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Question regarding current VA benefit

Will mom lose her monthly VA benefit if she needs to be moved out of her home due to lack of funds to pay for home health care?


Status: Open    Sep 02, 2015 - 09:19 AM

VA Benefits

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4 answers

Expert Answers

Sep 02, 2015 - 11:06 AM

I need more information to properly answer that question. Where would your mother be going? Will she be living with family or going into an assisted living facility/nursing home? The only time a home becomes an asset is when it is sold and the cash proceedings from that sale are countable income. The other scenario would be that she moves out of the home and it is then rented out then that income would be countable for VA purposes. But to answer you directly just because she does not live in her home, no, she will not stop receiving VA benefits based solely on that.

Sep 02, 2015 - 11:48 AM

Is she receiving the Aid & Attendance portion for the VA Survivor's Pension? Espcially being 94 she probably needs additional assistance with her activities of daily living. Also, if she was not maxed out on the pension then that could generate additional money from the VA after you report the change in medical expenses.

Sep 03, 2015 - 05:27 AM

Hi!
The VA does not care about where your mother lives - strange, but true! What they care about is - "What is she paying for her on-going medical expenses and what are her assets?"

Based on your original question - moving out of home due to lack of funds to pay for home care - it sounds like she may sell her home, which would increase assets, so a test would have to be done to make sure her assets were in line - anything up to $80,000 should be no problem - over $80,000 would depend on the level of care costs in relation to her income.

So, if the sale of the house leaves her with less than $80,000 and she is going to be paying the same or more for her home care, you should not have a problem. Don't forget - if you are providing care, she can pay you for that as well!

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Voted Best Answer

Sep 03, 2015 - 05:27 AM

Hi!
The VA does not care about where your mother lives - strange, but true! What they care about is - "What is she paying for her on-going medical expenses and what are her assets?"

Based on your original question - moving out of home due to lack of funds to pay for home care - it sounds like she may sell her home, which would increase assets, so a test would have to be done to make sure her assets were in line - anything up to $80,000 should be no problem - over $80,000 would depend on the level of care costs in relation to her income.

So, if the sale of the house leaves her with less than $80,000 and she is going to be paying the same or more for her home care, you should not have a problem. Don't forget - if you are providing care, she can pay you for that as well!

Source: 

Answers

Sep 02, 2015 - 11:23 AM

There are right now 2 possibilities...we r trying to decide....1) Move in with me and with that I would need to hire a caregiver as she is not mobile on her own and 2) a Nursing/Memory Care facility...long term (she is 94). Thanks for your response!
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