Most seniors wish to age in place for as long as possible, but many require additional support to do so. Finding the best in-home care starts by understanding your loved one’s care needs and budget. From there, you can either hire an in-home caregiver directly or through an agency. Meet with and interview your options to find the best fit for your loved one, then create a contract and develop a care plan. As you go, regularly evaluate whether your loved one’s needs are still being met, and communicate with your care provider to make any necessary adjustments.
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The first step in hiring an in-home caregiver is knowing what you’re looking for. Take stock of your loved one’s daily needs and make a detailed list of the tasks they require help with. The more specific your list is, the easier it will be to find home care that checks all the boxes.
Knowing your loved one’s needs will also help you estimate how much in-home care will cost, which is typically charged by the hour. While rates vary from state to state, the national median cost for an in-home caregiver is $30 per hour.[01]
Home care offers opportunities for personalization, explains Lori Eberly, a consultant for A Place for Mom and former owner-operator of a home care franchise. From part-time companionship to 24/7 assistance, in-home care aides provide different services based on each family’s unique needs.
To help determine your loved one’s care needs, consider the following questions:
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There are two ways families hire an in-home caregiver — through a home care agency or privately through independent caregivers. Agencies simplify the process by taking care of the hiring and administrative tasks such as payroll and scheduling. Families who hire a private caregiver act as the caregiver’s employer and are responsible for all hiring and management tasks.
When choosing a home care agency, it’s important to leverage your local network of trusted sources, friends, and family for referrals. Additionally, A Place for Mom’s Senior Living Advisors can provide you with a list of local agencies that fit your loved one’s budget and care needs. You can then speak with home care agency representatives to learn more about their services, procedures, and availability.
Independent caregivers work independently from a home care agency. Families often find these caregivers through personal connections, staffing services, and private registries. Hiring an independent caregiver may give you more control over personality and schedule, but it can also add an extra level of responsibility and present some risk and liability.
Agencies take care of all caregiver hiring tasks, but if your family decides to hire a private caregiver, writing a job description will help you communicate what you’re looking for in a caregiver. Consider including the following topics and requirements in your job description:
You may want to consult a local attorney as you draft your job description to learn more about legal requirements, rules, and local or state laws.
If your family has chosen to hire a caregiver through an agency, you will likely meet with a director or care coordinator who will gather information about your loved one. This may include an assessment of your loved one’s needs and their living situation to help in matching them with a caregiver.
The process for hiring an independent caregiver differs, as the family is responsible for leading interviews and comparing caregivers to find a good match. This may include verifying the caregiver’s experience, certifications, and availability. The family will also be responsible for checking references and doing a background check.
Before interviewing, it’s a good idea to speak to an attorney to understand laws and regulations related to fair hiring practices.
The Family Caregiver Alliance (FCA) recommends asking these specific questions when interviewing an independent caregiver:[02]
In addition, you should request the following items from a potential caregiver:[03]
This step will vary based on your choice to work with a home care agency or an independent caregiver. The process is usually more involved for those who have chosen an independent caregiver, as you may need to prepare your own contract.
Agencies will most likely have a standard contract and other documents for you to fill out and sign prior to starting service. Make sure to read all documents in their entirety. You may want to have a lawyer review these documents for you prior to signing.
The independent caregiver may have pre-written contracts of their own. Read over these contracts carefully or consult a lawyer before signing. If the independent caregiver does not have a template contract, you may have to create one.
A home care contract should typically include the following information:
The contract formalizes your agreement and defines both parties’ obligations. It should be signed by both you and the caregiver, and it should be notarized. If disputes arise, the contract can offer potential solutions which may save you from having to go to court.
If you’re unsure about creating a contract yourself, consider hiring a local attorney to draft a contract. Legal experts may be able to provide specific suggestions to protect yourself and your loved one.
Families should also consider consulting with an accountant to learn about the tax procedures when hiring and paying an independent caregiver.
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A care plan summarizes a person’s specific care needs and highlights their current services. It can help organize and prioritize caregiving activities and create clear expectations between the caregiver, the care recipient and their family.
In many states, home care agencies are required to create a care plan, which may take place during the first meeting. The agency will provide all the necessary care plan documents and many will write care plans in partnership with the client and their families.
Care plan requirements differ for independent caregivers depending on where your loved one lives. As the caregiver’s employer, you will be responsible for providing all necessary care plan documents. Consulting with a lawyer will help to ensure you have the correct documents.
Whether you’re using an agency or an independent caregiver, a care plan should at minimum include the following information:
Communication and trust between families and caregivers are essential to building a strong relationship. A care plan should clearly outline when and how updates will be communicated with the family and their loved one. It’s also important to make sure the care plan is updated annually or more frequently, if your loved one needs changes.
If your family chooses to use a home care agency, it’s important to maintain regular communication with the caregivers and the agency. This is an important step because it helps ensure that everyone involved is on the same page. It will also help to maintain organization and keep everyone informed of any changes that may have occurred with your loved one.
Families who hire an independent caregiver will begin by orienting and training the caregiver. It is important to keep in mind that hiring a private caregiver makes you their employer. Regular communication is essential to ensure expectations are clear and any questions are addressed.
It can be overwhelming to navigate the many in-home caregiver options available yourself. You don’t have to walk this journey alone. Reach out to the Senior Living Advisors at A Place for Mom for a free consultation about your loved one’s unique care needs. These advisors can provide local solutions and personalized in-home care referrals, all at no cost to you or your family.
Key Takeaways
A Place for Mom. (2024). A Place for Mom proprietary data.
Family Caregiver Alliance. Hiring in-home help.
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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