Home Care for Disabled Adults and Seniors: Services

Home care and home health care are two different types of care, providing nonmedical and medical services to people in their homes. There are many care services available, and care plans are tailored to the person’s needs. Both types of support offer family caregivers respite, and help to avoid caregiver burnout.

Nonmedical home care

For seniors and other adults living with disabilities, nonmedical in-home caregivers typically help with activities of daily living (ADLs) and homemaking services, such as:

• Help with bathing, dressing, and grooming
• Transportation to errands, activities, and appointments
• Grocery shopping and meal preparation
• Pet care
• Companionship
• Medication reminders
• Light housekeeping and laundry

Home health care

In-home health care is by home health nurses and other licensed professionals, such as occupational and physical therapists. Common services provided include:

• Health status monitoring
• Medication administration
• IV therapy and injections
• Respiratory therapy
• Physical, speech, and occupational therapy
• Wound care
• Medical testing and labs
• Medical device assistance
• Incontinence care
• Nutritional assessment and guidance

Read more: Home Care vs. Home Health Care: What's the Difference?

Is home care the right fit?

Most families use a combination of personal funds and money from publicly funded programs to pay for in-home care, such as:

• Social Security, including Social Security Disability Insurance (SSDI)^[01,02]
• Medicare^[03]
• Medicaid^[04]
• VA benefits^{[05,06,07,08,09]}

In 2025, the national median hourly cost of home care was $33. Costs can add up quickly. Just seven hours a week could total $1,000 monthly, which more care needs — like 44 hours of weekly care — add up to nearly $6,300 per month.^[10]

To cover these costs, some long-term care insurance (LTCI) plans cover home care services, but in most cases, the policy needs to have been purchased before the policyholder needs care.

Read more:How Much Does In-Home Care Cost in 2025? A State-by-State Guide

Home care questions? Get expert help

The first step in finding in-home care for a loved one who is living with a disability is to understand what type of care services are needed and how often. Their doctors and other health care providers can help with this by performing an assessment.

Next, you’ll need to reach out to local agencies with questions about their services, costs, caregivers, and policies.

This can be a time-intensive process, and A Place for Mom’s Senior Living Advisors are here to help. They’ll do the research for you taking your loved one’s lifestyle, needs, and preferences into account. They can also connect you with home care providers and even schedule tours of local care communities, all at no cost to your family.