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Can we release a mobile home to Medicaid to pay nursing home bills?

Mother has dementia and has medicaid for nursing home care. Her medicaid required copay takes all her money. She has a mobile home worth less than $8000 on a rented lot in a mobile home park. Cannot get medicaid to tell us what we can do. There are no funds to pay the rental fees or any other bills. Mobile home will not be able to stay in park without payment. We would be happy to release mobile home to medicaid to help pay for her care, but no one will talk to us. She is in South Carolina.

Any help will be appreciated.

Status: Open    Oct 13, 2015 - 09:10 AM


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Expert Answers

Oct 13, 2015 - 12:58 PM

The problem is neither Medicaid nor the nursing home is in the mobile home business. Both deal in money. It needs to be sold before the end of the month if possible. It must be sold for fair market value. If you are not sure what that is find an appraiser and get a value. You could call a used mobile home dealer for a price and/or to purchase it. If she has it on November 1 she will have too much money (over-resourced) and may not be eligible for Medicaid. If you list it for sale you may be able to get a good-faith effort to sell extension. In Alabama that only applies to real-estate. The owner of the park may be interested in purchasing it. If so, get an independent appraisal to set the price.
If nothing else works you can gift it to a family member that can sell it later and pay the money to the nursing home. The gift will incur a penalty from Medicaid but it can be paid back when the mobile home is sold.
You are in a tough position. Look for an elder law attorney in your area for further assistance.

Oct 29, 2015 - 02:12 PM

She should sell the mobile home. She might be able to use the proceeds to pay for her funeral.
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