About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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Senior Living Apartments in Indianapolis, IN

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Who are you searching for?

Indianapolis — also known as Indy — is a bustling Midwest magnet that draws in seniors with its affordable living costs and bustling attractions. Indianapolis is a haven for sports fans and home to one of the largest annual sporting events — the Indy 500. It also boasts several historic sites, museums, and an emerging food scene. The sprawling metro is immaculate and full of green parks, golf courses, and ample trails for biking and walking.

Seniors getting started on their retirement journey often seek the maintenance-free lifestyle that senior apartment communities have to offer. A Place for Mom partners with several senior apartment communities within a 10-mile radius of downtown Indianapolis. Senior apartment communities feature all of the conveniences of apartment-style living with the added bonus of living among others in the same stage of life. This convenient guide covers the ins and outs of senior apartments in Indianapolis, like costs, ways seniors pay, and common apartment amenities and features. We also outline several local senior resources in Indianapolis across each section.

Senior apartments facilities near Indianapolis, IN

Showing 28 communities
Last Updated: 7/12/24
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Photo of Encore 55+ Boutique Apartments
1414 Photos available
9.5
Review score
8 reviews
9.5
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8 reviews
5 star
74%
4 star
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I love it here at Encore. They do not provide food here, but I knew that before I moved in. That being said: My rating for each category is 5. I would recommend this place confidently to anyone looking...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Leasing Now!Experience a new concept in senior lifestyle apartment living. Encore, located at 75th and Binford is a luxury apartment community with resort style amenities such as Pickleball and Bocce courts that encourage a healthy and fun lifestyle. You will find high-end finishes such as...
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Photo of NeighborCare of Chapel Hill
33 Photos available
Pricing promotion
9.2
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23 reviews
9.2
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23 reviews
5 star
43%
4 star
35%
3 star
13%
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9%
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Everything about NeighborCare of Chapel Hills has made it such a great experience and I would recommend this community to other families.
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Photo of King's Reserve College Park
1515 Photos available
7.5
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40 reviews
7.5
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40 reviews
5 star
38%
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Overall the staff are very nice and accommodating to the residents. The most trouble my loved one has is the meals and dining. The community is able to clean my loved one's room the way they like it, and...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Discovery Commons At Park offers vibrant and carefree independent senior living near the heart of Indianapolis. Our spacious, apartment homes come in 10 different floor plans, all featuring modern conveniences like full kitchens and baths, walk-in closets and full-service housekeeping and...
Photo of Wyndham Hall At Wellington
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Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Since 1997, Wyndham Hall has offered a unique affordable housing alternative especially for people 55 and older whose income range qualifies. Wyndham Hall apartment homes offer a sense of individuality uncommon in other adult communities. Apartment homes at Wyndham Hall include water, sewer and...
Photo of El Beulah Senior Village
5 star
67%
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33%
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I've settled in here pretty much and I'm feeling like I made a good decision. The staff is really great, they are expanding with a wellness center and doing some health things and they have a pool for water...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Our village offers independent living at an affordable rental rate. One and two bedroom villas are available, complete with kitchen appliances, washer and dryer hookups, total electric, paid water and sewer and maintenance free grounds and villas. A scenic 3-acre lake with a surrounding walking...
Photo of One Penrose Place
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My Mom has been living at One Penrose Place for about 3 months, and she really likes it. The apartment manager, Susan, is wonderful to work with - she was so helpful to me when I was looking for an...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Brookhaven at County Line
5 star
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I am very happy with this community. The staff is caring and helpful. It is very clean and taken care of. They have alot of great activities to help stay active. I would highly recommend for others seeking...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Brookhaven at County Line offers all this, and more. We're close to conveniences like shopping, restaurants and medical facilities- making your life just a little easier. Even better, our resident activities and amenities help you get to know your neighbors and build a new community of friends!At...
Photo of Crestwood Village South
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Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Crestwood Living means living life to the fullest — enjoying friends and having the freedom to do all of the things you like best. It's comfortable, affordable senior living where one low monthly payment includes all utilities, free bus transportation, social activities, events and much more.All...
Photo of Crestwood Village West
5 star
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Crestwood West is a five star community! The friendly staff are so welcoming it makes your day - you feel special and just like family. The affordable price for all of the amenities makes this place an...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
We offer a choice of lifestyle options for those over 55, with amenities and outstanding services at an affordable rate. Conveniently located on the west side of Indianapolis minutes from Interstate 465, near shopping, restaurants, and some of the countries best hospitals. Justus Community...
Photo of Crestwood Village North Apartments
5 star
43%
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Loved the facility and the staff. Older community, very well kept and clean. Spoke with many residents as we toured who were visiting in the lobby and spoke very positive about their apartment and all the...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Crestwood Living means living life to the fullest — enjoying friends and having the freedom to do all of the things you like best. It's comfortable, affordable senior living where one low monthly payment includes all utilities, free bus transportation, social activities, events and much more.All...
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1.0
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We're very pleased with how things have gone so far at Nora Commons! It's a very nice looking, well kept community, and the people all seem very friendly! I really appreciate how on top of things they are...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Nora Commons on the Monon, a new active adult community for seniors 55+,  is now leasing spacious one and two bedroom apartment homes.   Our convenient location places you within walking distance to the Monon Trail, shopping, resturants and entertainment.  Adult...
Photo of Benjamin Court
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Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Benjamin Court is a 55+ independent living, affordable apartment community. Located in the Historic Fort Harrison area, on the northeast side of Indianapolis, Benjamin Court not only has luxury one and two bedroom apartments, but also an award winning full-service activities program. We strive...
Photo of Crestwood Village East
5 star
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Throughout the process of moving my mother, the people at Crestwood Village have been very friendly and helpful every step of the way. The common room is beautifully designed and comfortable. There are...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Crestwood Living means living life to the fullest, enjoying friends and having the freedom to do all of the things you like best. It's comfortable, affordable senior living where one low monthly payment includes all utilities, free bus transportation, social activities, events and much more.All...
Photo of Preston Pointe
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Preston Pointe Apartments is the newest SENIOR APARTMENT COMMUNITY for adult living on the east side of Indianapolis. Preston Pointe Apartments is an Affordable Housing tax credit community with amenities for everyone to enjoy.
Photo of University Center
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Goodwin Plaza
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of New Life Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Orleans LLC
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Outstanding eastside apartment community. Two bedroom apartments for $435/month including heat and water (2 for the price of 1)! Secure and quiet. On busline and close to interstate. Across from Churches, Grocery, and Shopping. Our maintenance staff is efficient and caring for the Home renter’s...
Photo of Churchman Woods
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Independent Living Facility for Seniors 55 and older. We offer a friendly neigborhood setting and a wonderful place to call home. We are located next door to the Police/Fire Department and also conveniently located near shopping, dining, hospitals and the Beech Grove Senior Community Center. In...
Photo of Lakeview Village Inc
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Aziz
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Abbey Senior Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Atrium Village
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Atrium VillageAtrium Village is a senior housing found in Indianapolis, Marion County, Indiana. Indianapolis is an urban global city that hosts the world war Indiana Memorial plaza. There are lots of sights to see. Therefore, it is an ideal destination for the family and friends of the senior...
Photo of Capitol Station
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Our methodology

How we rank order the Indianapolis community options above

We developed a proprietary recommendation system that orders Indianapolis community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

Costs of senior apartments in the Indianapolis area

On average, rent our in-network senior apartments within 25 miles of downtown Indianapolis averages around $1,600 per month, according to A Place for Mom’s 2022 proprietary data. This amount can be higher or lower based on factors such as location, add-on services or fees, and the floor plan. We include the average starting prices of different floor plans at our in-network senior apartment communities below:

  • Around $719 per month for a studio
  • Around $851 per month for a one-bedroom
  • Around $1,130 per month for a two-bedroom

Many Indianapolis senior apartments come equipped with layouts that include the following:

  • Individual air conditioning and heating
  • Private patios or balconies
  • Full-sized kitchens or kitchenettes
  • Bathtubs and/or wheelchair-accessible showers

While some communities may include utilities in the monthly rent, the starting costs generally don’t factor in all expenses you could run into. Some additional fees might include the following:[01]

  • Monthly pet fees
  • Monthly parking fees
  • One-time community fee or deposit

The following costs represent the baseline costs of all Indianapolis senior apartments and don’t include additional fees. These figures are helpful to compare baseline costs across the Indianapolis area.

Average monthly cost of Senior Apartments in Indianapolis, IN vs. nearby cities

Indianapolis, IN
$1,179/mo
$1,179/mo

Average monthly cost of Senior Apartments in Indianapolis, IN vs. the state and national average

Indianapolis, IN
$1,179/mo
U.S. national average
$1,308/mo

Average monthly cost of Senior Apartments in Indianapolis vs. other types of senior living

$5,110/mo
Senior Apartments
$1,179/mo

Median monthly costs of Senior Apartments in Indianapolis, IN by room type

Studio
$796/mo
1 Bedroom
$1,140/mo
2 Bedroom
$1,324/mo

What families are saying about senior apartments in Indianapolis

Recent reviews for senior apartments in Indianapolis

NeighborCare of Chapel Hill in Indianapolis, IN

3.6
Staff is very kind and helpful. They try to accommodate the residents. Apartments are good size. There have been rental rate increases.

Copper Trace in Westfield, IN

4.5
I have to say deciding to place my mom in a place other than my home was not an easy decision & one I struggle with often. However, my heart was so full during my last visit. I always think no one can show love & care for her like I can but I was wrong. I watched my mom interact with an amazing ...
Read more

King's Reserve College Park in Indianapolis, IN

3.5
Our loved one immediately really liked Discovery Commons, we liked the smallness of the community and the location is in the area our loved one previous had their home.

How people pay for senior apartments in Indianapolis

Most people put their personal funds towards the monthly rental costs since public programs like Medicare, Medicaid, and long-term care insurance aren’t available for this type of senior housing. These health insurance programs may help pay for senior care in a nursing home, memory care, or assisted living facility if a senior needs more support down the road. However, they can be used to pay for in-home care in a senior apartment if a medical need arises for such services.

While insurance won’t cover rent in a senior apartment, other housing resources may be available to help low-income seniors with rental costs. Veterans may also qualify for benefits that can help pay for their monthly rental costs. In this section, we highlight several commonly used private pay methods as well as some public assistance benefits that may be available to help pay for a senior apartment.

Private pay methods in Indianapolis

Private payment methods are usually the go-to option for most residents, since senior apartments are much like regular apartments. Simply put, private pay is using available assets, income, and financial resources to pay for expenses out of pocket.

This can look like savings, pensions, and retirement income, as well as any incoming earnings from a job for seniors still in the workforce. Some seniors may also be able to use the following methods to help pay for their senior apartment:

Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits for senior apartments in Indianapolis

The U.S. Department of Veterans Affairs (VA) has various benefits that can be used to help disabled veterans or their surviving spouses cover costs of living, like rent and services at an Indianapolis senior apartment. The Aid and Attendance benefit is one of the most generous benefits, particularly since it can be used for anything that improves a veteran’s quality of life.

VA benefits can provide a pretty sizeable amount of financial support to veterans or their spouses who qualify. However, the extensive eligibility requirements and the VA benefits system itself is very complicated, making claims difficult to file successfully. You can make the process easier and have better chances of approval if you first reach out to one of your local Veterans Service Organizations (VSOs) for benefit counseling and advocacy.

VSOs are essential to maneuvering through VA benefits and making sure you don’t miss out on any that you qualify for. Several local VA-vetted VSOs are located at the Indianapolis VA Regional Office and include the following groups:

  • American Veterans (AMVETS)
  • The American Legion
  • Veterans of Foreign Wars (VFW)
  • Vietnam Veterans of America
  • Disabled American Veterans (DAV)
  • Paralyzed Veterans of America
  • Military Order of the Purple Heart

Some of these groups’ websites are included in the resources below.

36200

Number of veterans who live in Indianapolis

About 72 percent of Indianapolis veterans are age 55 and older.

Resources for Indianapolis veterans

Indianapolis veteran resources

The American Legion
575 N. Pennsylvania St., Room 325
Indianapolis, IN 46204
Phone: 317-916-3605

AMVETS-VA regional Indianapolis office
575 N. Pennsylvania St., Room 314
Indianapolis, IN 46204
⁠Phone: 317-916-3613

Disabled American Veterans (DAV)
575 N. Pennsylvania St., Room 324
Indianapolis, IN 46204
⁠Phone: 317-916-3615

The Military Order of the Purple Heart
⁠575 N. Pennsylvania St., Room 312
Indianapolis, IN 46204
⁠Phone: 317-916-3623

Paralyzed Veterans of America
575 N. Pennsylvania St., Room 313
Indianapolis, IN 46204
⁠Phone: 317-916-3626

Department of Indiana Veterans of Foreign Wars (VFW)
⁠575 N. Pennsylvania St., Room 319
Indianapolis, IN 46204
Phone: 317-916-3629

Indianapolis Medicaid coverage for senior care services

Indiana Medicaid doesn’t pay for rent at a senior apartment community. However, some medically necessary care services may be covered in the home under Medicaid. Such programs are for people who would rather remain in their residence than enter a nursing home. These in-home health care services may be available to seniors through one of Medicaid’s home and community based services (or HCBS) programs.

HCBS programs are designed to help people live safely in their homes while enjoying as much independence as possible. There are several different HCBS programs operated through different Indiana Medicaid divisions.

The Division of Aging oversees two HCBS programs designed to benefit elderly adults and disabled individuals. One of these HCBS programs is the Aged and Disabled (A&D) waiver, which helps seniors — along with blind and disabled individuals — access the health care services they need from home. We break down this specific waiver program below.

Aged and Disabled (A&D) waiver

The Aged and Disabled (A&D) waiver helps eligible seniors avoid nursing home placement by providing certain services within their homes. Some of these approved services include the following:[03]

  • Adult day services
  • Nutritional supplements
  • Health care coordination
  • Home-delivered meals
  • Home modifications
  • Personal emergency response system
  • Transportation and vehicle modifications
  • Specialized medical equipment and supplies

Individuals need to meet eligibility requirements for both HCBS waivers and Medicaid, as well as the following prerequisites:[03]

  • They need to be aged, blind, or disabled.
  • They have to meet a nursing home level of care.
  • They have to either live in or be transitioning to a noninstitutionalized, HCBS-compliant setting.
  • Their income must be less than 300% of the Supplemental Security Income (SSI) standard.

Individuals need to demonstrate they meet a nursing home level of care through an evaluation done by the Area Agency on Agency. This initial assessment is done when a person applies for Medicaid, and a case manager conducts a level of care evaluation for waiver services at least annually thereafter. A person needs to meet at least one of the following criteria to demonstrate a nursing facility level of care:[03]

  • They have complex medical conditions.
  • They need medical observation because of an unstable condition.
  • They need specialized routines or treatments, like oxygen administration.
  • They require medical equipment, such as a ventilator or feeding tube.
Help with Indiana Medicaid

Many find the Medicaid process to be quite confusing with its various waiver programs and their different eligibility requirements. You can look up certified health care navigators in your county online for help with the Medicaid application or with any questions you have.

Medicare coverage for senior care in Indianapolis

Medically essential in-home health care services may be covered by Medicare, the federal health insurance program for seniors and disabled individuals. Medicare can’t be used to pay rental costs at a senior apartment, but you can receive some short-term home health care services if you have a medical need for them. Some of these approved services include the following:[04]

  • Medical equipment
  • Medical social services
  • Part-time home health aide
  • Medical supplies for home use
  • Intermittent skilled nursing care
  • Specialized therapies
Help with Medicare costs

Seniors may be able to get help with prescription drug costs and medical expenses that aren’t covered by Medicare. Extra Help — also known as the low-income subsidy — is a Medicare program that helps low-income individuals pay for their prescription drug costs. To qualify, individuals must have limited assets and resources below the state’s limits, which change yearly.

Indiana has a variety of prescription drug plans to choose from, which helps reduce costs for Medicare recipients. Medicare prescription drug plans help Medicare beneficiaries pay for premiums, deductibles, copays, and coverage gaps. Hoosier Rx is the state’s pharmaceutical assistance program, and it can pay up to $70 per month of a Medicare Part D premium. To qualify, individuals must meet the following requirements:

  • Be age 65+
  • Be an Indiana resident
  • Have a Medicare Part D plan
  • Have applied for Medicare Extra Help and received a “Notice of Award” or “Notice of Denial”
Medicare assistance

The Administration for Community Living and the Indiana Department of Insurance offers free, unbiased Medicare counseling through their State Health Insurance Assistance Program (also known as SHIP). SHIP counselors are trained to provide the most current Medicare advice and help seniors make the most out of their Medicare health insurance. Some of the services SHIP counselors provide may include the following:

  • Helping seniors apply for Medicare assistance programs
  • Informing beneficiaries about their Medicare rights
  • Showing clients how to evaluate the various Medicare plans
  • Educating recipients about filing claims and appealing Medicare decisions

You can also reach out to your local area agency on aging (or AAA) for help with Medicare or questions about enrollment. CICOA Aging and In-Home Solutions is the Marion County Area Agency on Aging and can help guide seniors to appropriate resources for help with Medicare.

Medicare resources

Local agencies

Indiana State Health Insurance Assistance Program (SHIP)
Find a SHIP location near you
Central office phone: 800-452-4800

CICOA — Marion County Area Agency on Aging
Online request form
4755 Kingsway Drive, Suite 200
Indianapolis, IN 46205-1560
Phone: 317-254-5465

Public assistance for seniors in Indianapolis

The Indianapolis Housing Agency (also known as IHA) is Indianapolis’ leading housing authority and has several affordable housing options for low-income seniors. IHA also works with the U.S. Department of Housing and Urban Development (or HUD) to provide affordable, subsidized housing to low-income seniors and families throughout Indianapolis. You can read more about public assistance resources for Indianapolis senior apartments below.

Housing vouchers in Indianapolis

Some apartment communities participate in HUD’s Housing Choice Voucher (HCV) program — formerly known as Section 8. These types of communities use subsidies from federal and state resources to offer reduced rent for low-income individuals. Under these programs, rent is usually no more than 30% of a household’s monthly income. The remaining rent is paid by the HCV to the apartment community, usually directly to a landlord from the housing authority.

Indianapolis Housing Agency (IHA) has several communities that participate in the HCV program, which helps thousands of locals access safe and affordable housing throughout Marion County. IHA is in charge of reviewing applications, issuing vouchers, and making housing assistance payments to the landlords that participate. You can contact IHA for more information about their local HCV program and for application assistance.

Social Security benefits

Seniors may qualify for certain Social Security benefits that can be used to cover part or all of their living expenses. Some of these benefits have different eligibility requirements that may or may not apply to your current situation. We outline those benefits below to help you see if any might be a fit for you.

For help with affordable senior housing, housing choice vouchers, and rental assistance in Indianapolis, you can contact the Indiana Housing and Community Development Authority (IHCDA), as well as the HUD Indianapolis field office. For more information about your eligible Social Security benefits, you can use their online office locator to find the closest location to you.

Public assistance resources

Housing resources in Indianapolis

The Indiana Housing Agency (IHA)
Contact IHA
Phone: 317-985-4406

317-998-5376

317-998-5486

HUD — Indianapolis field office
HUD Section 8/Housing Choice Voucher fact sheet
Minton Capehart Federal Building
575 N. Pennsylvania St., Suite 655
Indianapolis, IN 46204
Phone: 317-226-6303

Understand Indiana laws and regulations for senior apartment communities

While some senior apartment communities in Indianapolis may outline distinct rules for tenants and landlords in a lease, there are general rights and responsibilities that apply to all renters and landlords in Indiana. We outline some of those key rights and responsibilities in Indiana, as well as specific guidance for fair housing laws below.

Indiana responsibilities for tenants and landlords

Landlords in Indiana are responsible for keeping a property in a safe condition and complying with health and Indiana housing codes. We give a rundown of some specific landlord requirements below:[05]

  • Landlords are required to provide and install a functional smoke detector.
  • Landlords must provide units with a reasonable amount of heat and hot water.
  • Landlords need to keep appliances, heating and air conditioning, plumbing, and electrical systems in safe and working order.
  • Landlords are required to keep common areas in good condition, which includes fences, parking, and recreational spaces
  • Landlords have to give advance notice — usually 24 hours depending on the lease — before entering a property, except for an emergency like a fire, flood, or loss of heat.

Indiana also outlines the responsibilities that renters are expected to follow when leasing a property. Renters in Indiana must comply with health and housing codes, which include the following:[05]

  • Keep the unit reasonably clean.
  • Follow all of a rental property’s rules.
  • Prevent any unnecessary damage to the property.
  • Return the rental unit back to the landlord in good condition.
  • Make sure smoke detectors are in working condition and replace batteries when needed.

Renters’ rights in Indiana

As a renter in Indiana, here are some key rights you have that you should remain aware of:[05]

  • Tenants have a right to receive their security deposit within 45 days of leaving a property, as long as the unit is returned in good condition and the landlord has your new address in writing. Landlords cannot withhold a security deposit because of everyday wear and tear, and must provide an itemized list of any damages they charge you for within 45 days.
  • Renters have the right to terminate a lease agreement if a property becomes uninhabitable.
  • Renters have the right to put rent money toward repairs if a landlord doesn’t fix a problem within a reasonable amount of time.
  • Renters have the right to speak with an attorney if a landlord fails to keep a property safe, fix appliances, and provide sufficient heat or hot water.

Note: If a landlord failed to address an issue with your rental unit in a reasonable amount of time, it’s recommended you speak with an attorney before moving forward and document all correspondence with your landlord.

Fair housing laws

The Fair Housing Act is a federal law that bans housing discrimination when it comes to selling, renting, or financing a property. Under the law, a person can’t be denied or turned away from a property because of the following:[05]

  • Sex
  • Race
  • Disability
  • Religion
  • Family status
  • National origin

You can file a complaint of discrimination on the Indiana Civil Rights Commission’s website. Complaints for housing discriminatory practices, specifically, must be filed within a year of the incident.

Accommodations for people with disabilities

Property managers in Indiana are required to make reasonable accommodations for renters with disabilities, as part of the Americans with Disabilities Act (ADA). These are generally made in a community’s policies, like having assigned parking for tenants with mobility issues or making exceptions for residents who need service animals.

Apartments must also have specific accessibility features installed, if built after March 1991. Some of these features include the following:

  • Wider hallways and doorways
  • Low outlets and thermostats
  • Wheelchair-navigable kitchens and bathrooms
  • Clear pathways from the parking lot to common areas and units

The law also lets tenants with disabilities make modifications to their own units, which a landlord can require the tenants to pay for and return to their original condition after moving out. Some examples of these modifications can be lowering countertops, installing ramps, and removing carpets.

Note: This section is intended to be for informative purposes and shouldn’t be taken as legal advice. You should always seek counsel from a professional attorney or housing authority before pursuing any type of legal action.

COVID-19 regulations for Indianapolis senior apartment communities

Since senior apartments aren’t health care facilities, they’re likely to have fewer precautions for COVID-19 than you’d likely find at an assisted living or other senior care facility. You can expect most senior apartments to follow guidance from local and state authorities, though some may have stricter rules when it comes to masking indoors or social distancing. It’s always best to inquire with a prospective community beforehand to understand their specific guidelines.

The Indiana Department of Health (DOH) has public updates and recommendations available on its website. We detail some of these statewide guidelines and recommendations in place, as of April 2023, below.

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Vaccinations. Eligible Indiana residents are recommended to get a COVID-19 vaccine and stay up to date on boosters.

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Masking. Masks should be worn around other people for at least 10 days after exposure to COVID-19.

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Facility cleanliness. The Indiana DOH recommends frequent cleaning of high-touch surfaces using soap, water, and disinfectants.

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CDC guidelines. You should follow the most isolation guidance from the Centers for Disease Control and Prevention (CDC) when you have suspected or confirmed COVID-19.

What to expect from senior apartments in Indianapolis

As you explore senior apartments for rent in Indianapolis, it’s important to have an idea of what to expect before getting started. With thoughtfully designed living spaces and impressive community features, it’s easy to make yourself at home in one of our 55+ partner senior apartment communities in Indianapolis. Explore some of the highlights of these in-network Indianapolis senior apartments below.

Immaculate floor plans

Indianapolis senior apartment communities come in a variety of floor plans, with one- and two-bedroom options available. You can expect most senior apartment communities to provide a full-sized kitchen complete with all the works. Some communities even feature lavish kitchen details like spacious islands, stainless steel appliances, and quartz countertops.

Many of our partner Indianapolis senior apartments offer the convenience of in-unit laundry, as most communities either provide full-sized washers and dryers or have connections available to install your own. Walk-in closets, individual heating and air conditioning systems, and private patios or balconies are a few other features you can expect to find at these communities.

Convenient locations

Having access to nearby conveniences is essential to maintaining one’s independence. Several of our in-network senior apartment communities are located within miles of popular shopping centers, grocery stores, and pharmacies. Even better, most of our partner communities are near at least one of the local golf courses. You’ll find some communities are even within walking distance of post offices, tasty restaurants, and local entertainment hot spots.

Residents with pets will be especially pleased to find that many of our in-network communities are close to local pet supply stores and parks. And, most of our partner senior apartment communities offer easy access to the airport, with several located within 30 minutes or less of the Indianapolis International Airport.

Community perks

A lot of Indianapolis senior apartments have community amenities available for residents to delight in. Indoor common areas serve as spaces for residents to enjoy gathering with friends, stay active, and even indulge in self-care. Several communities have on-site fitness centers, theater rooms, and even beauty salons.

Walking paths, serene courtyards, and raised garden beds are typical at our partner communities for all residents to enjoy. Residents can also gather with friends and lounge in outdoor seating areas, grill up barbecue at the outdoor grills, and even sit poolside at several communities. Residents with pets will be especially pleased with the pet-friendly amenities, like dog parks and sometimes even dog wash stations, available at many senior apartment communities.

Social activities

Most of our in-market senior apartment communities coordinate on-site activities, and about half of our partner communities coordinate day trips and outings for residents.[01] It’s easy to enjoy an active retirement with some communities even providing exercise programs like stretching classes, tai chi, or yoga. Some communities plan social gatherings like happy hours, karaoke, and wine tastings.

It’s easy to get involved with the activities you love most, as many communities host resident-led interest groups, like book clubs, walking clubs, and gardening clubs. Several Indianapolis senior apartments also schedule celebrations that range from birthday and holiday parties to barbecues and picnics. You may also find an opportunity to learn some new skills or talents, as it’s not uncommon to find art and cooking classes on-site.

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Unfamiliar with Indianapolis? Highlights for seniors

113600

Number of seniors over the age of 65 currently living in Indianapolis

13%

Percentage of Indianapolis seniors age 65+

Average household earnings for Indianapolis seniors age 65 and older

Health care for seniors in Indianapolis

When it comes to medical care, retirees in Indianapolis have access to some of the top hospitals in the Midwest. Take a look at some of the area’s ranking hospitals below.

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Kindred Hospital Indianapolis

Kindred Hospital Indianapolis provides wide-ranging care for a variety of complex medical needs from cardiac care and major surgery recovery to stroke care. As a long-term acute care hospital, Kindred Hospital Indianapolis has specially designed services to provide optimal care for patients with unique medical needs or who need serious care following a serious injury or chronic condition.

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Indiana University Health – IU Health Methodist Hospital

IU Health Methodist Hospital is a Magnet-designated hospital and is highly acclaimed for its first-rate nursing services and clinical outcomes for patients. The renowned hospital offers comprehensive medical services that include laboratory services, heart and vascular care, and cancer care. IU Health partners with the Indiana University School of Medicine to provide patients with access to clinical trials not available at every hospital.

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Ascension St. Vincent Hospital Indianapolis

Ascension St. Vincent Hospital offers a spectrum of care services that span from illnesses to life-threatening injuries. This full-service hospital has round-the-clock emergency care and a Level 1 trauma center. Additionally, St. Vincent’s Indianapolis campus also boasts access to rehabilitative services, minimally invasive procedures, as well as lab tests and imaging.

Transportation for seniors in Indianapolis

To help senior residents get around the city and maintain their independence, all of our partner senior apartment communities offer transportation services to residents. Indianapolis is also full of public transportation services for seniors with visiting friends or relatives:[01]

  • IndyGo is Indiana’s largest public transportation provider and has over 200 buses in its fleet, as of September 2022.[08] All IndyGo buses are ADA accessible and allow service animals, and other types of pets as long as they’re in a carrier, on board. Seniors age 65 and older can enjoy a reduced fare when they present a valid Medicare card or Half Fare ID card.
  • The Central Indiana Regional Transportation Authority (CIRTA) has some special transportation services and discounts for seniors and people with disabilities in Marion County. Its Way2Go Transportation program helps seniors age 60+ get to and from appointments, grocery stores, and other essential destinations.

As a whole, Indianapolis is primarily a car-reliant city, though some neighborhoods offer more walkability like Downtown, Broad Ripple, and Fountain Square. Take a look at how the Indianapolis metro ranks for its walkability, bike lane availability, and public transit below.[09]

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31

Walk Score

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25

Transit Score

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43

Bike Score

Senior activities in Indianapolis

Indianapolis — also called Indy or Hoosier City by many — is a hidden Midwestern gem with an affordable cost of living, an active sports scene, and exciting family attractions for active seniors and visiting friends or family. We unveil some of Indianapolis’ most popular hot spots, activities, and attractions for seniors below.

Up-and-coming food scene

Indy’s food scene was deemed highly underrated by Condé Nast Traveler. That’s because this Midwestern city has an array of delectable American cuisine varieties you won’t want to miss out on. Dive into some of the city’s most treasured eats, from deep-fried pork tenderloins and shrimp cocktails to Reuben sandwiches. Indy is also home to egg-ceptional brunch spots to catch up with friends and enjoy classic and unique dishes alike. Find all this and much more at Indy’s favored local restaurants.

Sports town

As the annual host of one of the largest racing events — the Indy 500 at Indianapolis Motor Speedway — it should come as no surprise that sports are at the heart and soul of Indianapolis. Indy has several professional sports teams you can enjoy watching throughout the year from Colts football and Pacers basketball to Indy Fuel hockey. The home of the NCAA Headquarters and NCAA Hall of Champions, Indianapolis is a big town for college basketball and has held several Final Four and Big 10 championships for basketball and football.

Shopping central

Indianapolis is a shopping hub that has something available for every taste and budget. Circle Centre is a massive shopping center with an impressive food court, and it’s conveniently connected to various downtown hotels and the Indiana Convention Center. You can discover unique local finds and charming trinkets at Indy’s trendy boutiques. You can also peruse rows of locally grown produce at one of the local farmers markets that set up shop throughout the year:

Wine tours

Take a day trip to explore some of the local vineyards and wineries in and around Indianapolis. Stop in for a tour or tasting and sample flights of award-winning wines and maybe some perfectly paired food bites. Many local wineries also host events and festivals during the warmer months that feature live music, trivia contests, and more.

Very fur-riendly city

There are several dog-friendly places in Indianapolis you and your four-legged pals can embark on. Several restaurants and breweries even have pet-friendly patio seating for you to enjoy craft brews and local eats while your pup sunbathes. Indy also has ample parks and outdoor destinations, like Broad Ripple Dog Park, Holliday Park, and Eagle Creek Park, to keep your dog amused and exercised.

Senior programs

Senior community programs in Indianapolis provide an opportunity for older adults to stay active and socialize with their peers. These communities typically offer a range of activities to engage all interests and abilities, which can range from exercise programs and horticultural therapy to arts and crafts. Some senior programs even coordinate weekly outings to local restaurants, parks, and museums.

Frequently Asked Questions

Encore Perry Crossing, NeighborCare of Chapel Hill and Encore 55+ Boutique Apartments are the top-rated Senior Apartments facilities near Indianapolis, IN. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Senior Apartments in Indianapolis is $1,207 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2022). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran status (S2101): Indianapolis. [Data set]. American community survey.

  3. Indiana Medicaid. Aged and disabled waiver.

  4. Medicare. Home health services.

  5. Indiana Civil Rights Commission. Indiana civil rights commission fact sheet on tenant rights in Indiana.

  6. United States Census Bureau. (2021). ACS demographic and housing estimates (DP05): Indianapolis. [Data set]. American community survey.

  7. United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Indianapolis. [Data set]. American community survey.

  8. IndyGo. (2022, September). About us: Fixed route service.

  9. Walk Score. (2022). Living in Indianapolis.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2022). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran status (S2101): Indianapolis. [Data set]. American community survey.

3.

Indiana Medicaid. Aged and disabled waiver.

4.
5.
6.

United States Census Bureau. (2021). ACS demographic and housing estimates (DP05): Indianapolis. [Data set]. American community survey.

7.

United States Census Bureau. (2021). Population 65 years and over in the United States (S0103): Indianapolis. [Data set]. American community survey.

8.

IndyGo. (2022, September). About us: Fixed route service.

9.

Walk Score. (2022). Living in Indianapolis.