In Montana, assisted living communities provide long-term housing and care for generally active seniors. The median cost of assisted living in Montana is around $5,000 per month or $60,000 annually, according to A Place for Mom’s proprietary data from its brand partners in the state. With Big Sky Country’s diverse landscapes, plentiful outdoor activities, and rural lifestyle, Montana’s assisted living communities can be a great fit for seniors looking for a convenient and relaxed pace of life.
The median monthly cost of assisted living in Montana is around $5,000, according to A Place for Mom’s internal data from its brand partners. This figure is about on par with the national median monthly cost of assisted living across the country at $4,807.
When looking at the cost of senior living, it’s a good idea to look at median costs instead of average costs. This is because median costs normally aren’t influenced by extreme values, such as luxury communities with tons of amenities or simple, budget-friendly communities. That said, prices vary in Montana, with the lower 10th percentile monthly cost landing at approximately $3,100, while the 90th percentile monthly cost is around $7,500 per month.
The cost of assisted living varies depending on many factors. Typically, pricing also takes into account the level of care required by a resident. Other factors may include the following:
Assisted living communities in Montana tend to cost more in larger towns, such as Billings or Helena, than in smaller cities and surrounding rural areas. It may feel like sticker shock when looking at the prices of assisted living in Montana. But while these costs may seem expensive, some Montanans may qualify for Medicaid or Medicare to help pay for assisted living. These programs can reduce the cost of assisted living by covering some qualified care services for eligible participants.
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It’s vital to plan ahead and be prepared for assisted living costs. Your loved one may be able to use both private and public pay options to cover long-term assisted living costs. In the sections below, you’ll learn about the different ways seniors typically pay for assisted living costs in Montana. You can discover even more about payment options for assisted living by visiting our complete guide to paying for long-term care.
Many seniors begin by using private pay options to cover the expenses of assisted living in Montana.
Your loved one can free up money to pay for assisted living by selling their home in Montana. Selling a house
As a homeowner in Montana, a senior may be able to access equity through a reserve mortgage to pay for assisted living. Reverse mortgage
Ask your loved one if they have a health savings account (HSA), because it may cover the cost of certain medically necessary care services in an assisted living community in Montana. Health savings accounts (HSAs)
Does your loved one have a life insurance policy? If so, there are ways for them to leverage it to cover their assisted living expenses in Montana. Life insurance
For Montana’s seniors, a long-term care insurance policy can potentially pay for at least some of their assisted living costs. Long-term care insurance
Social Security benefits may help Montana’s older adults cover their monthly assisted living costs. Social Security benefits for assisted living
Mom is very satisfied and her needs are met. Based on the experience we have had so far, we would recommend Westpark Village to other families who may need a place for their loved ones
What we like the most about The Springs is that they have always had Grace with my uncle's personality. Friendly and helpful. Yes, we would absolutely recommend this community to other families! It is a...
I placed Mom there about a year ago. It was one of the best decisions I have ever made. If she couldn't be home with me I'm glad she was there. The entire staff is amazing! The care, love and respect that...
Mom is very satisfied and her needs are met. Based on the experience we have had so far, we would recommend Westpark Village to other families who may need a place for their loved ones
I placed Mom there about a year ago. It was one of the best decisions I have ever made. If she couldn't be home with me I'm glad she was there. The entire staff is amazing! The care, love and respect that...
My mom was briefly a resident at The Grandview at Benefis and everything was great for her there. She wasn't there long enough to get to try much of the food or to be involved in the activities. The...
My Grandma likes it here and we are more than happy with the staff. All of the staff members have a smile on their face and always seem so pleasant. We’ve never had any trouble finding someone to help us....
I placed my mother in law at the Rainbow Senior Living and she loved it. The administration helped fill out all her proper paperwork to help set her up with medications, and medicaid. The meals provided...
Our loved ones care was great while he was there. WE were very happy with everything and everyone. They were always great to work with and provided good care to the very end.
My friend was not probably the easiest resident, but they did an amazing job with him. When I was there and saw how they interacted with him and the other residents, they never lost temper or got snippy with...
Timber Creek Village was an amazing discovery for our family and we have been very pleased with the hospitality and care provided. It is a new assisted living community that is only two years old and it has...
What we like the most about The Springs is that they have always had Grace with my uncle's personality. Friendly and helpful. Yes, we would absolutely recommend this community to other families! It is a...
Every staff member has been very helpful, cordial, and extremely prompt. When we have asked for assistance, someone is there in less than 5 minutes. The "culture climate" at Brookdale Springmeadows is...
My loved one is currently a resident at Spring Creek Inn and everything about her experience has been great so far. The staff and care services are great. The friendliness, cleanliness and activities are...
The Department of Public Health and Human Services (DPHHS) provides licensure and oversight for assisted living in Montana. Facilities typically have to meet state requirements outlined in Montana’s Assisted Living Rules and Regulations to be licensed in this state. DPHHS typically conducts inspections of assisted living facilities. You may be able to learn more about a specific community’s inspection report by contacting the Inspector General at 1-406-444-4120.
In Montana, these regulations outline the rights of residents of assisted living communities. These rights, as outlined in the document above, include but are not limited to the following:
These same regulations outline who qualifies to work at an assisted living facility and how they should be trained. As per the regulations, staff generally must meet the following requirements:
If you’re looking for specific qualifications in your loved one’s caregivers, you should ask prospective communities what type of certifications staff members hold and how they train their staff on an ongoing basis.
We developed a system to rate each state on how easy — or difficult — it is to find important assisted living records and reports, and we compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Montana is high. A key finding that informed this rating is that Montana recently updated their state database to include detailed information about adult care providers.
We developed a standard methodology for state data collection and evaluation, and we based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
Overview of assisted living in MT
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