Jul 23, 2015 - 12:58 PM
Supplemental Medicare insurance—sometimes called Medigap insurance—is health insurance to provide benefits over and above what Medicare provides. If you purchase a supplemental policy, you will still be a Medicare recipient, but many of your copays, coinsurance, and deductibles will be covered by the supplemental policy. Some supplemental policies pay for health care delivered outside the United States, which Medicare does not cover. A supplemental policy carries its own premium, which must be paid in addition to any Medicare premiums owed.