There could be a potential benefit from the VA. There is the VA Survivor's Pension, which is based on income/medical expenses. The basic criteria are Assets under $80,000 (not including a primary residence, unless the property is sold). The VA will then look at the annual income and annual medical expenses and if her net income (after deducting the medical expenses from her income) is under the VA's threshold (for 2016 $13,794). The VA will then make up the difference in the gap with 12 monthly payments. However, if your father was a retiree and your mother is receiving his military retirement benefits through the Survivor Benefit Plan that will throw things off with the VA Survivor's Pension as well. I believe that you should speak to a Veterans Service Officer (VSO) in your area who can assist you in helping your mother get the most out of the benefits available to her. You can find a VSO through the VA's website here - OGC - Accreditation Search
. You will never have to pay for anything a VSO assist you with. I also apologize if this is confusing but the VA never makes anything simple unfortunately.