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8 Ways to Stretch Your Retirement Dollars

APFM Admin
By APFM AdminOctober 20, 2015

Learn more about how to take advantage of retirement dollars and special discounts from an insurance and long-term care veteran, Chris Orestis of Life Care Funding.

Everyone loves a good bargain and we all want to stretch our dollars. But for seniors, one of the perks to getting older is a host of special discounts start to open up just for you. Starting as early as the age of 50 (coincidentally, the same age that people can first qualify for membership in AARP), discounts for great things like shopping, dining, groceries, travel and entertainment start to become available. To take advantage of these discounts, it is important to know where to look and when to ask for them.

Ways to Stretch Your Retirement Dollars

Do you enjoy coffee and a donut? Well, if you are 55 or over, Dunkin Donuts offers a daily free donut with a cup of coffee. Sounds like a great place to hold a “coffee club” meeting to catch up with friends and swap tips about where to find more discounts such as the ones listed below:

1. Restaurants

  • Applebee’s: 15% off with Golden Apple Card (60+)
  • Burger King: 10% off (60+)
  • Denny’s: 10% off, 20% off for AARP members (55+)
  • IHOP: 10% off (55+); 55+ menu offers smaller portions and lower prices
  • Subways: 10% off (AARP)
  • Wendy’s: 10% off (55+)

2. Retail and Apparel

  • Kohl’s: 15% off on Wednesdays (60+) — please bring ID
  • Modell’s Sporting Goods: 10% off
  • Ross Stores: 10% off every Tuesday (55+)
  • The Salvation Army Thrift Stores: Up to 50% off (55+)

3. Grocery

  • Albertson’s: 10% off first Wednesday of each month (55+)
  • Harris Teeter: 5% off every Tuesday (60+)
  • Publix: 5% off every Wednesday (55+)

4. Car Rental

  • Alamo, Avis, Budget, Hertz, National: Up to 25% off for AARP members
  • Dollar Rent-A-Car: 10% off (50+)
  • Enterprise Rent-A-Car: 5% off for AARP members

5. Overnight Accommodations

  • Best Western: 10% off (AARP)
  • Comfort Inns and Suites: 10% off (AARP)
  • Holiday Inn Express: 15% off (AARP)
  • Hyatt Hotels: 10% off (AARP)
  • Marriott Hotels: 15% off (AARP)

6. Activities and Entertainment

  • AMC Theaters: Up to 30% off  (55+)
  • Busch Gardens Tampa, FL: $13 off one-day tickets (50+)
  • Cinemark/Century Theaters: Up to 35% off
  • Regal Cinemas: Popcorn and soda $5.50 (55+)
  • SeaWorld, Orlando, FL: $3 off one-day tickets (AARP)

7. Cell Phone Discounts

  • AT&T: Special Senior Nation 200 Plan $19.99/month (65+)
  • Jitterbug: $10/month cell phone service (50+)
  • Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month for 200 anytime minutes (65+)

8. Miscellaneous

  • Lens Crafters: 30% off (AARP)
  • Supercuts: $8 off haircuts (60+)
  • UPS 15% off (AARP)

One of the secrets to enjoying your senior years is to take advantage of discounts wherever you find them!

With so many of them out there, seniors have a real opportunity to stretch their dollars and get the most for their money. So get out there and have a great meal and take in a movie; do some shopping and grab your groceries; book a getaway at a fine hotel and maybe visit a National Park; or maybe it’s time to replace your cellphone so you can stay in touch with your grandkids, and maybe surprise them by text messaging them a “selfie.”

Senior living is all about being active and enjoying yourself. The best way to go about it is to stretch your dollars — so grab those discounts!

About the Author

Chris Orestis Headshot

Chris Orestis, CEO of Life Care Funding, is an 18-year veteran of both the insurance and long-term care industries. A nationally known senior care advocate; he is the author of the Amazon best-seller book “Help on the Way,” a legislative expert, featured speaker, columnist and contributor to a number of insurance and long term care industry publications. Chris is a frequent guest about senior issues on national radio programs; and has also been featured in the Wall Street Journal, New York Times, USA Today, Woman’s World Magazine, Fox Business News and PBS.


A former life insurance industry lobbyist with a background in long-term care issues, he created the model to provide a funding option for middle-class people who are not wealthy enough to pay for long-term care, and not poor enough to qualify for Medicaid. Follow his blog on senior living issues and he can be reached at corestis@lifecarefunding.com.

What discounts have you discovered during your retirement? Please share them with us in the comments below.

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