With 264 sunny days a year, it’s no surprise the Sunshine State is a popular destination for seniors moving into assisted living. And if you or your loved one is looking for a luxurious seaside community with plenty of indoor and outdoor amenities, Naples is the town for you.
A Place for Mom partners with 13 assisted living communities within a 10-mile radius of the city’s center. This means seniors can enjoy all the benefits of community living and on-site care while still enjoying what the downtown area has to offer.
In this guide, you’ll learn about assisted living in Naples, including details on cost and payment options, Florida laws and regulations, transportation methods, local points of interest, and more.
With 264 sunny days a year, it’s no surprise the Sunshine State is a popular destination for seniors moving into assisted living. And if you or your loved one is looking for a luxurious seaside community with plenty of indoor and outdoor amenities, Naples is the town for you.Read more
A Place for Mom partners with 13 assisted living communities within a 10-mile radius of the city’s center. This means seniors can enjoy all the benefits of community living and on-site care while still enjoying what the downtown area has to offer.
In this guide, you’ll learn about assisted living in Naples, including details on cost and payment options, Florida laws and regulations, transportation methods, local points of interest, and more.
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According to proprietary data from A Place for Mom, the average cost of assisted living in Naples is $4,081 monthly.[01] This is an average cost that includes rent as well as associated fees and service fee add-ons, such as personal care costs.
Traditionally, services you’ll find in assisted living will consist of:
The following costs illustrate the baseline costs, without additional fees, of assisted living in Naples.
Average monthly costs
Naples, FL
You or your loved one can finance assisted living care through various means, including private pay, VA benefits, Medicare, and Medicaid. You can choose a single payment method or a combination depending on your situation.
In this section, you will find further details on how you can use these funding options for assisted living expenses.
Private pay options for covering assisted living costs include personal savings, investment returns, pensions, and Social Security benefits. Other common methods of private payment include:
Number of veterans who live in Naples, according to the U.S. Census Bureau
There are a range of benefits that veterans can use to cover assisted living facility costs. To start, honorably discharged veterans who meet these eligibility requirements can apply for a VA Pension. There’s also the Aid and Attendance benefit, which can be used to cover anything that improves the quality of life. Click here to apply for Aid and Attendance, or visit the regional VA offices in St. Petersburg and Largo, Florida. Finally, there’s a complete list on the U.S. Department of Veterans Affairs website of all available VA benefits.
There are a wide range of resources available to support veterans who want to utilize their benefits and move into assisted living. We recommend contacting a veterans services organization (VSO) to guide you through the benefits application process. VSOs are considered reliable sources of support for veterans. In Naples, there’s the Collier County Veteran Service office, a Veterans of Foreign Wars (VFW) post, and a Disabled American Veterans (DAV) location. Here is the complete list of veterans services officers who are ready to help.
Apart from helping seniors navigate VA benefits, national organizations such as VFW and DAV offer financial counseling services to veterans. There are also a variety of resources located below, including two benefits guides and a list of service-related ailments.
Resources for Naples veterans
St. Petersburg Regional Office
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 800-827-1000
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Florida Department of Veterans’ Affairs
11351 Ulmerton Road, Suite 311-K
Largo, FL 33778-1630
Phone: 727-518-3202
Hours: Monday through Friday, 9 a.m. – 4 p.m.
U.S. Department of Veterans Affairs
Phone: 800-827-1000
Hours: Monday through Friday, 8 a.m. – 9 p.m.
Collier County Veteran Services
3339 Tamiami Trail, Suite 212
Naples, FL 34112
Phone: 239-252-8387
Fax: 239-252-2870
Email: colliercounty.veteranservices@colliercountyfl.gov
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Veterans of Foreign Wars: Post 7721
800 Neffs Way
Naples, FL 34119
Phone: 239-455-7721
Hours: Monday through Thursday, 10 a.m. – 8 p.m.; Sunday, 9 a.m. – 8 p.m.
Disabled American Veterans
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 727-319-7444
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Medicaid, a federal-state health care program for low-income individuals, does not cover long-term care custodial costs like rent at assisted living. However, it can be used for medically necessary services in assisted living facilities.
In Florida, the Agency for Health Care Administration administers Medicaid through the Statewide Medicaid Managed Care (SMMC) program. Three separate programs compose SMMC: the Long-Term Care program (LTC), the Managed Medical Assistance (MMA) program, and the Dental Program. Seniors can access Medicaid coverage through several waivers:
If you or your loved one needs counseling support with Medicaid, check out the Serving Health Insurance Needs of Elders (SHINE) program offered by the Florida Department of Elder Affairs and the Area Agency on Aging. There’s also the Florida Long-Term Care Ombudsman Program, which provides individuals with advocacy support.
Naples resident Medicaid resources
Statewide Medicaid Managed Care
Phone: 877-711-3662
Hours: Monday through Thursday, 8 a.m. – 8 p.m.; Friday 8 a.m. – 7 p.m.
Florida Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
Phone: 850-412-4000
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Area Agency on Aging for Southwest Florida
2830 Winkler Ave., Suite 112
Fort Myers, FL 33916
Phone: 239-652-6900
Fax: 239-652-6989
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
Medicare, a federal health insurance program, is designed for individuals who are 65 or older or diagnosed with certain disabilities or illnesses. Although Medicare cannot cover the costs of custodial assisted living, it can help with short-term health care costs, including:
Seniors in Florida who require financial assistance or Medicare counseling can also rely on several state programs, including:
Because the Social Security Administration operates Medicare, it is the best resource for general questions. However, if you or your loved one has concerns about long-term care facilities, you can contact the Florida Ombudsman Program.
Naples resident Medicare resources
Naples Social Security Administration Office
2659 Professional Circle, Room 1114
Naples, FL 34119
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Florida Medicare Savings Program
Phone: 888-419-3456
Florida Discount Drug Card Program
Phone: 866-341-8894
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Hope Program for All-Inclusive Care of the Elderly
13020 Livingston Road
Naples, FL 34105
Phone: 239-985-6400
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
All assisted living communities in Florida must be licensed and regulated through the Bureau of Health Facility Regulation. Beyond the standard license, you may find assisted living communities with additional specialty licenses like limited nursing services, extended congregate care, and limited mental health services.
Assisted living communities with standard licenses provide housing, meals, and personal care services. Staff may either help residents with taking their medications or, in some cases, administer the medications for them.
There must also be someone available on staff at all times who is certified in first aid. The staffing requirements depend on the size of the facility and the regulations generally care for facilities to have enough staff present to meet all the needs of the residents at all times. There are also strict training guidelines for staff members on everything from emergency procedures to providing personal care. Specialized training is required for those assisting those with Alzheimer’s or dementia.
Staff members are required to pass extensive criminal background checks. They must be screened again every five years.
Communities are inspected before being licensed and at least every two years after to make sure they are following requirements. These inspections generally cover the following elements:
Inspection reports are located on the Florida Agency for Health Care Administration website.
Florida Department of Health contact information
4052 Bald Cypress Way
Tallahassee, FL 32399
Phone: 850-245-4444
Hours: 8 a.m. – 5 p.m.
At present, there are no COVID-19 ordinances in Naples. However, it is recommended that individuals and assisted living facilities adhere to the guidelines set forth by the Centers for Disease Control and Prevention (CDC). Here’s what the CDC recommends:
Vaccines and boosters are not required but recommended.
Anyone who has been exposed to COVID-19 or is experiencing symptoms should wear a well-fitting mask.
Assisted living communities should continue to follow CDC best practices and maintain proper facility ventilation to prevent the spread of COVID-19.
Practice social isolation when experiencing symptoms of COVID-19.
Naples, Florida, offers you or your loved one a comfortable, pleasant place to retire. It’s the perfect city for people who are fond of warm climates and upscale living. At a Naples assisted living community, you can expect amenities like housekeeping, laundry, personal care, dining services, 24-hour emergency response, and activities designed for seniors.
Compared to other cities in Florida, the cost of living in Naples is relatively high, making it an expensive place to live. In addition to great weather, you can expect the city to provide plenty of fine dining options and high-end stores, including luxury boutiques and name-brand designers.
Of the 13 assisted living facilities we partner with in Naples, only two are classified as stand-alone facilities. The rest are partnered with communities offering other levels of care. This makes them ideal for people anticipating differing health needs in the future. Here’s what our other partner communities offer:
Assisted living provides personal care, and many of our partner facilities offer a range of medical care services. According to A Place for Mom data, full medication management is available at nearly all of our partner facilities, ensuring that residents receive their required medications promptly and accurately. With 24-hour awake staff, facilities provide around-the-clock assistance and care to residents. On-site nursing is available at 92% of facilities, and 31% of facilities have skilled nursing facilities on-site for residents with more complex medical needs.
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Number of seniors over the age of 65 currently living in Naples
Median annual income for Naples seniors 65 and older
NCH Baker Hospital, which is part of the NCH Healthcare System, has been regionally ranked by U.S. News and World Report for its exceptional treatment of heart failure, heart attacks, and abdominal aortic aneurysms.
Physicians Regional — Pine Ridge Hospital
According to U.S. News and World Report, Pine Ridge Hospital, a part of the Physicians Regional network, is highly regarded for seven procedures. This includes knee and hip surgery.
Providing primary care, mental health care, and women’s health services, the Naples VA Clinic caters to veterans residing in Naples.
In terms of walkability, Walk Score ranks Naples as a 35 out of 100.[05] Walking routes, biking routes, public density, and public transit all factor into this walk score. This means Naples, FL is primarily a car-dependent city, and cars are necessary for most daily errands. There are, however, some neighborhoods that are easier to get around without a car. Old Naples, Lake Park, and Sun Terrace are the most walkable neighborhoods in the city. There are also some bike lanes available, too.
To make things even easier, almost all of our partner assisted living facilities offer free transportation, and 77% of them offer it at-cost. There are also public transportation options in Naples.
The local bus system is run by Collier Area Transport (CAT), which offers 19 routes throughout the city. On the waterfront, Naples Bay Water Shuttle connects popular dining and shopping spots in the city.
For those who require assistance, CAT’s bus system is fully accessible, and it also provides a door-to-door paratransit service called CATConnect for individuals who meet ADA eligibility requirements. Seniors can find application information for CATConnect here.
With its sun-soaked beaches and year-round balmy weather, Naples is an ideal city if you or your loved one enjoy spending time outdoors. It’s easy to relax outside in Naples, especially since the city sees 264 days of sun per year.
The town offers many outdoor attractions, and most are accessible to those who use wheelchairs or have disabilities. This includes Lowdermilk Beach, with its picturesque beachfront parks, as well as Naples Pier, where you can take a leisurely stroll while enjoying the views. Water-focused activities, such as fishing and boating, are also popular in Naples. However, you might prefer a family-friendly sunset cruise instead.
Naples also boasts expansive outdoor areas for you or your loved one to explore with family and friends, such as the renowned butterfly garden at Naples Preserve or the 21-acre Nature Center, where you can discover more about Florida’s diverse flora and fauna. For a more serene experience, check out the botanical garden, which offers nine beautifully manicured spaces that celebrate different themes and regions of the world.
If you or your loved one prefer indoor activities, Naples also has a variety of museums catering to different interests. For example, car enthusiasts can visit the fully accessible Revs Institute, which features historically significant classic cars. There’s The Baker Museum, which showcases fine art from all over the world. It’s also equipped to accommodate individuals with mobility issues or people who are deaf or hard of hearing. Finally, those interested in local history can head to the Naples Historical Society, which offers tours, lectures, and events.
For friends and families who want a weekend away, Seminole Casino has something for everyone. You or your loved one can enjoy live music or try your luck at the blackjack table.
Seascape At Naples, Barrington Terrace of Naples and Gulf Coast Memory Care are the top-rated Assisted Living facilities near Naples, FL. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Assisted Living in Naples is 5376.8 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set].QuickFacts.
U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos
U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos
Walk Score. (2023). Downtown Naples, Florida.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set].QuickFacts.
U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos
U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos
Walk Score. (2023). Downtown Naples, Florida.