487Number of in-network assisted living facilities in market
4.0/5.0 average in-network rating
86% of independent living communities in Phoenix have a beauty salon and barbershop
86% of Phoenix independent living communities have a swimming pool
81% of independent living facilities in Phoenix have a fitness center
90% of Phoenix independent living communities provide complimentary transportation
5902
Number of people referred to partner Phoenix independent living facilities in the past year
76
The average age of people referred to Phoenix’s independent living communities

What to know about independent living in Phoenix

Independent living in Phoenix can be a senior retiree’s dream.

Phoenix is currently booming, but retirees have flocked to the Valley of the Sun for decades. The year-round sunshine and a local preoccupation with golf brings in plenty of snowbirds. But these delights are only part of the story why so many seniors choose to nest in Phoenix permanently.

Phoenix senior living is growing

Phoenix has a growing economy, so many retirees follow a child whose job brought them to the city. Some seniors are attracted to the strong medical infrastructure, and others are simply drawn to Phoenix for the sheer number of senior living options available.

In Phoenix, 7.7% of the population is over 70, [02] but in the suburbs like Paradise Valley, 23% of the population is over 70.[03] Because of the persistently high number of seniors, Phoenix has one of the highest concentrations of senior living options in the United States. This means that most retirees can find a senior living option that suits them in Phoenix.

With all this buzz, independent living costs in Phoenix are higher now than in the past. However, the cost of Phoenix’s independent living communities are still cheaper than the other top five senior living markets in the country, except for Dallas. As one of the most popular forms of senior living, and as one of the most profitable, independent living contractors continue to build these communities — making room for a new wave of seniors looking for a fresh lifestyle.

Phoenix senior living is laid-back

Independent living in Phoenix attracts active seniors who can take care of themselves but want simplicity and a richer social life. Most of Phoenix’s independent living communities offer a resort-like atmosphere, so living there feels like a forever vacation. On-site amenities often include pools, gyms, luxuriously designed interiors and common areas, and landscaped grounds.

Depending on the community, residents can live in an apartment, a townhome, or in some cases a stand-alone cottage within an age-restricted neighborhood. Many of these communities also provide concierge services. For example, wellness concierges can help residents develop a wellness plan, schedule fitness classes, and coordinate appointments with local health care providers.

Some Phoenix independent living communities have assisted living and skilled nursing wings on site. While they may be connected to or near the independent living community, these wings are licensed and registered differently. However, as part of their fees, many independent living communities can include provisions for future long-term care at these assisted living or skilled nursing wings.

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Unfamiliar with Phoenix? Highlights for seniors

125,457

Number of Phoenix residents over 70

23%
Percentage of Paradise Valley residents over 70
32%
Percentage of Phoenix residents over 65 with a disability
20%
Percentage of Phoenix seniors 65+ who are employed
68°

The average high temperature in Phoenix in January

Health care for seniors in Phoenix

Phoenix has two hospitals that are nationally ranked in geriatric care.

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Mayo Clinic – Phoenix

The Mayo Clinic – Phoenix is rated No. 1 in the Phoenix metro area and ranked in 10 specialties nationally, according to U.S. News and World Report. It’s ranked 13th in the nation for geriatric care.

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St. Joseph’s Hospital and Medical Center

St. Joseph’s Hospital and Medical Center is nationally ranked in geriatrics, neurology, and neurosurgery.

Transportation for seniors in Phoenix

Residents generally need a car to get around Phoenix, as the urban sprawl can make it difficult to do otherwise. This is why many independent living communities have a transportation concierge arrange rides for residents, either as an a la carte service or included in the monthly fees. About 91% of independent living communities in Phoenix offer some form of transportation to their residents, usually included as part of their monthly amenity fees.[01]  

For public transportation options, the Valley Metro Transit System is the city’s train system and it operates throughout most of the day and night. Though, the train is not so reliable, as wait times can sometimes exceed 20 minutes. Another option for seniors is Dial-a-Ride, which provides transportation to and from appointments. Uber and Lyft are also some reliable options for transportation around Phoenix, depending on the traffic and the time of day.

WalkScore gave Phoenix the following ratings, each out of 100, based on public data about the city’s transportation infrastructure.

Transportation card image
41

Walk Score

Transportation card image
56

Bike Score

Transportation card image
36

Transit Score

A senior couple golfing

Senior activities in Phoenix

Phoenix is an exciting place for active, retired seniors.

Gaming

Phoenix and the surrounding suburbs are home to many casinos, which several senior living communities organize shuttles and day trips to. The largest is Talking Stick Resort, which has a luxury hotel, a theater, a spa, a museum of Native American art, and an expansive game space. Casino Arizona and Gila River Casino also offer transportation to and from areas in Scottsdale.

Spas

Day spas are another part of the Phoenix culture. While most hotels in the area have excellent spas, there are plenty of stand-alone lodges that offer an immersive wellness experience. Many, like the Tierra Luna Spa on the Arizona Biltmore Resort, have magnificent views and enough options to keep you there all day.

Sports

Phoenix also has a great sporting culture, with the Footprint Center, State Farm Stadium, and the Chase Field. While they no longer offer senior discounts, the cherished local teams — the Arizona Suns, the Arizona Cardinals, and the Arizona Diamondbacks — bring the team spirit every time. Attending a home game is a popular activity for any age, including many seniors who plan their own day trips to see their favorite team. Casino Arizona also hosts Showtime Championship Boxing for serious Phoenix boxing fans to watch ringside.

Nature and art

For nature enthusiasts, there are plenty of natural landmarks in the surrounding desert and mountain landscape that bring people from around the world. For example, the Desert Botanical Garden is one of the best places to see unique desert flora, and it offers adult classes on landscaping, gardening, cooking, and art.

For architectural enthusiasts, tours are available at Taliesin West, the personal home of architect Frank Lloyd Wright. Phoenix also has an excellent musical instrument museum. Nearby is the Heard Museum, which has a nationally celebrated exhibition of Native American art.

Golf

Golf is a common hobby in Phoenix, and plenty of people visit for the golf scene specifically. Of the many golf courses to choose from, most have peaceful views of the Sonoran Mountain range and can be played all year because of the warm climate. Papago Golf Course is one of the most popular courses because of its scenic backdrop of the Papago Buttes and renowned bar and grill.

Food

Along with everything else about Phoenix, the food scene is vibrant and expanding. While Mexican restaurants and steak houses have been Phoenix staples for years, the city is starting to be a food capital of the United States. From street tacos to fine dining, Phoenix has exceptional food for any taste and any budget.

Frequently Asked Questions

Revel Scottsdale, Atria Chandler Villas and MorningStar of Fountain Hills are the top-rated Independent Living facilities near Phoenix, AZ. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Phoenix is 3769.44 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Age and Sex (S0101): Phoenix City [Data set]. American Community Survey.

  3. United States Census Bureau. (2021). Age and Sex (S0101): Paradise Valley Town [Data set]. American Community Survey.

  4. United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Phoenix City [Data set]. American Community Survey.

  5. WalkScore. 2022. Living in Phoenix.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Age and Sex (S0101): Phoenix City [Data set]. American Community Survey.

3.

United States Census Bureau. (2021). Age and Sex (S0101): Paradise Valley Town [Data set]. American Community Survey.

4.

United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Phoenix City [Data set]. American Community Survey.

5.

WalkScore. 2022. Living in Phoenix.