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If I give assisted living my SS check how can I live on 57 dollars monthly?

I can't get an answer. I'm supposed to go to an assisted living apt. I am approved for medicaid. I get income from SS only. People are telling me I have to give them my whole SS check and will have to live on $57. a month. How can that be?
Status: Open    Nov 01, 2016 - 07:29 AM

Finance

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Jan 05, 2017 - 07:03 AM

The exact amount you may keep as a "personal needs allowance" and the specific Medicaid rules will depend on the state which you live. However, in most states, what you have been advised is likely correct. Your state should allow you to pay for your recurring medical expenses (typically medical insurance premiums) and to keep a personal needs allowance each month, but you must pay the remainder of your income towards your care. You should be able to receive all your basic needs from the assisted living facility -- 3 meals a day, hygiene items, shelter, and skilled care. Although it is not much, the personal needs allowance is supposed to cover additional needs you have, such as haircuts, clothing, etc. If you wish to discuss the particular amount you may keep each month, I recommend you contact an elder law attorney in your state.

Jan 05, 2017 - 04:07 PM

Each state has slightly different rules when it comes to Medicaid benefits. However, the general rule is that once Medicaid is covering your stay the personal allowance you are allowed is extremely low. In some states it can be as low at $20-$30. It's an unfortunate consequence of a financially strained government program. The good news is that if you have coverage for your care it is a significant monetary benefit (even if it doesn't feel like it).
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