Jan 25, 2017 - 12:37 PM
Assets solely in your mother's name should not be affected by your credit score or potential bankruptcy. Please be sure that when you are acting in your role as POA that you are signing documents as "Mother by Daughter, POA." This will ensure that your mother is responsible for her own assets and liabilities, and that yours are kept separately.
You will want the advice of your bankruptcy attorney as to the impact of a bankruptcy on jointly held assets. Although I deal with elder law issues daily, I am not well versed in bankruptcy law and hesitate to provide you an answer to this question. However, somebody who practices in this field of law often should be able to provide further advice.
Best of luck to you and thank you for the hard work you are doing to take care of your mother. She's lucky to have you.