About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Memory Care Facilities in Tampa, FL

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Memory care facilities in Tampa, Florida, offer excellent services and a person-centered approach. The city of Tampa is a welcoming place for seniors with memory loss. In addition to its many memory care options, Tampa provides local services and community-building programs to support seniors with memory loss and their caregivers.

The beautiful weather, nearby beaches, and vibrant culture draw in seniors from other states, too. This means Tampa has a high number of seniors and almost 10% have some form of memory loss, creating a local need for memory care. To fill this need, A Place for Mom partners with 35 memory care communities in Tampa.

Florida considers memory care to be a type of assisted living. As a result, most of our partnering memory care communities in Tampa are actually memory care wings within larger assisted living communities. Tampa does have some stand-alone memory care facilities, but regardless of which type you choose, you can feel confident that our partners provide compassionate, specialized care within a safe and comfortable setting.

This guide can help you make the right decision for your loved one, with local senior resources throughout each section. Learn about our partner memory care facilities in Tampa, including their costs, how families pay, and their common features. We also dive into what living in these Tampa memory care communities are actually like, including reviews from real residents. Read on to learn how memory care in Tampa can help your loved one find comfort and security.

Tampa Memory Care Facilities | 850 Reviews
Showing 66 communities
Last Updated: 3/27/24
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The top senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care, and in-home care. Our Best of Senior Living Award winners represent the top 1-2% of senior care providers nationwide based on reviews from those who matter most: residents and families.

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Types of care available in Tampa, FL
Memory Care
Memory Care
Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Average starting price $X,XXX/month
Assisted Living
Assisted Living
Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Average starting price $X,XXX/month
Nursing Homes
Nursing Homes
Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Average starting price $X,XXX/month
Independent Living
Independent Living
Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Residential Care Home
Residential Care Home
Residential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.
Average starting price $X,XXX/month
Senior Apartments
Senior Apartments
Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Average starting price $X,XXX/month
Home Care
Home Care
Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Recent reviews of Memory Care in Tampa, FL
4.5 / 5.0

The Villas fits our needs! We throughly, enjoy the individual/independent or assisted Villa living. We have a a large open, outdoor patio, a full kitchen if we choose to cook and privacy. Villa's meals are presented nicely & quite tasty. Staff are friendly, caring and work hard to meet and please re...

5 / 5.0

The service was outstanding because [of] the personnel [was] outstanding. The personnel [was] outstanding because the supervisory and management was outstanding.

4.9 / 5.0

All of the staff were always willing to help. They knew all the residents' names as well as their rooms. Dining room staff knew the residents' preferences. Housekeeping was always on top of my husband's room. I have already recommended The Meridian to a neighbor. When time comes for me to move to as...

Photo of Best Care Senior Living at Heritage Manor
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Palm Terrace Assisted Living Facility
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Excellent facility! Great staff especially [name removed]. She was very helpful in her presentation, tour and getting him into your community. She is truly genuine, friendly, patient, understanding and has a...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Palm Terrace Assisted Living Facility and Adult Day Care offers private and semi-private accommodations at an affordable price for low to moderate income seniors in the heart of Temple Terrace, Florida. The community offers apartments with kitchenettes and accessible bathrooms. Residents also...
Photo of Royal Sun Park ALF
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I have my Mother here and she is doing wonderful. I love the staff I have a real connection with all of the day shift. The staff go that extra mile to make sure your loved one is being taken care of. I had a...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Royal Sun Park is an assisted living community nestled away in scenic Tampa, Hillsborough County, Florida. The trees are abundant, lining the streets and paving the way to this paradise. With the Museum of Science and Industry nearby, there is plenty to do. The helpful and friendly staff...
Photo of Concordia Village at Tampa
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My parents reside at St Josephs John Knox Village the serving staff the nurses, and staff seem to have been there for quite some time which indicates their turnover rate is low. Michele Caruso goes above and...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
St. Joseph's John Knox Village is an accredited Continuing Care Retirement Community (CCRC) in Tampa, Florida. It offers comfortable independent retirement living with financial security. In our beautiful 14 acre gated campus, we offer Independent Living choices which include Lease/Rent or...
Photo of Angels Senior Living at North Tampa
77 Photos available
11 Floor plan available
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I'am satisfied with this community, my father is doing pretty well here.The community looks great, they do a very good job keeping his room and the community neat and tidy. The staff is very good, they have...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Angels Senior Living at North Tampa was built in 1978 for the sole purpose of caring for the elderly. We have been caring for the elderly for over 3 decades and have a loving and caring staff around the clock available to take care of our residents. We come from a down home country background and...
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Photo of Angels Senior Living at South Tampa
2020 Photos available
22 Floor plans available
6.5
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6.5
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No place is perfect but after touring 9 ALFs, this one is the best fit for my Mom. There are some common areas that need new carpeting and furniture but the residents rooms are immaculate from what I've...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Enhanced Independent Living and Assisted Living Not just bricks and mortar, far more than just food, shelter, and traditional senior activities, residents are encouraged to be socially involved and active. Our aim is to enhance independence while providing a strong, yet largely invisible, needs...
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Photo of Angels Senior Living At New Tampa LLC
1313 Photos available
22 Floor plans available
7.0
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7.0
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My family loves the staff and how they cared for my mother. The compassion in your staff is what I really loved about the place. Make it an environment that staff wants to stay. There were a few that have...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Angels Senior Living in New Tampa is an 80 bed assisted living and memory care community. We have 24 secured memory care apartments, 8 extended care apartments, and 48 apartments for assisted living/independent residents. Our memory care was designed in conjunction with representatives from USF...
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Photo of Memory Lane Cottage @ Tampa Palms
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A few years back as my mom entered her 80’s, her memory began to diminish. At first, it was slow and we, her family, worked had to overlook any imperfections. But by her 81st birthday, her short comings...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Memory Lane Cottage @ Tampa Palms is designed for individuals with Alzheimer's Disease or other dementia related disorders. Memory Lane Cottage @ Tampa Palms is located off Bruce B. Downs Blvd. and conveniently located to the USF Health Byrd Alzheimer's Institute, James Haley VA Hospital, Moffitt...
Photo of Rosecastle at Delaney Creek
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My grandmother has lived at Delaney Creek for 5 years and has had the best treatment and experience! She loves it there and wouldn't want to be anywhere else. She gets to play bingo every day if she wants to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We welcome residents to Rosecastle at Delaney Creek Assisted Living and Memory Care community in Brandon, Florida. Our residents enjoy living among stately trees and natural wetlands as we are located just minutes from I-75 and near medical offices, restaurants, shopping malls, theaters and local...
Photo of Discovery Village at Tampa Palms
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Overall I think it is a great facility!! It's becoming more expensive so my parents will have to move soon. The staff is kind and respectful. If there is a problem they sit and discuss and try to solve. I...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Discovery Village At Tampa Palms, a world-class senior living community in Tampa, Florida that is elevating senior living to a new standard.Our stylish community offers three distinct lifestyle options, starting with supervised independent living, and progressing to assisted living and...
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Photo of Discovery Village at WestChase
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I love living here! The staff is great! Lots of things to do. Food is good. Building is 18 months old.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The brand-new Discovery Village At Westchase combines upscale senior living and personalized care, just minutes from Tampa Bay and the diverse entertainment options offered in and around Downtown Tampa.Our community offers resident-focused Assisted Living, complete with superb dining and...
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9.7
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9.7
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All the staff members truly care and treat your loved ones like family with their special attention from bathing, meds, laundry & cleaning as well as assisting in transporting and eating. The horrors you...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The assisted living community of Village of Tampa, Hillsborough County, Florida offers care and companionship for elderly residents who want to still have a certain degree of freedom and independence while getting help with day to day activities when needed. There are many options available for...
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Photo of Whispering Oaks
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Oakland Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Family Extended Care of Central Tampa
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Sangetta is a wonderful lady. My uncle was with them for 9 years. They talk to them, and hug them, and make them feel really wanted. They loved the man and took good care of him, I was there at least a...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Central Tampa Assisted Living is located in the heart of the beautiful city of Tampa, Florida just blocks from downtown. At Central Tampa Assisted Living, our residents receive specialized care in memory disorders including Alzheimer's disease. We work to make our residents stay in our assisted...
Photo of Courtyard At Lowry Place
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Angels Senior Living at Hacienda Villas
55 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Springs Water ALF
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of A Safe Place
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Palm Ave Baptist Tower
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Angel's Garden
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Angels' House ALF Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Castle Court Alf Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Rose of Saron
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Costs of memory care in the Tampa area

In Tampa, memory care costs an average of $3,994 a month, according to A Place for Mom’s 2022 proprietary data.[02] This number includes rent, meals, care services, amenities, and all extra fees that our referred families opted for. Memory care can come with a higher price tag than other types of senior care as it requires specialized staff training and 24-hour supervision.

However, memory care in Tampa is still cheaper than most other popular retirement destinations, like Phoenix or Denver. Florida can be a cost-effective option for retirees as the state doesn’t tax individual income, including Social Security benefits and pension income. Florida also has no inheritance or estate tax, which generally benefits seniors.

The figures in the chart below reflect the average baseline costs for memory care in Tampa, before amenity fees or care services. This chart is best read as a comparison between Tampa and nearby cities.

Average cost comparisons near Tampa, FL

Average monthly costs

Tampa, FL

$3,943

How people pay for memory care in Tampa

The best way to keep memory care affordable is to plan ahead. Most families cover as much of their memory care expenses as they can using health care insurance, like veterans benefits, Medicaid, and Medicare. However, insurance is unlikely to cover the entire cost of memory care, and most families need to use some of their own financial assets.

Read on to learn some smart strategies to make your money go further and to discover how veterans benefits, Medicaid, and Medicare can help cover some of your memory care costs.

Private pay methods in Tampa

Many families pay for memory care with a combination of private savings, long-term care insurance, and public assistance. Because memory care is a specialized form of health care, public assistance programs like Medicaid and veterans benefits can often cover part, if not all, of the cost for low-income individuals.

Higher-income individuals may still be able to access some of these public funds to pay for part of their memory care, or they may use their long-term care insurance plans. And, using their additional savings or retirement accounts on top of this can make other, higher-cost memory care communities available to them.

Living in Florida is sometimes part of a senior’s future plan for retirement as the state doesn’t tax individual income, including Social Security benefits. Florida also has no estate or inheritance tax, which benefits a seniors’ retirement income even more.

Selling a house, applying for a reverse mortgage, or using a Health Savings Account are other ways a senior can access more money to fund their memory care. Below, you’ll find articles explaining these methods and more options to help your loved one fund their ideal retirement.

Caregiver Resources
Can You Use Your HSA for Long-Term Care Costs?
By Celia Searles
Caregiver Resources
Reverse Mortgages and Long-Term Care: The Pros and Cons
By Merritt Whitley, senior living writer and editor
VA benefits for memory care in Tampa

Veterans find a welcoming community of like-minded people in Tampa, Florida. Senior veterans can have an easy time connecting, as almost 40% of Tampa’s veterans are over 65.[03] Aging veterans can access different types of financial assistance through the U.S. Department of Veterans Affairs, like the VA Pension and the Aid and Attendance benefit.

Can I pay for memory care using the VA Pension?

Yes, low-income veterans can cover some of their memory care expenses with the VA pension. The VA pension is a monthly allowance that veterans can use to cover anything that improves their quality of life, including residential memory care. How much a veteran receives depends on many factors, like how long they served and their highest salary while employed by the military. Memory care is expensive, and the VA pension alone may not cover the entire cost. Veterans are eligible for the VA pension if they meet the following criteria:

  • Are 65+ or disabled
  • Have served at least 90 days of active duty and at least one day of wartime service
  • Are low-income
  • Have an honorable discharge
Can I use the Aid and Attendance benefit to pay for memory care?

The Aid and Attendance benefit may cover even more memory care costs, as it’s additional money added to the VA pension. To be eligible for the Aid and Attendance benefit, veterans must first receive the VA pension and be enrolled in the VA health care system. The Aid and Attendance benefit can be used to pay for anything the veteran needs to improve their quality of life. If a veteran’s dementia diagnosis is a result of their service, it may qualify them to receive more income from the Aid and Attendance benefit.

While the amount differs for each veteran, the Aid and Attendance benefit has the potential to cover a large portion of a veteran’s memory care costs. To be eligible for the Aid and Attendance benefit, veterans must meet at least one of the following criteria:

  • The veteran needs assistance with some activities of daily living.
  • The veteran has very limited eyesight.
  • The veteran is bedbound due to illness.
  • The veteran already lives in a long-term care facility.
Can I use the Housebound allowance to pay for memory care?

The Housebound allowance is separate from the VA Pension or the Aid and Attendance benefit, and it can only be used to pay for a veteran’s in-home health care. The Housebound allowance is for veterans with age-related disabilities that keeps them housebound, like those in need of hospice care. It won’t pay for rent or meals at a memory care facility, but it may pay for home health care services that include specialized memory care. It also can’t be combined with the Aid and Attendance benefit.

Is there a VA memory care facility in Tampa?

In Florida, local veterans may also access memory care in nursing homes run by the Florida Department of Veterans Affairs (FDVA). The Baldomero Lopez State Veterans’ Nursing Home in Land O’Lakes is the closest VA nursing home to Tampa, and it reserves about half of its 120 beds for veterans in need of memory care.

While applying doesn’t guarantee admission, veterans or their family members can apply to be on the waitlist directly on the FDVA website.

Veterans benefit counseling and advocacy groups

Applying for veterans benefits is notoriously complex. And, because the process is easy to do wrong, the results can sometimes be discouraging, requiring the need for claim appeals. Though, with the right guidance, every veteran can receive their eligible benefits with the right help. The local veterans resources outlined below can help you in the process of accessing your benefits.

Florida veterans can use the Florida Department of Veterans’ Affairs’ (or FDVA) virtual benefits counseling services for benefit advising and assistance. Veterans can request a video conference appointment through the FDVA by calling the center at 727-319-7408. FDVA benefits counselors can walk you and your loved one through the benefits application process, and can even help to contest denied claims.

Tampa also has other local programs to help veterans access their eligible benefits. The Hillsborough County Veteran’s Resources Center offers benefits counseling and referral services. Local chapters of Veterans of Foreign Wars (VFW) and Disabled American Veterans (DAV) also provide benefits counseling and can even connect veterans with legal assistance to appeal decisions.

The Tampa Vet Center is another local resource with the general goal of helping Tampa veterans achieve their goals. They can provide an array of services, like mental health counseling and referral services to housing and other assistance programs in the city. The Tampa Vet Center welcomes walk-ins, but you can make a counseling appointment by calling 813-372-0400.

To reach out to any of the above mentioned programs or organizations, see the resources section below.

17700

About 17,700 veterans live in Tampa, according to the U.S. Census Bureau.

About 15% of Tampa veterans are 65+, according to the U.S. Census Bureau.

Resources for Tampa veterans

Veterans services offices

Florida Department of Veterans’ Affairs
9500 Bay Pines Blvd., #214
St. Petersburg, FL 33708
Phone: 727-316-7440
Email: VSO@fdva.state.fl.us

Virtual benefits counseling

Tampa Vet Center
9206 King Palm Drive
Tampa, FL 33619
Phone: 813-372-0400

Baldomero Lopez State Veterans’ Nursing Home
6919 Parkway Blvd.
Land O’ Lakes, FL 34639
Phone: 813-558-5000

Application Packet

Veterans of Foreign Wars (VFW) chapters in Tampa

Veterans of Foreign Wars (VFW) Post 10140
8414 N. 40th St.
Tampa, FL 33604
Phone: 813-985-6111

Veterans of Foreign Wars (VFW) Post 4321
2010 W. Morrison Ave.
Tampa, FL 33606
Phone: 813-374-2490

Veterans of Foreign Wars (VFW) Post 424
105 W. Broad St.
Tampa, FL 33604
Phone: 813-237-3183

Disabled American Veterans (DAV) in Tampa

Disabled American Veterans, Bay Pines office
VA St. Petersburg Regional Office
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 727-319-7444

Tampa Medicaid for memory care

Florida Medicaid is run by the Agency for Health Care Administration (or the AHCA). Medicaid is health insurance for low-income individuals, and each state runs its Medicaid program a little differently. Like most states, Florida offers a few different Medicaid plans. Seniors in need of memory care can pick Florida Medicaid’s Statewide Medicaid Managed Care (or SMMC) Long-Term Care (or LTC) plan.

What does Florida Medicaid cover?

This SMMC LTC plan covers most health-related costs and may reimburse enrollees for the following services:

  • Doctors’ visits
  • Prescribed medications
  • Procedures
  • Anesthesia
  • Chiropractic services
  • Dental and vision care
  • Dialysis
  • Hospital stays
  • Labs
  • X-Rays
Will Florida Medicaid cover memory care?

The SMMC LTC plan doesn’t explicitly state that it covers memory care, but it does cover many memory care services, like the following:

  • Personal care to help with activities of daily living (ADLs)
  • Behavior management
  • Speech, behavior, and physical therapy
  • Medication management

The goal of Florida’s LTC plan is to keep seniors out of nursing homes as long as possible by focusing on preventable conditions. This is why the LTC plan won’t pay for room and board costs, but will pay for care services in the senior’s current residence.

However, if a senior with memory loss has chronic medical needs severe enough to require skilled nursing care, they can move into a Medicaid-approved Tampa nursing home. In this case alone, Florida’s LTC plan will cover the entire room and board cost of that care. In Florida, a senior needs to go through an assessment with a physician to determine if they require this nursing home-level of care.

Who’s eligible for Florida Medicaid’s Long-Term Care (LTC) plan?

Florida Medicaid is for low-income individuals who don’t otherwise have access to private long-term care health insurance. Medicaid’s Long-Term Care (LTC) plan is specifically for seniors or people with disabilities. To qualify for Florida Medicaid’s LTC plan, individuals need to meet the following criteria:

  • Be a Florida resident
  • Be 65 years or older or disabled
  • Be without other health insurance
  • Be low-income: A couple can make no more than $24,353 annually before taxes, and a single individual can make no more than $18,075 before taxes. These numbers are adjusted for inflation each year.
Get help accessing your Florida Medicaid benefits

Tampa seniors have a few different local resources to help them access their Medicaid benefits. The first is the Senior Connection Center, Inc., which is the Hillsborough County Area Agency on Aging. This organization can help you apply for Florida Medicaid’s LTC plan, and compassionate advisors can make sure you get the benefits you need.

The Agency for Health Care Administration (AHCA) is a useful resource for Medicaid recipients. It hosts a few different helpful pages about Medicaid. Like the Florida Health Finder, which helps Medicaid enrollees to assess their health plan options before they make a choice. It provides quality of care data and survey results from members of the different local health plans. The Health Finder page also has a database to search for your local Medicaid-accepting health care providers. It also details information about how to apply for the LTC plan. You can direct any complaints about Florida’s Medicaid program to your local ombudsman.

Tampa resident Medicaid resources

Florida Agency for Health Care Administration (AHCA)
Contact your local ombudsman

West Central Florida Long-Term Care Ombudsman Program
701 W. Fletcher Ave., Suite C
Tampa, FL 333612
Email: penleyl@elderaffairs.org
Phone: 813-558-5591

City Medicaid offices

Senior Connection Center, Inc.
8928 Brittany Way
Tampa, FL 33619
Email: info@SCCmail.org
Phone: 800-963-5337

Medicare memory care coverage in Tampa

Medicare is a health care program funded by the federal government. Its purpose is to offset health care costs for individuals over 65 and disabled individuals. Unlike Medicaid, Medicare only covers certain health care costs and never covers rent, meals, or other fees related to memory care. Specifically, Medicare only covers medically necessary and short-term health care expenses for people over 65 who have paid Medicare taxes (or are married to someone who has) or disabled people.

Is memory care a “short-term” expense according to Medicare?

No, memory care isn’t considered a short-term medical expense, as dementia is a chronic condition. According to Medicare, “short-term” means expenses or treatments that are under 100 days. For instance, a five-day in-patient stay at a hospital to recover from a severe disease or injury is short-term.

Medicare pays 100% of all health care expenses for the first 20 days of a patient’s stay in a hospital or skilled nursing unit. From days 21-100, seniors pay a daily copay, which is $200. After day 100, Medicare won’t pay for your care.

Is memory care “medically necessary” according to Medicare?

No, according to Medicare, memory care is not medically necessary care and isn’t covered by Medicare. However, if a senior living in a memory care facility has a medically necessary medication or requires a medically necessary procedure, Medicare will cover only those health care costs.

It’s important to note that what’s considered medically necessary for one person may not be for another. To find out if Medicare considers your medication or procedure medically necessary, you can search directly on the Medicare website or dial 2-1-1 to speak to a local Social Security officer.

Can Tampa, Florida, residents get help paying their Medicare premiums?

Florida residents may be able to get help covering their Medicare premiums using Medicare Savings Programs. The federal Medicare website outlines these programs, but to apply you’ll need to contact Florida’s Agency for Health Care Administration (or AHCA) directly. To be eligible for these programs, a single person must meet low-income thresholds of between $1,153 and $1,549, although these numbers are updated annually. These were the numbers for 2022.

Get help accessing Medicare

The local Area of Agency on Aging in Tampa, Florida, is called Senior Connection Center Inc. This organization offers benefits counseling for Medicare and can connect you with the right Medicare Savings Programs. Senior Connection Center Inc. runs the local Serving Health Insurance Needs of Elders (SHINE) program, which can appeal Medicare coverage decisions on your behalf and guide you through the application process. The local ombudsman is your go-to contact for any complaints you may have about your Medicare benefits.

Tampa resident Medicare resources

State Medicare offices and online resources
City Medicare offices and online resources

Tampa Social Security Administration
3415 E. Frontage Road, Suite A
Tampa, FL 33607
Phone: 800-772-1213

Understand Florida laws and regulations for memory care facilities

In Florida, memory care communities are considered a type of assisted living community. This means memory care facilities and assisted living facilities in Tampa are regulated under the same type of license.

The Bureau of Health Facilities Regulation licenses and regulates assisted living communities that offer memory care. According to Florida’s Residential Care and Assisted Living Policy, Tampa memory care communities need to maintain the following standards in order to stay licensed:

  • Facilities must provide regular meals that accommodate residents’ dietary restrictions.
  • Facilities must be kept clean and hygienic.
  • Facilities must allow residents to keep their personal belongings in their rooms.
  • Residents should be allowed to live in the same room as their spouse.
  • Facilities must communicate directly with family members or guardians at least every 30 days.

After their initial inspection, Tampa facilities go through additional inspections every two years. Inspection results are public, and you can find them on the Agency for Health Care Administration’s website. Go to the “Statement of Deficiencies” tab, and in the drop-down menu for “Provider type” select “Assisted Living Facility.” You can search for specific facilities by name, or you can search for all communities in Hillsborough County.

How does Florida regulate memory care?

The Bureau doesn’t require additional or special licenses for memory care providers, but it does have some specific requirements for communities offering memory care. According to Florida’s assisted living policy, senior living communities offering memory care services need to follow these guidelines:

  • Staff members with regular contact with residents with memory loss need at least 4 hours of memory care-specific training within nine months of their employment.
  • Staff members must go through a minimum of 4 more hours of memory care training every year.
  • The memory care training programs and courses must be approved by the Bureau.
  • Facilities that offer memory care should have specialized activities appropriate for people with memory loss.
  • Facilities should have security systems that allow for wandering.
  • Facilities must have staff on-site 24 hours a day.
  • Facilities with over 17 residents must have an awake staff member on-site 24 hours a day.

Florida Department of Health contact information

Agency for Health Care Administration — Assisted Living Facility Unit

Bureau of Health Facility Regulation
2727 Mahan Drive, MS #30
Tallahassee, FL 32308
Phone: 850-412-4304
Email: assistedliving@ahca.myflorida.com

COVID-19 regulations for Tampa memory care facilities

Florida doesn’t mandate any COVID-19 policies for memory care communities, but it does have guidelines set for COVID-19 and nursing homes. The Florida COVID-19 Response team’s checklist includes recommendations for masking and quarantining in the case of an outbreak. Hillsborough County also publishes weekly data on its COVID-19 dashboard. You can find weekly cases per 100,000 people, and the percentage of hospital beds in use. Be sure to check with your prospective community on their specific COVID-19 practices.

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Masking. Staff members, residents, and visitors are encouraged to mask if they feel ill.

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Facility cleanliness. Regularly touched surfaces should be disinfected and cleaned often.

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Quarantining. Long-term care facilities should have a quarantine wing for sick or exposed residents.

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Visitors. In accordance with the Centers for Disease Control, no Tampa memory care community can prevent a visitor from entering based on vaccination status.

Get to know memory care in Tampa

327Number of in-network assisted living facilities in market
3.4/5.0 average in-network rating
94% of partnering memory care communities in Tampa have a staff member awake 24 hours a day
74% of partnering memory care communities in Tampa offer services to accommodate restlessness, pacing, or wandering
71% of partnering memory care communities in Tampa have a physician on call or as a medical director
60% of partnering memory care communities in Tampa offer an enclosed walking space for seniors
43% of partnering memory care facilities in Tampa have layouts specifically designed to accommodate memory loss
4756
A Place for Mom has referred 4,756 seniors to memory care communities in Tampa in the last 12 months.
81
A Place for Mom refers people who are on average 81 years old to Tampa’s memory care communities.

What to expect from memory care living in Tampa

In Tampa, Florida, families can find a range of memory care options for their loved ones — communities that offer compassionate care, person-centered activities, and security. Most senior living communities in Tampa also offer Spanish-speaking services and great international food options.

For decades, Tampa has been a popular retirement destination. And with an aging population comes a growing portion of seniors who need memory care. According to the Alzheimer’s Association’s 2018 Florida statistics, by 2025 Florida will have over 720,000 seniors with Alzheimer’s disease. Many of these seniors choose to live in Tampa.[04] To meet this growing demand for top-rated memory care, A Place for Mom partners with 35 top-rated memory care communities in Tampa.[02]

Memory care within assisted living communities

In Florida, memory care is considered a type of assisted living community, and because of this, memory care is often paired with assisted living. Thirteen of our partnering memory care communities in Tampa are inside assisted living communities. These dual communities provide personalized care and oversight and are the most common places to receive memory care in Tampa. Often, these large, apartment-like facilities have over 50 residents and can sometimes have more than 200.

Many of these communities were built in the last 15 years and offer exceptional amenities, like stylish dining rooms, craft centers, pools, game rooms, libraries, and gyms. Weekly housekeeping, daily activities, therapies, and on-site medical directors keep everyone happy and healthy.

Services in Tampa’s memory care wings

Memory care tends to have its own wing within these assisted living communities, and these memory care wings are usually designed specifically for people with memory loss. Circular hallways with clear signage prevent residents from getting lost. And many of these communities use nostalgic decor to keep residents comfortable and collected. Security in these communities is very important and is even mandated by the Florida Bureau of Health Facilities Regulation, so you can rest assured that your loved one will be kept safe with oversight for potential wandering behaviors.

Some of these communities offer tiered-care programs depending on the severity of a resident’s memory loss or other health conditions. Wellness coordinators and staff caregivers get to know each resident’s history, personality, and health care needs to give them the best possible experience. While these communities are often very large, the memory care wings tend to be smaller and more intimate. Residents usually have their own room, but in some communities shared rooms are available for a lower cost.

Memory care-only communities in Tampa

While not the most common, A Place for Mom partners with a few memory-care-only communities in Tampa. These communities are often much smaller than the combined communities, with between 20 and 50 residents. The smaller size can be less intimidating for some, and you can expect these communities to provide the same types of services and care as larger ones.

Residents live in their own or in shared rooms, take their meals in communal dining areas, and participate in scheduled group activities. Like larger communities, these smaller homes offer housekeeping and laundry services, daily schedules, person-centered oversight, and security systems.

Tampa’s senior appeal

Tampa’s weather is its first appealing factor. Year-round sunshine, warm temperatures, and that beautiful ocean air make Tampa easy to enjoy. Family members don’t have to worry about their loved ones’ health or safety during the winter months, and even summer temperatures rarely exceed 95 degrees Fahrenheit.

But for many families, the biggest reason why they choose Tampa is the cost. In Tampa, memory care costs are below other top markets like Phoenix and Denver, while still maintaining a high standard of living and care. And families appreciate the fact that when their loved one begins to need skilled nursing care, they’ll have access to some of the best nursing homes in the nation.

Explore senior care with confidence

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Find top facilities for you.

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Our free touring checklist can help you choose the right community.

Unfamiliar with Tampa? Highlights for seniors

5%

Approximately 5% of Tampa’s population are seniors over 75+, according to the U.S. Census Bureau.

25%

About 25% of Tampa’s population is Hispanic or Latino, according to the U.S. Census Bureau.

10%

Roughly 10% of Wesley Chapel’s population is 65+, according to the U.S. Census Bureau.

17%

About 17% of Land O’ Lakes’ population is over 65+, according to the U.S. Census Bureau.

Health care for seniors in Tampa

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The University of South Florida Health Byrd Alzheimer’s Center and Research Institute

The USF Health Byrd Alzheimer’s Center and Research Institute works to prevent and treat Alzheimer’s and other kinds of dementia. In addition to research and treatment, it offers caregiver support and educates the public on how to support those with memory loss.

4001 E. Fletcher Ave.
Tampa, FL 33613
Phone: 813-396-0606
Find a provider

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The Tampa General Hospital

The Tampa General Hospital is a high-performing hospital for geriatrics, according to the U.S. News and World Report. It’s also nationally ranked for ear, nose, and throat (ENT) care, diabetes, and orthopedics.

1 Tampa General Circle
Tampa, FL 33606-3571
Phone: 813-844-7000
Find a provider

Transportation for seniors in Tampa

Seniors living in Tampa’s memory care communities don’t need to worry about transportation, as almost every one of our partner memory care facilities in Tampa offers transportation services — either at no cost or for a small fee. However, visiting family members should be aware that Tampa has a reputation for having busy traffic, especially during rush hours.

For visitors who don’t have immediate access to transportation, the Hillsborough Area Regional Transit Authority (HART) offers a public bus system. It’s affordable and somewhat reliable, although some people may prefer to use private ride companies, such as Uber or Lyft.

Senior visitors may want to consider using The Sunshine Line, which is Tampa’s door-to-door transportation option for the disabled or the elderly. Seniors have to enroll in the program before using it by calling the enrollment number, 813-272-7272.

Senior activities in Tampa

Many seniors move to Tampa searching for a never-ending vacation. Seniors in memory care can still enjoy many of the adventurous attractions that put Tampa on the map — and staying active is a vital way to slow memory loss. Memory care communities in Tampa work hard to organize daily activities and outings for their residents. Many of these activities revolve around helping residents reconnect with their past hobbies or careers, although some are just plain fun. There’s so much to do in Tampa, so read on to discover some of the best activities for seniors and their loved ones.

Tampa fosters a zest for life

Sing-alongs with hits from over the decades, game nights, movie nights, and even virtual reality are all common ways Tampa’s memory care communities help residents stay engaged. Also, plenty of A Place for Mom’s partnering memory care communities take their residents on outings to visit the local landmarks, serene beaches, and cultural centers. There’s always something exciting going on in Tampa, whether it’s a parade by the Riverwalk or a dolphin sighting from Ben T. Davis Beach.

Tampa’s zesty culture and diversity is another reason why so many seniors flock to this pretty city by the bay. And while the largest age group in Tampa is people between the ages of 25 and 39, the next largest population is people over 65.

Senior centers in Tampa

Tampa’s Parks and Recreation Department has a very well-organized senior activities program. Seniors in Tampa can access weekly events at no cost if they sign up on the Tampa Parks and Recreation website. Many of these activities are dementia-friendly, such as water aerobics, crafting events, and movie nights. You can find a full list of upcoming activities on the Tampa Parks and Recreation website.

Musical events in Tampa

The Adults at Leisure series at Ruth Eckerd Hall puts on retrospective concerts each quarter, designed specifically for seniors. Visiting acts perform hits from legends like Elvis, the Beach Boys, and Cher. Coordinators from Ruth Eckerd Hall also send acts directly to local memory care communities, so all the residents can enjoy the exciting music from the comfort of home.

Outdoor activities in Tampa

Tampa is close to some excellent beaches, especially in the St. Petersburg area. But the top-rated beach for seniors may be Ben T. Davis Beach, which is along the causeway connecting Tampa to Clearwater. Parking is plentiful and is right next to the water, which is helpful for seniors who may not want to walk a long way. It can become crowded at times, but it’s a large beach so it’s easy to find your own little patch of paradise.

Visiting family and friends love Caladesi State Park, which is about a 40-minute boat ride away from Tampa. Kids may especially enjoy the untouched, pirate glamour of white sand beaches and clear water. Camping is available for a $24 reservation fee each night on a first-come, first-serve basis. Seniors get a 50% discount on camping reservation fees. Boat camping is also available, though there is no senior discount.

Birding in Tampa

Tampa is a well-known birding paradise, and the Tampa Audubon Society is the best way to get involved. The society organizes regular birding expeditions around Tampa Bay and does a good job of outlining the length and difficulty of each expedition on its website. Seniors with memory loss can attend, but a family member, friend, or caregiver should attend with them. Some birding routes, like the Circle B Bar Reserve, are even wheelchair accessible.

Cultural attractions in Tampa

The Florida Aquarium in Tampa is an exciting yet accessible destination for seniors. It’s one of the most notable aquariums in the country, showcasing extraordinary marine life. Even more, its conservation programs have helped restore Florida’s coral reefs and rehabilitate the local sea turtle population. Seniors enjoy walking around the serene aquarium and learning about its conservation efforts. Furthermore, family and friends may enjoy the aquarium’s open-water wildlife tours. Wild dolphin encounter experiences are also offered each year for aquarium members.

While Tampa has a growing reputation as a tech-forward metropolis, it’s also home to many historical attractions. For example, it’s home to a major Historical Landmark District in the South. The Ybor Neighborhood was the cigar capital of the United States and has miles of beautiful Spanish and Cuban neighborhoods to explore. Food tours of the Ybor neighborhood are especially popular.

Local resources for visitors or new residents

Visittampabay.com is an excellent resource for visitors or new Tampa residents looking for up-to-date information on all there is to do in Tampa. Learn about upcoming events, like Riverwalk parades, food, boating, festivals, and more. You can find updates on beach openings, parking, and camping reservations on the site, as well as accessibility options for individuals with disabilities. It also has recommendations about where visitors can stay, from luxury resorts to deluxe suites to campsites.

Frequently Asked Questions

Legacy at Highwoods Preserve, Inspired Living at Tampa and Grace Manor at Hunter's Creek are the top-rated Memory Care facilities near Tampa, FL. These Memory Care facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Memory Care in Tampa is 3942.84 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

The 82 memory care facilities near you in Tampa, Florida typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Tampa, Florida, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.

Browse A Place for Mom’s listings for memory care in Tampa, Florida, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.

The cost of memory care facilities in Tampa, Florida ranges from $595 to $9460. The average Memory Care cost in Tampa, Florida is $3942.84. Prices often vary based on care provided, amenities, unit size, and more. 

The cost of memory care in Tampa, Florida typically starts at $595. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.

References

  1. Columbia University Irving Medical Center. (2022, October 24). One in 10 older Americans has dementia. Columbia University.

  2. A Place for Mom. (2022). A Place for Mom proprietary data.

  3. United States Census Bureau. (2021). Veteran status (S2101): Tampa city [Data set]. American Community Survey.

  4. Alzheimer’s Association. (2018). Alzheimer’s statistics: Florida [Infographic].

  5. United States Census Bureau. (2021). Age and sex (S0101): Tampa city [Data set]. American Community Survey.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

Columbia University Irving Medical Center. (2022, October 24). One in 10 older Americans has dementia. Columbia University.

2.

A Place for Mom. (2022). A Place for Mom proprietary data.

3.

United States Census Bureau. (2021). Veteran status (S2101): Tampa city [Data set]. American Community Survey.

4.

Alzheimer’s Association. (2018). Alzheimer’s statistics: Florida [Infographic].

5.

United States Census Bureau. (2021). Age and sex (S0101): Tampa city [Data set]. American Community Survey.