About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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Senior Living Apartments in Charleston, SC

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A senior apartment in Charleston, South Carolina, is sure to delight. Situated on the Charleston Harbor, waterfront views and easy access to beaches aren’t hard to come by. A Charleston senior apartment is likely to be in close proximity to historical landmarks like Fort Sumter, giving the city historical depth of character.

It’s hard not to imagine enjoying the Southern hospitality of the new friends you’ll meet in your own senior apartment community where laid-back living is the norm. You won’t have to worry about things like lawn care or household repairs. You can expect to feel safe and secure in an apartment complex designed with the needs and desires of those 55 and older in mind.

In this guide, we’ll show you some of the senior apartments you might soon be calling home within a 10-mile radius of the heart of Charleston and help you think through ways to pay for them. A Place for Mom will also give you plenty of information about regulations you can expect to protect your senior apartment stay, as well as a look at options for health care, transportation, and all the wonderful things to do in the vibrant, historic city of Charleston.

Senior Apartments Facilities near Charleston, SC
Showing 5 communities
Last Updated: 3/13/24
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Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Senior Apartments in Charleston, SC
4.1 / 5.0

My mom was a resident at this facility for a respite stay. It was a great respite experience for our mom! (Ask for a lock box).

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Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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I thought overall they did a good job here, but they weren't quite up to the level of care that my loved one needed. It was a nice facility, everything was well kept and clean, and the staff were all...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Welcome to Revela at Mt. Pleasant Assisted LivingEngage in a lifestyle you’ll love at Revela at Mt. Pleasant in Mt Pleasant, SC.Living along the coast at Revela at Mt. Pleasant in Mt Pleasant, SC, provides our Residents not only with a beautiful location but with many opportunities to enjoy a...
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Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Goose Creek manor provides compassionate assisted living services that allows our residents to live happy and productive lives while having direct access to assistance, when needed. We do assisted living with a community-first approach. Our residents enjoy expert care, a home-like varied culinary...
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Provides: Senior Apartments
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Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Costs of senior apartments in the Charleston area

The average rent for a senior apartment in Charleston is around $2,000.[01] Depending on what you want, you could end up spending as little as $1,180 or as much as $4,416. Location, convenience, and additional amenities all influence how much a specific senior apartment complex will cost.

The graphic below is representative of the average baseline costs of a senior apartment without taking into account any additional fees or add-on extras.

Average cost comparisons near Charleston, SC

Average monthly costs

Charleston, SC

$3,060

Stono, SC

$3,060

How people pay for senior apartments in Charleston

Paying rent at a senior apartment usually comes out of your own pocket, but that doesn’t mean there aren’t ways to make sure you can find savings elsewhere to leave more breathing room in your budget. While programs like Medicaid, Medicare, or long-term care insurance won’t help with senior apartment rent, they can pay for the medical care you might need while living there.

Here, we’ll discuss private payment methods and how VA benefits, public assistance, as well as Medicaid and Medicare might be able to help.

Private pay methods

Paying for something out of your own pocket may sound self-explanatory, but it also means using income sources like your Social Security benefits, pensions, and investment returns, as well as any of the following:

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VA benefits
29573

Number of veterans who live in Charleston, according to the U.S. Census Bureau

About 51% of Charleston veterans are 65+

More than half of Charleston’s veterans are at retirement age, and there are benefits they should look into to help with paying for their lifestyle in their retirement years.

The first is the VA Pension, which is available to some veterans and their dependents. You can check your eligibility here. Another is the Aid and Attendance benefit, which is available to veterans who either need help with activities of daily living, have limited eyesight, must stay in bed a good portion of the day, or are in a nursing home. Only one of those criteria has to be met. You can apply for these benefits at the regional VA office.

Knowing if you qualify for one of these benefits — or any others — isn’t always straightforward. It’s crucial to work alongside a veterans service officer. These representatives are trained experts in how to guide you through the process of determining eligibility and applying for benefits.

You can work with them for free, and they are found at Veterans Service Organizations (VSOs) and VA offices. The South Carolina Veteran Coalition brings together VSOs, government officials, nonprofits, and other organizations to help veterans easily connect to resources. You just have to fill out a profile on the Combined Arms portal to be connected within 72 hours to resources and organizations that can help you.

Resources for Charleston veterans

Local VA offices

The South Carolina Department of Veterans’ Affairs
1800 St. Julian Place, Suite 305
Charleston, SC 29204
Phone: 803-734-4014
Email: va@scdva.sc.gov
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Charleston County Veterans Affairs Office
Veterans service officers: Anne S. Owen and Leslie D. Kemp
4045 Bridge View Drive
North Charleston, SC 29405
Phone: 843-874-6360
Email: vaoffice@charlestoncounty.org
Hours: Monday through Friday, 8 a.m. – 4 p.m.

VSOs

American Legion Post 241
Veterans service officer: Perry W. James, IV
3151 Rivers Ave.
North Charleston, SC 29405
Phone: 803-351-0811

American Legion Post 179
1748 Ashley Hall Road
Charleston, SC 29414
Phone: 843-991-6308

VFW Post 445
1639 Camp Road
Charleston, SC 29412
Phone: 843-795-9419

VFW Post 5091
4257 Spruill Ave.
North Charleston, SC 29405
Phone: 843-744-2089

Disabled American Veterans
VA Regional Office
6437 Garners Ferry Road
Columbia, SC 29209
Phone: 803-647-2422

Vietnam Veterans of America Chapter 780
520 Folly Road
Charleston, SC 29412
Phone: 843-762-7546

Medicaid

For seniors with limited income and resources, Medicaid is the government program that can help with the cost of health care. While this doesn’t help cover rent payments for a senior apartment, it certainly can be helpful to free up money for it by covering medical expenses.

Additionally, if qualified, an individual can receive in-home health care and support at their senior apartment if it is considered medically necessary. This would be possible through the Home and Community-Based Services (HCBS) waiver program. South Carolina has three HCBS waivers:

Get help determining eligibility and applying for Medicaid

You can apply for Medicaid coverage on the South Carolina Healthy Connections website. For help, reach out to SC Thrive for an eligibility screening, application assistance, and free counseling. The Trident Area Agency on Aging (TAAA) also has an Eligibility Screening and Assessment Coordination Program to help determine which needs are eligible for assistance. The South Carolina Department on Aging operates the Long Term Care Ombudsman Program; the Charleston ombudsman is located at TAAA. A helpful website called GetCareSC is also operated by the Department on Aging to help make it easier for seniors to directly connect with a multitude of resources.

Additionally, there are 15 states that offer coordinated care for seniors who are eligible for both Medicaid and Medicare and South Carolina is one of them. This dual program for people 65 and older is called Healthy Connections Prime. The ombudsman can guide seniors who are enrolled in Healthy Connections Prime through the dual program.

Charleston resident Medicaid resources

Eligibility and application assistance

Healthy Connections Local Eligibility Office
3685 Rivers Ave., Suite 102
North Charleston, SC 29405
Phone: 888-549-0820
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.; Saturday, 9 – noon

SC Thrive
Phone: 800-726-8774
Email: contact@scthrive.org

Trident Area Agency on Aging
5895 Core Road., Suite 419
North Charleston, SC 29406
Phone: 843-554-2275
Email: info@tridentaaa.org
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

SC Department on Aging Programs

South Carolina Department on Aging
1301 Gervais St., Suite 350
Columbia, SC 29201
Phone: 800-868-9095

Medicare

Medicare, the 65+ federal health insurance program, doesn’t cover rent for a senior apartment. However, it does help with short-term in-home care a senior might need while living in a senior apartment.

Qualified Medicare Beneficiaries (QMB), a Medicare Savings Program in South Carolina, can provide additional savings for those who qualify by paying for some Part B’s premiums, copayments, and deductibles. To qualify for this program, you must be either blind, disabled, or at least 65. There are also strict income limits.

Get help applying for Medicare

For help navigating Medicare, South Carolina State Health Insurance Assistance Program (SHIP) counselors can lend a hand. The free service, operated by the South Carolina Department on Aging, can help seniors understand Medicare plans and additional coverage options and even help them enroll in low-income assistance programs if they meet the requirements. The South Carolina Department on Aging operates GetCareSC to help residents connect with local resources. Seniors can sign up for Medicare through the Social Security Administration.

South Carolina is also one of just a few states to offer coordinated care for seniors who are eligible for both Medicaid and Medicare. This dual program for people 65 and older is called Healthy Connections Prime. The ombudsman, specific to this program, can help seniors who are enrolled in Healthy Connections Prime navigate the dual program.

Charleston resident Medicare resources

Apply for Medicare

Social Security Administration Office
1463 Tobias Gadson Blvd.
Charleston, SC 29407
Phone: 800-772-1213
Hours: Monday through Friday, 8 a.m. – 4 p.m.

South Carolina Department on Aging
State Health Insurance Assistance Program (SHIP)
1301 Gervais St., Suite 350
Columbia, SC 29201
Phone: 800-868-9095

Dual program assistance
Public assistance

For seniors who meet certain income requirements, public assistance is an option to help pay for senior apartment rent.

The U.S. Department of Housing and Urban Development (HUD) offers the Housing Choice Voucher program for low-income seniors. If you qualify, you still have to make sure your landlord accepts these vouchers. In the Charleston area, this program is operated by the Charleston Housing Authority and the housing authority in North Charleston.

Social Security benefits

Social Security benefits are another way seniors can pay for senior apartment rent. There are several types of Social Security benefits. Which one you might be entitled to depends on your current situation and work history. Here’s a breakdown of each Social Security benefit:

  • Social Security Retirement Benefit (SSR): This is a monthly payment for retired seniors of at least 62 years of age. The amount paid is based on work history.
  • Social Security Disability Insurance (SSDI): A person of any age with a qualifying disability and a work history may be able to get monthly benefits through this program. Family members can sometimes qualify, too.
  • Supplemental Security Income (SSI): This benefit is for low-income seniors who are 65 or older with qualifying disabilities. This payment doesn’t rely on work history and can be received in addition to SSR and SSDI.
  • Social Security Survivors Benefits: This benefit is paid out to the widows, widowers, or dependents of people who paid Social Security taxes and were eligible for Social Security.

The Social Security Administration has a local office in Charleston. For help from senior or disability advocacy organizations, Charleston seniors can call the Disability Rights South Carolina state helpline. The Trident Area Agency on Aging also has senior advocates who can help.

Charleston resident public assistance resources

Charleston housing assistance and benefits

South Carolina HUD Field Office
1835 Assembly St., 13th Floor
Columbia, SC 29201
Phone: 803-765-5925
Hours: Monday through Friday, 8 a.m. – 4:45 p.m.

Charleston Housing Authority
550 Meeting St.
Charleston, SC 29407
Phone: 843-727-3167
Email: info@chacity.org
Hours: Monday through Thursday, 8 a.m. – 4:30 p.m.; Friday, 8 a.m. – noon

North Charleston Housing Authority
6327 Rivers Ave.
North Charleston, SC 29406
Phone: 843-727-1793
Hours: Monday through Thursday, 9 a.m. – 4 p.m.

Social Security Administration Office
1463 Tobias Gadson Blvd.
Charleston, SC 29407
Phone: 800-772-1213
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Senior advocates

Disability Rights South Carolina
3710 Landmark Drive, Suite 208
Columbia, SC 29204
Phone: 866-275-7273

Trident Area Agency on Aging
5895 Core Road, Suite 419
North Charleston, SC 29406
Phone: 843-554-2275
Email: info@tridentaaa.org
Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Understand South Carolina laws and regulations for senior apartments communities

Senior apartments in South Carolina are not required to be licensed as they do not offer nursing or medical care of any kind. They typically provide independent living for adults who are 55 and older, and they may offer amenities such as housekeeping services, transportation, and social activities.

The laws and regulations for senior apartments in Charleston are generally the same as those throughout South Carolina. Some of the primary laws that apply to senior apartments in Charleston include the following:

  • The Fair Housing Act prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, or ability. This law applies to all housing providers, including senior apartment communities.
  • The South Carolina Residential Landlord and Tenant Act establishes the rights and responsibilities of landlords and tenants in rental agreements. This law covers issues such as rent, security deposits, repairs and maintenance, and eviction procedures. It also says landlords are required to keep rental properties in safe and habitable conditions. Tenants must notify landlords of any repairs that are needed, and landlords are required to make repairs within a reasonable time frame.
  • Adult Protection laws are in place to protect vulnerable adults, including seniors, from abuse, neglect, and exploitation. These laws require certain professionals, such as health care providers and law enforcement officers, to report suspected abuse or neglect to the appropriate authorities.

Senior apartments that accept Housing Choice Vouchers must meet Housing Quality Standards (HQS) set by the federal government and pass Real Estate Assessment Center (REAC) inspections every 9 to 15 months. Contact the HUD office to request inspection reports.

South Carolina Department of Health contact information

South Carolina Department of Health and Environmental Control
2600 Bull St.
Columbia, SC 29201
Phone: 855-472-3432
Hours: Monday through Friday, 8 a.m. – 6 p.m.

COVID-19 regulations for Charleston senior apartments communities

There are no specific COVID-19 mandates for senior apartments in Charleston, but the city does provide some guidelines and provides coronavirus updates here, which are in line with the CDC recommendations for prevention.

An illustration of a syringe

Vaccinations. Charleston defers to the CDC guidelines on vaccinations, which are recommended.

An illustration of a protective breathing mask

Masking. Recommended when in public settings

An illustration of a broom

Facility cleanliness. Clean and disinfect frequently touched objects and surfaces using a regular household cleaning spray or wipe.

An illustration of two people with a double-sided arrow beneath them indicating distance

Social distancing. Avoid close contact with people who are sick, even inside your own home.

What to expect from senior apartments in Charleston

From studio to 2-bedroom options, there is sure to be a size and floor plan that fits your needs in Charleston. You can expect hassle-free living with on-site maintenance, added security features, and plenty of extras.

Unique amenities

Since Charleston is a coastal city, you can find some unique amenities in Charleston senior apartments that give a nod to that waterfront lifestyle. Some senior apartments in Charleston have large marshfront relaxation decks, crab docks, kayak docks, and even kayak storage available. You’ll also be able to enjoy amenities like lawn games, swimming pools, and fitness centers. Pickleball courts, shuffleboard, and private movie theaters are also common.

A luxury lifestyle

Charleston’s senior apartment market is mostly high-end. Apartments generally feature stainless steel kitchen appliances, French-door refrigerators, granite countertops, brushed-nickel finishes, custom cabinets, and designer lighting. Plenty of storage, accessibility (like walk-in showers), and even extra perks like assigned golf cart parking.

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Unfamiliar with Charleston? Highlights for seniors

72,706

Number of seniors over the age of 65 currently living in Charleston

18%
Percentage of seniors 65 and older within the Charleston population
$50,969

Median annual income for Charleston seniors 65 and older

Health care for seniors in Charleston

A graphic of a capital letter H in a circle

Medical University of South Carolina Health

This hospital is in America’s top 2%, according to Healthgrades. Almost 80% of patients here would definitely recommend it, which is 9% higher than the national average.

A graphic of a capital letter H in a circle

Roper St. Francis Healthcare

Healthgrades has awarded Roper Hospital with placement on the list of America’s 250 Best Hospitals for 2023. That puts the facility in the nation’s top 5%.

A graphic of a capital letter H in a circle

Ralph H. Johnson VA Medical Center

The Charleston area VA Medical Center offers primary care, surgery, and substance abuse treatment. There are several additional clinics to help reach all veterans in the greater Charleston area.

Transportation for seniors in Charleston

Getting around town is primarily going to require a car of your own. Charleston doesn’t have a robust public transportation system, scoring just 24 on a scale of 100, according to Walk Score, which rates cities on how well their public transit is set up to get people around.[04] The city offers buses operating on several fixed routes through the Charleston Area Regional Transportation Authority (CARTA). There are also three Downtown Area Shuttle (DASH) routes. CARTA provides several free ride days for seniors who are 55+ to encourage seniors to learn the bus system.

CARTA OnDemand offers seniors who are at least 55 years old up to 20 trips per month on fixed routes within this service area for as little as $4 because the program subsidizes the rest of the fare. This program is a partnership between the city and Uber. Current Tel-A-Ride paratransit customers automatically qualify.

There are some private options available to Charleston residents who need to get around town:

If you’d like to get around on foot, the most walkable areas in Charleston are the Radcliffeborough, Cannonborough, and Elliotborough neighborhoods.[04] Biking is an option, as there are some trails and urban infrastructure for bicycles. The city of Charleston provides this guide around safety and laws for bikes.

Transportation card image
40

Walk Score

Transportation card image
24

Transit Score

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50

Bike Score

Senior activities in Charleston

From the architectural splendor of Charleston’s Rainbow Row to the waterfront beauty of Charleston Harbor and everything in between, there is so much beauty and vibrance to take in!

A city with a rich history

Founded in 1670, it’s no surprise that Charleston has plenty of things to see and do for resident history buffs. Walking tours or horse-drawn carriage tours are a great way to take it all in. Visit the Nathaniel Russell House Museum to get a glimpse inside of a fully restored late Colonial-era mansion.

You can take in America’s first museum, The Charleston Museum, as it celebrates its 250th anniversary. The Old Slave Mart Museum in Charleston is the first African-American slave museum and is especially meaningful as it is often staffed by people who trace their roots to America’s slavery heritage.

Charleston’s Fort Sumter has an infamous place in history as the location of the opening shot of the Civil War. Touring the site is not fully accessible, but many portions are. To get there, you have to ride a ferry boat. While there is a ramp system for those who use wheelchairs, the tides can sometimes prohibit the use of the ramps. It’s best to call ahead to make sure ramps are in use when you want to visit.

Spending time taking in the sights of Charleston wouldn’t be complete without a stop at the historic Charleston City Market, which operates every day of the week. The night market operates on Friday and Saturday evenings to give everyone the opportunity to find Southern staples and the well-known sweetgrass baskets.

Make room for the arts

The Gibbes Museum of Art features visual arts, special exhibits, lectures, and even art sales. Parts of the museum are free, while other parts require a ticket. The museum offers this accessibility guide to ensure an enjoyable experience for everyone.

Charleston’s Gaillard Center hosts an assortment of performing arts, from ballet to live music to comedy. The center is fully accessible and offers assisted listening devices and sensory-friendly experiences. Another spot for live music is the Charleston Music Hall. There are six accessible seating locations; you can view them on this seating chart. The Black Fedora Comedy Mystery Theatre makes for a fun night out, too.

No shortage of natural beauty to enjoy

Charleston’s Waterfront Park is so much more than an ordinary park! With eight acres of gorgeous manicured greenspace along more than 1,000 feet of coastline, this landmark is an experience for the senses. Take a stroll along the many paths or down the pier, relax on a bench or family-sized swing, and check out the beautiful fountains.

If you love being active outside, there are plenty of great places to fish. The James Island County Park fishing dock is one of many fishing holes to keep in mind in addition to Waterfront Park. Sailing is big business at Charleston Harbor, and many places offer sailing tours. Take in the Lowcountry wetlands by renting a canoe or a kayak.

For land lovers, there are gorgeous fairways to consider, with seven golf courses in Charleston. Head out to Folly Beach to kick back on the six miles of sandy shore, listen to the waves, and catch some sun.

Senior centers for good times with friends

  • Waring senior center: This senior center, located on the St. Francis campus, features a resources center with computer access, an exercise studio, a café, and outdoor pickleball courts.
  • Senior centers at Dorchester and Northwood: These centers in North Charleston both have pickleball courts, several activity rooms, and a coffee bar. They both feature programs to encourage social interaction among the seniors who visit.
  • Lowcountry senior center: Located on James Island, this facility boasts outdoor walking trails with fitness stations nestled in the beautiful live oaks.

Frequently Asked Questions

Pinewood Square, Restore at Carolina Park and Revela at Mt. Pleasant Assisted Living are the top-rated Senior Apartments facilities near Charleston, SC. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Senior Apartments in Charleston is 3060.42 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. Healthgrades. (2023). MUSC Health University Medical Center.

  3. Healthgrades. (2023). Roper Hospital.

  4. WalkScore. (2023). Living in Charleston.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.
3.

Healthgrades. (2023). Roper Hospital.

4.

WalkScore. (2023). Living in Charleston.